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Auto Loan Rates in Biloxi, Mississippi (MS) for May 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Biloxi, Mississippi. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 12, 2026

Current auto loan rates in Biloxi, Mississippi include Waters Edge Federal Credit UnionWaters Edge Federal Credit Union1976 Popps Ferry Rd, Biloxi, MS, 39532A5.0 ★Texas Ratio: 7.93% offering New Auto at 4.49%, Southern Coastal Federal Credit UnionSouthern Coastal Federal Credit Union677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838A+5.0 ★Texas Ratio: 5.01% offering New Auto at 5.49%, Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MS188 Porter Ave, Biloxi, MS, 39530 3724A+5.0 ★Texas Ratio: 0.03% offering Vehicle Loans - New (Up to 2 Years Old) at 7.57%, Brightview Federal Credit UnionBrightview Federal Credit UnionA+5.0 ★Texas Ratio: 2.29% offering Automobiles at 2.50%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Biloxi has 3 local institutions in our database, with auto loan rates as low as 4.49% APR from Waters Edge Federal Credit Union at 1976 Popps Ferry Rd, Biloxi, MS, 39532. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Biloxi, Mississippi. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Biloxi, Mississippi & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
New Auto
4.49%
7 Months
View
▼
APR4.49%
Term7 Months
Last UpdatedMay 6, 2026
Details

As Low As; up to 7 years

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Used Auto
4.99%
7 Months
View
▼
APR4.99%
Term7 Months
Last UpdatedMay 6, 2026
Details

As Low As; up to 7 years

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; (Current & 2 year Models) 48 month term or less

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As; (72 month term +)

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
188 Porter Ave, Biloxi, MS, 39530 3724
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMay 10, 2026
Details

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
188 Porter Ave, Biloxi, MS, 39530 3724
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMay 10, 2026
Details

Brightview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Automobiles
2.50%
84 Months
View
▼
APR2.50%
Term84 Months
Last UpdatedMay 6, 2026
Details

up to 84 months

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (36 Months)
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMay 7, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedMay 6, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedMay 6, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (48 Months)
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMay 7, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loans
3.50%
Up to 36 months
View
▼
APR3.50%
TermUp to 36 months
Last UpdatedMay 10, 2026
Details

As Low As; Cars, Trucks, & SUVs

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (60 Months)
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
3.99%
1-24
View
▼
APR3.99%
Term1-24
Last UpdatedMay 6, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto (Current and prior year)
4.24%
36 months
View
▼
APR4.24%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMay 6, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMay 6, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (72 Months)
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedMay 6, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedMay 6, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedMay 6, 2026
Details

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
New and Used Auto
4.49%
12-84
View
▼
APR4.49%
Term12-84
Last UpdatedMay 10, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

Southern Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW AUTO
4.60%
63 Months
View
▼
APR4.60%
Term63 Months
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (84 months)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedMay 7, 2026
Details

2025-2026 (will finance 1st tag and GAP insurance

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)36 Months Trade In
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMay 7, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020- 2025)36 Months Retail Value
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMay 7, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedMay 7, 2026
Details

A+ Category = or > 725

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
4.99%
25-36
View
▼
APR4.99%
Term25-36
Last UpdatedMay 6, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Auto Loans
4.99%
12-60
View
▼
APR4.99%
Term12-60
Last UpdatedMay 7, 2026
Details

New Auto, 12-60 Month Term

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto (2-6 Model Year)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As

Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Auto Loans
5.00%
96 Months
View
▼
APR5.00%
Term96 Months
Last UpdatedMay 6, 2026
Details

Up to 100% of NADA average retail or 100% of selling price, whichever is less.

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)48 Months Retail Value
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)48 Months Trade In
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedMay 12, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedMay 6, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedMay 6, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedMay 6, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)60 Months Retail Value
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)60 Months Trade In
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedMay 7, 2026
Details

A Category 660 - 724

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
5.25%
36 - 48
View
▼
APR5.25%
Term36 - 48
Last UpdatedMay 7, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
5.49%
37-48
View
▼
APR5.49%
Term37-48
Last UpdatedMay 6, 2026
Details

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
New Auto
5.49%
96 Months
View
▼
APR5.49%
Term96 Months
Last UpdatedMay 7, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 12, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedMay 7, 2026
Details

A Category 660 - 724

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedMay 12, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
5.99%
49-66
View
▼
APR5.99%
Term49-66
Last UpdatedMay 6, 2026
Details

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
Used Auto (2-9 years old)
5.99%
96 Months
View
▼
APR5.99%
Term96 Months
Last UpdatedMay 7, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 12, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedMay 12, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Older Used Auto (7-14 Model Year)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMay 12, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
6.25%
73-78
View
▼
APR6.25%
Term73-78
Last UpdatedMay 6, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMay 7, 2026
Details

A Category 660 - 724

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMay 7, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
6.29%
67-72
View
▼
APR6.29%
Term67-72
Last UpdatedMay 6, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025) 72 months
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedMay 12, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.74%
48 months
View
▼
APR6.74%
Term48 months
Last UpdatedMay 12, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
6.75%
61 - 72
View
▼
APR6.75%
Term61 - 72
Last UpdatedMay 7, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedMay 12, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
6.99%
Up to 84
View
▼
APR6.99%
TermUp to 84
Last UpdatedMay 6, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.99%
90 months
View
▼
APR6.99%
Term90 months
Last UpdatedMay 12, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025) 84 Month
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
7.00%
4 Years
View
▼
APR7.00%
Term4 Years
Last UpdatedMay 12, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
7.00%
3 Years
View
▼
APR7.00%
Term3 Years
Last UpdatedMay 12, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle Older Models (2005 and Older) Trade In
7.25%
24 Months
View
▼
APR7.25%
Term24 Months
Last UpdatedMay 7, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
7.25%
73 - 84
View
▼
APR7.25%
Term73 - 84
Last UpdatedMay 7, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
7.49%
73-84
View
▼
APR7.49%
Term73-84
Last UpdatedMay 6, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle Older Models (2006 through 2014) Trade In
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle-Older Models (2005 and Older) Retail Value
7.50%
24 Months
View
▼
APR7.50%
Term24 Months
Last UpdatedMay 7, 2026
Details

mos

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
7.74%
60 months
View
▼
APR7.74%
Term60 months
Last UpdatedMay 12, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle Older Models (2015 through 2019) Trade In
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle-Older Models (2006 through 2014) Retail Value
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedMay 7, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedMay 7, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle-Older Models (2015 through 2019) Retail Value
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

mos

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
8.00%
5 Years
View
▼
APR8.00%
Term5 Years
Last UpdatedMay 12, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
8.00%
4 Years
View
▼
APR8.00%
Term4 Years
Last UpdatedMay 12, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
8.49%
72 months
View
▼
APR8.49%
Term72 months
Last UpdatedMay 12, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
8.99%
Up to 120
View
▼
APR8.99%
TermUp to 120
Last UpdatedMay 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedMay 7, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
9.00%
6 Years
View
▼
APR9.00%
Term6 Years
Last UpdatedMay 12, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
9.00%
5 Years
View
▼
APR9.00%
Term5 Years
Last UpdatedMay 12, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
9.24%
90 months
View
▼
APR9.24%
Term90 months
Last UpdatedMay 12, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
10.00%
7 Years
View
▼
APR10.00%
Term7 Years
Last UpdatedMay 12, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
10.00%
6 Years
View
▼
APR10.00%
Term6 Years
Last UpdatedMay 12, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
11.00%
7 Years
View
▼
APR11.00%
Term7 Years
Last UpdatedMay 12, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
New Auto
4.49%
7 Months
View
▼
APR4.49%
Term7 Months
Last UpdatedMay 6, 2026
Details

As Low As; up to 7 years

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; (Current & 2 year Models) 48 month term or less

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As; (72 month term +)

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
188 Porter Ave, Biloxi, MS, 39530 3724
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMay 10, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (36 Months)
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMay 7, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedMay 6, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (48 Months)
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMay 7, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (60 Months)
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

2025-2026(will finance 1st tag and GAP Insurance)

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto (Current and prior year)
4.24%
36 months
View
▼
APR4.24%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMay 6, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (72 Months)
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

2025-2026 (will finance 1st tag and GAP Insurance)

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedMay 6, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedMay 6, 2026
Details

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
New and Used Auto
4.49%
12-84
View
▼
APR4.49%
Term12-84
Last UpdatedMay 10, 2026
Details

As Low As

Southern Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW AUTO
4.60%
63 Months
View
▼
APR4.60%
Term63 Months
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Vehicle Loans (84 months)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedMay 7, 2026
Details

2025-2026 (will finance 1st tag and GAP insurance

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedMay 7, 2026
Details

A+ Category = or > 725

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedMay 12, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedMay 6, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedMay 6, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedMay 7, 2026
Details

A Category 660 - 724

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
New Auto
5.49%
96 Months
View
▼
APR5.49%
Term96 Months
Last UpdatedMay 7, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 12, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedMay 7, 2026
Details

A Category 660 - 724

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 12, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedMay 12, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMay 12, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
6.25%
73-78
View
▼
APR6.25%
Term73-78
Last UpdatedMay 6, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMay 7, 2026
Details

A Category 660 - 724

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedMay 12, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
New Autos
6.99%
Up to 84
View
▼
APR6.99%
TermUp to 84
Last UpdatedMay 6, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.99%
90 months
View
▼
APR6.99%
Term90 months
Last UpdatedMay 12, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
7.00%
4 Years
View
▼
APR7.00%
Term4 Years
Last UpdatedMay 12, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedMay 7, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
8.00%
5 Years
View
▼
APR8.00%
Term5 Years
Last UpdatedMay 12, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
New Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
9.00%
6 Years
View
▼
APR9.00%
Term6 Years
Last UpdatedMay 12, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
10.00%
7 Years
View
▼
APR10.00%
Term7 Years
Last UpdatedMay 12, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Used Auto
4.99%
7 Months
View
▼
APR4.99%
Term7 Months
Last UpdatedMay 6, 2026
Details

As Low As; up to 7 years

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
188 Porter Ave, Biloxi, MS, 39530 3724
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMay 10, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
3.49%
1-24
View
▼
APR3.49%
Term1-24
Last UpdatedMay 6, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
3.99%
1-24
View
▼
APR3.99%
Term1-24
Last UpdatedMay 6, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMay 6, 2026
Details

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
New and Used Automobiles
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedMay 6, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
4.49%
49-66
View
▼
APR4.49%
Term49-66
Last UpdatedMay 6, 2026
Details

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
New and Used Auto
4.49%
12-84
View
▼
APR4.49%
Term12-84
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)36 Months Trade In
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMay 7, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020- 2025)36 Months Retail Value
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMay 7, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
4.75%
01 - 36
View
▼
APR4.75%
Term01 - 36
Last UpdatedMay 7, 2026
Details

A+ Category = or > 725

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
4.99%
25-36
View
▼
APR4.99%
Term25-36
Last UpdatedMay 6, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto (2-6 Model Year)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)48 Months Retail Value
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)48 Months Trade In
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New and Used Auto Loans
5.25%
24 - 84
View
▼
APR5.25%
Term24 - 84
Last UpdatedMay 6, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
5.25%
67-72
View
▼
APR5.25%
Term67-72
Last UpdatedMay 6, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)60 Months Retail Value
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025)60 Months Trade In
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
5.25%
01 - 36
View
▼
APR5.25%
Term01 - 36
Last UpdatedMay 7, 2026
Details

A Category 660 - 724

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
5.25%
36 - 48
View
▼
APR5.25%
Term36 - 48
Last UpdatedMay 7, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
5.49%
37-48
View
▼
APR5.49%
Term37-48
Last UpdatedMay 6, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 12, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
5.75%
37 - 48
View
▼
APR5.75%
Term37 - 48
Last UpdatedMay 7, 2026
Details

A Category 660 - 724

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedMay 12, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
5.99%
49-66
View
▼
APR5.99%
Term49-66
Last UpdatedMay 6, 2026
Details

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.66%
Used Auto (2-9 years old)
5.99%
96 Months
View
▼
APR5.99%
Term96 Months
Last UpdatedMay 7, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 12, 2026
Details

As Low As

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Older Used Auto (7-14 Model Year)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMay 12, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMay 7, 2026
Details

A Category 660 - 724

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
6.25%
49 - 60
View
▼
APR6.25%
Term49 - 60
Last UpdatedMay 7, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
6.29%
67-72
View
▼
APR6.29%
Term67-72
Last UpdatedMay 6, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025) 72 months
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.74%
48 months
View
▼
APR6.74%
Term48 months
Last UpdatedMay 12, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
6.75%
01 - 36
View
▼
APR6.75%
Term01 - 36
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
6.75%
61 - 72
View
▼
APR6.75%
Term61 - 72
Last UpdatedMay 7, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedMay 12, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.99%
90 months
View
▼
APR6.99%
Term90 months
Last UpdatedMay 12, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle (2020 - 2025) 84 Month
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
7.00%
3 Years
View
▼
APR7.00%
Term3 Years
Last UpdatedMay 12, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle Older Models (2005 and Older) Trade In
7.25%
24 Months
View
▼
APR7.25%
Term24 Months
Last UpdatedMay 7, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
7.25%
37 - 48
View
▼
APR7.25%
Term37 - 48
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Used Vehicles
7.25%
73 - 84
View
▼
APR7.25%
Term73 - 84
Last UpdatedMay 7, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
7.49%
73-84
View
▼
APR7.49%
Term73-84
Last UpdatedMay 6, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle Older Models (2006 through 2014) Trade In
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle-Older Models (2005 and Older) Retail Value
7.50%
24 Months
View
▼
APR7.50%
Term24 Months
Last UpdatedMay 7, 2026
Details

mos

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
7.74%
60 months
View
▼
APR7.74%
Term60 months
Last UpdatedMay 12, 2026
Details

As Low As

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle Older Models (2015 through 2019) Trade In
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

mos

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle-Older Models (2006 through 2014) Retail Value
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedMay 7, 2026
Details

mos

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
7.75%
49 - 60
View
▼
APR7.75%
Term49 - 60
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.90%
New Autos plus New/Used RVs
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedMay 7, 2026
Details

Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Vehicle-Older Models (2015 through 2019) Retail Value
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedMay 7, 2026
Details

mos

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
8.00%
4 Years
View
▼
APR8.00%
Term4 Years
Last UpdatedMay 12, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Used Automobiles & Motor Homes
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
8.49%
72 months
View
▼
APR8.49%
Term72 months
Last UpdatedMay 12, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
8.50%
61 - 72
View
▼
APR8.50%
Term61 - 72
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Used Autos
8.99%
Up to 120
View
▼
APR8.99%
TermUp to 120
Last UpdatedMay 6, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.00%
73 - 84
View
▼
APR9.00%
Term73 - 84
Last UpdatedMay 7, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
9.00%
5 Years
View
▼
APR9.00%
Term5 Years
Last UpdatedMay 12, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
9.24%
90 months
View
▼
APR9.24%
Term90 months
Last UpdatedMay 12, 2026
Details

As Low As

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.25%
01 - 36
View
▼
APR9.25%
Term01 - 36
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
9.50%
37 - 48
View
▼
APR9.50%
Term37 - 48
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
10.00%
6 Years
View
▼
APR10.00%
Term6 Years
Last UpdatedMay 12, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
10.25%
49 - 60
View
▼
APR10.25%
Term49 - 60
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
11.00%
7 Years
View
▼
APR11.00%
Term7 Years
Last UpdatedMay 12, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
11.25%
61 - 72
View
▼
APR11.25%
Term61 - 72
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
11.75%
73 - 84
View
▼
APR11.75%
Term73 - 84
Last UpdatedMay 7, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
13.00%
01 - 36
View
▼
APR13.00%
Term01 - 36
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
13.50%
37 - 48
View
▼
APR13.50%
Term37 - 48
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
14.25%
49 - 60
View
▼
APR14.25%
Term49 - 60
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
14.75%
61 - 72
View
▼
APR14.75%
Term61 - 72
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
New & Used Auto
15.75%
73 - 84
View
▼
APR15.75%
Term73 - 84
Last UpdatedMay 7, 2026
Details

D Category = or < 599

Biloxi, MS Auto Loan Rate Trends

Compare local Biloxi, MS auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Mississippi Auto Trends →
New Auto Loan — MS Avg
4.867%
▼ 0.090 vs 7 days ago

Mississippi new auto rates fell 0.090 points over the past 7 days to 4.867% APR.

Used Auto Loan — MS Avg
6.225%
▼ 0.082 vs 7 days ago

Mississippi used auto rates fell 0.082 points over the past 7 days to 6.225% APR.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Biloxi, Mississippi

How does my credit score affect my car loan rate in Mississippi?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Biloxi, Mississippi with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Mississippi *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Biloxi, Mississippi typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Biloxi, Mississippi?

Based on our current data, some of the lowest auto loan rates available in Biloxi, Mississippi include:
  • Waters Edge Federal Credit Union: 4.49% (New Auto)
  • Southern Coastal Federal Credit Union: 5.49% (New Auto)
  • Hope Federal Credit Union Jackson, MS: 7.57% (Vehicle Loans - New (Up to 2 Years Old))
  • Brightview Federal Credit Union: 2.50% (Automobiles)
  • Baxter Credit Union: 3.24% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Biloxi, Mississippi. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026

Biloxi, Mississippi Rates & Resources

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