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Auto Loan Rates in Manor, Texas (TX) for June 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Manor, Texas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: June 4, 2026

Current auto loan rates in Manor, Texas include University Federal Credit UnionUniversity Federal Credit Union11940 E US Hwy 290, Manor, TX, 78653A5.0 ★Texas Ratio: 7.63% offering Auto Loan at 4.99%, SouthState BankSouthState Bank11251 Us Highway 290 E, Manor, TX, 78653A+5.0 ★Texas Ratio: 3.02% offering Car Loans at 5.23%, Independent Bank Mckinney, TXIndependent Bank Mckinney, TX11251 Us Highway 290 E, Manor, TX, 78653A+5.0 ★Texas Ratio: 2.30% offering Car Loans at 5.23%, GREATER TEXASGREATER TEXAS11401 US Highway 290 E Ste A, Manor, TX, 78653 9724A5.0 ★Texas Ratio: 6.70% offering Auto Loans (2024 and Newer) at 5.51%, IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit UnionA+5.0 ★Texas Ratio: 1.92% offering New Automobile (NA) A+ (800 0-36 Months at 2.95%. Auto loan rates as of June 4, 2026 according to verified data from MonitorBankRates.

Manor has 4 local institutions in our database, with auto loan rates as low as 4.99% APR from University Federal Credit Union at 11940 E US Hwy 290, Manor, TX, 78653. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Manor, Texas. Auto Loan Rates Last Updated and Verified: June 4, 2026

Compare Auto Loan Rates Today in Manor, Texas & Surrounding Area

Jump to: All Auto Loans · New Auto · Used Auto

Manor Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
4.99%
1 to 48 Months
View
▼
APR4.99%
Term1 to 48 Months
Last UpdatedJun 3, 2026
Details

Excellent credit

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loans
4.99%
1 to 48 Months
View
▼
APR4.99%
Term1 to 48 Months
Last UpdatedJun 3, 2026
Details

SouthState Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
11251 Us Highway 290 E, Manor, TX, 78653
Car Loans
5.23%
72 months
View
▼
APR5.23%
Term72 months
Last UpdatedJun 3, 2026
Details

Rates from 5.23% APR for new Cars. Annual Percentage Rate (APR) is accurate as of 02/02/2026 and includes a one-time $150 loan origination fee and 0.65% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $4,000; maximum loan amount $150,000. 5.23% APR is based on an example loan amount of $42,500 for a term of 72 months with monthly payments of $686.61. Additional fees may apply. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and vehicle. Rates, terms and conditions are subject to change based on borrower eligibility and market conditions. All loans are subject to credit approval.

Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
11251 Us Highway 290 E, Manor, TX, 78653
Car Loans
5.23%
72 months
View
▼
APR5.23%
Term72 months
Last UpdatedJun 4, 2026
Details

Rates from 5.23% APR for new Cars. Annual Percentage Rate (APR) is accurate as of 02/02/2026 and includes a one-time $150 loan origination fee and 0.65% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $4,000; maximum loan amount $150,000. 5.23% APR is based on an example loan amount of $42,500 for a term of 72 months with monthly payments of $686.61. Additional fees may apply. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and vehicle. Rates, terms and conditions are subject to change based on borrower eligibility and market conditions. All loans are subject to credit approval.

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
11401 US Highway 290 E Ste A, Manor, TX, 78653 9724
Auto Loans (2024 and Newer)
5.51%
36 Months
View
▼
APR5.51%
Term36 Months
Last UpdatedJun 1, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
5.64%
49 to 66 Months
View
▼
APR5.64%
Term49 to 66 Months
Last UpdatedJun 3, 2026
Details

Excellent credit

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
11401 US Highway 290 E Ste A, Manor, TX, 78653 9724
Auto Loans (2020 - 2023)
5.76%
36 Months
View
▼
APR5.76%
Term36 Months
Last UpdatedJun 1, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
11401 US Highway 290 E Ste A, Manor, TX, 78653 9724
Auto Loans (2024 and Newer)
5.79%
66 Months
View
▼
APR5.79%
Term66 Months
Last UpdatedJun 1, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
5.89%
67 Plus Months
View
▼
APR5.89%
Term67 Plus Months
Last UpdatedJun 3, 2026
Details

Excellent credit

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
11401 US Highway 290 E Ste A, Manor, TX, 78653 9724
Auto Loans (2024 and Newer)
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedJun 1, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
6.24%
1 to 48 Months
View
▼
APR6.24%
Term1 to 48 Months
Last UpdatedJun 3, 2026
Details

Good credit

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Business Auto Loans
6.25%
12 to 48 Months
View
▼
APR6.25%
Term12 to 48 Months
Last UpdatedJun 3, 2026
Details

Excellent credit tier

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
11401 US Highway 290 E Ste A, Manor, TX, 78653 9724
Auto Loans (2020 - 2023)
6.29%
66 Months
View
▼
APR6.29%
Term66 Months
Last UpdatedJun 1, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
11401 US Highway 290 E Ste A, Manor, TX, 78653 9724
Auto Loans (2016 - 2019)
6.47%
48 Months
View
▼
APR6.47%
Term48 Months
Last UpdatedJun 1, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
11401 US Highway 290 E Ste A, Manor, TX, 78653 9724
Auto Loans (2020 - 2023)
6.49%
75 Months
View
▼
APR6.49%
Term75 Months
Last UpdatedJun 1, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
6.64%
49 to 66 Months
View
▼
APR6.64%
Term49 to 66 Months
Last UpdatedJun 3, 2026
Details

Good credit

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Business Auto Loans
6.75%
49 to 66 Months
View
▼
APR6.75%
Term49 to 66 Months
Last UpdatedJun 3, 2026
Details

Excellent credit tier

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
11401 US Highway 290 E Ste A, Manor, TX, 78653 9724
Auto Loans (2024 and Newer)
6.79%
84 Months
View
▼
APR6.79%
Term84 Months
Last UpdatedJun 1, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
6.89%
67 Plus Months
View
▼
APR6.89%
Term67 Plus Months
Last UpdatedJun 3, 2026
Details

Good credit

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
11401 US Highway 290 E Ste A, Manor, TX, 78653 9724
Auto Loans (2016 - 2019)
6.95%
66 Months
View
▼
APR6.95%
Term66 Months
Last UpdatedJun 1, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Business Auto Loans
7.00%
12 to 48 Months
View
▼
APR7.00%
Term12 to 48 Months
Last UpdatedJun 3, 2026
Details

Good credit tier

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
7.49%
1 to 48 Months
View
▼
APR7.49%
Term1 to 48 Months
Last UpdatedJun 3, 2026
Details

Average credit

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Business Auto Loans
7.50%
49 to 66 Months
View
▼
APR7.50%
Term49 to 66 Months
Last UpdatedJun 3, 2026
Details

Good credit tier

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
7.89%
49 to 66 Months
View
▼
APR7.89%
Term49 to 66 Months
Last UpdatedJun 3, 2026
Details

Average credit

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Business Auto Loans
8.00%
12 to 48 Months
View
▼
APR8.00%
Term12 to 48 Months
Last UpdatedJun 3, 2026
Details

Average credit tier

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
8.14%
67 Plus Months
View
▼
APR8.14%
Term67 Plus Months
Last UpdatedJun 3, 2026
Details

Average credit

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Business Auto Loans
8.25%
12 to 36 Months
View
▼
APR8.25%
Term12 to 36 Months
Last UpdatedJun 3, 2026
Details

Excellent credit tier

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Business Auto Loans
8.50%
49 to 66 Months
View
▼
APR8.50%
Term49 to 66 Months
Last UpdatedJun 3, 2026
Details

Average credit tier

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Business Auto Loans
8.75%
37 to 60 Months
View
▼
APR8.75%
Term37 to 60 Months
Last UpdatedJun 3, 2026
Details

Excellent credit tier

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Business Auto Loans
9.00%
12 to 36 Months
View
▼
APR9.00%
Term12 to 36 Months
Last UpdatedJun 3, 2026
Details

Good credit tier

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
9.39%
1 to 48 Months
View
▼
APR9.39%
Term1 to 48 Months
Last UpdatedJun 3, 2026
Details

Fair credit

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Business Auto Loans
9.50%
37 to 60 Months
View
▼
APR9.50%
Term37 to 60 Months
Last UpdatedJun 3, 2026
Details

Good credit tier

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
9.64%
49 to 66 Months
View
▼
APR9.64%
Term49 to 66 Months
Last UpdatedJun 3, 2026
Details

Fair credit

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
9.89%
67 Plus Months
View
▼
APR9.89%
Term67 Plus Months
Last UpdatedJun 3, 2026
Details

Fair credit

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Business Auto Loans
10.00%
12 to 36 Months
View
▼
APR10.00%
Term12 to 36 Months
Last UpdatedJun 3, 2026
Details

Average credit tier

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Business Auto Loans
10.50%
37 to 60 Months
View
▼
APR10.50%
Term37 to 60 Months
Last UpdatedJun 3, 2026
Details

Average credit tier

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
14.65%
1 to 48 Months
View
▼
APR14.65%
Term1 to 48 Months
Last UpdatedJun 3, 2026
Details

Marginal credit

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
15.10%
49 to 66 Months
View
▼
APR15.10%
Term49 to 66 Months
Last UpdatedJun 3, 2026
Details

Marginal credit

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
15.35%
67 Plus Months
View
▼
APR15.35%
Term67 Plus Months
Last UpdatedJun 3, 2026
Details

Marginal credit

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
17.25%
1 to 48 Months
View
▼
APR17.25%
Term1 to 48 Months
Last UpdatedJun 3, 2026
Details

Low / No score

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
17.70%
49 to 66 Months
View
▼
APR17.70%
Term49 to 66 Months
Last UpdatedJun 3, 2026
Details

Low / No score

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
11940 E US Hwy 290, Manor, TX, 78653
Auto Loan
17.90%
67 Plus Months
View
▼
APR17.90%
Term67 Plus Months
Last UpdatedJun 3, 2026
Details

Low / No score

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
New Automobile (NA) A+ (800 0-36 Months
2.95%
36 Months
View
▼
APR2.95%
Term36 Months
Last UpdatedMay 22, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Pre-Owned (Used) Automobile (UA)
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedMay 22, 2026
Details

Grade: A+ (800+)

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New vehicles Loan
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedJun 1, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New vehicles: 0-36 months Loan
2.99%
36 Months
View
▼
APR2.99%
Term36 Months
Last UpdatedJun 1, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedMay 20, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 20, 2026
Details

As Low As; APR - 2026 & Newer

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedMay 23, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
36 Months
View
▼
APR3.34%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 36 Months

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedMay 29, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedMay 17, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
New Autos
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Used Autos
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As; Fewer than 100,000 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Used Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Star Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.66%
Auto Loans
3.53%
18 Months
View
▼
APR3.53%
Term18 Months
Last UpdatedMay 20, 2026
Details

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
New & Used Auto Loans
3.56%
36 to 72** Months
View
▼
APR3.56%
Term36 to 72** Months
Last UpdatedMay 22, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
New and Used Other Vehicle Loans
3.69%
Up to 12 months
View
▼
APR3.69%
TermUp to 12 months
Last UpdatedMay 31, 2026
Details

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
New Auto Loan
3.70%
75 Months
View
▼
APR3.70%
Term75 Months
Last UpdatedMay 17, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.73%
36 Months
View
▼
APR3.73%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2020 & Newer; Up to 36 Months

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Used Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.80%
48 Months
View
▼
APR3.80%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2021 & Newer; 37 - 48 Months

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
36 Months
View
▼
APR3.84%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 36 Months

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.86%
60 Months
View
▼
APR3.86%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2022 & Newer; 49 - 60 Months

Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Auto Loans
3.89%
36 Months
View
▼
APR3.89%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As; Fixed-Rate up to 36 months

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedMay 29, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
View
▼
APR3.90%
Term1 - 84 months
Last UpdatedMay 29, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedMay 29, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedMay 29, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.92%
72 Months
View
▼
APR3.92%
Term72 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2023 & Newer; 61 - 72 Months

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
Auto Loans - Used & New
3.94%
0-36
View
▼
APR3.94%
Term0-36
Last UpdatedMay 20, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
New Automobile (NA) A (720-799) 0-36 Months
3.95%
36 Months
View
▼
APR3.95%
Term36 Months
Last UpdatedMay 22, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
New Automobile (NA) A+ (800 37-60 Months
3.95%
60 Months
View
▼
APR3.95%
Term60 Months
Last UpdatedMay 22, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Pre-Owned (Used) Automobile (UA)
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedMay 22, 2026
Details

Grade: A+ (800+)

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
36 Months
View
▼
APR3.95%
Term36 Months
Last UpdatedMay 22, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.98%
84 Months
View
▼
APR3.98%
Term84 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2025 & Newer; 73 - 84 Months

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto Loans
3.99%
54 Months
View
▼
APR3.99%
Term54 Months
Last UpdatedMay 20, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Vehicle Loans
3.99%
54 Months
View
▼
APR3.99%
Term54 Months
Last UpdatedMay 20, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
Car Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
New Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 20, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
Used or Refinanced Car Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 20, 2026
Details

As Low As; APR - 2026 & Newer

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
Auto Loan
3.99%
36 - 84
View
▼
APR3.99%
Term36 - 84
Last UpdatedMay 20, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
New Auto
3.99%
36-month
View
▼
APR3.99%
Term36-month
Last UpdatedMay 20, 2026
Details

As Low As

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As; Maximum Loan Discount: 0.75%

City of Deer Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loan A+
3.99%
0-48
View
▼
APR3.99%
Term0-48
Last UpdatedMay 22, 2026
Details

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Vehicle Loan
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedMay 22, 2026
Details

As Low As; 24 month to 84 month terms

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Vehicles Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 22, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New Automotive
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 23, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 30, 2026
Details

As Low As; - Up to $250,000; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 30, 2026
Details

As Low As; - Up to $250,000 (Up to 5 Years old / 2021+)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
NEW Autos Up to 36 Months
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 31, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New vehicles Loan
3.99%
37-48
View
▼
APR3.99%
Term37-48
Last UpdatedJun 1, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New vehicles: 37-48 months Loan
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedJun 1, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Repo Vehicle Loans
3.99%
60 Months Fixed Rate
View
▼
APR3.99%
Term60 Months Fixed Rate
Last UpdatedJun 3, 2026
Details

Annual Percentage Rate (APR)

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMay 17, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As; Maximum Loan: 100%

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Autos
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMay 20, 2026
Details

As Low As; Maximum Loan: NADA RETAIL VALUE

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
New Vehicle
4.00%
94 Months
View
▼
APR4.00%
Term94 Months
Last UpdatedMay 20, 2026
Details

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Purchases
4.00%
84 Months
View
▼
APR4.00%
Term84 Months
Last UpdatedMay 22, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
New Autos
4.00%
48 - 84
View
▼
APR4.00%
Term48 - 84
Last UpdatedMay 23, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
Used Autos
4.00%
48 - 84
View
▼
APR4.00%
Term48 - 84
Last UpdatedMay 23, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMay 23, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Used Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.62%
New Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.62%
Used Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Auto Loans (New & Used)
4.05%
36 Months
View
▼
APR4.05%
Term36 Months
Last UpdatedMay 17, 2026
Details

As Low As; 2019-2025 Model Years

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
60 Months
View
▼
APR4.09%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 60 months

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedMay 20, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedMay 23, 2026
Details

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New Autos
4.14%
84 Months
View
▼
APR4.14%
Term84 Months
Last UpdatedMay 10, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
Auto Loans - Used & New
4.14%
49-60
View
▼
APR4.14%
Term49-60
Last UpdatedMay 20, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2023
4.15%
1 - 78
View
▼
APR4.15%
Term1 - 78
Last UpdatedMay 29, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
New and Used Other Vehicle Loans
4.19%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
View
▼
APR4.19%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedMay 31, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
New Auto
4.24%
60-month
View
▼
APR4.24%
Term60-month
Last UpdatedMay 20, 2026
Details

As Low As

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Auto Loan
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMay 22, 2026
Details

As Low As; Maximum Loan Discount: 0.75%

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedMay 23, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2023-2025 Used Vehicles Loan
4.24%
Up to 48 Months
View
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMay 31, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMay 20, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMay 20, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
4.25%
Up to 36
View
▼
APR4.25%
TermUp to 36
Last UpdatedMay 22, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 36 Months

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 23, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2022
4.25%
1 - 72
View
▼
APR4.25%
Term1 - 72
Last UpdatedMay 29, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 30, 2026
Details

As Low As; - Up to $250,000; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 30, 2026
Details

As Low As; - Up to $250,000 (Up to 5 Years old / 2021+)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
NEW Autos Up to 48 Months
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 31, 2026
Details

As Low As

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
USED Autos Up to 36 Months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 31, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
Auto Loans - Used & New
4.29%
61-72
View
▼
APR4.29%
Term61-72
Last UpdatedMay 20, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loan
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loans
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
New Autos
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Used Autos
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As; Fewer than 100,000 miles

The Peoples Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
New & Used Vehicles Loan
4.29%
3 Months
View
▼
APR4.29%
Term3 Months
Last UpdatedMay 29, 2026
Details

As Low As; Rate includes both discounts

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2021
4.35%
1 - 66
View
▼
APR4.35%
Term1 - 66
Last UpdatedMay 29, 2026
Details

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.79%
New Car Loan
4.35%
84 Months
View
▼
APR4.35%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As; 84 months

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMay 23, 2026
Details

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New And Used Autos
4.39%
Up to 36
View
▼
APR4.39%
TermUp to 36
Last UpdatedMay 17, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
New Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
Used Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedMay 29, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
New Autos
4.45%
Up to 84 Months
View
▼
APR4.45%
TermUp to 84 Months
Last UpdatedMay 22, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Pre-Owned Autos
4.45%
Up to 84 Months
View
▼
APR4.45%
TermUp to 84 Months
Last UpdatedMay 22, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2020
4.45%
1 - 60
View
▼
APR4.45%
Term1 - 60
Last UpdatedMay 29, 2026
Details

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
New or used vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 17, 2026
Details

As Low As; New or used vehicle up to 36 months.

Gulf Shore Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.68%
Autos 2026-2022
4.49%
0-24
View
▼
APR4.49%
Term0-24
Last UpdatedMay 17, 2026
Details

As Low As

Germania Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As; Up to 125% of MSRP with approved credit.

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.57%
New and Used Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As; Up to 48 Months

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New or Used Auto Loans
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 20, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Auto Loans Used
4.49%
54 Months
View
▼
APR4.49%
Term54 Months
Last UpdatedMay 20, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto Loans
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMay 20, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loan
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loans
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
Car Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
New Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedMay 20, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
Used or Refinanced Car Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 20, 2026
Details

As Low As; APR - 2023 - 2025*

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
New Auto
4.49%
72-month
View
▼
APR4.49%
Term72-month
Last UpdatedMay 20, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Pre-Owned Auto
4.49%
36-month
View
▼
APR4.49%
Term36-month
Last UpdatedMay 20, 2026
Details

As Low As

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 22, 2026
Details

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Auto Loan
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As; Maximum Loan Discount: 0.75%

Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New Vehicle Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 22, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMay 22, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 23, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Vehicles - 5 years and newer** Loan
4.49%
24 to 36
View
▼
APR4.49%
Term24 to 36
Last UpdatedMay 23, 2026
Details

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2023-2025 Used Vehicles Loan
4.49%
Up to 72 Months
View
▼
APR4.49%
TermUp to 72 Months
Last UpdatedMay 31, 2026
Details

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2026 New Vehicles & Newer Loan
4.49%
Up to 48-54 Months
View
▼
APR4.49%
TermUp to 48-54 Months
Last UpdatedMay 31, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
NEW Autos Up to 60 Months
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 31, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 17, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars and Trucks
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 17, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As; Maximum Loan: 100%

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto Loans
4.50%
49-60
View
▼
APR4.50%
Term49-60
Last UpdatedMay 20, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto Loans
4.50%
49-60
View
▼
APR4.50%
Term49-60
Last UpdatedMay 20, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
4.50%
37 - 48
View
▼
APR4.50%
Term37 - 48
Last UpdatedMay 22, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 22, 2026
Details

As Low As; 37 - 48 Months

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Used Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New Car Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 29, 2026
Details

up to 60 month financing available

Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
New Auto(Max Term 72m)/Used Auto(Max Term 60m) - 730+ - A+
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 30, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 30, 2026
Details

As Low As; - Up to $250,000; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 30, 2026
Details

As Low As; - Up to $250,000 (Up to 5 Years old / 2021+)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
USED Autos Up to 48 Months
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 31, 2026
Details

As Low As

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New And Used Autos
4.54%
49 - 60
View
▼
APR4.54%
Term49 - 60
Last UpdatedMay 17, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
New Autos
4.54%
71 Months
View
▼
APR4.54%
Term71 Months
Last UpdatedMay 20, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Used Autos
4.54%
71 Months
View
▼
APR4.54%
Term71 Months
Last UpdatedMay 20, 2026
Details

As Low As; Fewer than 100,000 miles

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Car Loans
4.55%
2 Months
View
▼
APR4.55%
Term2 Months
Last UpdatedMay 22, 2026
Details

Libertyone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
New and Used Automobiles
4.55%
24 months
View
▼
APR4.55%
Term24 months
Last UpdatedMay 23, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2019
4.55%
1 - 54
View
▼
APR4.55%
Term1 - 54
Last UpdatedMay 29, 2026
Details

Centex Citizens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 22025 and Newer
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As

Keystone Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
New Vehicle
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedMay 20, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 60 months

GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Auto Loan
4.59%
66 Months
View
▼
APR4.59%
Term66 Months
Last UpdatedMay 23, 2026
Details

As Low As; Now-July 7

Manor New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
11401 US Highway 290 E Ste A, Manor, TX, 78653 9724
Auto Loans (2024 and Newer)
5.51%
36 Months
View
▼
APR5.51%
Term36 Months
Last UpdatedJun 1, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
11401 US Highway 290 E Ste A, Manor, TX, 78653 9724
Auto Loans (2024 and Newer)
5.79%
66 Months
View
▼
APR5.79%
Term66 Months
Last UpdatedJun 1, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
11401 US Highway 290 E Ste A, Manor, TX, 78653 9724
Auto Loans (2024 and Newer)
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedJun 1, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
11401 US Highway 290 E Ste A, Manor, TX, 78653 9724
Auto Loans (2024 and Newer)
6.79%
84 Months
View
▼
APR6.79%
Term84 Months
Last UpdatedJun 1, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
New Automobile (NA) A+ (800 0-36 Months
2.95%
36 Months
View
▼
APR2.95%
Term36 Months
Last UpdatedMay 22, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New vehicles Loan
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedJun 1, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New vehicles: 0-36 months Loan
2.99%
36 Months
View
▼
APR2.99%
Term36 Months
Last UpdatedJun 1, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedMay 20, 2026
Details

As Low As

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedMay 23, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
36 Months
View
▼
APR3.34%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 36 Months

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedMay 29, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedMay 17, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
New Autos
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As; Fewer than 7,500 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
New & Used Auto Loans
3.56%
36 to 72** Months
View
▼
APR3.56%
Term36 to 72** Months
Last UpdatedMay 22, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
New and Used Other Vehicle Loans
3.69%
Up to 12 months
View
▼
APR3.69%
TermUp to 12 months
Last UpdatedMay 31, 2026
Details

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
New Auto Loan
3.70%
75 Months
View
▼
APR3.70%
Term75 Months
Last UpdatedMay 17, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.73%
36 Months
View
▼
APR3.73%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2020 & Newer; Up to 36 Months

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.80%
48 Months
View
▼
APR3.80%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2021 & Newer; 37 - 48 Months

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.86%
60 Months
View
▼
APR3.86%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2022 & Newer; 49 - 60 Months

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedMay 29, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
View
▼
APR3.90%
Term1 - 84 months
Last UpdatedMay 29, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.92%
72 Months
View
▼
APR3.92%
Term72 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2023 & Newer; 61 - 72 Months

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
Auto Loans - Used & New
3.94%
0-36
View
▼
APR3.94%
Term0-36
Last UpdatedMay 20, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
New Automobile (NA) A (720-799) 0-36 Months
3.95%
36 Months
View
▼
APR3.95%
Term36 Months
Last UpdatedMay 22, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
New Automobile (NA) A+ (800 37-60 Months
3.95%
60 Months
View
▼
APR3.95%
Term60 Months
Last UpdatedMay 22, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
36 Months
View
▼
APR3.95%
Term36 Months
Last UpdatedMay 22, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.98%
84 Months
View
▼
APR3.98%
Term84 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2025 & Newer; 73 - 84 Months

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto Loans
3.99%
54 Months
View
▼
APR3.99%
Term54 Months
Last UpdatedMay 20, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
New Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 20, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
New Auto
3.99%
36-month
View
▼
APR3.99%
Term36-month
Last UpdatedMay 20, 2026
Details

As Low As

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Vehicles Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 22, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New Automotive
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 23, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 30, 2026
Details

As Low As; - Up to $250,000; Qualifying rate - Conditions apply

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
NEW Autos Up to 36 Months
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 31, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New vehicles Loan
3.99%
37-48
View
▼
APR3.99%
Term37-48
Last UpdatedJun 1, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New vehicles: 37-48 months Loan
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedJun 1, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMay 17, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As; Maximum Loan: 100%

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
New Vehicle
4.00%
94 Months
View
▼
APR4.00%
Term94 Months
Last UpdatedMay 20, 2026
Details

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
New Autos
4.00%
48 - 84
View
▼
APR4.00%
Term48 - 84
Last UpdatedMay 23, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMay 23, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.62%
New Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Auto Loans (New & Used)
4.05%
36 Months
View
▼
APR4.05%
Term36 Months
Last UpdatedMay 17, 2026
Details

As Low As; 2019-2025 Model Years

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
60 Months
View
▼
APR4.09%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 60 months

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedMay 20, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedMay 23, 2026
Details

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New Autos
4.14%
84 Months
View
▼
APR4.14%
Term84 Months
Last UpdatedMay 10, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
Auto Loans - Used & New
4.14%
49-60
View
▼
APR4.14%
Term49-60
Last UpdatedMay 20, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
New and Used Other Vehicle Loans
4.19%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
View
▼
APR4.19%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedMay 31, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
New Auto
4.24%
60-month
View
▼
APR4.24%
Term60-month
Last UpdatedMay 20, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedMay 23, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMay 20, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
4.25%
Up to 36
View
▼
APR4.25%
TermUp to 36
Last UpdatedMay 22, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 23, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 30, 2026
Details

As Low As; - Up to $250,000; Qualifying rate - Conditions apply

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
NEW Autos Up to 48 Months
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 31, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
Auto Loans - Used & New
4.29%
61-72
View
▼
APR4.29%
Term61-72
Last UpdatedMay 20, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
New Autos
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As; Fewer than 7,500 miles

The Peoples Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
New & Used Vehicles Loan
4.29%
3 Months
View
▼
APR4.29%
Term3 Months
Last UpdatedMay 29, 2026
Details

As Low As; Rate includes both discounts

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.79%
New Car Loan
4.35%
84 Months
View
▼
APR4.35%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As; 84 months

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMay 23, 2026
Details

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New And Used Autos
4.39%
Up to 36
View
▼
APR4.39%
TermUp to 36
Last UpdatedMay 17, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
New Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedMay 29, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
New Autos
4.45%
Up to 84 Months
View
▼
APR4.45%
TermUp to 84 Months
Last UpdatedMay 22, 2026
Details

As Low As

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
New or used vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 17, 2026
Details

As Low As; New or used vehicle up to 36 months.

Germania Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As; Up to 125% of MSRP with approved credit.

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.57%
New and Used Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As; Up to 48 Months

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New or Used Auto Loans
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 20, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto Loans
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMay 20, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
New Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedMay 20, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
New Auto
4.49%
72-month
View
▼
APR4.49%
Term72-month
Last UpdatedMay 20, 2026
Details

As Low As

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 22, 2026
Details

Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New Vehicle Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 22, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMay 22, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 23, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Vehicles - 5 years and newer** Loan
4.49%
24 to 36
View
▼
APR4.49%
Term24 to 36
Last UpdatedMay 23, 2026
Details

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2026 New Vehicles & Newer Loan
4.49%
Up to 48-54 Months
View
▼
APR4.49%
TermUp to 48-54 Months
Last UpdatedMay 31, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
NEW Autos Up to 60 Months
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 31, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 17, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As; Maximum Loan: 100%

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto Loans
4.50%
49-60
View
▼
APR4.50%
Term49-60
Last UpdatedMay 20, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
4.50%
37 - 48
View
▼
APR4.50%
Term37 - 48
Last UpdatedMay 22, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New Car Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 29, 2026
Details

up to 60 month financing available

Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
New Auto(Max Term 72m)/Used Auto(Max Term 60m) - 730+ - A+
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 30, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 30, 2026
Details

As Low As; - Up to $250,000; Qualifying rate - Conditions apply

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New And Used Autos
4.54%
49 - 60
View
▼
APR4.54%
Term49 - 60
Last UpdatedMay 17, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
New Autos
4.54%
71 Months
View
▼
APR4.54%
Term71 Months
Last UpdatedMay 20, 2026
Details

As Low As; Fewer than 7,500 miles

Libertyone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
New and Used Automobiles
4.55%
24 months
View
▼
APR4.55%
Term24 months
Last UpdatedMay 23, 2026
Details

Centex Citizens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 22025 and Newer
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As

Keystone Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
New Vehicle
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedMay 20, 2026
Details

Manor Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Pre-Owned (Used) Automobile (UA)
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedMay 22, 2026
Details

Grade: A+ (800+)

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedMay 20, 2026
Details

As Low As

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedMay 23, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedMay 29, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedMay 17, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Used Autos
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As; Fewer than 100,000 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Used Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
New & Used Auto Loans
3.56%
36 to 72** Months
View
▼
APR3.56%
Term36 to 72** Months
Last UpdatedMay 22, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
New and Used Other Vehicle Loans
3.69%
Up to 12 months
View
▼
APR3.69%
TermUp to 12 months
Last UpdatedMay 31, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.73%
36 Months
View
▼
APR3.73%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2020 & Newer; Up to 36 Months

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Used Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.80%
48 Months
View
▼
APR3.80%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2021 & Newer; 37 - 48 Months

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
36 Months
View
▼
APR3.84%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 36 Months

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.86%
60 Months
View
▼
APR3.86%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2022 & Newer; 49 - 60 Months

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedMay 29, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedMay 29, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedMay 29, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.92%
72 Months
View
▼
APR3.92%
Term72 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2023 & Newer; 61 - 72 Months

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
Auto Loans - Used & New
3.94%
0-36
View
▼
APR3.94%
Term0-36
Last UpdatedMay 20, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Pre-Owned (Used) Automobile (UA)
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedMay 22, 2026
Details

Grade: A+ (800+)

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
36 Months
View
▼
APR3.95%
Term36 Months
Last UpdatedMay 22, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used - Automobiles
3.98%
84 Months
View
▼
APR3.98%
Term84 Months
Last UpdatedMay 20, 2026
Details

As Low As; Year Models - 2025 & Newer; 73 - 84 Months

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
Used or Refinanced Car Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 20, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 30, 2026
Details

As Low As; - Up to $250,000 (Up to 5 Years old / 2021+)

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Autos
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMay 20, 2026
Details

As Low As; Maximum Loan: NADA RETAIL VALUE

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
Used Autos
4.00%
48 - 84
View
▼
APR4.00%
Term48 - 84
Last UpdatedMay 23, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Used Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.62%
Used Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Auto Loans (New & Used)
4.05%
36 Months
View
▼
APR4.05%
Term36 Months
Last UpdatedMay 17, 2026
Details

As Low As; 2019-2025 Model Years

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedMay 20, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
Auto Loans - Used & New
4.14%
49-60
View
▼
APR4.14%
Term49-60
Last UpdatedMay 20, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2023
4.15%
1 - 78
View
▼
APR4.15%
Term1 - 78
Last UpdatedMay 29, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
New and Used Other Vehicle Loans
4.19%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
View
▼
APR4.19%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedMay 31, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedMay 23, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2023-2025 Used Vehicles Loan
4.24%
Up to 48 Months
View
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMay 31, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMay 20, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 36 Months

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2022
4.25%
1 - 72
View
▼
APR4.25%
Term1 - 72
Last UpdatedMay 29, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 30, 2026
Details

As Low As; - Up to $250,000 (Up to 5 Years old / 2021+)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
USED Autos Up to 36 Months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 31, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
Auto Loans - Used & New
4.29%
61-72
View
▼
APR4.29%
Term61-72
Last UpdatedMay 20, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Used Autos
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As; Fewer than 100,000 miles

The Peoples Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
New & Used Vehicles Loan
4.29%
3 Months
View
▼
APR4.29%
Term3 Months
Last UpdatedMay 29, 2026
Details

As Low As; Rate includes both discounts

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2021
4.35%
1 - 66
View
▼
APR4.35%
Term1 - 66
Last UpdatedMay 29, 2026
Details

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New And Used Autos
4.39%
Up to 36
View
▼
APR4.39%
TermUp to 36
Last UpdatedMay 17, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
Used Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedMay 29, 2026
Details

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Pre-Owned Autos
4.45%
Up to 84 Months
View
▼
APR4.45%
TermUp to 84 Months
Last UpdatedMay 22, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2020
4.45%
1 - 60
View
▼
APR4.45%
Term1 - 60
Last UpdatedMay 29, 2026
Details

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
New or used vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 17, 2026
Details

As Low As; New or used vehicle up to 36 months.

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.57%
New and Used Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As; Up to 48 Months

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New or Used Auto Loans
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 20, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Auto Loans Used
4.49%
54 Months
View
▼
APR4.49%
Term54 Months
Last UpdatedMay 20, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
Used or Refinanced Car Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 20, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Pre-Owned Auto
4.49%
36-month
View
▼
APR4.49%
Term36-month
Last UpdatedMay 20, 2026
Details

As Low As

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMay 22, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.49%
48 Months
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▼
APR4.49%
Term48 Months
Last UpdatedMay 23, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2023-2025 Used Vehicles Loan
4.49%
Up to 72 Months
View
▼
APR4.49%
TermUp to 72 Months
Last UpdatedMay 31, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars and Trucks
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 17, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto Loans
4.50%
49-60
View
▼
APR4.50%
Term49-60
Last UpdatedMay 20, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 22, 2026
Details

As Low As; 37 - 48 Months

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Used Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
New Auto(Max Term 72m)/Used Auto(Max Term 60m) - 730+ - A+
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 30, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 30, 2026
Details

As Low As; - Up to $250,000 (Up to 5 Years old / 2021+)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
USED Autos Up to 48 Months
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 31, 2026
Details

As Low As

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New And Used Autos
4.54%
49 - 60
View
▼
APR4.54%
Term49 - 60
Last UpdatedMay 17, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Used Autos
4.54%
71 Months
View
▼
APR4.54%
Term71 Months
Last UpdatedMay 20, 2026
Details

As Low As; Fewer than 100,000 miles

Libertyone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
New and Used Automobiles
4.55%
24 months
View
▼
APR4.55%
Term24 months
Last UpdatedMay 23, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Auto Loans - Cars and Light Trucks 2019
4.55%
1 - 54
View
▼
APR4.55%
Term1 - 54
Last UpdatedMay 29, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 60 months

Manor, TX Auto Loan Rate Trends

Compare local Manor, TX auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Auto Trends →
New Auto Loan — TX Avg
5.730%
▲ 0.009 vs 7 days ago

Texas new auto rates rose 0.009 points over the past 7 days to 5.730% APR.

Used Auto Loan — TX Avg
6.356%
Unchanged vs 7 days ago

Texas used auto loan rates currently average 6.356% APR.

As of Jun 4, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Manor, Texas auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Manor, Texas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Manor, Texas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in TX.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Manor, Texas

How does my credit score affect my car loan rate in Texas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Manor, Texas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Texas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Manor, Texas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Manor, Texas?

Based on our current data, some of the lowest auto loan rates available in Manor, Texas include:
  • University Federal Credit Union: 4.99% (Auto Loan)
  • SouthState Bank: 5.23% (Car Loans)
  • Independent Bank Mckinney, TX: 5.23% (Car Loans)
  • GREATER TEXAS: 5.51% (Auto Loans (2024 and Newer))
  • IBEW Local 66 Federal Credit Union: 2.95% (New Automobile (NA) A+ (800 0-36 Months)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Manor, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 4, 2026

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