Auto Loan Rates in Mason, Ohio (OH) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Mason, Ohio. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Mason, Ohio include General Electric Credit UnionGeneral Electric Credit Union6960 Tylersville Rd, Mason, OH, 45040 2990A5.0 ★Texas Ratio: 7.74% offering New/Used Cars, 2023 and newer models at 4.99%, Greater Cincinnati School Credit UnionGreater Cincinnati School Credit Union7948 S Mason Montgomery Rd, Mason, OH, 45040 8249A+5.0 ★Texas Ratio: 3.80% offering New Auto A+ at 5.25%, Sharefax Credit UnionSharefax Credit Union7443 S MASON MONTGOMERY RD, MASON, OH, 45040A+5.0 ★Texas Ratio: 4.21% offering MODEL YEAR 2023 & NEWER Vehicle Loan at 5.39%, YTR Community Federal Credit UnionYTR Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.85% offering New Auto (2022-Newer) at 2.50%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Mason has 3 local institutions in our database, with auto loan rates as low as 4.99% APR from General Electric Credit Union at 6960 Tylersville Rd, Mason, OH, 45040 2990. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Mason, Ohio. Auto Loan Rates Last Updated and Verified: May 12, 2026
Compare Auto Loan Rates Today in Mason, Ohio & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 48 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO A+/ 110%
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMay 12, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO A / 105%
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMay 12, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
7443 S MASON MONTGOMERY RD, MASON, OH, 45040
MODEL YEAR 2023 & NEWER Vehicle Loan
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 10, 2026
Details
As Low As; Up to 63 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto B
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO B / 100%
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 12, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto C
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO C / 100%
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
7443 S MASON MONTGOMERY RD, MASON, OH, 45040
MODEL YEAR 2023 & NEWER Vehicle Loan
5.89%
75 Months
▼
APR5.89%
Term75 Months
Last UpdatedMay 10, 2026
Details
As Low As; Up to 75 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2019 through 2022 models
5.89%
63 Months
▼
APR5.89%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; up to 48 months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
7443 S MASON MONTGOMERY RD, MASON, OH, 45040
MODEL YEAR 2020-2022 Vehicle Loan
6.04%
63 Months
▼
APR6.04%
Term63 Months
Last UpdatedMay 10, 2026
Details
As Low As; Up to 63 Months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto A+
6.25%
66 Months
▼
APR6.25%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO A+/ 110%
6.25%
66 Months
▼
APR6.25%
Term66 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2019 through 2022 models
6.29%
75 Months
▼
APR6.29%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto A
6.35%
66 Months
▼
APR6.35%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO A / 105%
6.35%
66 Months
▼
APR6.35%
Term66 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedMay 12, 2026
Details
As Low As; 49 to 63 months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
7443 S MASON MONTGOMERY RD, MASON, OH, 45040
MODEL YEAR 2019 and Older Vehicle Loan
6.44%
63 Months
▼
APR6.44%
Term63 Months
Last UpdatedMay 10, 2026
Details
As Low As; Up to 63 Months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
7443 S MASON MONTGOMERY RD, MASON, OH, 45040
MODEL YEAR 2020-2022 Vehicle Loan
6.44%
75 Months
▼
APR6.44%
Term75 Months
Last UpdatedMay 10, 2026
Details
As Low As; Up to 75 Months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
7443 S MASON MONTGOMERY RD, MASON, OH, 45040
MODEL YEAR 2023 & NEWER Vehicle Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; Up to 84 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto B
6.50%
66 Months
▼
APR6.50%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO B / 100%
6.50%
66 Months
▼
APR6.50%
Term66 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2018 and older models
6.54%
63 Months
▼
APR6.54%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto C
6.65%
66 Months
▼
APR6.65%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO C / 100%
6.65%
66 Months
▼
APR6.65%
Term66 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2019 through 2022 models
6.89%
63 Months
▼
APR6.89%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
7443 S MASON MONTGOMERY RD, MASON, OH, 45040
MODEL YEAR 2016 - 2019 Vehicle Loan
6.99%
75 Months
▼
APR6.99%
Term75 Months
Last UpdatedMay 10, 2026
Details
As Low As; Up to 75 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2019 through 2022 models
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2018 and older models
7.04%
75 Months
▼
APR7.04%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months***
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto D
7.15%
66 Months
▼
APR7.15%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO D / 95%
7.15%
66 Months
▼
APR7.15%
Term66 Months
Last UpdatedMay 12, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
7443 S MASON MONTGOMERY RD, MASON, OH, 45040
MODEL YEAR 2020-2022 Vehicle Loan
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; Up to 84 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2019 through 2022 models
7.29%
64 to 75
▼
APR7.29%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
7.49%
76 to 84
▼
APR7.49%
Term76 to 84
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2018 and older models
7.54%
63 Months
▼
APR7.54%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto E
7.75%
66 Months
▼
APR7.75%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO E / 90%
7.75%
66 Months
▼
APR7.75%
Term66 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2019 through 2022 models
7.99%
76 to 84
▼
APR7.99%
Term76 to 84
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2018 and older models
8.04%
64 to 75
▼
APR8.04%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months***
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto D
8.15%
66 Months
▼
APR8.15%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO D / 95%
8.15%
66 Months
▼
APR8.15%
Term66 Months
Last UpdatedMay 12, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto E
8.75%
66 Months
▼
APR8.75%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO E / 90%
8.75%
66 Months
▼
APR8.75%
Term66 Months
Last UpdatedMay 12, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto Second Chance
9.00%
66 Months
▼
APR9.00%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO Second Chance / 90%
9.00%
66 Months
▼
APR9.00%
Term66 Months
Last UpdatedMay 12, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto Second Chance
10.00%
66 Months
▼
APR10.00%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO Second Chance / 90%
10.00%
66 Months
▼
APR10.00%
Term66 Months
Last UpdatedMay 12, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Homeland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Auto Loans
3.99%
Up to 66 Months
▼
APR3.99%
TermUp to 66 Months
Last UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
APR3.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; up to 48 months
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Autos
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2020 & Newer
4.24%
Up to 60 Months
▼
APR4.24%
TermUp to 60 Months
Last UpdatedMay 12, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedMay 7, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details
2020 and newer
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2020 & Newer
4.49%
Up to 76 Months
▼
APR4.49%
TermUp to 76 Months
Last UpdatedMay 12, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $4,000
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
over $20,000; As Low As
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedMay 12, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMay 6, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Vehicle Loan
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedMay 7, 2026
Details
Model Year: New - 2024
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMay 10, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $7,500
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Vehicle Loan
4.70%
60 months
▼
APR4.70%
Term60 months
Last UpdatedMay 7, 2026
Details
Model Year: New - 2024
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMay 10, 2026
Details
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 84 months
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 84 months
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details
over $20,000; As Low As
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
AUTO LOAN (State of Ohio Title Registration)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 12, 2026
Details
2026; 72 Months (New from Dealership)
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Vehicle Loan
4.79%
48 months
▼
APR4.79%
Term48 months
Last UpdatedMay 7, 2026
Details
Model Year: 2023 - 2021
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New Vehicle Loan
4.82%
72 Months
▼
APR4.82%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedMay 10, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Vehicle Loan
4.89%
72 months
▼
APR4.89%
Term72 months
Last UpdatedMay 7, 2026
Details
Model Year: New - 2024
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMay 10, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMay 12, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $10,000
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
4.93%
72 Months
▼
APR4.93%
Term72 Months
Last UpdatedMay 12, 2026
Details
up to 72 Months
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMay 10, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedMay 12, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Vehicle Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedMay 7, 2026
Details
Model Year: 2023 - 2021
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
2020 and newer
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2016-2018 Automobiles
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2019-2023 Automobiles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2024 Automobiles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
over $15,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025 Automobiles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
over $30,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025-2026(new/untitled) Automobiles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
over $25,000; As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
New Vehicles (2025-2026)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
APR4.99%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; up to 84 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6 year
▼
APR5.00%
Term1-6 year
Last UpdatedMay 10, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
AUTO LOAN (State of Ohio Title Registration)
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 12, 2026
Details
2025; 60 Months (Used)
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedMay 10, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.04%
up to 72 Months
▼
APR5.04%
Termup to 72 Months
Last UpdatedMay 12, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedMay 12, 2026
Details
As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
New Vehicles (2025-2026)
5.05%
60 Months
▼
APR5.05%
Term60 Months
Last UpdatedMay 10, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.08%
60 Months
▼
APR5.08%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMay 10, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
▼
APR5.09%
Term49 to 60
Last UpdatedMay 12, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.11%
up to 60 Months
▼
APR5.11%
Termup to 60 Months
Last UpdatedMay 12, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMay 10, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.14%
Up to 36
▼
APR5.14%
TermUp to 36
Last UpdatedMay 12, 2026
Details
As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
New Vehicles (2025-2026)
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMay 10, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
2023 & newer Auto Loans
5.15%
48 Month
▼
APR5.15%
Term48 Month
Last UpdatedMay 12, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.19%
36 Months
▼
APR5.19%
Term36 Months
Last UpdatedMay 6, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $15,000
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New (<10K miles) 1-75 month term Bright Auto Loans
5.24%
75 Month
▼
APR5.24%
Term75 Month
Last UpdatedMay 6, 2026
Details
As Low As
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 7, 2026
Details
2020 and newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 48-60 months
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedMay 7, 2026
Details
As Low As; Any Year
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
▼
APR5.25%
Term1-60
Last UpdatedMay 7, 2026
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Auto Loans
5.25%
Up to 84 Months
▼
APR5.25%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 10, 2026
Details
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.28%
72 Months
▼
APR5.28%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMay 6, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
▼
APR5.29%
Term61 to 72
Last UpdatedMay 12, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
Used Vehicle Loans 2020 - 2025
5.32%
60 Months
▼
APR5.32%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.33%
60 Months
▼
APR5.33%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022-2024
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.35%
up to 60 Months
▼
APR5.35%
Termup to 60 Months
Last UpdatedMay 12, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMay 6, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.39%
61-72
▼
APR5.39%
Term61-72
Last UpdatedMay 12, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMay 6, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2019
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 48 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO A+/ 110%
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMay 12, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO A / 105%
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMay 12, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
7443 S MASON MONTGOMERY RD, MASON, OH, 45040
MODEL YEAR 2023 & NEWER Vehicle Loan
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 10, 2026
Details
As Low As; Up to 63 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto B
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO B / 100%
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 12, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto C
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO C / 100%
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
7443 S MASON MONTGOMERY RD, MASON, OH, 45040
MODEL YEAR 2023 & NEWER Vehicle Loan
5.89%
75 Months
▼
APR5.89%
Term75 Months
Last UpdatedMay 10, 2026
Details
As Low As; Up to 75 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; up to 48 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedMay 12, 2026
Details
As Low As; 49 to 63 months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
7443 S MASON MONTGOMERY RD, MASON, OH, 45040
MODEL YEAR 2023 & NEWER Vehicle Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; Up to 84 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto D
7.15%
66 Months
▼
APR7.15%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO D / 95%
7.15%
66 Months
▼
APR7.15%
Term66 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
7.49%
76 to 84
▼
APR7.49%
Term76 to 84
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto E
7.75%
66 Months
▼
APR7.75%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO E / 90%
7.75%
66 Months
▼
APR7.75%
Term66 Months
Last UpdatedMay 12, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
New Auto Second Chance
9.00%
66 Months
▼
APR9.00%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
NEW AUTO Second Chance / 90%
9.00%
66 Months
▼
APR9.00%
Term66 Months
Last UpdatedMay 12, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A 650-719
APR3.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; up to 48 months
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Autos
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2020 & Newer
4.24%
Up to 60 Months
▼
APR4.24%
TermUp to 60 Months
Last UpdatedMay 12, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedMay 7, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2020 & Newer
4.49%
Up to 76 Months
▼
APR4.49%
TermUp to 76 Months
Last UpdatedMay 12, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $4,000
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
over $20,000; As Low As
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMay 10, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $7,500
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMay 10, 2026
Details
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 84 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details
over $20,000; As Low As
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New Vehicle Loan
4.82%
72 Months
▼
APR4.82%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedMay 10, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMay 10, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMay 12, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $10,000
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
4.93%
72 Months
▼
APR4.93%
Term72 Months
Last UpdatedMay 12, 2026
Details
up to 72 Months
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMay 10, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedMay 12, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025-2026(new/untitled) Automobiles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
over $25,000; As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
New Vehicles (2025-2026)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; up to 84 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6 year
▼
APR5.00%
Term1-6 year
Last UpdatedMay 10, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedMay 10, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedMay 12, 2026
Details
As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
New Vehicles (2025-2026)
5.05%
60 Months
▼
APR5.05%
Term60 Months
Last UpdatedMay 10, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.08%
60 Months
▼
APR5.08%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMay 10, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
▼
APR5.09%
Term49 to 60
Last UpdatedMay 12, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMay 10, 2026
Details
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
New Vehicles (2025-2026)
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMay 10, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
2023 & newer Auto Loans
5.15%
48 Month
▼
APR5.15%
Term48 Month
Last UpdatedMay 12, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $15,000
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New (<10K miles) 1-75 month term Bright Auto Loans
5.24%
75 Month
▼
APR5.24%
Term75 Month
Last UpdatedMay 6, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 48-60 months
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedMay 7, 2026
Details
As Low As; Any Year
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
▼
APR5.25%
Term1-60
Last UpdatedMay 7, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.28%
72 Months
▼
APR5.28%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
▼
APR5.29%
Term61 to 72
Last UpdatedMay 12, 2026
Details
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMay 6, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2019
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 48 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2019 through 2022 models
5.89%
63 Months
▼
APR5.89%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; up to 48 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto A+
6.25%
66 Months
▼
APR6.25%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO A+/ 110%
6.25%
66 Months
▼
APR6.25%
Term66 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2019 through 2022 models
6.29%
75 Months
▼
APR6.29%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto A
6.35%
66 Months
▼
APR6.35%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO A / 105%
6.35%
66 Months
▼
APR6.35%
Term66 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedMay 12, 2026
Details
As Low As; 49 to 63 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto B
6.50%
66 Months
▼
APR6.50%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO B / 100%
6.50%
66 Months
▼
APR6.50%
Term66 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2018 and older models
6.54%
63 Months
▼
APR6.54%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto C
6.65%
66 Months
▼
APR6.65%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO C / 100%
6.65%
66 Months
▼
APR6.65%
Term66 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2019 through 2022 models
6.89%
63 Months
▼
APR6.89%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2019 through 2022 models
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2018 and older models
7.04%
75 Months
▼
APR7.04%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months***
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2019 through 2022 models
7.29%
64 to 75
▼
APR7.29%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
New/Used Cars, 2023 and newer models
7.49%
76 to 84
▼
APR7.49%
Term76 to 84
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2018 and older models
7.54%
63 Months
▼
APR7.54%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2019 through 2022 models
7.99%
76 to 84
▼
APR7.99%
Term76 to 84
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
6960 Tylersville Rd, Mason, OH, 45040 2990
Used Cars, 2018 and older models
8.04%
64 to 75
▼
APR8.04%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months***
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto D
8.15%
66 Months
▼
APR8.15%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO D / 95%
8.15%
66 Months
▼
APR8.15%
Term66 Months
Last UpdatedMay 12, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto E
8.75%
66 Months
▼
APR8.75%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO E / 90%
8.75%
66 Months
▼
APR8.75%
Term66 Months
Last UpdatedMay 12, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
Used Auto Second Chance
10.00%
66 Months
▼
APR10.00%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7948 S Mason Montgomery Rd, Mason, OH, 45040 8249
USED AUTO Second Chance / 90%
10.00%
66 Months
▼
APR10.00%
Term66 Months
Last UpdatedMay 12, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $4,000
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMay 6, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $7,500
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 84 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details
over $20,000; As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMay 10, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMay 12, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $10,000
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMay 10, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedMay 12, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
over $25,000; As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.04%
up to 72 Months
▼
APR5.04%
Termup to 72 Months
Last UpdatedMay 12, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMay 10, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
▼
APR5.09%
Term49 to 60
Last UpdatedMay 12, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.11%
up to 60 Months
▼
APR5.11%
Termup to 60 Months
Last UpdatedMay 12, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.14%
Up to 36
▼
APR5.14%
TermUp to 36
Last UpdatedMay 12, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.19%
36 Months
▼
APR5.19%
Term36 Months
Last UpdatedMay 6, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $15,000
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedMay 7, 2026
Details
As Low As; Any Year
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 10, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMay 6, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
▼
APR5.29%
Term61 to 72
Last UpdatedMay 12, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
Used Vehicle Loans 2020 - 2025
5.32%
60 Months
▼
APR5.32%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.33%
60 Months
▼
APR5.33%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022-2024
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.35%
up to 60 Months
▼
APR5.35%
Termup to 60 Months
Last UpdatedMay 12, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMay 6, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.39%
61-72
▼
APR5.39%
Term61-72
Last UpdatedMay 12, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2019
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details
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MonitorBankRates
Mason, OH Auto Loan Rate Trends
Compare local Mason, OH auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — OH Avg
5.704%
▼ 0.090 vs 7 days ago
Ohio new auto rates fell 0.090 points over the past 7 days to 5.704% APR.
Used Auto Loan — OH Avg
6.615%
▼ 0.008 vs 7 days ago
Ohio used auto rates fell 0.008 points over the past 7 days to 6.615% APR.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Mason, Ohio
How does my credit score affect my car loan rate in Ohio?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Mason, Ohio with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Ohio *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Mason, Ohio typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Mason, Ohio?
Based on our current data, some of the lowest auto loan rates available in Mason, Ohio include:
- General Electric Credit Union: 4.99% (New/Used Cars, 2023 and newer models)
- Greater Cincinnati School Credit Union: 5.25% (New Auto A+)
- Sharefax Credit Union: 5.39% (MODEL YEAR 2023 & NEWER Vehicle Loan)
- YTR Community Federal Credit Union: 2.50% (New Auto (2022-Newer))
- Baxter Credit Union: 3.24% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Mason, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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