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Auto Loan Rates in Baton Rouge, Louisiana (LA) for May 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Baton Rouge, Louisiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 12, 2026

Current auto loan rates in Baton Rouge, Louisiana include La Capitol Federal Credit UnionLa Capitol Federal Credit Union700 Main St, Baton Rouge, LA, 70802 5501A5.0 ★Texas Ratio: 7.23% offering New Vehicle - 2023 and Newer Model Years at 5.24%, Eagle Louisiana Federal Credit UnionEagle Louisiana Federal Credit Union2271 College Dr, Baton Rouge, LA, 70808 1839A+5.0 ★Texas Ratio: 2.34% offering Auto Loans at 5.49%, Essential Credit UnionEssential Credit Union6725 Siegen Ln, Baton Rouge, LA, 70809A5.0 ★Texas Ratio: 11.36% offering Auto Loans at 5.49%, Campus Federal Credit UnionCampus Federal Credit Union6230 Perkins Rd, Baton Rouge, LA, 70808A+5.0 ★Texas Ratio: 1.73% offering Auto Loans at 5.74%, BRECO Federal Credit UnionBRECO Federal Credit Union3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816A-5.0 ★Texas Ratio: 14.60% offering New/Used Auto at 6.49%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Baton Rouge has 6 local institutions in our database, with auto loan rates as low as 5.24% APR from La Capitol Federal Credit Union at 700 Main St, Baton Rouge, LA, 70802 5501. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Baton Rouge, Louisiana. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Baton Rouge, Louisiana & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years
5.24%
1 to 36
View
▼
APR5.24%
Term1 to 36
Last UpdatedMay 7, 2026
Details

As Low As

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
2271 College Dr, Baton Rouge, LA, 70808 1839
Auto Loans
5.49%
0-36
View
▼
APR5.49%
Term0-36
Last UpdatedMay 10, 2026
Details

As Low As

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
6725 Siegen Ln, Baton Rouge, LA, 70809
Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; 36 months

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years
5.54%
49 to 60
View
▼
APR5.54%
Term49 to 60
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years
5.64%
67 to 75
View
▼
APR5.64%
Term67 to 75
Last UpdatedMay 7, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
5.74%
24 Months
View
▼
APR5.74%
Term24 Months
Last UpdatedMay 6, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
5.74%
24 Months
View
▼
APR5.74%
Term24 Months
Last UpdatedMay 6, 2026
Details

As Low As; 100% financing available

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
2271 College Dr, Baton Rouge, LA, 70808 1839
Auto Loans
5.74%
37-60
View
▼
APR5.74%
Term37-60
Last UpdatedMay 10, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years
5.79%
76 to 78
View
▼
APR5.79%
Term76 to 78
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years
5.94%
79 to 84
View
▼
APR5.94%
Term79 to 84
Last UpdatedMay 7, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
6.04%
72 Months
View
▼
APR6.04%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
6.04%
72 Months
View
▼
APR6.04%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; 100% financing available

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
2271 College Dr, Baton Rouge, LA, 70808 1839
Auto Loans
6.14%
61-78
View
▼
APR6.14%
Term61-78
Last UpdatedMay 10, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
6.24%
78 Months
View
▼
APR6.24%
Term78 Months
Last UpdatedMay 6, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
6.24%
78 Months
View
▼
APR6.24%
Term78 Months
Last UpdatedMay 6, 2026
Details

As Low As; 100% financing available

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2019-2022 Model Years
6.24%
1 to 36
View
▼
APR6.24%
Term1 to 36
Last UpdatedMay 7, 2026
Details

As Low As

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
2271 College Dr, Baton Rouge, LA, 70808 1839
Auto Loans
6.29%
79-84
View
▼
APR6.29%
Term79-84
Last UpdatedMay 10, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; 100% financing available

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
6.49%
0-36
View
▼
APR6.49%
Term0-36
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2019-2022 Model Years
6.54%
49 to 60
View
▼
APR6.54%
Term49 to 60
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2019-2022 Model Years
6.64%
67 to 75
View
▼
APR6.64%
Term67 to 75
Last UpdatedMay 7, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
6.89%
90 Months
View
▼
APR6.89%
Term90 Months
Last UpdatedMay 6, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
6.89%
90 Months
View
▼
APR6.89%
Term90 Months
Last UpdatedMay 6, 2026
Details

As Low As; 100% financing available

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
6.99%
49-60
View
▼
APR6.99%
Term49-60
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
7.29%
61-72
View
▼
APR7.29%
Term61-72
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
7.64%
73-84
View
▼
APR7.64%
Term73-84
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00

Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
First Time Auto
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2018 and Older Model Years
8.24%
1 to 36
View
▼
APR8.24%
Term1 to 36
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2018 and Older Model Years
8.54%
49 to 60
View
▼
APR8.54%
Term49 to 60
Last UpdatedMay 7, 2026
Details

As Low As

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loans
3.50%
Up to 36 months
View
▼
APR3.50%
TermUp to 36 months
Last UpdatedMay 10, 2026
Details

As Low As; Cars, Trucks, & SUVs

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.00%
Up to 60 Months
View
▼
APR4.00%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

A+APR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

A+APR*

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Autos
4.34%
84 Months
View
▼
APR4.34%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
New & Used Vehicles
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.50%
Up to 60 Months
View
▼
APR4.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

AAPR*

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade A, Credit Score Range 720+

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
New Vehicle
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

AAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A+
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade A, Credit Score Range 720+

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
4.79%
0-48
View
▼
APR4.79%
Term0-48
Last UpdatedMay 10, 2026
Details

As Low As

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Autos
4.84%
84 Months
View
▼
APR4.84%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Auto Loans
4.99%
12-60
View
▼
APR4.99%
Term12-60
Last UpdatedMay 7, 2026
Details

New Auto, 12-60 Month Term

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

AAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A+
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide A, Credit Score Range 720+

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.04%
49-66
View
▼
APR5.04%
Term49-66
Last UpdatedMay 10, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
5.15%
1 - 6
View
▼
APR5.15%
Term1 - 6
Last UpdatedMay 7, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.19%
36 months
View
▼
APR5.19%
Term36 months
Last UpdatedMay 7, 2026
Details

As Low As

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
Auto Loan
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedMay 6, 2026
Details

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide A, Credit Score Range 720+

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.29%
0-48
View
▼
APR5.29%
Term0-48
Last UpdatedMay 10, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
5.40%
7 - 9
View
▼
APR5.40%
Term7 - 9
Last UpdatedMay 7, 2026
Details

As Low As

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
New Auto
5.44%
96 Months
View
▼
APR5.44%
Term96 Months
Last UpdatedMay 12, 2026
Details

up to 96 mo.

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedMay 12, 2026
Details

up to 84 mo.

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto 2023 and under
5.44%
72 Months
View
▼
APR5.44%
Term72 Months
Last UpdatedMay 12, 2026
Details

up to 72 mo.

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 7, 2026
Details

As Low As

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
Auto Loan
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedMay 6, 2026
Details

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.50%
Up to 60 Months
View
▼
APR5.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

BAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Grade A, Credit Score Range 720+

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
5.50%
0-24
View
▼
APR5.50%
Term0-24
Last UpdatedMay 12, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.54%
67-78
View
▼
APR5.54%
Term67-78
Last UpdatedMay 10, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.54%
49-66
View
▼
APR5.54%
Term49-66
Last UpdatedMay 10, 2026
Details

As Low As

Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
New Car Loan (2019,2020 & 2021 models, may include TTL)
5.59%
84 Months
View
▼
APR5.59%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
5.65%
10 - 15
View
▼
APR5.65%
Term10 - 15
Last UpdatedMay 7, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedMay 7, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

BAPR*

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade B, Credit Score Range 670-719

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
5.75%
61 - 72 Months
View
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Used Vehicle
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
5.75%
25-36
View
▼
APR5.75%
Term25-36
Last UpdatedMay 12, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMay 7, 2026
Details

As Low As; Selling price must be $30,000

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Auto Loan
6.00%
Up to 48 months
View
▼
APR6.00%
TermUp to 48 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

BAPR*

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Paper Guide A, Credit Score Range 720+

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
6.00%
73 - 84 Months
View
▼
APR6.00%
Term73 - 84 Months
Last UpdatedMay 7, 2026
Details

As Low As

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
6.00%
37-48
View
▼
APR6.00%
Term37-48
Last UpdatedMay 12, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
6.04%
79-84
View
▼
APR6.04%
Term79-84
Last UpdatedMay 10, 2026
Details

As Low As; New Vehicles Only > $25,000

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
6.04%
67-78
View
▼
APR6.04%
Term67-78
Last UpdatedMay 10, 2026
Details

As Low As

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.10%
36 Months
View
▼
APR6.10%
Term36 Months
Last UpdatedMay 6, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Auto Loan
6.25%
60 months
View
▼
APR6.25%
Term60 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide B, Credit Score Range 670-719

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
6.25%
49-60
View
▼
APR6.25%
Term49-60
Last UpdatedMay 12, 2026
Details

As Low As

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
6.35%
Up to 24 Months
View
▼
APR6.35%
TermUp to 24 Months
Last UpdatedMay 6, 2026
Details

Maximum term for loans up to $5,000 is 24 months

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
Auto Loan
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Auto Loan
6.50%
72 months
View
▼
APR6.50%
Term72 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Grade B, Credit Score Range 670-719

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
6.50%
61-72
View
▼
APR6.50%
Term61-72
Last UpdatedMay 12, 2026
Details

As Low As

Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
Used Car Loan (up to 8 Years Old (NADA Retail Value) may include TTL
6.59%
84 Months
View
▼
APR6.59%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Used Vehicle Loan Rate as low as 5.99% APR, 100% financing Ask about additional qualifying rate discounts

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.60%
72 Months
View
▼
APR6.60%
Term72 Months
Last UpdatedMay 6, 2026
Details

Loan amount is $15,001 or greater

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
6.75%
73-84
View
▼
APR6.75%
Term73-84
Last UpdatedMay 12, 2026
Details

As Low As

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1st Time Auto Loan
6.84%
60 Months
View
▼
APR6.84%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
7.00%
36 Months
View
▼
APR7.00%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Paper Guide B, Credit Score Range 670-719

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
7.00%
0-24
View
▼
APR7.00%
Term0-24
Last UpdatedMay 12, 2026
Details

As Low As

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
7.10%
Up to 60 Months
View
▼
APR7.10%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details

Loan amount is $14,001 or greater

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
7.25%
85-96
View
▼
APR7.25%
Term85-96
Last UpdatedMay 12, 2026
Details

As Low As

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
7.25%
25-36
View
▼
APR7.25%
Term25-36
Last UpdatedMay 12, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
7.50%
Up to 60 Months
View
▼
APR7.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

CAPR*

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
7.50%
37-48
View
▼
APR7.50%
Term37-48
Last UpdatedMay 12, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMay 10, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
7.75%
96 months
View
▼
APR7.75%
Term96 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

CAPR*

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide C, Credit Score Range 620 - 669

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
7.75%
49-60
View
▼
APR7.75%
Term49-60
Last UpdatedMay 12, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

CAPR*

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
8.00%
60 Months
View
▼
APR8.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
8.00%
72 Months
View
▼
APR8.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide C, Credit Score Range 620 - 669

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
8.00%
61-72
View
▼
APR8.00%
Term61-72
Last UpdatedMay 12, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.25%
60 Months
View
▼
APR8.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
8.25%
73-84
View
▼
APR8.25%
Term73-84
Last UpdatedMay 12, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMay 10, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
8.75%
120 months
View
▼
APR8.75%
Term120 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
8.75%
84 Months
View
▼
APR8.75%
Term84 Months
Last UpdatedMay 7, 2026
Details

Paper Guide C, Credit Score Range 620 - 669

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
8.75%
85-96
View
▼
APR8.75%
Term85-96
Last UpdatedMay 12, 2026
Details

As Low As

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan A
8.90%
1-6 Years
View
▼
APR8.90%
Term1-6 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10Years Old (From Date of Discharge)

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Auto Loan
9.25%
36 months
View
▼
APR9.25%
Term36 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
9.50%
Up to 60 Months
View
▼
APR9.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

DAPR*

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
9.75%
180 months
View
▼
APR9.75%
Term180 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
9.75%
72 Months
View
▼
APR9.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

DAPR*

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan B
9.90%
1-6 Years
View
▼
APR9.90%
Term1-6 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
10.00%
84 Months
View
▼
APR10.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.25%
60 Months
View
▼
APR10.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.50%
72 Months
View
▼
APR10.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan C
10.90%
1-5 Years
View
▼
APR10.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan A
10.90%
1-5 Years
View
▼
APR10.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10 Years Old (From Date of Discharge)

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
11.50%
36 Months
View
▼
APR11.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade D, Credit Score Range 580 - 619

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan B
11.90%
1-6 Years
View
▼
APR11.90%
Term1-6 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
12.00%
48 Months
View
▼
APR12.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade D, Credit Score Range 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
12.25%
60 Months
View
▼
APR12.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide D, Credit Score Range 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
12.75%
72 Months
View
▼
APR12.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide D, Credit Score Range 580 - 619

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan D
12.90%
1-5 Years
View
▼
APR12.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan C
12.90%
1-5 Years
View
▼
APR12.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan E
14.90%
1-5 Years
View
▼
APR14.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan D
14.90%
1-5 Years
View
▼
APR14.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
15.50%
36 Months
View
▼
APR15.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade E, Credit Score Range 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
16.00%
48 Months
View
▼
APR16.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade E, Credit Score Range 579 or less

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
17.00%
Up to 60 Months
View
▼
APR17.00%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

EAPR*

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
17.00%
60 Months
View
▼
APR17.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide E, Credit Score Range 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
18.00%
72 Months
View
▼
APR18.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide E, Credit Score Range 579 or less

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan E
20.00%
1-5 Years
View
▼
APR20.00%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years
5.24%
1 to 36
View
▼
APR5.24%
Term1 to 36
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years
5.54%
49 to 60
View
▼
APR5.54%
Term49 to 60
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years
5.64%
67 to 75
View
▼
APR5.64%
Term67 to 75
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years
5.79%
76 to 78
View
▼
APR5.79%
Term76 to 78
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years
5.94%
79 to 84
View
▼
APR5.94%
Term79 to 84
Last UpdatedMay 7, 2026
Details

As Low As

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
6.49%
0-36
View
▼
APR6.49%
Term0-36
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
6.99%
49-60
View
▼
APR6.99%
Term49-60
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
7.29%
61-72
View
▼
APR7.29%
Term61-72
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
7.64%
73-84
View
▼
APR7.64%
Term73-84
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.00%
Up to 60 Months
View
▼
APR4.00%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

A+APR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

A+APR*

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Autos
4.34%
84 Months
View
▼
APR4.34%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
New & Used Vehicles
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.50%
Up to 60 Months
View
▼
APR4.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

AAPR*

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade A, Credit Score Range 720+

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
New Vehicle
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

AAPR*

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade A, Credit Score Range 720+

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
4.79%
0-48
View
▼
APR4.79%
Term0-48
Last UpdatedMay 10, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

AAPR*

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.04%
49-66
View
▼
APR5.04%
Term49-66
Last UpdatedMay 10, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.19%
36 months
View
▼
APR5.19%
Term36 months
Last UpdatedMay 7, 2026
Details

As Low As

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
New Auto
5.44%
96 Months
View
▼
APR5.44%
Term96 Months
Last UpdatedMay 12, 2026
Details

up to 96 mo.

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 7, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.50%
Up to 60 Months
View
▼
APR5.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

BAPR*

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Grade A, Credit Score Range 720+

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.54%
67-78
View
▼
APR5.54%
Term67-78
Last UpdatedMay 10, 2026
Details

As Low As

Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
New Car Loan (2019,2020 & 2021 models, may include TTL)
5.59%
84 Months
View
▼
APR5.59%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedMay 7, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

BAPR*

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade B, Credit Score Range 670-719

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
5.75%
61 - 72 Months
View
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMay 7, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMay 7, 2026
Details

As Low As; Selling price must be $30,000

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

BAPR*

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
6.00%
73 - 84 Months
View
▼
APR6.00%
Term73 - 84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
6.04%
79-84
View
▼
APR6.04%
Term79-84
Last UpdatedMay 10, 2026
Details

As Low As; New Vehicles Only > $25,000

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.10%
36 Months
View
▼
APR6.10%
Term36 Months
Last UpdatedMay 6, 2026
Details

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Grade B, Credit Score Range 670-719

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.60%
72 Months
View
▼
APR6.60%
Term72 Months
Last UpdatedMay 6, 2026
Details

Loan amount is $15,001 or greater

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
7.00%
36 Months
View
▼
APR7.00%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
7.50%
Up to 60 Months
View
▼
APR7.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

CAPR*

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMay 10, 2026
Details

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

CAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

CAPR*

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
8.00%
60 Months
View
▼
APR8.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan A
8.90%
1-6 Years
View
▼
APR8.90%
Term1-6 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10Years Old (From Date of Discharge)

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
9.50%
Up to 60 Months
View
▼
APR9.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
9.75%
72 Months
View
▼
APR9.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

DAPR*

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan B
9.90%
1-6 Years
View
▼
APR9.90%
Term1-6 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
10.00%
84 Months
View
▼
APR10.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

DAPR*

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan C
10.90%
1-5 Years
View
▼
APR10.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
11.50%
36 Months
View
▼
APR11.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade D, Credit Score Range 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
12.00%
48 Months
View
▼
APR12.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade D, Credit Score Range 580 - 619

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan D
12.90%
1-5 Years
View
▼
APR12.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan E
14.90%
1-5 Years
View
▼
APR14.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
15.50%
36 Months
View
▼
APR15.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade E, Credit Score Range 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
16.00%
48 Months
View
▼
APR16.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade E, Credit Score Range 579 or less

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
17.00%
Up to 60 Months
View
▼
APR17.00%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

EAPR*

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2019-2022 Model Years
6.24%
1 to 36
View
▼
APR6.24%
Term1 to 36
Last UpdatedMay 7, 2026
Details

As Low As

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
6.49%
0-36
View
▼
APR6.49%
Term0-36
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2019-2022 Model Years
6.54%
49 to 60
View
▼
APR6.54%
Term49 to 60
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2019-2022 Model Years
6.64%
67 to 75
View
▼
APR6.64%
Term67 to 75
Last UpdatedMay 7, 2026
Details

As Low As

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
6.99%
49-60
View
▼
APR6.99%
Term49-60
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
7.29%
61-72
View
▼
APR7.29%
Term61-72
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
7.64%
73-84
View
▼
APR7.64%
Term73-84
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2018 and Older Model Years
8.24%
1 to 36
View
▼
APR8.24%
Term1 to 36
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2018 and Older Model Years
8.54%
49 to 60
View
▼
APR8.54%
Term49 to 60
Last UpdatedMay 7, 2026
Details

As Low As

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
New & Used Vehicles
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A+
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Autos
4.84%
84 Months
View
▼
APR4.84%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A+
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide A, Credit Score Range 720+

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
5.15%
1 - 6
View
▼
APR5.15%
Term1 - 6
Last UpdatedMay 7, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide A, Credit Score Range 720+

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.29%
0-48
View
▼
APR5.29%
Term0-48
Last UpdatedMay 10, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
5.40%
7 - 9
View
▼
APR5.40%
Term7 - 9
Last UpdatedMay 7, 2026
Details

As Low As

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedMay 12, 2026
Details

up to 84 mo.

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto 2023 and under
5.44%
72 Months
View
▼
APR5.44%
Term72 Months
Last UpdatedMay 12, 2026
Details

up to 72 mo.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.54%
49-66
View
▼
APR5.54%
Term49-66
Last UpdatedMay 10, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
5.65%
10 - 15
View
▼
APR5.65%
Term10 - 15
Last UpdatedMay 7, 2026
Details

As Low As

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
5.75%
61 - 72 Months
View
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Used Vehicle
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Paper Guide A, Credit Score Range 720+

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
6.00%
73 - 84 Months
View
▼
APR6.00%
Term73 - 84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
6.04%
67-78
View
▼
APR6.04%
Term67-78
Last UpdatedMay 10, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide B, Credit Score Range 670-719

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
6.35%
Up to 24 Months
View
▼
APR6.35%
TermUp to 24 Months
Last UpdatedMay 6, 2026
Details

Maximum term for loans up to $5,000 is 24 months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
Used Car Loan (up to 8 Years Old (NADA Retail Value) may include TTL
6.59%
84 Months
View
▼
APR6.59%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Used Vehicle Loan Rate as low as 5.99% APR, 100% financing Ask about additional qualifying rate discounts

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Paper Guide B, Credit Score Range 670-719

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
7.10%
Up to 60 Months
View
▼
APR7.10%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details

Loan amount is $14,001 or greater

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
7.75%
96 months
View
▼
APR7.75%
Term96 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
8.00%
72 Months
View
▼
APR8.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide C, Credit Score Range 620 - 669

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.25%
60 Months
View
▼
APR8.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMay 10, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
8.75%
120 months
View
▼
APR8.75%
Term120 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
8.75%
84 Months
View
▼
APR8.75%
Term84 Months
Last UpdatedMay 7, 2026
Details

Paper Guide C, Credit Score Range 620 - 669

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
9.75%
180 months
View
▼
APR9.75%
Term180 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.25%
60 Months
View
▼
APR10.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.50%
72 Months
View
▼
APR10.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan A
10.90%
1-5 Years
View
▼
APR10.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan B
11.90%
1-6 Years
View
▼
APR11.90%
Term1-6 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
12.25%
60 Months
View
▼
APR12.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide D, Credit Score Range 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
12.75%
72 Months
View
▼
APR12.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide D, Credit Score Range 580 - 619

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan C
12.90%
1-5 Years
View
▼
APR12.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan D
14.90%
1-5 Years
View
▼
APR14.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
17.00%
60 Months
View
▼
APR17.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide E, Credit Score Range 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
18.00%
72 Months
View
▼
APR18.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide E, Credit Score Range 579 or less

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan E
20.00%
1-5 Years
View
▼
APR20.00%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval

Baton Rouge, LA Auto Loan Rate Trends

Compare local Baton Rouge, LA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Louisiana Auto Trends →
New Auto Loan — LA Avg
6.613%
▲ 0.833 vs 7 days ago

Louisiana new auto rates rose 0.833 points over the past 7 days to 6.613% APR.

Used Auto Loan — LA Avg
7.266%
▲ 0.409 vs 7 days ago

Louisiana used auto rates rose 0.409 points over the past 7 days to 7.266% APR.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Baton Rouge, Louisiana

How does my credit score affect my car loan rate in Louisiana?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Baton Rouge, Louisiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Louisiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Baton Rouge, Louisiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Baton Rouge, Louisiana?

Based on our current data, some of the lowest auto loan rates available in Baton Rouge, Louisiana include:
  • La Capitol Federal Credit Union: 5.24% (New Vehicle - 2023 and Newer Model Years)
  • Eagle Louisiana Federal Credit Union: 5.49% (Auto Loans)
  • Essential Credit Union: 5.49% (Auto Loans)
  • Campus Federal Credit Union: 5.74% (Auto Loans)
  • BRECO Federal Credit Union: 6.49% (New/Used Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Baton Rouge, Louisiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026

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