Auto Loan Rates in Lund, Nevada (NV) for July 2026
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Brian McKay
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Current auto loan rates in Lund, Nevada include United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% offering Auto Loan at 2.99%, Churchill County Federal Credit UnionChurchill County Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering Vehicle Loans at 3.75%, Sierra Pacific Federal Credit UnionSierra Pacific Federal Credit UnionA+5.0 ★Texas Ratio: 1.48% offering New and Used Auto Loan at 3.94%, Greater Nevada Credit UnionGreater Nevada Credit UnionF1.0 ★Texas Ratio: 66.75% offering Auto Loan at 4.00%, Great Basin Federal Credit UnionGreat Basin Federal Credit UnionA5.0 ★Texas Ratio: 7.89% offering Auto Loan at 4.25%. Auto loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Lund borrowers have access to 11 lenders serving the Nevada area, with auto loan rates as low as 2.99% APR from United Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Lund, Nevada. Auto Loan Rates Last Updated and Verified: July 16, 2026
Compare Auto Loan Rates Today in Lund, Nevada & Surrounding Area
Lund Auto Loan Rates
Limited-time offer. Save on a new or refinanced vehicle this summer with rates starting as low as 2.99% APR for 36 months with autopay from a United checking account.
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As Low As; *As low as rate is on approved credit. Terms may apply.
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
As Low As; 90 Days With No Payments. Lowest rate shown assumes excellent borrower credit history, financing a direct new or used auto loan less than two years old at a 36-month loan term, and includes a 0.25% rate discount for a loan-to-value below 90% available for well-qualified borrowers. Not all applicants will qualify for the lowest rate. Payment example: A new auto loan of $20,000.00 financed at 4.00% APR for 36 months equals a payment of $590.48 per month. 90-day no pay offer is based on approved credit. Payment Saver Auto Loans, existing GNCU loan refinances, and plus program loans are not eligible. If accepted, it will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. Offer is subject to change or cancellation without notice except as required by law.
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Loan Amount: $5,000 to $9,999
As Low As
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
Loan Amount: $5,000 to $9,999
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As Low As; New Auto 2025 + Newer Only
As Low As; Model Year New - 2025; Minimum to Finance: $5,000
As low as
As Low As; Fixed. Your rate may be higher depending on credit history and underwriting criteria. The maximum APR for consumer loans is 18%.
New Auto (2025/2026)
Used Auto (2025 or older)
As Low As; Model Year New - 2025; Minimum to Finance: $15,000
As Low As; Model Year: New Auto 2025 + Newer
As low as
As Low As; Fixed. Your rate may be higher depending on credit history and underwriting criteria. The maximum APR for consumer loans is 18%.
As Low As; Fixed. Your rate may be higher depending on credit history and underwriting criteria. The maximum APR for consumer loans is 18%.
As Low As; Model Year 2024 - 2021; Minimum to Finance: $5,000
As Low As; Model Year 2024 - 2021; Minimum to Finance: $10,000
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
As Low As; Model Year: New Auto 2025 + Newer
As Low As; Model Year 2020 - 2016; Minimum to Finance: $5,000
As Low As; Model Year 2020 - 2016; Minimum to Finance: $10,000
As Low As; Model Year 2020 - 2016; Minimum to Finance: $15,000
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
As Low As; Model Year 2024 - 2021; Minimum to Finance: $20,000; Extended terms must meet credit & collateral qualifications.
As Low As; Fixed. Your rate may be higher depending on credit history and underwriting criteria. The maximum APR for consumer loans is 18%.
Loan Amount: $15,000 to $24,999
Loan Amount: $15,000 to $24,999
As Low As; Model Year 2020 - 2016; Minimum to Finance: $20,000; Extended terms must meet credit & collateral qualifications.
Loan Amount: Over $25,000
Loan Amount: $5,000 to $9,999
As Low As; Rates apply to 2015 or newer models if conditions are met. See credit union for details. Payment example: A new recreational loan of $20,000 financed at 6.19% APR for 48 months equals a payment of $471.43 per month.
$30,000; As Low As; Fixed. Your rate may be higher depending on credit history and underwriting criteria. The maximum APR for consumer loans is 18%.
Loan Amount: $15,000 to $24,999
Loan Amount: Over $25,000
Loan Amount: $5,000 to $9,999
Loan Amount: $15,000 to $24,999
Loan Amount: Over $25,000
Loan Amount: $5,000 to $9,999
Loan Amount: $15,000 to $24,999
Loan Amount: $5,000 to $9,999
Loan Amount: $15,000 to $24,999
Lund New Auto Auto Loan Rates
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As Low As; New Auto 2025 + Newer Only
As low as
New Auto (2025/2026)
As Low As; Model Year: New Auto 2025 + Newer
As low as
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
As Low As; Model Year: New Auto 2025 + Newer
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
Lund Used Auto Auto Loan Rates
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As low as
Used Auto (2025 or older)
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
As low as; Rates apply to 2019 or newer models if conditions are met. Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
Lund, NV Auto Loan Rate Trends
Compare local Lund, NV auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada new auto rates rose 3.164 points over the past 7 days to 8.680% APR.
Nevada used auto rates rose 0.048 points over the past 7 days to 6.548% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lund, Nevada auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Lund, Nevada directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Lund, Nevada. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in NV.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Lund, Nevada
How does my credit score affect my car loan rate in Nevada?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Lund, Nevada?
- United Federal Credit Union: 2.99% (Auto Loan)
- Churchill County Federal Credit Union: 3.75% (Vehicle Loans)
- Sierra Pacific Federal Credit Union: 3.94% (New and Used Auto Loan)
- Greater Nevada Credit Union: 4.00% (Auto Loan)
- Great Basin Federal Credit Union: 4.25% (Auto Loan)
