Auto Loan Rates in North Dakota (ND) for June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current auto loan rates in North Dakota include Western Cooperative Credit UnionWestern Cooperative Credit Union1300 Bison Dr, Williston, ND, 58801 3770A5.0 ★Texas Ratio: 7.44% offering Auto Loan at 4.45%, State Bank of BottineauState Bank of Bottineau105 11th St E, Bottineau, ND, 58318A+5.0 ★Texas Ratio: 0.00% offering Auto Loan at 5.75%. Auto loan rates as of June 3, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across North Dakota side-by-side. North Dakota auto loan rates currently start as low as 4.45% APR from Western Cooperative Credit Union at 1300 Bison Dr, Williston, ND, 58801 3770. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in North Dakota. Auto Loan Rates Last Updated and Verified: June 3, 2026
Compare Auto Loan Rates Today in North Dakota
North Dakota Auto Loan Rates
As Low As
As Low As
As Low As
As Low As
As Low As; Rates may vary based on creditworthiness and loan term.
As Low As; Rates may vary based on creditworthiness and loan term.
As Low As; Rates may vary based on creditworthiness and loan term.
As Low As; Rates may vary based on creditworthiness and loan term.
As Low As; Rates may vary based on creditworthiness and loan term.
As Low As; Rates may vary based on creditworthiness and loan term.
North Dakota New Auto Auto Loan Rates
As Low As; Rates may vary based on creditworthiness and loan term.
As Low As; Rates may vary based on creditworthiness and loan term.
North Dakota Used Auto Auto Loan Rates
As Low As; Rates may vary based on creditworthiness and loan term.
As Low As; Rates may vary based on creditworthiness and loan term.
North Dakota Auto Loan Rate Trends
Compare local North Dakota auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Dakota new auto rates rose 0.302 points over the past 7 days to 5.265% APR.
North Dakota used auto rates rose 0.179 points over the past 7 days to 5.767% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our North Dakota auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for North Dakota directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in North Dakota. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in ND.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in North Dakota
How does my credit score affect my car loan rate in North Dakota?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in North Dakota?
- Western Cooperative Credit Union: 4.45% (Auto Loan)
- State Bank of Bottineau: 5.75% (Auto Loan)
Auto Loan Rates by City in North Dakota
