Auto Loan Rates in Shauck, Ohio (OH) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Shauck, Ohio. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Shauck, Ohio include YTR Community Federal Credit UnionYTR Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.85% offering New Auto (2022-Newer) at 2.50%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.70%, Abbott Laboratories Credit UnionAbbott Laboratories Credit UnionA+5.0 ★Texas Ratio: 0.34% offering New Autos at 3.99%, Friends And Family Credit UnionFriends And Family Credit UnionA+5.0 ★Texas Ratio: 2.11% offering LOAN SPECIAL! Auto Loan 2020 & Newer at 3.99%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Shauck borrowers have access to 50 lenders serving the Ohio area, with auto loan rates as low as 2.50% APR from YTR Community Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Shauck, Ohio. Auto Loan Rates Last Updated and Verified: April 19, 2026
Compare Auto Loan Rates Today in Shauck, Ohio & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedApr 18, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedApr 18, 2026
Details
A++ 750+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedApr 18, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Autos
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 72 months
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
LOAN SPECIAL! Auto Loan 2020 & Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR3.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 48 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023 or newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedApr 18, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
2020 and newer
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details
As Low As
Homeland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Auto Loans 2025-2026
4.49%
Up to 66 Months
▼
APR4.49%
TermUp to 66 Months
Last UpdatedApr 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.49%
Up to 39
▼
APR4.49%
TermUp to 39
Last UpdatedApr 19, 2026
Details
As Low As; Minimum Loan Amount $4,000
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Auto Loan
4.49%
48 mo
▼
APR4.49%
Term48 mo
Last UpdatedApr 19, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 36 Months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 725+
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 48 Months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedApr 18, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; over $20,000
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedApr 19, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedApr 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
Model Year: New - 2024
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.69%
40 - 64
▼
APR4.69%
Term40 - 64
Last UpdatedApr 19, 2026
Details
As Low As; Minimum Loan Amount $7,500
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedApr 18, 2026
Details
Model Year: New - 2024
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedApr 18, 2026
Details
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 84 months
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 84 months
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedApr 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedApr 18, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedApr 18, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR 4.82%**
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023 or newer over $20,000
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2023 - 2021
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedApr 18, 2026
Details
Model Year: New - 2024
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedApr 18, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.89%
65 - 75
▼
APR4.89%
Term65 - 75
Last UpdatedApr 19, 2026
Details
As Low As; Minimum Loan Amount $10,000
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
4.93%
72 Months
▼
APR4.93%
Term72 Months
Last UpdatedApr 19, 2026
Details
up to 72 Months
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedApr 19, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2023 - 2021
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
2020 and newer
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2016-2018 Automobiles
4.99%
Up to 48 Months
▼
APR4.99%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2019-2023 Automobiles
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2024 Automobiles
4.99%
Up to 72 Months
▼
APR4.99%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
over $15,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025 Automobiles
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
over $30,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025-2026(new/untitled) Automobiles
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; $25,000
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023 or newer over $25,000
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 48 months
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.99%
24 - 39
▼
APR4.99%
Term24 - 39
Last UpdatedApr 19, 2026
Details
As Low As; Minimum Loan Amount $4,000
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 84 months
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars (Model Years 2023-2021)
5.00%
36-48 Months
▼
APR5.00%
Term36-48 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 18, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6
▼
APR5.00%
Term1-6
Last UpdatedApr 19, 2026
Details
1-6 year loan
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedApr 18, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.04%
up to 72 Months
▼
APR5.04%
Termup to 72 Months
Last UpdatedApr 19, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedApr 19, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.08%
60 Months
▼
APR5.08%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 18, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedApr 19, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.11%
up to 60 Months
▼
APR5.11%
Termup to 60 Months
Last UpdatedApr 19, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedApr 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
2023 & newer Auto Loans
5.15%
48 Month
▼
APR5.15%
Term48 Month
Last UpdatedApr 19, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
5.19%
76 - 88
▼
APR5.19%
Term76 - 88
Last UpdatedApr 19, 2026
Details
As Low As; Minimum Loan Amount $15,000
Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Cars
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
2020 and newer
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 18, 2026
Details
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Used Cars
5.24%
Up to 72 Months
▼
APR5.24%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
Used Vehicle Loans 2020 - 2025
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR 5.32%**
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As; 2022 - 2020
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 48-60 months
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
A 650-719
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedApr 18, 2026
Details
As Low As; Any Year
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
▼
APR5.25%
Term1-60
Last UpdatedApr 18, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedApr 19, 2026
Details
up to 110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO A+/ 110%
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedApr 19, 2026
Details
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.28%
72 Months
▼
APR5.28%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 17, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 19, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.33%
Up to 60
▼
APR5.33%
TermUp to 60
Last UpdatedApr 17, 2026
Details
As Low As; Year: 2022-2024
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.35%
up to 60 Months
▼
APR5.35%
Termup to 60 Months
Last UpdatedApr 19, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedApr 19, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO A / 105%
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedApr 19, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedApr 17, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
MODEL YEAR 2023 & NEWER Vehicle Loan
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As; Up to 63 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 63 months
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.39%
61-72 Months
▼
APR5.39%
Term61-72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedApr 18, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As; Model Year: 2019
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 84 months; Over 72 months add 0.5%
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used (2021-2026) 1-75 month term Bright Auto Loans
5.49%
75 Month
▼
APR5.49%
Term75 Month
Last UpdatedApr 18, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Used Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 18, 2026
Details
2022 - 2024 Model Years - -Up to 110% NADA Retail Value
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2020 - 2016
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
New Vehicle - 2025 & 2026
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
New vehicles 2025 and newer
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
5.49%
40 - 64
▼
APR5.49%
Term40 - 64
Last UpdatedApr 19, 2026
Details
As Low As; Minimum Loan Amount $7,500
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 1-3 years old
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 84 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 4-5 years old
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 72 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 6-7 years old
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 60 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 8 years or older
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 48 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 8-plus years
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 48 months
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New & Used Vehicles (Models 2023 & Newer)
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedApr 19, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
5.50%
Up to 72 months
▼
APR5.50%
TermUp to 72 months
Last UpdatedApr 17, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 66 months
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Vehicles 2022-2025 36 months
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 36 Months
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 675 - 724
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 48 Months
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 675 - 724
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 60 Months
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 725+
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars (Model Years 2023-2021)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
A 650-719
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.87%
New Auto
5.50%
Up to 84 Months
▼
APR5.50%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Car Loans
5.50%
1-4
▼
APR5.50%
Term1-4
Last UpdatedApr 19, 2026
Details
1-4 year loan
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.50%
up to 48 Months
▼
APR5.50%
Termup to 48 Months
Last UpdatedApr 19, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto B
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedApr 19, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO B / 100%
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedApr 19, 2026
Details
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
▼
APR5.52%
Term60 Months
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.59%
66 Months
▼
APR5.59%
Term66 Months
Last UpdatedApr 17, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Used Vehicles 2022 - 2021 Models
5.59%
Up to 48
▼
APR5.59%
TermUp to 48
Last UpdatedApr 19, 2026
Details
Loan Amounts of $30,000 or Greater
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto C
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedApr 19, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO C / 100%
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedApr 19, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedApr 18, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedApr 18, 2026
Details
A 650-719
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Autos
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 72 months
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
LOAN SPECIAL! Auto Loan 2020 & Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR3.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 48 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
A 650-719
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
A 650-719
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedApr 18, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 36 Months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 725+
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 48 Months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; over $20,000
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedApr 19, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedApr 18, 2026
Details
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 84 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR 4.82%**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedApr 18, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
4.93%
72 Months
▼
APR4.93%
Term72 Months
Last UpdatedApr 19, 2026
Details
up to 72 Months
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedApr 19, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025-2026(new/untitled) Automobiles
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; $25,000
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 48 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 84 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
A 650-719
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6
▼
APR5.00%
Term1-6
Last UpdatedApr 19, 2026
Details
1-6 year loan
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedApr 18, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedApr 19, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.08%
60 Months
▼
APR5.08%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 18, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedApr 19, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedApr 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
2023 & newer Auto Loans
5.15%
48 Month
▼
APR5.15%
Term48 Month
Last UpdatedApr 19, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Cars
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 18, 2026
Details
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 48-60 months
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedApr 18, 2026
Details
As Low As; Any Year
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
▼
APR5.25%
Term1-60
Last UpdatedApr 18, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedApr 19, 2026
Details
up to 110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO A+/ 110%
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedApr 19, 2026
Details
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.28%
72 Months
▼
APR5.28%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 19, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedApr 19, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO A / 105%
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedApr 19, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
MODEL YEAR 2023 & NEWER Vehicle Loan
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As; Up to 63 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 63 months
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedApr 18, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As; Model Year: 2019
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
New Vehicle - 2025 & 2026
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
New vehicles 2025 and newer
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New & Used Vehicles (Models 2023 & Newer)
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedApr 19, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 66 months
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 36 Months
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 675 - 724
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 48 Months
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 675 - 724
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 60 Months
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 725+
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.87%
New Auto
5.50%
Up to 84 Months
▼
APR5.50%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto B
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedApr 19, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO B / 100%
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedApr 19, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
▼
APR5.52%
Term60 Months
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto C
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedApr 19, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO C / 100%
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedApr 19, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedApr 18, 2026
Details
A++ 750+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023 or newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 36 Months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 725+
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 48 Months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedApr 18, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 84 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedApr 18, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedApr 18, 2026
Details
A 650-719
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023 or newer over $20,000
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedApr 18, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedApr 19, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023 or newer over $25,000
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 48 months
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars (Model Years 2023-2021)
5.00%
36-48 Months
▼
APR5.00%
Term36-48 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 18, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.04%
up to 72 Months
▼
APR5.04%
Termup to 72 Months
Last UpdatedApr 19, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 18, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedApr 19, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.11%
up to 60 Months
▼
APR5.11%
Termup to 60 Months
Last UpdatedApr 19, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Used Cars
5.24%
Up to 72 Months
▼
APR5.24%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
Used Vehicle Loans 2020 - 2025
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR 5.32%**
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As; 2022 - 2020
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
A 650-719
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedApr 18, 2026
Details
As Low As; Any Year
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 19, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.33%
Up to 60
▼
APR5.33%
TermUp to 60
Last UpdatedApr 17, 2026
Details
As Low As; Year: 2022-2024
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.35%
up to 60 Months
▼
APR5.35%
Termup to 60 Months
Last UpdatedApr 19, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 63 months
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.39%
61-72 Months
▼
APR5.39%
Term61-72 Months
Last UpdatedApr 19, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As; Model Year: 2019
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used (2021-2026) 1-75 month term Bright Auto Loans
5.49%
75 Month
▼
APR5.49%
Term75 Month
Last UpdatedApr 18, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Used Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 18, 2026
Details
2022 - 2024 Model Years - -Up to 110% NADA Retail Value
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 1-3 years old
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 84 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 4-5 years old
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 72 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 6-7 years old
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 60 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 8 years or older
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 48 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 8-plus years
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 48 months
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New & Used Vehicles (Models 2023 & Newer)
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedApr 19, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Vehicles 2022-2025 36 months
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 36 Months
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 675 - 724
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 48 Months
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 675 - 724
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 60 Months
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 725+
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars (Model Years 2023-2021)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Car Loans
5.50%
1-4
▼
APR5.50%
Term1-4
Last UpdatedApr 19, 2026
Details
1-4 year loan
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.50%
up to 48 Months
▼
APR5.50%
Termup to 48 Months
Last UpdatedApr 19, 2026
Details
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
▼
APR5.52%
Term60 Months
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Used Vehicles 2022 - 2021 Models
5.59%
Up to 48
▼
APR5.59%
TermUp to 48
Last UpdatedApr 19, 2026
Details
Loan Amounts of $30,000 or Greater
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MonitorBankRates
Shauck, OH Auto Loan Rate Trends
Compare local Shauck, OH auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — OH Avg
5.874%
▲ 0.125 vs 7 days ago
Ohio new auto rates rose 0.125 points over the past 7 days to 5.874% APR.
Used Auto Loan — OH Avg
6.732%
▲ 0.063 vs 7 days ago
Ohio used auto rates rose 0.063 points over the past 7 days to 6.732% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Shauck, Ohio
How does my credit score affect my car loan rate in Ohio?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Shauck, Ohio with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Ohio *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Shauck, Ohio typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Shauck, Ohio?
Based on our current data, some of the lowest auto loan rates available in Shauck, Ohio include:
- YTR Community Federal Credit Union: 2.50% (New Auto (2022-Newer))
- Baxter Credit Union: 3.24% (Auto Loans)
- United Federal Credit Union: 3.70% (Fixed Rate New & Used Auto Loans)
- Abbott Laboratories Credit Union: 3.99% (New Autos)
- Friends And Family Credit Union: 3.99% (LOAN SPECIAL! Auto Loan 2020 & Newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Shauck, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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