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Auto Loan Rates in Frisco, Texas (TX) for May 2026

Current auto loan rates in Frisco, Texas include The State Credit UnionThe State Credit Union6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673A+5.0 ★Texas Ratio: 0.55% offering New Automotive at 3.99%, Manville Area Federal Credit UnionManville Area Federal Credit Union2610 Network Blvd Ste 600, Frisco, TX, 75034 6009A+5.0 ★Texas Ratio: 0.00% offering New Cars and Trucks at 4.00%, Healthcare Financial Federal Credit UnionHealthcare Financial Federal Credit Union2601 Network Blvd, Frisco, TX, 75034A+5.0 ★Texas Ratio: 1.28% offering New Autos: 2025 - 2026, Demos < 10,000 Miles at 4.75%, El Monte Community Credit UnionEl Monte Community Credit Union2601 NETWORK BLVD, FRISCO, TX, 75034A+5.0 ★Texas Ratio: 0.89% offering New Auto at 4.99%, Roswell Community Federal Credit UnionRoswell Community Federal Credit Union2601 Network Blvd, Frisco, TX, 75034A+5.0 ★Texas Ratio: 3.98% offering NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier at 5.19%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Frisco has 7 local institutions in our database, with auto loan rates as low as 3.99% APR from The State Credit Union at 6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Frisco, Texas. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Frisco, Texas & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMay 6, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.75%
Up to 48 months
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2017 - 2025
4.75%
Up to 48 months
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.99%
Up to 60 months
APR4.99%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2017 - 2025
4.99%
Up to 60 months
APR4.99%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details

El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
New Auto
4.99%
24 Months
APR4.99%
Term24 Months
Last UpdatedMay 12, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
5.00%
42 Months
APR5.00%
Term42 Months
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.19%
0 - 36
APR5.19%
Term0 - 36
Last UpdatedMay 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
5.24%
60 Months
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.25%
Up to 72 months
APR5.25%
TermUp to 72 months
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2017 - 2025
5.25%
Up to 72 months
APR5.25%
TermUp to 72 months
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.39%
37 - 48
APR5.39%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.49%
Up to 84 months
APR5.49%
TermUp to 84 months
Last UpdatedMay 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
5.49%
66 Months
APR5.49%
Term66 Months
Last UpdatedMay 10, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.59%
0 - 36
APR5.59%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.59%
49 - 66
APR5.59%
Term49 - 66
Last UpdatedMay 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
3333 Preston Rd, Frisco, TX, 75034 9012
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.79%
37 - 48
APR5.79%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.79%
67 - 75
APR5.79%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.99%
49 - 66
APR5.99%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.99%
76 - 84
APR5.99%
Term76 - 84
Last UpdatedMay 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedMay 10, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
Pre-Owned Automotive
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

Models 2023-2021

El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
New Auto
5.99%
48 Months
APR5.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
Used Auto
5.99%
24 Months
APR5.99%
Term24 Months
Last UpdatedMay 12, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2016 & Older
6.10%
60 Months
APR6.10%
Term60 Months
Last UpdatedMay 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedMay 10, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
Pre-Owned Automotive
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedMay 10, 2026
Details

Models 2020-2018

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
6.25%
12 Months
APR6.25%
Term12 Months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.29%
67 - 75
APR6.29%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.49%
76 - 84
APR6.49%
Term76 - 84
Last UpdatedMay 6, 2026
Details

El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
New Auto
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMay 12, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
6.50%
12 months
APR6.50%
Term12 months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.59%
0 - 36
APR6.59%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.69%
37 - 48
APR6.69%
Term37 - 48
Last UpdatedMay 6, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
6.75%
60 Months
APR6.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.89%
49 - 66
APR6.89%
Term49 - 66
Last UpdatedMay 6, 2026
Details

El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
Used Auto
6.99%
48 Months
APR6.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
7.00%
48 months
APR7.00%
Term48 months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.09%
67 - 75
APR7.09%
Term67 - 75
Last UpdatedMay 6, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
7.25%
60 months
APR7.25%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.29%
76 - 84
APR7.29%
Term76 - 84
Last UpdatedMay 6, 2026
Details

El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
Used Auto
7.49%
84 Months
APR7.49%
Term84 Months
Last UpdatedMay 12, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: Classic 20+ Years
7.60%
Up to 60 months
APR7.60%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
8.00%
72 months
APR8.00%
Term72 months
Last UpdatedMay 7, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
8.25%
60 Months
APR8.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.39%
0 - 36
APR8.39%
Term0 - 36
Last UpdatedMay 6, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
8.50%
12 months
APR8.50%
Term12 months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.59%
37 - 48
APR8.59%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.79%
49 - 66
APR8.79%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.99%
67 - 75
APR8.99%
Term67 - 75
Last UpdatedMay 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
3333 Preston Rd, Frisco, TX, 75034 9012
Classic Vehicle Loans2
8.99%
Up to 4 years
APR8.99%
TermUp to 4 years
Last UpdatedMay 7, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
9.00%
48 months
APR9.00%
Term48 months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
9.19%
76 - 84
APR9.19%
Term76 - 84
Last UpdatedMay 6, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
9.25%
60 months
APR9.25%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
10.99%
0 - 36
APR10.99%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.19%
37 - 48
APR11.19%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.39%
49 - 66
APR11.39%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.59%
67 - 75
APR11.59%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.79%
76 - 84
APR11.79%
Term76 - 84
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.49%
0 - 36
APR15.49%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.99%
37 - 48
APR15.99%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.49%
49 - 66
APR16.49%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.99%
67 - 75
APR16.99%
Term67 - 75
Last UpdatedMay 6, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (NA)
2.95%
0-36
APR2.95%
Term0-36
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Pre-Owned (Used) Automobile (UA)
2.95%
0-36
APR2.95%
Term0-36
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
2.99%
0-36
APR2.99%
Term0-36
Last UpdatedMay 12, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 0-36 months
2.99%
36 Months
APR2.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
APR3.24%
Term24 Months
Last UpdatedMay 10, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
APR3.24%
Term12-36
Last UpdatedMay 12, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
APR3.39%
TermUp to 36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 100,000 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.50%
36 Months
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.50%
36 Months
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; All model years, Up to 36 months

Star Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.08%
Auto Loans
3.53%
18 Months
APR3.53%
Term18 Months
Last UpdatedMay 12, 2026
Details

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.58%
36 to 72 Months
APR3.58%
Term36 to 72 Months
Last UpdatedMay 7, 2026
Details

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loan
3.70%
75 Months
APR3.70%
Term75 Months
Last UpdatedMay 6, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.73%
Up to 36 Months
APR3.73%
TermUp to 36 Months
Last UpdatedMay 12, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.75%
48 Months
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.75%
48 Months
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; All model years, Up to 48 months

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.80%
37 - 48 Months
APR3.80%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.86%
49 - 60 Months
APR3.86%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
APR3.89%
Term37-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Auto Loans
3.89%
36 months
APR3.89%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As; Fixed-Rate

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.92%
61 - 72 Months
APR3.92%
Term61 - 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
3.94%
0-36
APR3.94%
Term0-36
Last UpdatedMay 12, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (NA)
3.95%
37-60
APR3.95%
Term37-60
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Pre-Owned (Used) Automobile (UA)
3.95%
37-60
APR3.95%
Term37-60
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
36 Months
APR3.95%
Term36 Months
Last UpdatedMay 7, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.98%
73 - 84 Months
APR3.98%
Term73 - 84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Repo Vehicle Loans
3.99%
60 Months
APR3.99%
Term60 Months
Last UpdatedMay 4, 2026
Details

City of Deer Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loan A+
3.99%
0-48
APR3.99%
Term0-48
Last UpdatedMay 7, 2026
Details

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Vehicle Loan
3.99%
24 Months
APR3.99%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As; 24 month to 84 month terms

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Vehicles
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 36 Months
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
3.99%
54 Months
APR3.99%
Term54 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Car Loans
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
3.99%
Up to 36 months
APR3.99%
TermUp to 36 months
Last UpdatedMay 12, 2026
Details

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Used or Refinanced Car Loans
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
3.99%
37-48
APR3.99%
Term37-48
Last UpdatedMay 12, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 37-48 months
3.99%
48 Months
APR3.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
3.99%
36-month
APR3.99%
Term36-month
Last UpdatedMay 12, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loan
3.99%
36 - 84
APR3.99%
Term36 - 84
Last UpdatedMay 12, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2020 & newer, Up to 60 months

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
New Automobiles & Light Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
Used Automobiles & Light Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Purchases
4.00%
84 Months
APR4.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedMay 10, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Maximum Loan: 100%

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Autos
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As; Maximum Loan: NADA RETAIL VALUE

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Vehicle
4.00%
94 Months
APR4.00%
Term94 Months
Last UpdatedMay 12, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Auto Loans (New & Used)
4.05%
36 Months
APR4.05%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2019-2025 Model Years

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
APR4.10%
TermUp to 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
APR4.12%
Term36 Months
Last UpdatedMay 10, 2026
Details

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Autos
4.14%
84 Months
APR4.14%
Term84 Months
Last UpdatedMay 10, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
4.14%
49-60
APR4.14%
Term49-60
Last UpdatedMay 12, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2023-2025 Used Vehicles
4.24%
Up to 48 Months
APR4.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.24%
60-month
APR4.24%
Term60-month
Last UpdatedMay 12, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36
APR4.25%
TermUp to 36
Last UpdatedMay 7, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
APR4.25%
TermUp to 36
Last UpdatedMay 7, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 48 Months
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
USED Autos Up to 36 Months
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto Loans
4.25%
0-24
APR4.25%
Term0-24
Last UpdatedMay 12, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto Loans
4.25%
0-24
APR4.25%
Term0-24
Last UpdatedMay 12, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
4.29%
61-72
APR4.29%
Term61-72
Last UpdatedMay 12, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loan
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 100,000 miles

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
New Car Loan
4.35%
84 Months
APR4.35%
Term84 Months
Last UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New & Used Vehicles
4.35%
60 Months
APR4.35%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
Vehicle Loans
4.35%
60 months
APR4.35%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
APR4.38%
Term60 Months
Last UpdatedMay 10, 2026
Details

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
New And Used Autos
4.39%
Up to 36
APR4.39%
TermUp to 36
Last UpdatedMay 6, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
APR4.39%
Term49 - 65 Months
Last UpdatedMay 6, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
New Auto
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Auto
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
APR4.40%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos
4.45%
84 Months
APR4.45%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Pre-Owned Autos
4.45%
84 Months
APR4.45%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New or used vehicle
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Gulf Shore Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
Autos 2026-2022
4.49%
0-24
APR4.49%
Term0-24
Last UpdatedMay 6, 2026
Details

As Low As

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 6, 2026
Details

Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Vehicle
4.49%
Up to 48 Months
APR4.49%
TermUp to 48 Months
Last UpdatedMay 7, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedMay 7, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2023-2025 Used Vehicles
4.49%
Up to 72 Months
APR4.49%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2026 New Vehicles & Newer
4.49%
Up to 48-54 Months
APR4.49%
TermUp to 48-54 Months
Last UpdatedMay 10, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 60 Months
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Vehicles - 5 years and newer**
4.49%
24 to 36
APR4.49%
Term24 to 36
Last UpdatedMay 10, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 48 Months

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
New or Used Auto Loans
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMay 12, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
Auto Loans Used
4.49%
54 Months
APR4.49%
Term54 Months
Last UpdatedMay 12, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loan
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Car Loans
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
4.49%
Up to 48 months
APR4.49%
TermUp to 48 months
Last UpdatedMay 12, 2026
Details

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Used or Refinanced Car Loans
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
New Auto Loan
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.49%
72-month
APR4.49%
Term72-month
Last UpdatedMay 12, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Pre-Owned Auto
4.49%
36-month
APR4.49%
Term36-month
Last UpdatedMay 12, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2022 & newer, Up to 72 months

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Car
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

up to 60 month financing available

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.50%
37 - 48
APR4.50%
Term37 - 48
Last UpdatedMay 7, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.50%
37 - 48 Months
APR4.50%
Term37 - 48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Common Cents Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.15%
Auto Loan
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
USED Autos Up to 48 Months
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Maximum Loan: 100%

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto Loans
4.50%
49-60
APR4.50%
Term49-60
Last UpdatedMay 12, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto Loans
4.50%
49-60
APR4.50%
Term49-60
Last UpdatedMay 12, 2026
Details

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
New And Used Autos
4.54%
49 - 60
APR4.54%
Term49 - 60
Last UpdatedMay 6, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.75%
Up to 48 months
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.99%
Up to 60 months
APR4.99%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details

El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
New Auto
4.99%
24 Months
APR4.99%
Term24 Months
Last UpdatedMay 12, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.19%
0 - 36
APR5.19%
Term0 - 36
Last UpdatedMay 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
5.24%
60 Months
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.25%
Up to 72 months
APR5.25%
TermUp to 72 months
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.39%
37 - 48
APR5.39%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.49%
Up to 84 months
APR5.49%
TermUp to 84 months
Last UpdatedMay 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
5.49%
66 Months
APR5.49%
Term66 Months
Last UpdatedMay 10, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.59%
0 - 36
APR5.59%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.59%
49 - 66
APR5.59%
Term49 - 66
Last UpdatedMay 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
3333 Preston Rd, Frisco, TX, 75034 9012
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.79%
37 - 48
APR5.79%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.79%
67 - 75
APR5.79%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.99%
49 - 66
APR5.99%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.99%
76 - 84
APR5.99%
Term76 - 84
Last UpdatedMay 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedMay 10, 2026
Details

El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
New Auto
5.99%
48 Months
APR5.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedMay 10, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
6.25%
12 Months
APR6.25%
Term12 Months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.29%
67 - 75
APR6.29%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.49%
76 - 84
APR6.49%
Term76 - 84
Last UpdatedMay 6, 2026
Details

El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
New Auto
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMay 12, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.59%
0 - 36
APR6.59%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.69%
37 - 48
APR6.69%
Term37 - 48
Last UpdatedMay 6, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
6.75%
60 Months
APR6.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.89%
49 - 66
APR6.89%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.09%
67 - 75
APR7.09%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.29%
76 - 84
APR7.29%
Term76 - 84
Last UpdatedMay 6, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.39%
0 - 36
APR8.39%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.59%
37 - 48
APR8.59%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.79%
49 - 66
APR8.79%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.99%
67 - 75
APR8.99%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
9.19%
76 - 84
APR9.19%
Term76 - 84
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
10.99%
0 - 36
APR10.99%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.19%
37 - 48
APR11.19%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.39%
49 - 66
APR11.39%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.59%
67 - 75
APR11.59%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.79%
76 - 84
APR11.79%
Term76 - 84
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.49%
0 - 36
APR15.49%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.99%
37 - 48
APR15.99%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.49%
49 - 66
APR16.49%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.99%
67 - 75
APR16.99%
Term67 - 75
Last UpdatedMay 6, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (NA)
2.95%
0-36
APR2.95%
Term0-36
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
2.99%
0-36
APR2.99%
Term0-36
Last UpdatedMay 12, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 0-36 months
2.99%
36 Months
APR2.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
APR3.24%
Term24 Months
Last UpdatedMay 10, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
APR3.24%
Term12-36
Last UpdatedMay 12, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
APR3.39%
TermUp to 36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 7,500 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.50%
36 Months
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.58%
36 to 72 Months
APR3.58%
Term36 to 72 Months
Last UpdatedMay 7, 2026
Details

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loan
3.70%
75 Months
APR3.70%
Term75 Months
Last UpdatedMay 6, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.73%
Up to 36 Months
APR3.73%
TermUp to 36 Months
Last UpdatedMay 12, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.75%
48 Months
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.80%
37 - 48 Months
APR3.80%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.86%
49 - 60 Months
APR3.86%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
APR3.89%
Term37-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.92%
61 - 72 Months
APR3.92%
Term61 - 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
3.94%
0-36
APR3.94%
Term0-36
Last UpdatedMay 12, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (NA)
3.95%
37-60
APR3.95%
Term37-60
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
36 Months
APR3.95%
Term36 Months
Last UpdatedMay 7, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.98%
73 - 84 Months
APR3.98%
Term73 - 84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Vehicles
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; Qualifying rate - Conditions apply

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 36 Months
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
3.99%
54 Months
APR3.99%
Term54 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
3.99%
Up to 36 months
APR3.99%
TermUp to 36 months
Last UpdatedMay 12, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
3.99%
37-48
APR3.99%
Term37-48
Last UpdatedMay 12, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 37-48 months
3.99%
48 Months
APR3.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
3.99%
36-month
APR3.99%
Term36-month
Last UpdatedMay 12, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
New Automobiles & Light Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedMay 10, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Maximum Loan: 100%

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Vehicle
4.00%
94 Months
APR4.00%
Term94 Months
Last UpdatedMay 12, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Auto Loans (New & Used)
4.05%
36 Months
APR4.05%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2019-2025 Model Years

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
APR4.10%
TermUp to 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
APR4.12%
Term36 Months
Last UpdatedMay 10, 2026
Details

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Autos
4.14%
84 Months
APR4.14%
Term84 Months
Last UpdatedMay 10, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
4.14%
49-60
APR4.14%
Term49-60
Last UpdatedMay 12, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.24%
60-month
APR4.24%
Term60-month
Last UpdatedMay 12, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36
APR4.25%
TermUp to 36
Last UpdatedMay 7, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As; Qualifying rate - Conditions apply

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 48 Months
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto Loans
4.25%
0-24
APR4.25%
Term0-24
Last UpdatedMay 12, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
4.29%
61-72
APR4.29%
Term61-72
Last UpdatedMay 12, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 7,500 miles

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
New Car Loan
4.35%
84 Months
APR4.35%
Term84 Months
Last UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New & Used Vehicles
4.35%
60 Months
APR4.35%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
APR4.38%
Term60 Months
Last UpdatedMay 10, 2026
Details

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
New And Used Autos
4.39%
Up to 36
APR4.39%
TermUp to 36
Last UpdatedMay 6, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
APR4.39%
Term49 - 65 Months
Last UpdatedMay 6, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
New Auto
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
APR4.40%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos
4.45%
84 Months
APR4.45%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New or used vehicle
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 6, 2026
Details

Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Vehicle
4.49%
Up to 48 Months
APR4.49%
TermUp to 48 Months
Last UpdatedMay 7, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedMay 7, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2026 New Vehicles & Newer
4.49%
Up to 48-54 Months
APR4.49%
TermUp to 48-54 Months
Last UpdatedMay 10, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 60 Months
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Vehicles - 5 years and newer**
4.49%
24 to 36
APR4.49%
Term24 to 36
Last UpdatedMay 10, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 48 Months

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
New or Used Auto Loans
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMay 12, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
4.49%
Up to 48 months
APR4.49%
TermUp to 48 months
Last UpdatedMay 12, 2026
Details

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
New Auto Loan
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.49%
72-month
APR4.49%
Term72-month
Last UpdatedMay 12, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Car
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

up to 60 month financing available

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.50%
37 - 48
APR4.50%
Term37 - 48
Last UpdatedMay 7, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Qualifying rate - Conditions apply

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Maximum Loan: 100%

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto Loans
4.50%
49-60
APR4.50%
Term49-60
Last UpdatedMay 12, 2026
Details

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
New And Used Autos
4.54%
49 - 60
APR4.54%
Term49 - 60
Last UpdatedMay 6, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2017 - 2025
4.75%
Up to 48 months
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2017 - 2025
4.99%
Up to 60 months
APR4.99%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
5.00%
42 Months
APR5.00%
Term42 Months
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2017 - 2025
5.25%
Up to 72 months
APR5.25%
TermUp to 72 months
Last UpdatedMay 6, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMay 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
3333 Preston Rd, Frisco, TX, 75034 9012
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
Pre-Owned Automotive
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

Models 2023-2021

El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
Used Auto
5.99%
24 Months
APR5.99%
Term24 Months
Last UpdatedMay 12, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2016 & Older
6.10%
60 Months
APR6.10%
Term60 Months
Last UpdatedMay 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
Pre-Owned Automotive
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedMay 10, 2026
Details

Models 2020-2018

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
6.50%
12 months
APR6.50%
Term12 months
Last UpdatedMay 7, 2026
Details

As Low As

El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
Used Auto
6.99%
48 Months
APR6.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
7.00%
48 months
APR7.00%
Term48 months
Last UpdatedMay 7, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
7.25%
60 months
APR7.25%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As

El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
Used Auto
7.49%
84 Months
APR7.49%
Term84 Months
Last UpdatedMay 12, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: Classic 20+ Years
7.60%
Up to 60 months
APR7.60%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
8.00%
72 months
APR8.00%
Term72 months
Last UpdatedMay 7, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
8.25%
60 Months
APR8.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
8.50%
12 months
APR8.50%
Term12 months
Last UpdatedMay 7, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
9.00%
48 months
APR9.00%
Term48 months
Last UpdatedMay 7, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
9.25%
60 months
APR9.25%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Pre-Owned (Used) Automobile (UA)
2.95%
0-36
APR2.95%
Term0-36
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
APR3.24%
Term24 Months
Last UpdatedMay 10, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
APR3.24%
Term12-36
Last UpdatedMay 12, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
APR3.39%
TermUp to 36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 100,000 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.50%
36 Months
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; All model years, Up to 36 months

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.58%
36 to 72 Months
APR3.58%
Term36 to 72 Months
Last UpdatedMay 7, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.73%
Up to 36 Months
APR3.73%
TermUp to 36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.75%
48 Months
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; All model years, Up to 48 months

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.80%
37 - 48 Months
APR3.80%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.86%
49 - 60 Months
APR3.86%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
APR3.89%
Term37-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.92%
61 - 72 Months
APR3.92%
Term61 - 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
3.94%
0-36
APR3.94%
Term0-36
Last UpdatedMay 12, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Pre-Owned (Used) Automobile (UA)
3.95%
37-60
APR3.95%
Term37-60
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
36 Months
APR3.95%
Term36 Months
Last UpdatedMay 7, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.98%
73 - 84 Months
APR3.98%
Term73 - 84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Used or Refinanced Car Loans
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2020 & newer, Up to 60 months

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
Used Automobiles & Light Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Autos
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As; Maximum Loan: NADA RETAIL VALUE

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Auto Loans (New & Used)
4.05%
36 Months
APR4.05%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2019-2025 Model Years

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
APR4.10%
TermUp to 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
4.14%
49-60
APR4.14%
Term49-60
Last UpdatedMay 12, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2023-2025 Used Vehicles
4.24%
Up to 48 Months
APR4.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
APR4.25%
TermUp to 36
Last UpdatedMay 7, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
USED Autos Up to 36 Months
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto Loans
4.25%
0-24
APR4.25%
Term0-24
Last UpdatedMay 12, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
4.29%
61-72
APR4.29%
Term61-72
Last UpdatedMay 12, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 100,000 miles

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New & Used Vehicles
4.35%
60 Months
APR4.35%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
New And Used Autos
4.39%
Up to 36
APR4.39%
TermUp to 36
Last UpdatedMay 6, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
APR4.39%
Term49 - 65 Months
Last UpdatedMay 6, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Auto
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Pre-Owned Autos
4.45%
84 Months
APR4.45%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New or used vehicle
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedMay 7, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2023-2025 Used Vehicles
4.49%
Up to 72 Months
APR4.49%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 48 Months

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
New or Used Auto Loans
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMay 12, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
Auto Loans Used
4.49%
54 Months
APR4.49%
Term54 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Used or Refinanced Car Loans
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Pre-Owned Auto
4.49%
36-month
APR4.49%
Term36-month
Last UpdatedMay 12, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2022 & newer, Up to 72 months

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.50%
37 - 48 Months
APR4.50%
Term37 - 48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
USED Autos Up to 48 Months
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto Loans
4.50%
49-60
APR4.50%
Term49-60
Last UpdatedMay 12, 2026
Details

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
New And Used Autos
4.54%
49 - 60
APR4.54%
Term49 - 60
Last UpdatedMay 6, 2026
Details

As Low As

Frisco, TX Auto Loan Rate Trends

Compare local Frisco, TX auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Auto Trends →
New Auto Loan — TX Avg
5.713%
▲ 0.258 vs 7 days ago

Texas new auto rates rose 0.258 points over the past 7 days to 5.713% APR.

Used Auto Loan — TX Avg
5.810%
▲ 0.061 vs 7 days ago

Texas used auto rates rose 0.061 points over the past 7 days to 5.810% APR.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Frisco, Texas

How does my credit score affect my car loan rate in Texas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Frisco, Texas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Texas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Frisco, Texas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Frisco, Texas?

Based on our current data, some of the lowest auto loan rates available in Frisco, Texas include:
  • The State Credit Union: 3.99% (New Automotive)
  • Manville Area Federal Credit Union: 4.00% (New Cars and Trucks)
  • Healthcare Financial Federal Credit Union: 4.75% (New Autos: 2025 - 2026, Demos < 10,000 Miles)
  • El Monte Community Credit Union: 4.99% (New Auto)
  • Roswell Community Federal Credit Union: 5.19% (NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Frisco, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026