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Auto Loan Rates in Las Vegas, Nevada (NV) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Las Vegas, Nevada. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 19, 2026

Current auto loan rates in Las Vegas, Nevada include Baxter Credit UnionBaxter Credit Union2716 N Tenaya Way, Las Vegas, NV, 89128A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, United Federal Credit UnionUnited Federal Credit Union2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123A+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.70%, America First Federal Credit UnionAmerica First Federal Credit Union2699 N Tenaya Way, Las Vegas, NV, 89128A5.0 ★Texas Ratio: 8.12% offering Auto Loan at 4.99%, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117B4.4 ★Texas Ratio: 21.76% offering New & Used Vehicles2 at 5.74%, Sierra Pacific Federal Credit UnionSierra Pacific Federal Credit Union8360 S Durango Dr Ste 190, Las Vegas, NV, 89113 4444A+5.0 ★Texas Ratio: 1.56% offering Classic Cars at 7.25%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.

Las Vegas has 5 local institutions in our database, with auto loan rates as low as 3.24% APR from Baxter Credit Union at 2716 N Tenaya Way, Las Vegas, NV, 89128. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Las Vegas, Nevada. Auto Loan Rates Last Updated and Verified: April 19, 2026

Compare Auto Loan Rates Today in Las Vegas, Nevada & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
View
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
View
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
View
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
View
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
View
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
View
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
View
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.85%
60 Months
View
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
View
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
2699 N Tenaya Way, Las Vegas, NV, 89128
Auto Loan
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedApr 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.15%
72 Months
View
▼
APR5.15%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
2699 N Tenaya Way, Las Vegas, NV, 89128
Auto Loan
5.24%
6 Years
View
▼
APR5.24%
Term6 Years
Last UpdatedApr 18, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
2699 N Tenaya Way, Las Vegas, NV, 89128
Auto Loan - Declining Rate Auto
5.24%
5 Years
View
▼
APR5.24%
Term5 Years
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
2699 N Tenaya Way, Las Vegas, NV, 89128
Auto Loan
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedApr 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
8360 S Durango Dr Ste 190, Las Vegas, NV, 89113 4444
Classic Cars
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates apply to 2015 or newer models if conditions are met.

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
2699 N Tenaya Way, Las Vegas, NV, 89128
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
View
▼
APR7.74%
Term8 Years
Last UpdatedApr 18, 2026
Details

$30,000; As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Classic Vehicle Loans2
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details

Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Vehicle Loans
3.75%
24-84
View
▼
APR3.75%
Term24-84
Last UpdatedApr 18, 2026
Details

As Low As; Loan Term: 24-84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Auto Loans
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; 60 Month Term

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
4.25%
24-Month
View
▼
APR4.25%
Term24-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
4.25%
24-Month
View
▼
APR4.25%
Term24-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
4.75%
60-Month
View
▼
APR4.75%
Term60-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
4.75%
60-Month
View
▼
APR4.75%
Term60-Month
Last UpdatedApr 19, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Auto (2025/2026)
4.99%
Up to 96 Months
View
▼
APR4.99%
TermUp to 96 Months
Last UpdatedApr 19, 2026
Details

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Auto (2025 or older)
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
5.00%
72-Month
View
▼
APR5.00%
Term72-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
5.00%
72-Month
View
▼
APR5.00%
Term72-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
5.10%
36 Months
View
▼
APR5.10%
Term36 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year New - 2025

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
5.13%
75 Months
View
▼
APR5.13%
Term75 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year New - 2025

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
View
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
View
▼
APR5.49%
Term73 to 84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2024 - 2021

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
5.50%
84-Month
View
▼
APR5.50%
Term84-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
5.50%
84-Month
View
▼
APR5.50%
Term84-Month
Last UpdatedApr 19, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
5.53%
75 Months
View
▼
APR5.53%
Term75 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2024 - 2021

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
5.70%
36 Months
View
▼
APR5.70%
Term36 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2024 - 2021

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year New - 2025

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 19, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2020 - 2016

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
6.03%
75 Months
View
▼
APR6.03%
Term75 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2020 - 2016

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2024 - 2021

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
6.30%
36 Months
View
▼
APR6.30%
Term36 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2020 - 2016

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
6.50%
24-Month
View
▼
APR6.50%
Term24-Month
Last UpdatedApr 19, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
6.75%
84 Months
View
▼
APR6.75%
Term84 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2020 - 2016

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
6.75%
36-Month
View
▼
APR6.75%
Term36-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.00%
48-Month
View
▼
APR7.00%
Term48-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.00%
24 Months
View
▼
APR7.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.25%
36 Months
View
▼
APR7.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.50%
60-Month
View
▼
APR7.50%
Term60-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.50%
48 Months
View
▼
APR7.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.75%
72-Month
View
▼
APR7.75%
Term72-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
8.25%
60 Months
View
▼
APR8.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.00%
24-Month
View
▼
APR11.00%
Term24-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.25%
36-Month
View
▼
APR11.25%
Term36-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.50%
48-Month
View
▼
APR11.50%
Term48-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
12.00%
60-Month
View
▼
APR12.00%
Term60-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
12.25%
72-Month
View
▼
APR12.25%
Term72-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.25%
24 Months
View
▼
APR12.25%
Term24 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.50%
36 Months
View
▼
APR12.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
12.75%
24-Month
View
▼
APR12.75%
Term24-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.75%
48 Months
View
▼
APR12.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.00%
36-Month
View
▼
APR13.00%
Term36-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.25%
48-Month
View
▼
APR13.25%
Term48-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
13.25%
60 Months
View
▼
APR13.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.75%
60-Month
View
▼
APR13.75%
Term60-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
13.75%
72 Months
View
▼
APR13.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
13.75%
24 Months
View
▼
APR13.75%
Term24 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
14.00%
72-Month
View
▼
APR14.00%
Term72-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.00%
36 Months
View
▼
APR14.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.25%
48 Months
View
▼
APR14.25%
Term48 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.75%
60 Months
View
▼
APR14.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
15.00%
72 Months
View
▼
APR15.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
View
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
View
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
View
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
View
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
View
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
View
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
View
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.85%
60 Months
View
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
View
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.15%
72 Months
View
▼
APR5.15%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
4.25%
24-Month
View
▼
APR4.25%
Term24-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
4.25%
24-Month
View
▼
APR4.25%
Term24-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
4.75%
60-Month
View
▼
APR4.75%
Term60-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
4.75%
60-Month
View
▼
APR4.75%
Term60-Month
Last UpdatedApr 19, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Auto (2025/2026)
4.99%
Up to 96 Months
View
▼
APR4.99%
TermUp to 96 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
5.00%
72-Month
View
▼
APR5.00%
Term72-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
5.00%
72-Month
View
▼
APR5.00%
Term72-Month
Last UpdatedApr 19, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
View
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
View
▼
APR5.49%
Term73 to 84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
5.50%
84-Month
View
▼
APR5.50%
Term84-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
5.50%
84-Month
View
▼
APR5.50%
Term84-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
6.50%
24-Month
View
▼
APR6.50%
Term24-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
6.75%
36-Month
View
▼
APR6.75%
Term36-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.00%
48-Month
View
▼
APR7.00%
Term48-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.50%
60-Month
View
▼
APR7.50%
Term60-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.75%
72-Month
View
▼
APR7.75%
Term72-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.00%
24-Month
View
▼
APR11.00%
Term24-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.25%
36-Month
View
▼
APR11.25%
Term36-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.50%
48-Month
View
▼
APR11.50%
Term48-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
12.00%
60-Month
View
▼
APR12.00%
Term60-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
12.25%
72-Month
View
▼
APR12.25%
Term72-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
12.75%
24-Month
View
▼
APR12.75%
Term24-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.00%
36-Month
View
▼
APR13.00%
Term36-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.25%
48-Month
View
▼
APR13.25%
Term48-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.75%
60-Month
View
▼
APR13.75%
Term60-Month
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
14.00%
72-Month
View
▼
APR14.00%
Term72-Month
Last UpdatedApr 19, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
View
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
View
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
View
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
View
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
View
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
View
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
View
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.85%
60 Months
View
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
View
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.15%
72 Months
View
▼
APR5.15%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
2140 E Pebble Rd Ste 120 130, Las Vegas, NV, 89123
Fixed Rate New & Used Auto Loans
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 19, 2026
Details

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Auto (2025 or older)
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.00%
24 Months
View
▼
APR7.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.25%
36 Months
View
▼
APR7.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.50%
48 Months
View
▼
APR7.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
8.25%
60 Months
View
▼
APR8.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.25%
24 Months
View
▼
APR12.25%
Term24 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.50%
36 Months
View
▼
APR12.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.75%
48 Months
View
▼
APR12.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
13.25%
60 Months
View
▼
APR13.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
13.75%
72 Months
View
▼
APR13.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
13.75%
24 Months
View
▼
APR13.75%
Term24 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.00%
36 Months
View
▼
APR14.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.25%
48 Months
View
▼
APR14.25%
Term48 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.75%
60 Months
View
▼
APR14.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
15.00%
72 Months
View
▼
APR15.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Las Vegas, NV Auto Loan Rate Trends

Compare local Las Vegas, NV auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nevada Auto Trends →
New Auto Loan — NV Avg
7.934%
▲ 0.290 vs 7 days ago

Nevada new auto rates rose 0.290 points over the past 7 days to 7.934% APR.

Used Auto Loan — NV Avg
7.210%
▲ 0.103 vs 7 days ago

Nevada used auto rates rose 0.103 points over the past 7 days to 7.210% APR.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Las Vegas, Nevada

How does my credit score affect my car loan rate in Nevada?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Las Vegas, Nevada with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Nevada *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Las Vegas, Nevada typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Las Vegas, Nevada?

Based on our current data, some of the lowest auto loan rates available in Las Vegas, Nevada include:
  • Baxter Credit Union: 3.24% (Auto Loans)
  • United Federal Credit Union: 3.70% (Fixed Rate New & Used Auto Loans)
  • America First Federal Credit Union: 4.99% (Auto Loan)
  • UNIFY Financial Federal Credit Union: 5.74% (New & Used Vehicles2)
  • Sierra Pacific Federal Credit Union: 7.25% (Classic Cars)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Las Vegas, Nevada. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026

Las Vegas, Nevada Rates & Resources

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