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Auto Loan Rates in Lafayette, Louisiana (LA) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Lafayette, Louisiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 12, 2026

Current auto loan rates in Lafayette, Louisiana include 705 Federal Credit Union705 Federal Credit Union1455 W Willow St, Lafayette, LA, 70506 1026A-5.0 ★Texas Ratio: 14.64% offering New Auto Loans at 4.00%, Riverland Federal Credit UnionRiverland Federal Credit UnionA+5.0 ★Texas Ratio: 4.24% offering Auto Loans at 3.50%, Xplore Federal Credit UnionXplore Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering New Autos at 4.34%, Willis Knighton Federal Credit UnionWillis Knighton Federal Credit UnionA+5.0 ★Texas Ratio: 2.84% offering New & Used Vehicles at 4.49%, GP Louisiana Federal Credit UnionGP Louisiana Federal Credit UnionA+5.0 ★Texas Ratio: 2.43% offering New Vehicles 2023-2025 at 4.50%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Lafayette has 1 local institution in our database, with auto loan rates as low as 4.00% APR from 705 Federal Credit Union at 1455 W Willow St, Lafayette, LA, 70506 1026. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Lafayette, Louisiana. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Lafayette, Louisiana & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.00%
Up to 60 Months
View
▼
APR4.00%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

A+APR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

A+APR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.50%
Up to 60 Months
View
▼
APR4.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

AAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

AAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old A+
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

AAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old A+
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old A
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
5.50%
Up to 60 Months
View
▼
APR5.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

BAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old A
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

BAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

BAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old B
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old B
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
7.50%
Up to 60 Months
View
▼
APR7.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

CAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

CAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

CAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old C
8.25%
60 Months
View
▼
APR8.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old C
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
9.50%
Up to 60 Months
View
▼
APR9.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
9.75%
72 Months
View
▼
APR9.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
10.00%
84 Months
View
▼
APR10.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old D
10.25%
60 Months
View
▼
APR10.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old D
10.50%
72 Months
View
▼
APR10.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
17.00%
Up to 60 Months
View
▼
APR17.00%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

EAPR*

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loans
3.50%
Up to 36 months
View
▼
APR3.50%
TermUp to 36 months
Last UpdatedMay 10, 2026
Details

As Low As; Cars, Trucks, & SUVs

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Autos
4.34%
84 Months
View
▼
APR4.34%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
New & Used Vehicles
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade A, Credit Score Range 720+

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
New Vehicle
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade A, Credit Score Range 720+

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
4.79%
0-48
View
▼
APR4.79%
Term0-48
Last UpdatedMay 10, 2026
Details

As Low As

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Autos
4.84%
84 Months
View
▼
APR4.84%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Auto Loans
4.99%
12-60
View
▼
APR4.99%
Term12-60
Last UpdatedMay 7, 2026
Details

New Auto, 12-60 Month Term

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide A, Credit Score Range 720+

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.04%
49-66
View
▼
APR5.04%
Term49-66
Last UpdatedMay 10, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
5.15%
1 - 6
View
▼
APR5.15%
Term1 - 6
Last UpdatedMay 7, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.19%
36 months
View
▼
APR5.19%
Term36 months
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years
5.24%
1 to 36
View
▼
APR5.24%
Term1 to 36
Last UpdatedMay 7, 2026
Details

As Low As

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
Auto Loan
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedMay 6, 2026
Details

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide A, Credit Score Range 720+

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.29%
0-48
View
▼
APR5.29%
Term0-48
Last UpdatedMay 10, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
5.40%
7 - 9
View
▼
APR5.40%
Term7 - 9
Last UpdatedMay 7, 2026
Details

As Low As

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
New Auto
5.44%
96 Months
View
▼
APR5.44%
Term96 Months
Last UpdatedMay 12, 2026
Details

up to 96 mo.

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedMay 12, 2026
Details

up to 84 mo.

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto 2023 and under
5.44%
72 Months
View
▼
APR5.44%
Term72 Months
Last UpdatedMay 12, 2026
Details

up to 72 mo.

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 7, 2026
Details

As Low As

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Auto Loans
5.49%
0-36
View
▼
APR5.49%
Term0-36
Last UpdatedMay 10, 2026
Details

As Low As

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; 36 months

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
Auto Loan
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedMay 6, 2026
Details

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Grade A, Credit Score Range 720+

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
5.50%
0-24
View
▼
APR5.50%
Term0-24
Last UpdatedMay 12, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years
5.54%
49 to 60
View
▼
APR5.54%
Term49 to 60
Last UpdatedMay 7, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.54%
67-78
View
▼
APR5.54%
Term67-78
Last UpdatedMay 10, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.54%
49-66
View
▼
APR5.54%
Term49-66
Last UpdatedMay 10, 2026
Details

As Low As

Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
New Car Loan (2019,2020 & 2021 models, may include TTL)
5.59%
84 Months
View
▼
APR5.59%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years
5.64%
67 to 75
View
▼
APR5.64%
Term67 to 75
Last UpdatedMay 7, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
5.65%
10 - 15
View
▼
APR5.65%
Term10 - 15
Last UpdatedMay 7, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
5.74%
24 Months
View
▼
APR5.74%
Term24 Months
Last UpdatedMay 6, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
5.74%
24 Months
View
▼
APR5.74%
Term24 Months
Last UpdatedMay 6, 2026
Details

As Low As; 100% financing available

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedMay 7, 2026
Details

As Low As

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Auto Loans
5.74%
37-60
View
▼
APR5.74%
Term37-60
Last UpdatedMay 10, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade B, Credit Score Range 670-719

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
5.75%
61 - 72 Months
View
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Used Vehicle
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
5.75%
25-36
View
▼
APR5.75%
Term25-36
Last UpdatedMay 12, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years
5.79%
76 to 78
View
▼
APR5.79%
Term76 to 78
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years
5.94%
79 to 84
View
▼
APR5.94%
Term79 to 84
Last UpdatedMay 7, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMay 7, 2026
Details

As Low As; Selling price must be $30,000

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Auto Loan
6.00%
Up to 48 months
View
▼
APR6.00%
TermUp to 48 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Paper Guide A, Credit Score Range 720+

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
6.00%
73 - 84 Months
View
▼
APR6.00%
Term73 - 84 Months
Last UpdatedMay 7, 2026
Details

As Low As

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
6.00%
37-48
View
▼
APR6.00%
Term37-48
Last UpdatedMay 12, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
6.04%
72 Months
View
▼
APR6.04%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.04%
72 Months
View
▼
APR6.04%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; 100% financing available

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
6.04%
79-84
View
▼
APR6.04%
Term79-84
Last UpdatedMay 10, 2026
Details

As Low As; New Vehicles Only > $25,000

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
6.04%
67-78
View
▼
APR6.04%
Term67-78
Last UpdatedMay 10, 2026
Details

As Low As

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.10%
36 Months
View
▼
APR6.10%
Term36 Months
Last UpdatedMay 6, 2026
Details

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Auto Loans
6.14%
61-78
View
▼
APR6.14%
Term61-78
Last UpdatedMay 10, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
6.24%
78 Months
View
▼
APR6.24%
Term78 Months
Last UpdatedMay 6, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.24%
78 Months
View
▼
APR6.24%
Term78 Months
Last UpdatedMay 6, 2026
Details

As Low As; 100% financing available

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loan 2019-2022 Model Years
6.24%
1 to 36
View
▼
APR6.24%
Term1 to 36
Last UpdatedMay 7, 2026
Details

As Low As

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Auto Loan
6.25%
60 months
View
▼
APR6.25%
Term60 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide B, Credit Score Range 670-719

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
6.25%
49-60
View
▼
APR6.25%
Term49-60
Last UpdatedMay 12, 2026
Details

As Low As

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Auto Loans
6.29%
79-84
View
▼
APR6.29%
Term79-84
Last UpdatedMay 10, 2026
Details

As Low As

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
6.35%
Up to 24 Months
View
▼
APR6.35%
TermUp to 24 Months
Last UpdatedMay 6, 2026
Details

Maximum term for loans up to $5,000 is 24 months

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; 100% financing available

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.49%
0-36
View
▼
APR6.49%
Term0-36
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
Auto Loan
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Auto Loan
6.50%
72 months
View
▼
APR6.50%
Term72 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Grade B, Credit Score Range 670-719

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
6.50%
61-72
View
▼
APR6.50%
Term61-72
Last UpdatedMay 12, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loan 2019-2022 Model Years
6.54%
49 to 60
View
▼
APR6.54%
Term49 to 60
Last UpdatedMay 7, 2026
Details

As Low As

Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
Used Car Loan (up to 8 Years Old (NADA Retail Value) may include TTL
6.59%
84 Months
View
▼
APR6.59%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Used Vehicle Loan Rate as low as 5.99% APR, 100% financing Ask about additional qualifying rate discounts

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.60%
72 Months
View
▼
APR6.60%
Term72 Months
Last UpdatedMay 6, 2026
Details

Loan amount is $15,001 or greater

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loan 2019-2022 Model Years
6.64%
67 to 75
View
▼
APR6.64%
Term67 to 75
Last UpdatedMay 7, 2026
Details

As Low As

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
6.75%
73-84
View
▼
APR6.75%
Term73-84
Last UpdatedMay 12, 2026
Details

As Low As

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1st Time Auto Loan
6.84%
60 Months
View
▼
APR6.84%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
6.89%
90 Months
View
▼
APR6.89%
Term90 Months
Last UpdatedMay 6, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.89%
90 Months
View
▼
APR6.89%
Term90 Months
Last UpdatedMay 6, 2026
Details

As Low As; 100% financing available

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.99%
49-60
View
▼
APR6.99%
Term49-60
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
7.00%
36 Months
View
▼
APR7.00%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Paper Guide B, Credit Score Range 670-719

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
7.00%
0-24
View
▼
APR7.00%
Term0-24
Last UpdatedMay 12, 2026
Details

As Low As

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
7.10%
Up to 60 Months
View
▼
APR7.10%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details

Loan amount is $14,001 or greater

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
7.25%
85-96
View
▼
APR7.25%
Term85-96
Last UpdatedMay 12, 2026
Details

As Low As

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
7.25%
25-36
View
▼
APR7.25%
Term25-36
Last UpdatedMay 12, 2026
Details

As Low As

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.29%
61-72
View
▼
APR7.29%
Term61-72
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
7.50%
37-48
View
▼
APR7.50%
Term37-48
Last UpdatedMay 12, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMay 10, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.64%
73-84
View
▼
APR7.64%
Term73-84
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
7.75%
96 months
View
▼
APR7.75%
Term96 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide C, Credit Score Range 620 - 669

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
7.75%
49-60
View
▼
APR7.75%
Term49-60
Last UpdatedMay 12, 2026
Details

As Low As

Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
First Time Auto
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
8.00%
60 Months
View
▼
APR8.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
8.00%
72 Months
View
▼
APR8.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide C, Credit Score Range 620 - 669

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
8.00%
61-72
View
▼
APR8.00%
Term61-72
Last UpdatedMay 12, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loan 2018 and Older Model Years
8.24%
1 to 36
View
▼
APR8.24%
Term1 to 36
Last UpdatedMay 7, 2026
Details

As Low As

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
8.25%
73-84
View
▼
APR8.25%
Term73-84
Last UpdatedMay 12, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loan 2018 and Older Model Years
8.54%
49 to 60
View
▼
APR8.54%
Term49 to 60
Last UpdatedMay 7, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMay 10, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
8.75%
120 months
View
▼
APR8.75%
Term120 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
8.75%
84 Months
View
▼
APR8.75%
Term84 Months
Last UpdatedMay 7, 2026
Details

Paper Guide C, Credit Score Range 620 - 669

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Vehicle Loan
8.75%
85-96
View
▼
APR8.75%
Term85-96
Last UpdatedMay 12, 2026
Details

As Low As

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan A
8.90%
1-6 Years
View
▼
APR8.90%
Term1-6 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10Years Old (From Date of Discharge)

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Auto Loan
9.25%
36 months
View
▼
APR9.25%
Term36 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
9.75%
180 months
View
▼
APR9.75%
Term180 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan B
9.90%
1-6 Years
View
▼
APR9.90%
Term1-6 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan C
10.90%
1-5 Years
View
▼
APR10.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan A
10.90%
1-5 Years
View
▼
APR10.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10 Years Old (From Date of Discharge)

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
11.50%
36 Months
View
▼
APR11.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade D, Credit Score Range 580 - 619

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan B
11.90%
1-6 Years
View
▼
APR11.90%
Term1-6 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
12.00%
48 Months
View
▼
APR12.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade D, Credit Score Range 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
12.25%
60 Months
View
▼
APR12.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide D, Credit Score Range 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
12.75%
72 Months
View
▼
APR12.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide D, Credit Score Range 580 - 619

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan D
12.90%
1-5 Years
View
▼
APR12.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan C
12.90%
1-5 Years
View
▼
APR12.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan E
14.90%
1-5 Years
View
▼
APR14.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan D
14.90%
1-5 Years
View
▼
APR14.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
15.50%
36 Months
View
▼
APR15.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade E, Credit Score Range 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
16.00%
48 Months
View
▼
APR16.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade E, Credit Score Range 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
17.00%
60 Months
View
▼
APR17.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide E, Credit Score Range 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
18.00%
72 Months
View
▼
APR18.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide E, Credit Score Range 579 or less

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan E
20.00%
1-5 Years
View
▼
APR20.00%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.00%
Up to 60 Months
View
▼
APR4.00%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

A+APR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

A+APR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.50%
Up to 60 Months
View
▼
APR4.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

AAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

AAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

AAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
5.50%
Up to 60 Months
View
▼
APR5.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

BAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

BAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

BAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
7.50%
Up to 60 Months
View
▼
APR7.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

CAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

CAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

CAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
9.50%
Up to 60 Months
View
▼
APR9.50%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
9.75%
72 Months
View
▼
APR9.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
10.00%
84 Months
View
▼
APR10.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
17.00%
Up to 60 Months
View
▼
APR17.00%
TermUp to 60 Months
Last UpdatedMay 7, 2026
Details

EAPR*

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Autos
4.34%
84 Months
View
▼
APR4.34%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
New & Used Vehicles
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade A, Credit Score Range 720+

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
New Vehicle
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade A, Credit Score Range 720+

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
4.79%
0-48
View
▼
APR4.79%
Term0-48
Last UpdatedMay 10, 2026
Details

As Low As

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.04%
49-66
View
▼
APR5.04%
Term49-66
Last UpdatedMay 10, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.19%
36 months
View
▼
APR5.19%
Term36 months
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years
5.24%
1 to 36
View
▼
APR5.24%
Term1 to 36
Last UpdatedMay 7, 2026
Details

As Low As

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
New Auto
5.44%
96 Months
View
▼
APR5.44%
Term96 Months
Last UpdatedMay 12, 2026
Details

up to 96 mo.

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 7, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Grade A, Credit Score Range 720+

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years
5.54%
49 to 60
View
▼
APR5.54%
Term49 to 60
Last UpdatedMay 7, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.54%
67-78
View
▼
APR5.54%
Term67-78
Last UpdatedMay 10, 2026
Details

As Low As

Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
New Car Loan (2019,2020 & 2021 models, may include TTL)
5.59%
84 Months
View
▼
APR5.59%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years
5.64%
67 to 75
View
▼
APR5.64%
Term67 to 75
Last UpdatedMay 7, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedMay 7, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade B, Credit Score Range 670-719

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
5.75%
61 - 72 Months
View
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years
5.79%
76 to 78
View
▼
APR5.79%
Term76 to 78
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years
5.94%
79 to 84
View
▼
APR5.94%
Term79 to 84
Last UpdatedMay 7, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMay 7, 2026
Details

As Low As; Selling price must be $30,000

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
6.00%
73 - 84 Months
View
▼
APR6.00%
Term73 - 84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
6.04%
79-84
View
▼
APR6.04%
Term79-84
Last UpdatedMay 10, 2026
Details

As Low As; New Vehicles Only > $25,000

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.10%
36 Months
View
▼
APR6.10%
Term36 Months
Last UpdatedMay 6, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.49%
0-36
View
▼
APR6.49%
Term0-36
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Grade B, Credit Score Range 670-719

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.60%
72 Months
View
▼
APR6.60%
Term72 Months
Last UpdatedMay 6, 2026
Details

Loan amount is $15,001 or greater

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.99%
49-60
View
▼
APR6.99%
Term49-60
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
7.00%
36 Months
View
▼
APR7.00%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.29%
61-72
View
▼
APR7.29%
Term61-72
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMay 10, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.64%
73-84
View
▼
APR7.64%
Term73-84
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
8.00%
60 Months
View
▼
APR8.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan A
8.90%
1-6 Years
View
▼
APR8.90%
Term1-6 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan B
9.90%
1-6 Years
View
▼
APR9.90%
Term1-6 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan C
10.90%
1-5 Years
View
▼
APR10.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
11.50%
36 Months
View
▼
APR11.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade D, Credit Score Range 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
12.00%
48 Months
View
▼
APR12.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade D, Credit Score Range 580 - 619

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan D
12.90%
1-5 Years
View
▼
APR12.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loan E
14.90%
1-5 Years
View
▼
APR14.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
15.50%
36 Months
View
▼
APR15.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

Paper Grade E, Credit Score Range 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
16.00%
48 Months
View
▼
APR16.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

Paper Grade E, Credit Score Range 579 or less

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old A+
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old A+
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old A
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old A
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old B
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old B
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old C
8.25%
60 Months
View
▼
APR8.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old C
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old D
10.25%
60 Months
View
▼
APR10.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old D
10.50%
72 Months
View
▼
APR10.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

72 Months

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
New & Used Vehicles
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Autos
4.84%
84 Months
View
▼
APR4.84%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide A, Credit Score Range 720+

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
5.15%
1 - 6
View
▼
APR5.15%
Term1 - 6
Last UpdatedMay 7, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide A, Credit Score Range 720+

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.29%
0-48
View
▼
APR5.29%
Term0-48
Last UpdatedMay 10, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
5.40%
7 - 9
View
▼
APR5.40%
Term7 - 9
Last UpdatedMay 7, 2026
Details

As Low As

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedMay 12, 2026
Details

up to 84 mo.

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto 2023 and under
5.44%
72 Months
View
▼
APR5.44%
Term72 Months
Last UpdatedMay 12, 2026
Details

up to 72 mo.

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.54%
49-66
View
▼
APR5.54%
Term49-66
Last UpdatedMay 10, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
5.65%
10 - 15
View
▼
APR5.65%
Term10 - 15
Last UpdatedMay 7, 2026
Details

As Low As

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
5.75%
61 - 72 Months
View
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Used Vehicle
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Paper Guide A, Credit Score Range 720+

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
New or Used Autos/Trucks
6.00%
73 - 84 Months
View
▼
APR6.00%
Term73 - 84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
6.04%
67-78
View
▼
APR6.04%
Term67-78
Last UpdatedMay 10, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loan 2019-2022 Model Years
6.24%
1 to 36
View
▼
APR6.24%
Term1 to 36
Last UpdatedMay 7, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide B, Credit Score Range 670-719

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
6.35%
Up to 24 Months
View
▼
APR6.35%
TermUp to 24 Months
Last UpdatedMay 6, 2026
Details

Maximum term for loans up to $5,000 is 24 months

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.49%
0-36
View
▼
APR6.49%
Term0-36
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loan 2019-2022 Model Years
6.54%
49 to 60
View
▼
APR6.54%
Term49 to 60
Last UpdatedMay 7, 2026
Details

As Low As

Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
Used Car Loan (up to 8 Years Old (NADA Retail Value) may include TTL
6.59%
84 Months
View
▼
APR6.59%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Used Vehicle Loan Rate as low as 5.99% APR, 100% financing Ask about additional qualifying rate discounts

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loan 2019-2022 Model Years
6.64%
67 to 75
View
▼
APR6.64%
Term67 to 75
Last UpdatedMay 7, 2026
Details

As Low As

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.99%
49-60
View
▼
APR6.99%
Term49-60
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Paper Guide B, Credit Score Range 670-719

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
7.10%
Up to 60 Months
View
▼
APR7.10%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details

Loan amount is $14,001 or greater

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.29%
61-72
View
▼
APR7.29%
Term61-72
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.64%
73-84
View
▼
APR7.64%
Term73-84
Last UpdatedMay 7, 2026
Details

As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
7.75%
96 months
View
▼
APR7.75%
Term96 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
8.00%
72 Months
View
▼
APR8.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide C, Credit Score Range 620 - 669

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loan 2018 and Older Model Years
8.24%
1 to 36
View
▼
APR8.24%
Term1 to 36
Last UpdatedMay 7, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loan 2018 and Older Model Years
8.54%
49 to 60
View
▼
APR8.54%
Term49 to 60
Last UpdatedMay 7, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMay 10, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
8.75%
120 months
View
▼
APR8.75%
Term120 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
8.75%
84 Months
View
▼
APR8.75%
Term84 Months
Last UpdatedMay 7, 2026
Details

Paper Guide C, Credit Score Range 620 - 669

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
9.75%
180 months
View
▼
APR9.75%
Term180 months
Last UpdatedMay 7, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan A
10.90%
1-5 Years
View
▼
APR10.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan B
11.90%
1-6 Years
View
▼
APR11.90%
Term1-6 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
12.25%
60 Months
View
▼
APR12.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide D, Credit Score Range 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
12.75%
72 Months
View
▼
APR12.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide D, Credit Score Range 580 - 619

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan C
12.90%
1-5 Years
View
▼
APR12.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan D
14.90%
1-5 Years
View
▼
APR14.90%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
17.00%
60 Months
View
▼
APR17.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

Paper Guide E, Credit Score Range 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
18.00%
72 Months
View
▼
APR18.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

Paper Guide E, Credit Score Range 579 or less

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan E
20.00%
1-5 Years
View
▼
APR20.00%
Term1-5 Years
Last UpdatedMay 10, 2026
Details

Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval

Lafayette, LA Auto Loan Rate Trends

Compare local Lafayette, LA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Louisiana Auto Trends →
New Auto Loan — LA Avg
6.613%
▲ 0.833 vs 7 days ago

Louisiana new auto rates rose 0.833 points over the past 7 days to 6.613% APR.

Used Auto Loan — LA Avg
7.266%
▲ 0.409 vs 7 days ago

Louisiana used auto rates rose 0.409 points over the past 7 days to 7.266% APR.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Lafayette, Louisiana

How does my credit score affect my car loan rate in Louisiana?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Lafayette, Louisiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Louisiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Lafayette, Louisiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Lafayette, Louisiana?

Based on our current data, some of the lowest auto loan rates available in Lafayette, Louisiana include:
  • 705 Federal Credit Union: 4.00% (New Auto Loans)
  • Riverland Federal Credit Union: 3.50% (Auto Loans)
  • Xplore Federal Credit Union: 4.34% (New Autos)
  • Willis Knighton Federal Credit Union: 4.49% (New & Used Vehicles)
  • GP Louisiana Federal Credit Union: 4.50% (New Vehicles 2023-2025)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lafayette, Louisiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026

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