Auto Loan Rates in Mantachie, Mississippi (MS) for July 2026
Brian McKay
Brian McKay
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Current auto loan rates in Mantachie, Mississippi include Statewide Federal Credit UnionStatewide Federal Credit UnionA+5.0 ★Texas Ratio: 3.45% offering New Autos 1-24 Months at 3.49%, Southeast Financial Credit UnionSoutheast Financial Credit UnionA5.0 ★Texas Ratio: 9.30% offering New Auto at 3.50%, Riverland Federal Credit UnionRiverland Federal Credit UnionA+5.0 ★Texas Ratio: 4.06% offering Auto Loans at 3.50%, Singing River Federal Credit UnionSinging River Federal Credit UnionA+5.0 ★Texas Ratio: 2.13% offering New & Used Auto at 3.79%, Magnolia Federal Credit UnionMagnolia Federal Credit UnionA+5.0 ★Texas Ratio: 2.06% offering New and Used Automobiles at 4.49%. Auto loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Mantachie borrowers have access to 20 lenders serving the Mississippi area, with auto loan rates as low as 3.49% APR from Statewide Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Mantachie, Mississippi. Auto Loan Rates Last Updated and Verified: July 16, 2026
Compare Auto Loan Rates Today in Mantachie, Mississippi & Surrounding Area
Mantachie Auto Loan Rates
As Low As; New Auto
Cars, Trucks, & SUVs
Rate: 3.79% - 15.04%
Rate: 3.99% - 15.24%
As Low As; Used Auto
Daily Periodic Rate: 0.0123% - 0.0493%
As Low As
As Low As; Beginning as low as 4.49%
Rates are subject to credit approval, term, and product eligibility. For qualified borrowers, based on model year and credit score.
Cars, Trucks, & SUVs
All rates are subject to change without notice. Your actual rate, payment, and costs could be higher. APR (Annual Percentage Rate). A lower credit score may cause a higher loan rate. Your APR is based on credit worthiness, loan amount, current mileage, term of the loan and loan to value.
A+ Category = or > 725
Up to 100% of NADA average retail or 100% of selling price, whichever is less. Membership fee and eligibility required: You must live, work, worship, or attend school in Harrison, Hancock, Jackson, or Stone County.
As Low As
Annual Percentage Rates shown are "as low as".
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Credit Score 700+ Rate
Credit Score 700+ Rate
Credit Score 700+ Rate
Rate: 5.25% - 16.49%
A Category 660 - 724
Rate: 5.49% - 16.49%
As Low As; Terms up to 96 months
As Low As; APR*
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Cars, Trucks, & SUVs
Rate: 5.74% - 16.49%
Credit Score 700+ Rate
A Category 660 - 724
As Low As; Terms up to 96 months
As Low As; APR*
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Over $30,000; Credit Score 700+ Rate; Loan Amount Over $30,000
A Category 660 - 724
As Low As; Seasonal Special
As Low As; Credit Score Performance Based
As Low As; Credit Score Performance Based
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
B Category 620 - 659
As Low As; Credit Score Performance Based
As Low As; Credit Score Performance Based
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Credit Score 660-699 Rate
Credit Score 660-699 Rate
Credit Score 660-699 Rate
B Category 620 - 659
Credit Score 660-699 Rate
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
B Category 620 - 659
As Low As; Credit Score Performance Based
As Low As; Credit Score Performance Based
Over $30,000; Credit Score 660-699 Rate; Loan Amount Over $30,000
As Low As; Credit Score Performance Based
As Low As; Credit Score Performance Based
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
B Category 620 - 659
Credit Score 620-659 Rate
B Category 620 - 659
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
C Category 600 - 619
Credit Score 620-659 Rate
C Category 600 - 619
Credit Score 620-659 Rate
C Category 600 - 619
C Category 600 - 619
C Category 600 - 619
Credit Score 620-659 Rate
D Category = or < 599
Over $30,000; Credit Score 620-659 Rate; Loan Amount Over $30,000
Credit Score 515-619 Rate
D Category = or < 599
Credit Score 515-619 Rate
D Category = or < 599
Credit Score 515-619 Rate
D Category = or < 599
D Category = or < 599
Credit Score 515-619 Rate
Over $30,000; Credit Score 515-619 Rate; Loan Amount Over $30,000
Mantachie New Auto Auto Loan Rates
As Low As; New Auto
Rate: 3.79% - 15.04%
Rate: 3.99% - 15.24%
Daily Periodic Rate: 0.0123% - 0.0493%
As Low As
As Low As; Beginning as low as 4.49%
Rates are subject to credit approval, term, and product eligibility. For qualified borrowers, based on model year and credit score.
All rates are subject to change without notice. Your actual rate, payment, and costs could be higher. APR (Annual Percentage Rate). A lower credit score may cause a higher loan rate. Your APR is based on credit worthiness, loan amount, current mileage, term of the loan and loan to value.
A+ Category = or > 725
Annual Percentage Rates shown are "as low as".
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Credit Score 700+ Rate
Credit Score 700+ Rate
Credit Score 700+ Rate
Rate: 5.25% - 16.49%
A Category 660 - 724
Rate: 5.49% - 16.49%
As Low As; Terms up to 96 months
As Low As; APR*
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Rate: 5.74% - 16.49%
Credit Score 700+ Rate
A Category 660 - 724
As Low As; APR*
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Over $30,000; Credit Score 700+ Rate; Loan Amount Over $30,000
A Category 660 - 724
As Low As; Credit Score Performance Based
B Category 620 - 659
As Low As; Credit Score Performance Based
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Credit Score 660-699 Rate
Credit Score 660-699 Rate
Credit Score 660-699 Rate
B Category 620 - 659
Credit Score 660-699 Rate
B Category 620 - 659
As Low As; Credit Score Performance Based
Over $30,000; Credit Score 660-699 Rate; Loan Amount Over $30,000
As Low As; Credit Score Performance Based
B Category 620 - 659
Credit Score 620-659 Rate
B Category 620 - 659
C Category 600 - 619
Credit Score 620-659 Rate
C Category 600 - 619
Credit Score 620-659 Rate
C Category 600 - 619
C Category 600 - 619
C Category 600 - 619
Credit Score 620-659 Rate
D Category = or < 599
Over $30,000; Credit Score 620-659 Rate; Loan Amount Over $30,000
Credit Score 515-619 Rate
D Category = or < 599
Credit Score 515-619 Rate
D Category = or < 599
Credit Score 515-619 Rate
D Category = or < 599
D Category = or < 599
Credit Score 515-619 Rate
Over $30,000; Credit Score 515-619 Rate; Loan Amount Over $30,000
Mantachie Used Auto Auto Loan Rates
Rate: 3.79% - 15.04%
Rate: 3.99% - 15.24%
As Low As; Used Auto
Daily Periodic Rate: 0.0123% - 0.0493%
As Low As; Beginning as low as 4.49%
A+ Category = or > 725
As Low As
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Credit Score 700+ Rate
Credit Score 700+ Rate
Credit Score 700+ Rate
Rate: 5.25% - 16.49%
A Category 660 - 724
Rate: 5.49% - 16.49%
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Rate: 5.74% - 16.49%
Credit Score 700+ Rate
A Category 660 - 724
As Low As; Terms up to 96 months
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Over $30,000; Credit Score 700+ Rate; Loan Amount Over $30,000
A Category 660 - 724
As Low As; Credit Score Performance Based
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
B Category 620 - 659
As Low As; Credit Score Performance Based
APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Credit Score 660-699 Rate
Credit Score 660-699 Rate
Credit Score 660-699 Rate
B Category 620 - 659
Credit Score 660-699 Rate
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
B Category 620 - 659
As Low As; Credit Score Performance Based
Over $30,000; Credit Score 660-699 Rate; Loan Amount Over $30,000
As Low As; Credit Score Performance Based
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
B Category 620 - 659
Credit Score 620-659 Rate
B Category 620 - 659
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
C Category 600 - 619
Credit Score 620-659 Rate
C Category 600 - 619
Credit Score 620-659 Rate
C Category 600 - 619
C Category 600 - 619
C Category 600 - 619
Credit Score 620-659 Rate
D Category = or < 599
Over $30,000; Credit Score 620-659 Rate; Loan Amount Over $30,000
Credit Score 515-619 Rate
D Category = or < 599
Credit Score 515-619 Rate
D Category = or < 599
Credit Score 515-619 Rate
D Category = or < 599
D Category = or < 599
Credit Score 515-619 Rate
Over $30,000; Credit Score 515-619 Rate; Loan Amount Over $30,000
Mantachie, MS Auto Loan Rate Trends
Compare local Mantachie, MS auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi new auto rates rose 0.647 points over the past 7 days to 5.467% APR.
Mississippi used auto rates rose 0.644 points over the past 7 days to 6.343% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mantachie, Mississippi auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Mantachie, Mississippi directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Mantachie, Mississippi. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in MS.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Mantachie, Mississippi
How does my credit score affect my car loan rate in Mississippi?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Mantachie, Mississippi?
- Statewide Federal Credit Union: 3.49% (New Autos 1-24 Months)
- Southeast Financial Credit Union: 3.50% (New Auto)
- Riverland Federal Credit Union: 3.50% (Auto Loans)
- Singing River Federal Credit Union: 3.79% (New & Used Auto)
- Magnolia Federal Credit Union: 4.49% (New and Used Automobiles)
Mantachie, Mississippi Rates & Resources
