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Auto Loan Rates in Pasadena, Texas (TX) for May 2026

Current auto loan rates in Pasadena, Texas include IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit Union4345 ALLEN GENOA RD, PASADENA, TX, 77504A+5.0 ★Texas Ratio: 1.98% offering New Automobile (NA) at 2.95%, Texas Bay Credit UnionTexas Bay Credit Union1301 W Pasadena Fwy, Pasadena, TX, 77506A5.0 ★Texas Ratio: 8.99% offering Auto Loans - Used & New at 3.94%, Chemcel Federal Credit UnionChemcel Federal Credit Union9502 Bayport Blvd, Pasadena, TX, 77507 1402A+5.0 ★Texas Ratio: 5.87% offering Auto Loans at 4.99%, Essential Credit UnionEssential Credit Union1199 Pasadena Blvd, Pasadena, TX, 77501A5.0 ★Texas Ratio: 11.36% offering Auto Loans at 5.49%, TEXOMA EDUCATORSTEXOMA EDUCATORSA+5.0 ★Texas Ratio: 0.63% offering New vehicles at 2.99%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Pasadena has 4 local institutions in our database, with auto loan rates as low as 2.95% APR from IBEW Local 66 Federal Credit Union at 4345 ALLEN GENOA RD, PASADENA, TX, 77504. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Pasadena, Texas. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Pasadena, Texas & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
2.95%
0-36
APR2.95%
Term0-36
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
2.95%
0-36
APR2.95%
Term0-36
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
3.94%
0-36
APR3.94%
Term0-36
Last UpdatedMay 12, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
3.95%
37-60
APR3.95%
Term37-60
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
3.95%
37-60
APR3.95%
Term37-60
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
4.14%
49-60
APR4.14%
Term49-60
Last UpdatedMay 12, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
4.29%
61-72
APR4.29%
Term61-72
Last UpdatedMay 12, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A+
4.95%
0-36
APR4.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
4.95%
61-72
APR4.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
4.95%
61-72
APR4.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.87%
9502 Bayport Blvd, Pasadena, TX, 77507 1402
Auto Loans
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; for 84 months for NEW & USED VEHICLES

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
5.44%
73-84
APR5.44%
Term73-84
Last UpdatedMay 12, 2026
Details

As Low As

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
1199 Pasadena Blvd, Pasadena, TX, 77501
Auto Loans
5.49%
36 Months
APR5.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; 36 months

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A
5.95%
0-36
APR5.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A+
5.95%
37-60
APR5.95%
Term37-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
5.95%
73-84
APR5.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
5.95%
73-84
APR5.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
5.95%
0-36
APR5.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A
6.95%
37-60
APR6.95%
Term37-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A+
6.95%
61-72
APR6.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car B
6.95%
0-36
APR6.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
6.95%
73-84
APR6.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: A (720-799)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
6.95%
73-84
APR6.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: A (720-799)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
6.95%
0-36
APR6.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
6.95%
37-48
APR6.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A
7.95%
61-72
APR7.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A+
7.95%
73-84
APR7.95%
Term73-84
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car B
7.95%
37-60
APR7.95%
Term37-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
7.95%
73-84
APR7.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: B (680-719)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
7.95%
73-84
APR7.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: B (680-719)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
7.95%
37-48
APR7.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
7.95%
49-60
APR7.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A
8.95%
73-84
APR8.95%
Term73-84
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car B
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car C
8.95%
0-36
APR8.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
8.95%
49-60
APR8.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
8.95%
0-36
APR8.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
8.95%
0-36
APR8.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car B
9.95%
73-84
APR9.95%
Term73-84
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car C
9.95%
37-60
APR9.95%
Term37-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
9.95%
73-84
APR9.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
9.95%
73-84
APR9.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
9.95%
61-72
APR9.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
9.95%
37-48
APR9.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
9.95%
0-36
APR9.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
9.95%
37-48
APR9.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car C
10.95%
61-72
APR10.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
10.95%
37-60
APR10.95%
Term37-60
Last UpdatedMay 7, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
10.95%
37-60
APR10.95%
Term37-60
Last UpdatedMay 7, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
10.95%
49-60
APR10.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
10.95%
0-36
APR10.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
10.95%
37-48
APR10.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
10.95%
49-60
APR10.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
10.95%
0-36
APR10.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car C
11.95%
73-84
APR11.95%
Term73-84
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
11.95%
37-48
APR11.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
11.95%
0-36
APR11.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
11.95%
49-60
APR11.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
11.95%
37-48
APR11.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
12.95%
73-84
APR12.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
12.95%
73-84
APR12.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
12.95%
49-60
APR12.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
12.95%
37-48
APR12.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
12.95%
61-72
APR12.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
12.95%
49-60
APR12.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
12.95%
0-36
APR12.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
13.95%
49-60
APR13.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
13.95%
37-48
APR13.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
14.95%
73-84
APR14.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
14.95%
73-84
APR14.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
14.95%
61-72
APR14.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
14.95%
0-36
APR14.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
14.95%
49-60
APR14.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
15.95%
61-72
APR15.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
15.95%
61-72
APR15.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
15.95%
37-48
APR15.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
15.95%
61-72
APR15.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
16.95%
73-84
APR16.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
16.95%
73-84
APR16.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
16.95%
49-60
APR16.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
17.95%
61-72
APR17.95%
Term61-72
Last UpdatedMay 7, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
2.99%
0-36
APR2.99%
Term0-36
Last UpdatedMay 12, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 0-36 months
2.99%
36 Months
APR2.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
APR3.24%
Term24 Months
Last UpdatedMay 10, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
APR3.24%
Term12-36
Last UpdatedMay 12, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
APR3.39%
TermUp to 36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 100,000 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.50%
36 Months
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.50%
36 Months
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; All model years, Up to 36 months

Star Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.08%
Auto Loans
3.53%
18 Months
APR3.53%
Term18 Months
Last UpdatedMay 12, 2026
Details

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.58%
36 to 72 Months
APR3.58%
Term36 to 72 Months
Last UpdatedMay 7, 2026
Details

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loan
3.70%
75 Months
APR3.70%
Term75 Months
Last UpdatedMay 6, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.73%
Up to 36 Months
APR3.73%
TermUp to 36 Months
Last UpdatedMay 12, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.75%
48 Months
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.75%
48 Months
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; All model years, Up to 48 months

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.80%
37 - 48 Months
APR3.80%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.86%
49 - 60 Months
APR3.86%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
APR3.89%
Term37-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Auto Loans
3.89%
36 months
APR3.89%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As; Fixed-Rate

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.92%
61 - 72 Months
APR3.92%
Term61 - 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
36 Months
APR3.95%
Term36 Months
Last UpdatedMay 7, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.98%
73 - 84 Months
APR3.98%
Term73 - 84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Repo Vehicle Loans
3.99%
60 Months
APR3.99%
Term60 Months
Last UpdatedMay 4, 2026
Details

City of Deer Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loan A+
3.99%
0-48
APR3.99%
Term0-48
Last UpdatedMay 7, 2026
Details

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Vehicle Loan
3.99%
24 Months
APR3.99%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As; 24 month to 84 month terms

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Vehicles
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 36 Months
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
3.99%
54 Months
APR3.99%
Term54 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Car Loans
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
3.99%
Up to 36 months
APR3.99%
TermUp to 36 months
Last UpdatedMay 12, 2026
Details

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Used or Refinanced Car Loans
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
3.99%
37-48
APR3.99%
Term37-48
Last UpdatedMay 12, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 37-48 months
3.99%
48 Months
APR3.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
3.99%
36-month
APR3.99%
Term36-month
Last UpdatedMay 12, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loan
3.99%
36 - 84
APR3.99%
Term36 - 84
Last UpdatedMay 12, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2020 & newer, Up to 60 months

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
New Automobiles & Light Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
Used Automobiles & Light Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Purchases
4.00%
84 Months
APR4.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedMay 10, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Maximum Loan: 100%

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Autos
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As; Maximum Loan: NADA RETAIL VALUE

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Vehicle
4.00%
94 Months
APR4.00%
Term94 Months
Last UpdatedMay 12, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Auto Loans (New & Used)
4.05%
36 Months
APR4.05%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2019-2025 Model Years

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
APR4.10%
TermUp to 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
APR4.12%
Term36 Months
Last UpdatedMay 10, 2026
Details

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Autos
4.14%
84 Months
APR4.14%
Term84 Months
Last UpdatedMay 10, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2023-2025 Used Vehicles
4.24%
Up to 48 Months
APR4.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.24%
60-month
APR4.24%
Term60-month
Last UpdatedMay 12, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36
APR4.25%
TermUp to 36
Last UpdatedMay 7, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
APR4.25%
TermUp to 36
Last UpdatedMay 7, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 48 Months
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
USED Autos Up to 36 Months
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto Loans
4.25%
0-24
APR4.25%
Term0-24
Last UpdatedMay 12, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto Loans
4.25%
0-24
APR4.25%
Term0-24
Last UpdatedMay 12, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loan
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 100,000 miles

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
New Car Loan
4.35%
84 Months
APR4.35%
Term84 Months
Last UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New & Used Vehicles
4.35%
60 Months
APR4.35%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
Vehicle Loans
4.35%
60 months
APR4.35%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
APR4.38%
Term60 Months
Last UpdatedMay 10, 2026
Details

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
New And Used Autos
4.39%
Up to 36
APR4.39%
TermUp to 36
Last UpdatedMay 6, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
APR4.39%
Term49 - 65 Months
Last UpdatedMay 6, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
New Auto
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Auto
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
APR4.40%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos
4.45%
84 Months
APR4.45%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Pre-Owned Autos
4.45%
84 Months
APR4.45%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New or used vehicle
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Gulf Shore Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
Autos 2026-2022
4.49%
0-24
APR4.49%
Term0-24
Last UpdatedMay 6, 2026
Details

As Low As

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 6, 2026
Details

Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Vehicle
4.49%
Up to 48 Months
APR4.49%
TermUp to 48 Months
Last UpdatedMay 7, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedMay 7, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2023-2025 Used Vehicles
4.49%
Up to 72 Months
APR4.49%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2026 New Vehicles & Newer
4.49%
Up to 48-54 Months
APR4.49%
TermUp to 48-54 Months
Last UpdatedMay 10, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 60 Months
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Vehicles - 5 years and newer**
4.49%
24 to 36
APR4.49%
Term24 to 36
Last UpdatedMay 10, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 48 Months

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
New or Used Auto Loans
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMay 12, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
Auto Loans Used
4.49%
54 Months
APR4.49%
Term54 Months
Last UpdatedMay 12, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loan
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Car Loans
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
4.49%
Up to 48 months
APR4.49%
TermUp to 48 months
Last UpdatedMay 12, 2026
Details

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Used or Refinanced Car Loans
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
New Auto Loan
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.49%
72-month
APR4.49%
Term72-month
Last UpdatedMay 12, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Pre-Owned Auto
4.49%
36-month
APR4.49%
Term36-month
Last UpdatedMay 12, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMay 6, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
2.95%
0-36
APR2.95%
Term0-36
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
3.94%
0-36
APR3.94%
Term0-36
Last UpdatedMay 12, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
3.95%
37-60
APR3.95%
Term37-60
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
4.14%
49-60
APR4.14%
Term49-60
Last UpdatedMay 12, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
4.29%
61-72
APR4.29%
Term61-72
Last UpdatedMay 12, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
4.95%
61-72
APR4.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
5.44%
73-84
APR5.44%
Term73-84
Last UpdatedMay 12, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
5.95%
73-84
APR5.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
6.95%
73-84
APR6.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: A (720-799)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
7.95%
73-84
APR7.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: B (680-719)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
9.95%
73-84
APR9.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
10.95%
37-60
APR10.95%
Term37-60
Last UpdatedMay 7, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
12.95%
73-84
APR12.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
14.95%
73-84
APR14.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
15.95%
61-72
APR15.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
16.95%
73-84
APR16.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: Sub < 559

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
2.99%
0-36
APR2.99%
Term0-36
Last UpdatedMay 12, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 0-36 months
2.99%
36 Months
APR2.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
APR3.24%
Term24 Months
Last UpdatedMay 10, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
APR3.24%
Term12-36
Last UpdatedMay 12, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
APR3.39%
TermUp to 36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 7,500 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.50%
36 Months
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.58%
36 to 72 Months
APR3.58%
Term36 to 72 Months
Last UpdatedMay 7, 2026
Details

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loan
3.70%
75 Months
APR3.70%
Term75 Months
Last UpdatedMay 6, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.73%
Up to 36 Months
APR3.73%
TermUp to 36 Months
Last UpdatedMay 12, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.75%
48 Months
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.80%
37 - 48 Months
APR3.80%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.86%
49 - 60 Months
APR3.86%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
APR3.89%
Term37-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.92%
61 - 72 Months
APR3.92%
Term61 - 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
36 Months
APR3.95%
Term36 Months
Last UpdatedMay 7, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.98%
73 - 84 Months
APR3.98%
Term73 - 84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Vehicles
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; Qualifying rate - Conditions apply

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 36 Months
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
3.99%
54 Months
APR3.99%
Term54 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
3.99%
Up to 36 months
APR3.99%
TermUp to 36 months
Last UpdatedMay 12, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
3.99%
37-48
APR3.99%
Term37-48
Last UpdatedMay 12, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 37-48 months
3.99%
48 Months
APR3.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
3.99%
36-month
APR3.99%
Term36-month
Last UpdatedMay 12, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
New Automobiles & Light Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedMay 10, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Maximum Loan: 100%

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Vehicle
4.00%
94 Months
APR4.00%
Term94 Months
Last UpdatedMay 12, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Auto Loans (New & Used)
4.05%
36 Months
APR4.05%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2019-2025 Model Years

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
APR4.10%
TermUp to 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
APR4.12%
Term36 Months
Last UpdatedMay 10, 2026
Details

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Autos
4.14%
84 Months
APR4.14%
Term84 Months
Last UpdatedMay 10, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.24%
60-month
APR4.24%
Term60-month
Last UpdatedMay 12, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36
APR4.25%
TermUp to 36
Last UpdatedMay 7, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As; Qualifying rate - Conditions apply

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 48 Months
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto Loans
4.25%
0-24
APR4.25%
Term0-24
Last UpdatedMay 12, 2026
Details

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 7,500 miles

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
New Car Loan
4.35%
84 Months
APR4.35%
Term84 Months
Last UpdatedMay 6, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New & Used Vehicles
4.35%
60 Months
APR4.35%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
APR4.38%
Term60 Months
Last UpdatedMay 10, 2026
Details

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
New And Used Autos
4.39%
Up to 36
APR4.39%
TermUp to 36
Last UpdatedMay 6, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
APR4.39%
Term49 - 65 Months
Last UpdatedMay 6, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
New Auto
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
APR4.40%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos
4.45%
84 Months
APR4.45%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New or used vehicle
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 6, 2026
Details

Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Vehicle
4.49%
Up to 48 Months
APR4.49%
TermUp to 48 Months
Last UpdatedMay 7, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedMay 7, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2026 New Vehicles & Newer
4.49%
Up to 48-54 Months
APR4.49%
TermUp to 48-54 Months
Last UpdatedMay 10, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 60 Months
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Vehicles - 5 years and newer**
4.49%
24 to 36
APR4.49%
Term24 to 36
Last UpdatedMay 10, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 48 Months

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
New or Used Auto Loans
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMay 12, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
4.49%
Up to 48 months
APR4.49%
TermUp to 48 months
Last UpdatedMay 12, 2026
Details

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
New Auto Loan
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.49%
72-month
APR4.49%
Term72-month
Last UpdatedMay 12, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMay 6, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
2.95%
0-36
APR2.95%
Term0-36
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
3.94%
0-36
APR3.94%
Term0-36
Last UpdatedMay 12, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
3.95%
37-60
APR3.95%
Term37-60
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
4.14%
49-60
APR4.14%
Term49-60
Last UpdatedMay 12, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
4.29%
61-72
APR4.29%
Term61-72
Last UpdatedMay 12, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
4.95%
61-72
APR4.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
5.44%
73-84
APR5.44%
Term73-84
Last UpdatedMay 12, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
5.95%
73-84
APR5.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
5.95%
0-36
APR5.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
6.95%
73-84
APR6.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: A (720-799)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
6.95%
0-36
APR6.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
6.95%
37-48
APR6.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
7.95%
73-84
APR7.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: B (680-719)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
7.95%
37-48
APR7.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
7.95%
49-60
APR7.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
8.95%
49-60
APR8.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
8.95%
0-36
APR8.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
8.95%
0-36
APR8.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
9.95%
73-84
APR9.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
9.95%
61-72
APR9.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
9.95%
37-48
APR9.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
9.95%
0-36
APR9.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
9.95%
37-48
APR9.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
10.95%
37-60
APR10.95%
Term37-60
Last UpdatedMay 7, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
10.95%
49-60
APR10.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
10.95%
0-36
APR10.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
10.95%
37-48
APR10.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
10.95%
49-60
APR10.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
10.95%
0-36
APR10.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
11.95%
37-48
APR11.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
11.95%
0-36
APR11.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
11.95%
49-60
APR11.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
11.95%
37-48
APR11.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
12.95%
73-84
APR12.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
12.95%
49-60
APR12.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
12.95%
37-48
APR12.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
12.95%
61-72
APR12.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
12.95%
49-60
APR12.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
12.95%
0-36
APR12.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
13.95%
49-60
APR13.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
13.95%
37-48
APR13.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
14.95%
73-84
APR14.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
14.95%
61-72
APR14.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
14.95%
0-36
APR14.95%
Term0-36
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
14.95%
49-60
APR14.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
15.95%
61-72
APR15.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Grade: Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
15.95%
37-48
APR15.95%
Term37-48
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
15.95%
61-72
APR15.95%
Term61-72
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
16.95%
73-84
APR16.95%
Term73-84
Last UpdatedMay 7, 2026
Details

Grade: Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
16.95%
49-60
APR16.95%
Term49-60
Last UpdatedMay 7, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
17.95%
61-72
APR17.95%
Term61-72
Last UpdatedMay 7, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
APR3.24%
Term24 Months
Last UpdatedMay 10, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
APR3.24%
Term12-36
Last UpdatedMay 12, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
APR3.39%
TermUp to 36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 100,000 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.50%
36 Months
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; All model years, Up to 36 months

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.58%
36 to 72 Months
APR3.58%
Term36 to 72 Months
Last UpdatedMay 7, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.73%
Up to 36 Months
APR3.73%
TermUp to 36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.75%
48 Months
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; All model years, Up to 48 months

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.80%
37 - 48 Months
APR3.80%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.86%
49 - 60 Months
APR3.86%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
APR3.89%
Term37-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.92%
61 - 72 Months
APR3.92%
Term61 - 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
36 Months
APR3.95%
Term36 Months
Last UpdatedMay 7, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.98%
73 - 84 Months
APR3.98%
Term73 - 84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Used or Refinanced Car Loans
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2020 & newer, Up to 60 months

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
Used Automobiles & Light Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Autos
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As; Maximum Loan: NADA RETAIL VALUE

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Auto Loans (New & Used)
4.05%
36 Months
APR4.05%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2019-2025 Model Years

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
APR4.10%
TermUp to 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2023-2025 Used Vehicles
4.24%
Up to 48 Months
APR4.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
APR4.25%
TermUp to 36
Last UpdatedMay 7, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
USED Autos Up to 36 Months
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto Loans
4.25%
0-24
APR4.25%
Term0-24
Last UpdatedMay 12, 2026
Details

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Fewer than 100,000 miles

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New & Used Vehicles
4.35%
60 Months
APR4.35%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
New And Used Autos
4.39%
Up to 36
APR4.39%
TermUp to 36
Last UpdatedMay 6, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
APR4.39%
Term49 - 65 Months
Last UpdatedMay 6, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Auto
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Pre-Owned Autos
4.45%
84 Months
APR4.45%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New or used vehicle
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedMay 7, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2023-2025 Used Vehicles
4.49%
Up to 72 Months
APR4.49%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 48 Months

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
New or Used Auto Loans
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedMay 12, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
Auto Loans Used
4.49%
54 Months
APR4.49%
Term54 Months
Last UpdatedMay 12, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Used or Refinanced Car Loans
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Pre-Owned Auto
4.49%
36-month
APR4.49%
Term36-month
Last UpdatedMay 12, 2026
Details

As Low As

Pasadena, TX Auto Loan Rate Trends

Compare local Pasadena, TX auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Auto Trends →
New Auto Loan — TX Avg
5.713%
▲ 0.258 vs 7 days ago

Texas new auto rates rose 0.258 points over the past 7 days to 5.713% APR.

Used Auto Loan — TX Avg
5.810%
▲ 0.061 vs 7 days ago

Texas used auto rates rose 0.061 points over the past 7 days to 5.810% APR.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Pasadena, Texas

How does my credit score affect my car loan rate in Texas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Pasadena, Texas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Texas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Pasadena, Texas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Pasadena, Texas?

Based on our current data, some of the lowest auto loan rates available in Pasadena, Texas include:
  • IBEW Local 66 Federal Credit Union: 2.95% (New Automobile (NA))
  • Texas Bay Credit Union: 3.94% (Auto Loans - Used & New)
  • Chemcel Federal Credit Union: 4.99% (Auto Loans)
  • Essential Credit Union: 5.49% (Auto Loans)
  • TEXOMA EDUCATORS: 2.99% (New vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pasadena, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026