Current auto loan rates in Frisco, Texas include The State Credit UnionThe State Credit Union6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673A+5.0 ★Texas Ratio: 0.55% offering New Automotive at 3.99%, Manville Area Federal Credit UnionManville Area Federal Credit Union2610 Network Blvd Ste 600, Frisco, TX, 75034 6009A+5.0 ★Texas Ratio: 0.00% offering New Cars and Trucks at 4.00%, Healthcare Financial Federal Credit UnionHealthcare Financial Federal Credit Union2601 Network Blvd, Frisco, TX, 75034A+5.0 ★Texas Ratio: 1.28% offering New Autos: 2025 - 2026, Demos < 10,000 Miles at 4.75%, El Monte Community Credit UnionEl Monte Community Credit Union2601 NETWORK BLVD, FRISCO, TX, 75034A+5.0 ★Texas Ratio: 0.89% offering New Auto at 4.99%, Roswell Community Federal Credit UnionRoswell Community Federal Credit Union2601 Network Blvd, Frisco, TX, 75034A+5.0 ★Texas Ratio: 3.98% offering NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier at 5.19%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Frisco has 7 local institutions in our database, with auto loan rates as low as 3.99% APR from The State Credit Union at 6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Frisco, Texas. Auto Loan Rates Last Updated and Verified: May 12, 2026
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Models 2020-2018
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Models 2020-2018
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Compare local Frisco, TX auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas new auto rates rose 0.258 points over the past 7 days to 5.713% APR.
Texas used auto rates rose 0.061 points over the past 7 days to 5.810% APR.