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Auto Loan Rates in Fall River, Massachusetts (MA) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Fall River, Massachusetts. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 23, 2026

Current auto loan rates in Fall River, Massachusetts include Alltrust Credit UnionAlltrust Credit Union1101 Stafford Rd, Fall River, MA, 02721D3.5 ★Texas Ratio: 33.38% offering Auto Loan - Model Years 2019-2020 at 4.99%, St Anthony Of Padua Federal Credit UnionSt Anthony Of Padua Federal Credit Union806 Bedford St, Fall River, MA, 02723A+5.0 ★Texas Ratio: 5.41% offering New Auto Loans at 4.99%, Southcoast Federal Credit UnionSouthcoast Federal Credit Union363 Highland Ave, Fall River, MA, 02720A+5.0 ★Texas Ratio: 1.60% offering New Automobile Loans at 5.00%, Notre Dame Community Federal Credit UnionNotre Dame Community Federal Credit Union659 Eastern Ave, Fall River, MA, 02723A+5.0 ★Texas Ratio: 1.53% offering New Autos at 5.75%, St Annes Credit UnionSt Annes Credit Union286 Oliver St, Fall River, MA, 02724 2935A+5.0 ★Texas Ratio: 3.11% offering New Auto 2026-2025 at 6.09%. Auto loan rates as of April 23, 2026 according to verified data from MonitorBankRates.

Fall River has 6 local institutions in our database, with auto loan rates as low as 4.99% APR from Alltrust Credit Union at 1101 Stafford Rd, Fall River, MA, 02721. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Fall River, Massachusetts. Auto Loan Rates Last Updated and Verified: April 23, 2026

Compare Auto Loan Rates Today in Fall River, Massachusetts & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
1101 Stafford Rd, Fall River, MA, 02721
Auto Loan - Model Years 2019-2020
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

Up to 90% loan-to-value

Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
1101 Stafford Rd, Fall River, MA, 02721
Auto Loan - Model Years 2021-2022
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

Up to 95% loan-to-value

Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
1101 Stafford Rd, Fall River, MA, 02721
Auto Loan - Model Years 2023 or later
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

Up to 100% loan-to-value

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
806 Bedford St, Fall River, MA, 02723
New Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Maximum term to 60 months

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
Used Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
Used Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
Used Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
New Autos
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 17, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
Used Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Maximum term to 48 months; Vehicles 1 - 5 years old

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
New Autos
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Used Autos
6.00%
24 Months
View
▼
APR6.00%
Term24 Months
Last UpdatedApr 17, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
6.00%
24 Months
View
▼
APR6.00%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
Used Automobile Loans
6.00%
24 Months
View
▼
APR6.00%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
286 Oliver St, Fall River, MA, 02724 2935
New Auto 2026-2025
6.09%
36-60 Months
View
▼
APR6.09%
Term36-60 Months
Last UpdatedApr 8, 2026
Details

As Low As

Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
1101 Stafford Rd, Fall River, MA, 02721
Auto Loan - Model Years 2023 or later
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedApr 8, 2026
Details

Up to 100% loan-to-value

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Used Autos
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedApr 17, 2026
Details

St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
286 Oliver St, Fall River, MA, 02724 2935
New Auto 2026-2025
6.29%
61-75 Months
View
▼
APR6.29%
Term61-75 Months
Last UpdatedApr 8, 2026
Details

As Low As

St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
286 Oliver St, Fall River, MA, 02724 2935
Used Auto 2024-2016
6.49%
36-60 Months
View
▼
APR6.49%
Term36-60 Months
Last UpdatedApr 8, 2026
Details

As Low As

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Used Autos
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down
6.99%
48 Months
View
▼
APR6.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Maximum term to 48 months; Vehicles 6 years or older

St Michaels Fall River Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.65%
775 Davol St, Fall River, MA, 02720 1028
Auto Loans (new)
7.00%
60 mos
View
▼
APR7.00%
Term60 mos
Last UpdatedApr 18, 2026
Details

As Low As

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
7.25%
72 Months
View
▼
APR7.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
286 Oliver St, Fall River, MA, 02724 2935
Used Auto 2024-2016
7.69%
61-72 Months
View
▼
APR7.69%
Term61-72 Months
Last UpdatedApr 8, 2026
Details

As Low As

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
806 Bedford St, Fall River, MA, 02723
New Auto Loans
7.99%
72 Months
View
▼
APR7.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Maximum term to 72 months

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Maximum term to 60 months

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
8.25%
84 Months
View
▼
APR8.25%
Term84 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
8.75%
72 Months
View
▼
APR8.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 100%; FICO Score: A 719-680

St Michaels Fall River Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.65%
775 Davol St, Fall River, MA, 02720 1028
Used Auto 2021
9.00%
60 mos
View
▼
APR9.00%
Term60 mos
Last UpdatedApr 18, 2026
Details

As Low As

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
9.75%
84 Months
View
▼
APR9.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 100%; FICO Score: A 719-680

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
10.25%
72 Months
View
▼
APR10.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New Autos
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 17, 2026
Details

90% Financing

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2025 - 2026
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 17, 2026
Details

90% Financing

Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
3.99%
65 Months
View
▼
APR3.99%
Term65 Months
Last UpdatedApr 18, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Vehicle Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2022 - 2021
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Certain restrictions apply.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000; Model Years 2025-2026

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.49%
4 years
View
▼
APR4.49%
Term4 years
Last UpdatedApr 19, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.49%
71 Months
View
▼
APR4.49%
Term71 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000; Model Years 2025-2026

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
4 Year Auto Loans New < 25K miles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New < 25K miles Auto Loan
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 11, 2026
Details

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.55%
48 Months
View
▼
APR4.55%
Term48 Months
Last UpdatedApr 8, 2026
Details

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2020 & Older
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Certain restrictions apply.

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.74%
5 years
View
▼
APR4.74%
Term5 years
Last UpdatedApr 19, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000; Model Years 2025-2026

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedApr 19, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
6 Year Auto Loans New < 25K miles
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 11, 2026
Details

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Auto
4.95%
2 - 5 Years
View
▼
APR4.95%
Term2 - 5 Years
Last UpdatedApr 17, 2026
Details

As Low As

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Under 4 Years Old)
4.95%
4 Years
View
▼
APR4.95%
Term4 Years
Last UpdatedApr 17, 2026
Details

As Low As

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Auto Loans
4.99%
0-36
View
▼
APR4.99%
Term0-36
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 37 to 48-Month Term
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 49 to 60-Month Term
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 Up to 36-Month Term
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2022 - 2024
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 17, 2026
Details

90% Financing

Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Auto Loans NEW
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As; Maximum Amount: $65,000

Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
4.99%
75 Months
View
▼
APR4.99%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
4.99%
36-60
View
▼
APR4.99%
Term36-60
Last UpdatedApr 18, 2026
Details

As Low As

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
4.99%
36-60
View
▼
APR4.99%
Term36-60
Last UpdatedApr 18, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
New Cars
4.99%
up to 7 years
View
▼
APR4.99%
Termup to 7 years
Last UpdatedApr 18, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loan Refinance Special
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.99%
6 years
View
▼
APR4.99%
Term6 years
Last UpdatedApr 19, 2026
Details

As Low As

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Auto Loans
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

Homefield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
4 Year Auto Loans Used > 25K miles
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used > 25K miles Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.31%
Auto Loans (2025-2026 Model Years)
4.99%
6 to 60
View
▼
APR4.99%
Term6 to 60
Last UpdatedApr 19, 2026
Details

As Low As

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Vehicle Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedApr 23, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.00%
24-66
View
▼
APR5.00%
Term24-66
Last UpdatedApr 8, 2026
Details

As Low As; Less than 5K miles

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 11, 2026
Details

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Auto - 2021 - 2019 models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; 100% financing available

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Auto Loans
5.24%
37-60
View
▼
APR5.24%
Term37-60
Last UpdatedApr 8, 2026
Details

As Low As

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 17, 2026
Details

Direct Deposit Auto Pay

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.24%
24 Months
View
▼
APR5.24%
Term24 Months
Last UpdatedApr 19, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
6 Year Auto Loans Used > 25K miles
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details

Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.31%
Auto Loans (2025-2026 Model Years)
5.24%
61 to 72
View
▼
APR5.24%
Term61 to 72
Last UpdatedApr 19, 2026
Details

As Low As

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.25%
67-84
View
▼
APR5.25%
Term67-84
Last UpdatedApr 8, 2026
Details

As Low As; Less than 5K miles

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 11, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Auto Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 17, 2026
Details

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.25%
1-48
View
▼
APR5.25%
Term1-48
Last UpdatedApr 18, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedApr 23, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.39%
36 Months
View
▼
APR5.39%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Car Model Years 2023 - 2026

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Vehicle Loan
5.44%
up to 63
View
▼
APR5.44%
Termup to 63
Last UpdatedApr 18, 2026
Details

As Low As; New and used vehicles; Purchase, refinance, lease buyout; Finance up to 120% of vehicle value

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Over 4 Years Old; No More Than 10 Years)
5.45%
4 Years
View
▼
APR5.45%
Term4 Years
Last UpdatedApr 17, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 61 to 72-Month Term*
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.49%
Up to 60 months
View
▼
APR5.49%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 17, 2026
Details

Without Direct Deposit Auto Pay

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 17, 2026
Details

Direct Deposit Auto Pay

Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details

IC Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.06%
2019 Auto Loan
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedApr 18, 2026
Details

Rates shown include .25% discount with Auto Pay from an IC Account.

IC Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.06%
2020 Auto Loan
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedApr 18, 2026
Details

Rates shown include .25% discount with Auto Pay from an IC Account.

IC Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.06%
2021 Auto Loan
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedApr 18, 2026
Details

Rates shown include .25% discount with Auto Pay from an IC Account.

IC Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.06%
2022 Auto Loan
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedApr 18, 2026
Details

Rates shown include .25% discount with Auto Pay from an IC Account.

IC Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.06%
2023 Auto Loan
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedApr 18, 2026
Details

Rates shown include .25% discount with Auto Pay from an IC Account.

IC Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.06%
2024 Auto Loan
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedApr 18, 2026
Details

Rates shown include .25% discount with Auto Pay from an IC Account.

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $50,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.31%
Auto Loans (2022-2024 Model Years)
5.49%
6 to 60
View
▼
APR5.49%
Term6 to 60
Last UpdatedApr 19, 2026
Details

As Low As

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Vehicle Loan
5.49%
66 Months
View
▼
APR5.49%
Term66 Months
Last UpdatedApr 19, 2026
Details

As Low As

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2025
5.50%
24-75
View
▼
APR5.50%
Term24-75
Last UpdatedApr 8, 2026
Details

As Low As

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 11, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
5.50%
7 year
View
▼
APR5.50%
Term7 year
Last UpdatedApr 17, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.63%
72 Months
View
▼
APR5.63%
Term72 Months
Last UpdatedApr 19, 2026
Details

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Auto Loans
5.74%
61-84
View
▼
APR5.74%
Term61-84
Last UpdatedApr 8, 2026
Details

As Low As

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedApr 17, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.74%
Up to 60 months
View
▼
APR5.74%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 17, 2026
Details

Without Direct Deposit Auto Pay

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Vehicle Loan
5.74%
up to 63
View
▼
APR5.74%
Termup to 63
Last UpdatedApr 18, 2026
Details

As Low As

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2024
5.75%
24-75
View
▼
APR5.75%
Term24-75
Last UpdatedApr 8, 2026
Details

As Low As

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 11, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Auto Loan
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 17, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 23, 2026
Details

As Low As

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Vehicle Loan
5.84%
up to 66
View
▼
APR5.84%
Termup to 66
Last UpdatedApr 18, 2026
Details

As Low As

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Vehicle Loan
5.89%
up to 66
View
▼
APR5.89%
Termup to 66
Last UpdatedApr 18, 2026
Details

As Low As

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Vehicle Loan
5.94%
up to 75
View
▼
APR5.94%
Termup to 75
Last UpdatedApr 18, 2026
Details

As Low As

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedApr 17, 2026
Details

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2019 - 2021
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 17, 2026
Details

90% Financing

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 17, 2026
Details

Direct Deposit Auto Pay

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.99%
49-72
View
▼
APR5.99%
Term49-72
Last UpdatedApr 18, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2020,2021,2022)
5.99%
36-60
View
▼
APR5.99%
Term36-60
Last UpdatedApr 18, 2026
Details

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Used Cars
5.99%
up to 6 years
View
▼
APR5.99%
Termup to 6 years
Last UpdatedApr 18, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Car Model Years 2023 - 2026

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle
5.99%
60 month
View
▼
APR5.99%
Term60 month
Last UpdatedApr 18, 2026
Details

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $50,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Vehicle Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2023
6.00%
67-75
View
▼
APR6.00%
Term67-75
Last UpdatedApr 8, 2026
Details

As Low As

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022/2023/2024 Models
6.00%
24 Months
View
▼
APR6.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedApr 11, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 11, 2026
Details

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.12%
24 Months
View
▼
APR6.12%
Term24 Months
Last UpdatedApr 16, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedApr 17, 2026
Details

Without Direct Deposit Auto Pay

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.31%
Auto Loans (2025-2026 Model Years)
6.24%
73 to 84
View
▼
APR6.24%
Term73 to 84
Last UpdatedApr 19, 2026
Details

As Low As

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2022
6.25%
24-75
View
▼
APR6.25%
Term24-75
Last UpdatedApr 8, 2026
Details

As Low As

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 11, 2026
Details

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedApr 16, 2026
Details

Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
Auto Loan
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 17, 2026
Details

Year of Vehicle: 2024-2026

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
6.25%
7 year
View
▼
APR6.25%
Term7 year
Last UpdatedApr 17, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: Used Vehicle
6.25%
5 Years
View
▼
APR6.25%
Term5 Years
Last UpdatedApr 23, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars
6.25%
48 Months
View
▼
APR6.25%
Term48 Months
Last UpdatedApr 23, 2026
Details

As Low As

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Vehicle Loan
6.29%
up to 60
View
▼
APR6.29%
Termup to 60
Last UpdatedApr 18, 2026
Details

As Low As

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.38%
48 Months
View
▼
APR6.38%
Term48 Months
Last UpdatedApr 16, 2026
Details

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Vehicle Loan
6.39%
up to 60
View
▼
APR6.39%
Termup to 60
Last UpdatedApr 18, 2026
Details

As Low As

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Vehicle Loan
6.44%
up to 66
View
▼
APR6.44%
Termup to 66
Last UpdatedApr 18, 2026
Details

As Low As

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Used Automobile
6.49%
12-72
View
▼
APR6.49%
Term12-72
Last UpdatedApr 18, 2026
Details

Up To $50,000; 90% NADA value; Years 2020-2026

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto
6.49%
48 Months
View
▼
APR6.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Vehicle Loan
6.49%
78 Months
View
▼
APR6.49%
Term78 Months
Last UpdatedApr 19, 2026
Details

As Low As

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2021
6.50%
24-75
View
▼
APR6.50%
Term24-75
Last UpdatedApr 8, 2026
Details

As Low As

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022/2023/2024 Models
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedApr 8, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2018 and older) - 80% of KBB value
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedApr 11, 2026
Details

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 16, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars (2024 - 2027)
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
Auto Loan
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

Year of Vehicle: 2024-2026

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
806 Bedford St, Fall River, MA, 02723
New Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Maximum term to 60 months

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
New Autos
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 17, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
New Autos
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
6.00%
24 Months
View
▼
APR6.00%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
286 Oliver St, Fall River, MA, 02724 2935
New Auto 2026-2025
6.09%
36-60 Months
View
▼
APR6.09%
Term36-60 Months
Last UpdatedApr 8, 2026
Details

As Low As

St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
286 Oliver St, Fall River, MA, 02724 2935
New Auto 2026-2025
6.29%
61-75 Months
View
▼
APR6.29%
Term61-75 Months
Last UpdatedApr 8, 2026
Details

As Low As

St Michaels Fall River Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.65%
775 Davol St, Fall River, MA, 02720 1028
Auto Loans (new)
7.00%
60 mos
View
▼
APR7.00%
Term60 mos
Last UpdatedApr 18, 2026
Details

As Low As

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
7.25%
72 Months
View
▼
APR7.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
806 Bedford St, Fall River, MA, 02723
New Auto Loans
7.99%
72 Months
View
▼
APR7.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Maximum term to 72 months

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
8.25%
84 Months
View
▼
APR8.25%
Term84 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
8.75%
72 Months
View
▼
APR8.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 100%; FICO Score: A 719-680

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
9.75%
84 Months
View
▼
APR9.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 100%; FICO Score: A 719-680

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
New Automobile Loans
10.25%
72 Months
View
▼
APR10.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New Autos
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 17, 2026
Details

90% Financing

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2022 - 2021
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Certain restrictions apply.

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000; Model Years 2025-2026

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.49%
4 years
View
▼
APR4.49%
Term4 years
Last UpdatedApr 19, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.49%
71 Months
View
▼
APR4.49%
Term71 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000; Model Years 2025-2026

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
4 Year Auto Loans New < 25K miles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New < 25K miles Auto Loan
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 11, 2026
Details

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.55%
48 Months
View
▼
APR4.55%
Term48 Months
Last UpdatedApr 8, 2026
Details

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2020 & Older
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Certain restrictions apply.

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.74%
5 years
View
▼
APR4.74%
Term5 years
Last UpdatedApr 19, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000; Model Years 2025-2026

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
6 Year Auto Loans New < 25K miles
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Auto
4.95%
2 - 5 Years
View
▼
APR4.95%
Term2 - 5 Years
Last UpdatedApr 17, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 37 to 48-Month Term
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 49 to 60-Month Term
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 Up to 36-Month Term
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Auto Loans NEW
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As; Maximum Amount: $65,000

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
4.99%
36-60
View
▼
APR4.99%
Term36-60
Last UpdatedApr 18, 2026
Details

As Low As

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
New Cars
4.99%
up to 7 years
View
▼
APR4.99%
Termup to 7 years
Last UpdatedApr 18, 2026
Details

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.99%
6 years
View
▼
APR4.99%
Term6 years
Last UpdatedApr 19, 2026
Details

As Low As

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedApr 23, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.00%
24-66
View
▼
APR5.00%
Term24-66
Last UpdatedApr 8, 2026
Details

As Low As; Less than 5K miles

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 11, 2026
Details

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 17, 2026
Details

Direct Deposit Auto Pay

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.25%
67-84
View
▼
APR5.25%
Term67-84
Last UpdatedApr 8, 2026
Details

As Low As; Less than 5K miles

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.25%
1-48
View
▼
APR5.25%
Term1-48
Last UpdatedApr 18, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedApr 23, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.39%
36 Months
View
▼
APR5.39%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Car Model Years 2023 - 2026

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 61 to 72-Month Term*
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.49%
Up to 60 months
View
▼
APR5.49%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 17, 2026
Details

Without Direct Deposit Auto Pay

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
5.50%
7 year
View
▼
APR5.50%
Term7 year
Last UpdatedApr 17, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedApr 17, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 23, 2026
Details

As Low As

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.99%
49-72
View
▼
APR5.99%
Term49-72
Last UpdatedApr 18, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Car Model Years 2023 - 2026

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle
5.99%
60 month
View
▼
APR5.99%
Term60 month
Last UpdatedApr 18, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedApr 11, 2026
Details

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.12%
24 Months
View
▼
APR6.12%
Term24 Months
Last UpdatedApr 16, 2026
Details

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedApr 16, 2026
Details

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
6.25%
7 year
View
▼
APR6.25%
Term7 year
Last UpdatedApr 17, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars
6.25%
48 Months
View
▼
APR6.25%
Term48 Months
Last UpdatedApr 23, 2026
Details

As Low As

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.38%
48 Months
View
▼
APR6.38%
Term48 Months
Last UpdatedApr 16, 2026
Details

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 16, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars (2024 - 2027)
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
Used Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
Used Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
Used Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
Used Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Maximum term to 48 months; Vehicles 1 - 5 years old

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Used Autos
6.00%
24 Months
View
▼
APR6.00%
Term24 Months
Last UpdatedApr 17, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
363 Highland Ave, Fall River, MA, 02720
Used Automobile Loans
6.00%
24 Months
View
▼
APR6.00%
Term24 Months
Last UpdatedApr 18, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Used Autos
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedApr 17, 2026
Details

St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
286 Oliver St, Fall River, MA, 02724 2935
Used Auto 2024-2016
6.49%
36-60 Months
View
▼
APR6.49%
Term36-60 Months
Last UpdatedApr 8, 2026
Details

As Low As

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Used Autos
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down
6.99%
48 Months
View
▼
APR6.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Maximum term to 48 months; Vehicles 6 years or older

St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
286 Oliver St, Fall River, MA, 02724 2935
Used Auto 2024-2016
7.69%
61-72 Months
View
▼
APR7.69%
Term61-72 Months
Last UpdatedApr 8, 2026
Details

As Low As

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Maximum term to 60 months

St Michaels Fall River Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.65%
775 Davol St, Fall River, MA, 02720 1028
Used Auto 2021
9.00%
60 mos
View
▼
APR9.00%
Term60 mos
Last UpdatedApr 18, 2026
Details

As Low As

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2025 - 2026
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 17, 2026
Details

90% Financing

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2022 - 2021
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000; Model Years 2025-2026

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR with Auto Pay

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.49%
71 Months
View
▼
APR4.49%
Term71 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000; Model Years 2025-2026

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2020 & Older
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000; Model Years 2025-2026

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $150,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedApr 19, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 11, 2026
Details

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Under 4 Years Old)
4.95%
4 Years
View
▼
APR4.95%
Term4 Years
Last UpdatedApr 17, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 37 to 48-Month Term
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 49 to 60-Month Term
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 Up to 36-Month Term
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2022 - 2024
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 17, 2026
Details

90% Financing

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
4.99%
36-60
View
▼
APR4.99%
Term36-60
Last UpdatedApr 18, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
4 Year Auto Loans Used > 25K miles
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used > 25K miles Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Auto - 2021 - 2019 models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; 100% financing available

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.24%
24 Months
View
▼
APR5.24%
Term24 Months
Last UpdatedApr 19, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
6 Year Auto Loans Used > 25K miles
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 11, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.39%
36 Months
View
▼
APR5.39%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Car Model Years 2023 - 2026

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Over 4 Years Old; No More Than 10 Years)
5.45%
4 Years
View
▼
APR5.45%
Term4 Years
Last UpdatedApr 17, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 61 to 72-Month Term*
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 17, 2026
Details

Direct Deposit Auto Pay

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $50,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2025
5.50%
24-75
View
▼
APR5.50%
Term24-75
Last UpdatedApr 8, 2026
Details

As Low As

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 11, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.63%
72 Months
View
▼
APR5.63%
Term72 Months
Last UpdatedApr 19, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.74%
Up to 60 months
View
▼
APR5.74%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 17, 2026
Details

Without Direct Deposit Auto Pay

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2024
5.75%
24-75
View
▼
APR5.75%
Term24-75
Last UpdatedApr 8, 2026
Details

As Low As

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 11, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedApr 17, 2026
Details

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2019 - 2021
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 17, 2026
Details

90% Financing

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 17, 2026
Details

Direct Deposit Auto Pay

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2020,2021,2022)
5.99%
36-60
View
▼
APR5.99%
Term36-60
Last UpdatedApr 18, 2026
Details

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Used Cars
5.99%
up to 6 years
View
▼
APR5.99%
Termup to 6 years
Last UpdatedApr 18, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Car Model Years 2023 - 2026

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Maximum borrowed $50,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2023
6.00%
67-75
View
▼
APR6.00%
Term67-75
Last UpdatedApr 8, 2026
Details

As Low As

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022/2023/2024 Models
6.00%
24 Months
View
▼
APR6.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 11, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedApr 17, 2026
Details

Without Direct Deposit Auto Pay

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2022
6.25%
24-75
View
▼
APR6.25%
Term24-75
Last UpdatedApr 8, 2026
Details

As Low As

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 11, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: Used Vehicle
6.25%
5 Years
View
▼
APR6.25%
Term5 Years
Last UpdatedApr 23, 2026
Details

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Used Automobile
6.49%
12-72
View
▼
APR6.49%
Term12-72
Last UpdatedApr 18, 2026
Details

Up To $50,000; 90% NADA value; Years 2020-2026

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto
6.49%
48 Months
View
▼
APR6.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2021
6.50%
24-75
View
▼
APR6.50%
Term24-75
Last UpdatedApr 8, 2026
Details

As Low As

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022/2023/2024 Models
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedApr 8, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2018 and older) - 80% of KBB value
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedApr 11, 2026
Details

Fall River, MA Auto Loan Rate Trends

Compare local Fall River, MA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts Auto Trends →
New Auto Loan — MA Avg
6.554%
▲ 0.221 vs 7 days ago

Massachusetts new auto rates rose 0.221 points over the past 7 days to 6.554% APR.

Used Auto Loan — MA Avg
6.403%
▲ 0.139 vs 7 days ago

Massachusetts used auto rates rose 0.139 points over the past 7 days to 6.403% APR.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Fall River, Massachusetts

How does my credit score affect my car loan rate in Massachusetts?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Fall River, Massachusetts with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Massachusetts *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Fall River, Massachusetts typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Fall River, Massachusetts?

Based on our current data, some of the lowest auto loan rates available in Fall River, Massachusetts include:
  • Alltrust Credit Union: 4.99% (Auto Loan - Model Years 2019-2020)
  • St Anthony Of Padua Federal Credit Union: 4.99% (New Auto Loans)
  • Southcoast Federal Credit Union: 5.00% (New Automobile Loans)
  • Notre Dame Community Federal Credit Union: 5.75% (New Autos)
  • St Annes Credit Union: 6.09% (New Auto 2026-2025)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Fall River, Massachusetts. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 23, 2026

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