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Auto Loan Rates in Cincinnati, Ohio (OH) for April 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Cincinnati, Ohio. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 19, 2026

Current auto loan rates in Cincinnati, Ohio include General Electric Credit UnionGeneral Electric Credit Union10485 Reading Rd, Cincinnati, OH, 45241 2523A5.0 ★Texas Ratio: 7.74% offering New/Used Cars, 2023 and newer models at 4.99%, Local Union 392 Federal Credit UnionLocal Union 392 Federal Credit Union1228 Central Pkwy Ste 302, Cincinnati, OH, 45202A+5.0 ★Texas Ratio: 1.65% offering New Auto Loans 2026 - 2027 6,000 Miles or Less A+ at 5.25%, Greater Cincinnati School Credit UnionGreater Cincinnati School Credit Union7221 Montgomery Rd, Cincinnati, OH, 45236A+5.0 ★Texas Ratio: 3.80% offering New Auto A+ at 5.25%, Sharefax Credit UnionSharefax Credit Union10590 READING RD, CINCINNATI, OH, 45241A+5.0 ★Texas Ratio: 4.21% offering MODEL YEAR 2023 & NEWER Vehicle Loan at 5.39%, Cincinnati Interagency Federal Credit UnionCincinnati Interagency Federal Credit Union26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242A+5.0 ★Texas Ratio: 1.34% offering Used Vehicles at 5.49%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.

Cincinnati has 7 local institutions in our database, with auto loan rates as low as 4.99% APR from General Electric Credit Union at 10485 Reading Rd, Cincinnati, OH, 45241 2523. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Cincinnati, Ohio. Auto Loan Rates Last Updated and Verified: April 19, 2026

Compare Auto Loan Rates Today in Cincinnati, Ohio & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 48 months

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
View
▼
APR5.25%
Term1-60
Last UpdatedApr 18, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto A+
5.25%
66 Months
View
▼
APR5.25%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 110% LTV

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A+/ 110%
5.25%
66 Months
View
▼
APR5.25%
Term66 Months
Last UpdatedApr 19, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto A
5.35%
66 Months
View
▼
APR5.35%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A / 105%
5.35%
66 Months
View
▼
APR5.35%
Term66 Months
Last UpdatedApr 19, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2023 & NEWER Vehicle Loan
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedApr 18, 2026
Details

As Low As; Up to 63 Months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 63 months

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 18, 2026
Details

2022 - 2024 Model Years - -Up to 110% NADA Retail Value

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto B
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO B / 100%
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto C
5.65%
66 Months
View
▼
APR5.65%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO C / 100%
5.65%
66 Months
View
▼
APR5.65%
Term66 Months
Last UpdatedApr 19, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A
5.75%
1-60
View
▼
APR5.75%
Term1-60
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.75%
61-84
View
▼
APR5.75%
Term61-84
Last UpdatedApr 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedApr 19, 2026
Details

As Low As; 64 to 75 months

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2023 & NEWER Vehicle Loan
5.89%
75 Months
View
▼
APR5.89%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As; Up to 75 Months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
5.89%
63 Months
View
▼
APR5.89%
Term63 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 63 months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2020-2022 Vehicle Loan
6.04%
63 Months
View
▼
APR6.04%
Term63 Months
Last UpdatedApr 18, 2026
Details

As Low As; Up to 63 Months

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles
6.24%
72 Months
View
▼
APR6.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

2019-2021 -Model Years -Up to 110% NADA Retail Value

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A
6.25%
61-84
View
▼
APR6.25%
Term61-84
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less B
6.25%
1-60
View
▼
APR6.25%
Term1-60
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
6.25%
1-72
View
▼
APR6.25%
Term1-72
Last UpdatedApr 18, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto A+
6.25%
66 Months
View
▼
APR6.25%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO A+/ 110%
6.25%
66 Months
View
▼
APR6.25%
Term66 Months
Last UpdatedApr 19, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
6.29%
75 Months
View
▼
APR6.29%
Term75 Months
Last UpdatedApr 19, 2026
Details

As Low As; 64 to 75 months

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto A
6.35%
66 Months
View
▼
APR6.35%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO A / 105%
6.35%
66 Months
View
▼
APR6.35%
Term66 Months
Last UpdatedApr 19, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.39%
49 to 63
View
▼
APR6.39%
Term49 to 63
Last UpdatedApr 19, 2026
Details

As Low As

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2019 and Older Vehicle Loan
6.44%
63 Months
View
▼
APR6.44%
Term63 Months
Last UpdatedApr 18, 2026
Details

As Low As; Up to 63 Months

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2020-2022 Vehicle Loan
6.44%
75 Months
View
▼
APR6.44%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As; Up to 75 Months

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2023 & NEWER Vehicle Loan
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Up to 84 Months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; 76 to 84 months**

Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
New Autos
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 1 to 2 years old
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto B
6.50%
66 Months
View
▼
APR6.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO B / 100%
6.50%
66 Months
View
▼
APR6.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
6.54%
63 Months
View
▼
APR6.54%
Term63 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 63 months

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto C
6.65%
66 Months
View
▼
APR6.65%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO C / 100%
6.65%
66 Months
View
▼
APR6.65%
Term66 Months
Last UpdatedApr 19, 2026
Details

Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 3 to 5 years old
6.70%
66 Months
View
▼
APR6.70%
Term66 Months
Last UpdatedApr 18, 2026
Details

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles
6.73%
60 Months
View
▼
APR6.73%
Term60 Months
Last UpdatedApr 18, 2026
Details

2018 & Older - -Up to 110% NADA Retail Value

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less B
6.75%
61-84
View
▼
APR6.75%
Term61-84
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
6.75%
1-72
View
▼
APR6.75%
Term1-72
Last UpdatedApr 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.79%
64 to 75
View
▼
APR6.79%
Term64 to 75
Last UpdatedApr 19, 2026
Details

As Low As

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 75 Months
6.85%
75 Months
View
▼
APR6.85%
Term75 Months
Last UpdatedApr 17, 2026
Details

As Low As; loan minimum $15,000

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 48 Months
6.89%
48 Months
View
▼
APR6.89%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
6.89%
63 Months
View
▼
APR6.89%
Term63 Months
Last UpdatedApr 19, 2026
Details

As Low As

Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 6 years old
6.95%
54 Months
View
▼
APR6.95%
Term54 Months
Last UpdatedApr 18, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2016 - 2019 Vehicle Loan
6.99%
75 Months
View
▼
APR6.99%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As; Up to 75 Months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; 76 to 84 months**

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
7.04%
75 Months
View
▼
APR7.04%
Term75 Months
Last UpdatedApr 19, 2026
Details

As Low As; 64 to 75 months***

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 63 Months
7.08%
63 Months
View
▼
APR7.08%
Term63 Months
Last UpdatedApr 17, 2026
Details

As Low As

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto D
7.15%
66 Months
View
▼
APR7.15%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO D / 95%
7.15%
66 Months
View
▼
APR7.15%
Term66 Months
Last UpdatedApr 19, 2026
Details

Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 7 years old
7.20%
36 Months
View
▼
APR7.20%
Term36 Months
Last UpdatedApr 18, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2020-2022 Vehicle Loan
7.24%
84 Months
View
▼
APR7.24%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Up to 84 Months

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
7.25%
1-72
View
▼
APR7.25%
Term1-72
Last UpdatedApr 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
7.29%
64 to 75
View
▼
APR7.29%
Term64 to 75
Last UpdatedApr 19, 2026
Details

As Low As

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 84 Months
7.32%
84 Months
View
▼
APR7.32%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; loan minimum $25,000

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
7.49%
76 to 84
View
▼
APR7.49%
Term76 to 84
Last UpdatedApr 19, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
7.54%
63 Months
View
▼
APR7.54%
Term63 Months
Last UpdatedApr 19, 2026
Details

As Low As

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
7.75%
72-84
View
▼
APR7.75%
Term72-84
Last UpdatedApr 18, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto E
7.75%
66 Months
View
▼
APR7.75%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO E / 90%
7.75%
66 Months
View
▼
APR7.75%
Term66 Months
Last UpdatedApr 19, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
7.99%
76 to 84
View
▼
APR7.99%
Term76 to 84
Last UpdatedApr 19, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
8.04%
64 to 75
View
▼
APR8.04%
Term64 to 75
Last UpdatedApr 19, 2026
Details

As Low As

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans: 2018-2021 - Up to 75 Months
8.11%
75 Months
View
▼
APR8.11%
Term75 Months
Last UpdatedApr 17, 2026
Details

As Low As; $15,000 loan minimum for 61-75 mos.

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto D
8.15%
66 Months
View
▼
APR8.15%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO D / 95%
8.15%
66 Months
View
▼
APR8.15%
Term66 Months
Last UpdatedApr 19, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less C
8.25%
1-60
View
▼
APR8.25%
Term1-60
Last UpdatedApr 18, 2026
Details

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans: 2014-2017 - Up to 75 Months
8.36%
75 Months
View
▼
APR8.36%
Term75 Months
Last UpdatedApr 17, 2026
Details

As Low As; $15,000 loan minimum for 61-75 months

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans: 2018-2021 - Up to 84 Months
8.58%
84 Months
View
▼
APR8.58%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; loan minimum is $25,000

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto E
8.75%
66 Months
View
▼
APR8.75%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO E / 90%
8.75%
66 Months
View
▼
APR8.75%
Term66 Months
Last UpdatedApr 19, 2026
Details

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans: 2014-2017 - Up to 84 Months
8.83%
84 Months
View
▼
APR8.83%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; loan minimum is $25,000

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto Second Chance
9.00%
66 Months
View
▼
APR9.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO Second Chance / 90%
9.00%
66 Months
View
▼
APR9.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans: 2013 and older - Up to 63 Months
9.10%
63 Months
View
▼
APR9.10%
Term63 Months
Last UpdatedApr 17, 2026
Details

As Low As

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
9.25%
1-72
View
▼
APR9.25%
Term1-72
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less C
9.75%
61-84
View
▼
APR9.75%
Term61-84
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
9.75%
72-84
View
▼
APR9.75%
Term72-84
Last UpdatedApr 18, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto Second Chance
10.00%
66 Months
View
▼
APR10.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO Second Chance / 90%
10.00%
66 Months
View
▼
APR10.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less D
10.75%
1-60
View
▼
APR10.75%
Term1-60
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less D
11.25%
61-84
View
▼
APR11.25%
Term61-84
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
11.75%
1-72
View
▼
APR11.75%
Term1-72
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
12.25%
72-84
View
▼
APR12.25%
Term72-84
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
View
▼
APR2.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
View
▼
APR2.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
View
▼
APR3.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
View
▼
APR3.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
View
▼
APR3.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
View
▼
APR3.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

A++ 750+

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
View
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
View
▼
APR3.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
View
▼
APR3.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
View
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
View
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Autos
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; up to 72 months

Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
LOAN SPECIAL! Auto Loan 2020 & Newer
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
New Auto 2026
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; up to 48 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; 2023 or newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
View
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.49%
42 Months
View
▼
APR4.49%
Term42 Months
Last UpdatedApr 18, 2026
Details

Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

2020 and newer

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details

As Low As

Homeland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Auto Loans 2025-2026
4.49%
Up to 66 Months
View
▼
APR4.49%
TermUp to 66 Months
Last UpdatedApr 18, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.49%
Up to 39
View
▼
APR4.49%
TermUp to 39
Last UpdatedApr 19, 2026
Details

As Low As; Minimum Loan Amount $4,000

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Auto Loan
4.49%
48 mo
View
▼
APR4.49%
Term48 mo
Last UpdatedApr 19, 2026
Details

As Low As

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 36 Months
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

Beacon Score 725+

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 48 Months
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

Beacon Score 725+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; over $20,000

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.54%
37-48 Months
View
▼
APR4.54%
Term37-48 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
View
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedApr 17, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
View
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details

Model Year: New - 2024

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.69%
40 - 64
View
▼
APR4.69%
Term40 - 64
Last UpdatedApr 19, 2026
Details

As Low As; Minimum Loan Amount $7,500

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.70%
60 Months
View
▼
APR4.70%
Term60 Months
Last UpdatedApr 18, 2026
Details

Model Year: New - 2024

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedApr 18, 2026
Details

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Vehicle Loan
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 84 months

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Pre-Owned Vehicle Loan
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 84 months

CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
4.75%
Up to 48 months
View
▼
APR4.75%
TermUp to 48 months
Last UpdatedApr 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
View
▼
APR4.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
View
▼
APR4.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New Vehicle Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR 4.82%**

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; 2023 or newer over $20,000

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.79%
48 Months
View
▼
APR4.79%
Term48 Months
Last UpdatedApr 18, 2026
Details

Model Year: 2023 - 2021

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
View
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.83%
48 Months
View
▼
APR4.83%
Term48 Months
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
View
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedApr 18, 2026
Details

Model Year: New - 2024

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
View
▼
APR4.89%
Term24 Months
Last UpdatedApr 18, 2026
Details

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.89%
65 - 75
View
▼
APR4.89%
Term65 - 75
Last UpdatedApr 19, 2026
Details

As Low As; Minimum Loan Amount $10,000

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
4.93%
72 Months
View
▼
APR4.93%
Term72 Months
Last UpdatedApr 19, 2026
Details

up to 72 Months

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
View
▼
APR4.94%
Term36 Months
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
View
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
View
▼
APR4.96%
Termup to 72 Months
Last UpdatedApr 19, 2026
Details

AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details

As Low As

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

Model Year: 2023 - 2021

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

2020 and newer

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2016-2018 Automobiles
4.99%
Up to 48 Months
View
▼
APR4.99%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2019-2023 Automobiles
4.99%
Up to 60 Months
View
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2024 Automobiles
4.99%
Up to 72 Months
View
▼
APR4.99%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

over $15,000; As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025 Automobiles
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

over $30,000; As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025-2026(new/untitled) Automobiles
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; $25,000

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; 2023 or newer over $25,000

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.99%
24 - 39
View
▼
APR4.99%
Term24 - 39
Last UpdatedApr 19, 2026
Details

As Low As; Minimum Loan Amount $4,000

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Vehicle
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; up to 84 months

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Auto Loan
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars (Model Years 2023-2021)
5.00%
36-48 Months
View
▼
APR5.00%
Term36-48 Months
Last UpdatedApr 18, 2026
Details

Beacon Score 725+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 18, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 48 months

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
View
▼
APR5.25%
Term1-60
Last UpdatedApr 18, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto A+
5.25%
66 Months
View
▼
APR5.25%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 110% LTV

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A+/ 110%
5.25%
66 Months
View
▼
APR5.25%
Term66 Months
Last UpdatedApr 19, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto A
5.35%
66 Months
View
▼
APR5.35%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A / 105%
5.35%
66 Months
View
▼
APR5.35%
Term66 Months
Last UpdatedApr 19, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2023 & NEWER Vehicle Loan
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedApr 18, 2026
Details

As Low As; Up to 63 Months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 63 months

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto B
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO B / 100%
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto C
5.65%
66 Months
View
▼
APR5.65%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO C / 100%
5.65%
66 Months
View
▼
APR5.65%
Term66 Months
Last UpdatedApr 19, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A
5.75%
1-60
View
▼
APR5.75%
Term1-60
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.75%
61-84
View
▼
APR5.75%
Term61-84
Last UpdatedApr 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedApr 19, 2026
Details

As Low As; 64 to 75 months

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2023 & NEWER Vehicle Loan
5.89%
75 Months
View
▼
APR5.89%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As; Up to 75 Months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A
6.25%
61-84
View
▼
APR6.25%
Term61-84
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less B
6.25%
1-60
View
▼
APR6.25%
Term1-60
Last UpdatedApr 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.39%
49 to 63
View
▼
APR6.39%
Term49 to 63
Last UpdatedApr 19, 2026
Details

As Low As

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2023 & NEWER Vehicle Loan
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Up to 84 Months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; 76 to 84 months**

Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
New Autos
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less B
6.75%
61-84
View
▼
APR6.75%
Term61-84
Last UpdatedApr 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.79%
64 to 75
View
▼
APR6.79%
Term64 to 75
Last UpdatedApr 19, 2026
Details

As Low As

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 75 Months
6.85%
75 Months
View
▼
APR6.85%
Term75 Months
Last UpdatedApr 17, 2026
Details

As Low As; loan minimum $15,000

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 48 Months
6.89%
48 Months
View
▼
APR6.89%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 63 Months
7.08%
63 Months
View
▼
APR7.08%
Term63 Months
Last UpdatedApr 17, 2026
Details

As Low As

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto D
7.15%
66 Months
View
▼
APR7.15%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO D / 95%
7.15%
66 Months
View
▼
APR7.15%
Term66 Months
Last UpdatedApr 19, 2026
Details

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 84 Months
7.32%
84 Months
View
▼
APR7.32%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; loan minimum $25,000

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
7.49%
76 to 84
View
▼
APR7.49%
Term76 to 84
Last UpdatedApr 19, 2026
Details

As Low As

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto E
7.75%
66 Months
View
▼
APR7.75%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO E / 90%
7.75%
66 Months
View
▼
APR7.75%
Term66 Months
Last UpdatedApr 19, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less C
8.25%
1-60
View
▼
APR8.25%
Term1-60
Last UpdatedApr 18, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
New Auto Second Chance
9.00%
66 Months
View
▼
APR9.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO Second Chance / 90%
9.00%
66 Months
View
▼
APR9.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less C
9.75%
61-84
View
▼
APR9.75%
Term61-84
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less D
10.75%
1-60
View
▼
APR10.75%
Term1-60
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less D
11.25%
61-84
View
▼
APR11.25%
Term61-84
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
View
▼
APR2.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
View
▼
APR2.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
View
▼
APR3.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
View
▼
APR3.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
View
▼
APR3.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
View
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
View
▼
APR3.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A 650-719

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
View
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
View
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Autos
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; up to 72 months

Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
LOAN SPECIAL! Auto Loan 2020 & Newer
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
New Auto 2026
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; up to 48 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
View
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.49%
42 Months
View
▼
APR4.49%
Term42 Months
Last UpdatedApr 18, 2026
Details

Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details

As Low As

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 36 Months
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

Beacon Score 725+

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 48 Months
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

Beacon Score 725+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; over $20,000

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.54%
37-48 Months
View
▼
APR4.54%
Term37-48 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
View
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
View
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedApr 18, 2026
Details

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Vehicle Loan
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 84 months

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New Vehicle Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR 4.82%**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
View
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.83%
48 Months
View
▼
APR4.83%
Term48 Months
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
View
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
View
▼
APR4.89%
Term24 Months
Last UpdatedApr 18, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
4.93%
72 Months
View
▼
APR4.93%
Term72 Months
Last UpdatedApr 19, 2026
Details

up to 72 Months

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
View
▼
APR4.94%
Term36 Months
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
View
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
View
▼
APR4.96%
Termup to 72 Months
Last UpdatedApr 19, 2026
Details

AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details

As Low As

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025-2026(new/untitled) Automobiles
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; $25,000

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Vehicle
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; up to 84 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 48 months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 63 months

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 18, 2026
Details

2022 - 2024 Model Years - -Up to 110% NADA Retail Value

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedApr 19, 2026
Details

As Low As; 64 to 75 months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
5.89%
63 Months
View
▼
APR5.89%
Term63 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 63 months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles
6.24%
72 Months
View
▼
APR6.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

2019-2021 -Model Years -Up to 110% NADA Retail Value

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
6.25%
1-72
View
▼
APR6.25%
Term1-72
Last UpdatedApr 18, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto A+
6.25%
66 Months
View
▼
APR6.25%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO A+/ 110%
6.25%
66 Months
View
▼
APR6.25%
Term66 Months
Last UpdatedApr 19, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
6.29%
75 Months
View
▼
APR6.29%
Term75 Months
Last UpdatedApr 19, 2026
Details

As Low As; 64 to 75 months

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto A
6.35%
66 Months
View
▼
APR6.35%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO A / 105%
6.35%
66 Months
View
▼
APR6.35%
Term66 Months
Last UpdatedApr 19, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.39%
49 to 63
View
▼
APR6.39%
Term49 to 63
Last UpdatedApr 19, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; 76 to 84 months**

Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 1 to 2 years old
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto B
6.50%
66 Months
View
▼
APR6.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO B / 100%
6.50%
66 Months
View
▼
APR6.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
6.54%
63 Months
View
▼
APR6.54%
Term63 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 63 months

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto C
6.65%
66 Months
View
▼
APR6.65%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO C / 100%
6.65%
66 Months
View
▼
APR6.65%
Term66 Months
Last UpdatedApr 19, 2026
Details

Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 3 to 5 years old
6.70%
66 Months
View
▼
APR6.70%
Term66 Months
Last UpdatedApr 18, 2026
Details

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles
6.73%
60 Months
View
▼
APR6.73%
Term60 Months
Last UpdatedApr 18, 2026
Details

2018 & Older - -Up to 110% NADA Retail Value

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
6.75%
1-72
View
▼
APR6.75%
Term1-72
Last UpdatedApr 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.79%
64 to 75
View
▼
APR6.79%
Term64 to 75
Last UpdatedApr 19, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
6.89%
63 Months
View
▼
APR6.89%
Term63 Months
Last UpdatedApr 19, 2026
Details

As Low As

Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 6 years old
6.95%
54 Months
View
▼
APR6.95%
Term54 Months
Last UpdatedApr 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; 76 to 84 months**

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
7.04%
75 Months
View
▼
APR7.04%
Term75 Months
Last UpdatedApr 19, 2026
Details

As Low As; 64 to 75 months***

Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 7 years old
7.20%
36 Months
View
▼
APR7.20%
Term36 Months
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
7.25%
1-72
View
▼
APR7.25%
Term1-72
Last UpdatedApr 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
7.29%
64 to 75
View
▼
APR7.29%
Term64 to 75
Last UpdatedApr 19, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
7.49%
76 to 84
View
▼
APR7.49%
Term76 to 84
Last UpdatedApr 19, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
7.54%
63 Months
View
▼
APR7.54%
Term63 Months
Last UpdatedApr 19, 2026
Details

As Low As

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
7.75%
72-84
View
▼
APR7.75%
Term72-84
Last UpdatedApr 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
7.99%
76 to 84
View
▼
APR7.99%
Term76 to 84
Last UpdatedApr 19, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
8.04%
64 to 75
View
▼
APR8.04%
Term64 to 75
Last UpdatedApr 19, 2026
Details

As Low As

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans: 2018-2021 - Up to 75 Months
8.11%
75 Months
View
▼
APR8.11%
Term75 Months
Last UpdatedApr 17, 2026
Details

As Low As; $15,000 loan minimum for 61-75 mos.

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto D
8.15%
66 Months
View
▼
APR8.15%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO D / 95%
8.15%
66 Months
View
▼
APR8.15%
Term66 Months
Last UpdatedApr 19, 2026
Details

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans: 2014-2017 - Up to 75 Months
8.36%
75 Months
View
▼
APR8.36%
Term75 Months
Last UpdatedApr 17, 2026
Details

As Low As; $15,000 loan minimum for 61-75 months

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans: 2018-2021 - Up to 84 Months
8.58%
84 Months
View
▼
APR8.58%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; loan minimum is $25,000

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto E
8.75%
66 Months
View
▼
APR8.75%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO E / 90%
8.75%
66 Months
View
▼
APR8.75%
Term66 Months
Last UpdatedApr 19, 2026
Details

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans: 2014-2017 - Up to 84 Months
8.83%
84 Months
View
▼
APR8.83%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; loan minimum is $25,000

Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans: 2013 and older - Up to 63 Months
9.10%
63 Months
View
▼
APR9.10%
Term63 Months
Last UpdatedApr 17, 2026
Details

As Low As

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
9.25%
1-72
View
▼
APR9.25%
Term1-72
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
9.75%
72-84
View
▼
APR9.75%
Term72-84
Last UpdatedApr 18, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
Used Auto Second Chance
10.00%
66 Months
View
▼
APR10.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

up to 66 mos

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO Second Chance / 90%
10.00%
66 Months
View
▼
APR10.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
11.75%
1-72
View
▼
APR11.75%
Term1-72
Last UpdatedApr 18, 2026
Details

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
12.25%
72-84
View
▼
APR12.25%
Term72-84
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
View
▼
APR3.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

A++ 750+

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
View
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
View
▼
APR3.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
View
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
View
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; 2023 or newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
View
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details

As Low As

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 36 Months
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

Beacon Score 725+

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 48 Months
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

Beacon Score 725+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
View
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
View
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Pre-Owned Vehicle Loan
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 84 months

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
View
▼
APR4.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
View
▼
APR4.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; 2023 or newer over $20,000

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
View
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
View
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
View
▼
APR4.89%
Term24 Months
Last UpdatedApr 18, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
View
▼
APR4.94%
Term36 Months
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
View
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
View
▼
APR4.96%
Termup to 72 Months
Last UpdatedApr 19, 2026
Details

AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; 2023 or newer over $25,000

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars (Model Years 2023-2021)
5.00%
36-48 Months
View
▼
APR5.00%
Term36-48 Months
Last UpdatedApr 18, 2026
Details

Beacon Score 725+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 18, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
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▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Cincinnati, OH Auto Loan Rate Trends

Compare local Cincinnati, OH auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Ohio Auto Trends →
New Auto Loan — OH Avg
5.874%
▲ 0.125 vs 7 days ago

Ohio new auto rates rose 0.125 points over the past 7 days to 5.874% APR.

Used Auto Loan — OH Avg
6.732%
▲ 0.063 vs 7 days ago

Ohio used auto rates rose 0.063 points over the past 7 days to 6.732% APR.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Cincinnati, Ohio

How does my credit score affect my car loan rate in Ohio?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Cincinnati, Ohio with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Ohio *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Cincinnati, Ohio typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Cincinnati, Ohio?

Based on our current data, some of the lowest auto loan rates available in Cincinnati, Ohio include:
  • General Electric Credit Union: 4.99% (New/Used Cars, 2023 and newer models)
  • Local Union 392 Federal Credit Union: 5.25% (New Auto Loans 2026 - 2027 6,000 Miles or Less A+)
  • Greater Cincinnati School Credit Union: 5.25% (New Auto A+)
  • Sharefax Credit Union: 5.39% (MODEL YEAR 2023 & NEWER Vehicle Loan)
  • Cincinnati Interagency Federal Credit Union: 5.49% (Used Vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Cincinnati, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026

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