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Auto Loan Rates in Pasadena, Texas (TX) for April 2026

Current auto loan rates in Pasadena, Texas include IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit Union4345 ALLEN GENOA RD, PASADENA, TX, 77504A+5.0 ★Texas Ratio: 1.98% offering New Automobile (NA) at 2.95%, Texas Bay Credit UnionTexas Bay Credit Union1301 W Pasadena Fwy, Pasadena, TX, 77506A5.0 ★Texas Ratio: 8.99% offering Auto Loans - Used & New at 3.94%, Chemcel Federal Credit UnionChemcel Federal Credit Union9502 Bayport Blvd, Pasadena, TX, 77507 1402A+5.0 ★Texas Ratio: 5.87% offering Auto Loans at 4.99%, Essential Credit UnionEssential Credit Union1199 Pasadena Blvd, Pasadena, TX, 77501A5.0 ★Texas Ratio: 11.36% offering Auto Loans at 5.64%, TEXOMA EDUCATORSTEXOMA EDUCATORSA+5.0 ★Texas Ratio: 0.63% offering New vehicles at 2.99%. Auto loan rates as of April 22, 2026 according to verified data from MonitorBankRates.

Pasadena has 4 local institutions in our database, with auto loan rates as low as 2.95% APR from IBEW Local 66 Federal Credit Union at 4345 ALLEN GENOA RD, PASADENA, TX, 77504. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Pasadena, Texas. Auto Loan Rates Last Updated and Verified: April 22, 2026

Compare Auto Loan Rates Today in Pasadena, Texas & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
2.95%
0-36
APR2.95%
Term0-36
Last UpdatedApr 18, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
2.95%
0-36
APR2.95%
Term0-36
Last UpdatedApr 18, 2026
Details

Grade A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
3.94%
0-36
APR3.94%
Term0-36
Last UpdatedApr 19, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
3.95%
37-60
APR3.95%
Term37-60
Last UpdatedApr 18, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
3.95%
37-60
APR3.95%
Term37-60
Last UpdatedApr 18, 2026
Details

Grade A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
4.14%
49-60
APR4.14%
Term49-60
Last UpdatedApr 19, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
4.29%
61-72
APR4.29%
Term61-72
Last UpdatedApr 19, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A+
4.95%
0-36
APR4.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
4.95%
61-72
APR4.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
4.95%
61-72
APR4.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade A+ (800+)

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.87%
9502 Bayport Blvd, Pasadena, TX, 77507 1402
Auto Loans
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; for 84 months for NEW & USED VEHICLES

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
5.44%
73-84
APR5.44%
Term73-84
Last UpdatedApr 19, 2026
Details

As Low As

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
1199 Pasadena Blvd, Pasadena, TX, 77501
Auto Loans
5.64%
36 Months
APR5.64%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; 36 months

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A
5.95%
0-36
APR5.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A+
5.95%
37-60
APR5.95%
Term37-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
5.95%
73-84
APR5.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
5.95%
73-84
APR5.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
5.95%
0-36
APR5.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A
6.95%
37-60
APR6.95%
Term37-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A+
6.95%
61-72
APR6.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car B
6.95%
0-36
APR6.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
6.95%
73-84
APR6.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: A (720-799)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
6.95%
73-84
APR6.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade A (720-799)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
6.95%
0-36
APR6.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
6.95%
37-48
APR6.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A
7.95%
61-72
APR7.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A+
7.95%
73-84
APR7.95%
Term73-84
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car B
7.95%
37-60
APR7.95%
Term37-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
7.95%
73-84
APR7.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: B (680-719)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
7.95%
73-84
APR7.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade B (680-719)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
7.95%
37-48
APR7.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
7.95%
49-60
APR7.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car A
8.95%
73-84
APR8.95%
Term73-84
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car B
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car C
8.95%
0-36
APR8.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade: C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
8.95%
49-60
APR8.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
8.95%
0-36
APR8.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
8.95%
0-36
APR8.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car B
9.95%
73-84
APR9.95%
Term73-84
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car C
9.95%
37-60
APR9.95%
Term37-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
9.95%
73-84
APR9.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
9.95%
73-84
APR9.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
9.95%
61-72
APR9.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
9.95%
37-48
APR9.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
9.95%
0-36
APR9.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
9.95%
37-48
APR9.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car C
10.95%
61-72
APR10.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
10.95%
37-60
APR10.95%
Term37-60
Last UpdatedApr 18, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
10.95%
37-60
APR10.95%
Term37-60
Last UpdatedApr 18, 2026
Details

Grade D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
10.95%
49-60
APR10.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
10.95%
0-36
APR10.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
10.95%
37-48
APR10.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
10.95%
49-60
APR10.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
10.95%
0-36
APR10.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Classic Car C
11.95%
73-84
APR11.95%
Term73-84
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
11.95%
37-48
APR11.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
11.95%
0-36
APR11.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
11.95%
49-60
APR11.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
11.95%
37-48
APR11.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
12.95%
73-84
APR12.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
12.95%
73-84
APR12.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
12.95%
49-60
APR12.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
12.95%
37-48
APR12.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
12.95%
61-72
APR12.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
12.95%
49-60
APR12.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
12.95%
0-36
APR12.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade: E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
13.95%
49-60
APR13.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
13.95%
37-48
APR13.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
14.95%
73-84
APR14.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
14.95%
73-84
APR14.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
14.95%
61-72
APR14.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
14.95%
0-36
APR14.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
14.95%
49-60
APR14.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
15.95%
61-72
APR15.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade: Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
15.95%
61-72
APR15.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
15.95%
37-48
APR15.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
15.95%
61-72
APR15.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
16.95%
73-84
APR16.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
16.95%
73-84
APR16.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
16.95%
49-60
APR16.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
17.95%
61-72
APR17.95%
Term61-72
Last UpdatedApr 18, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
2.99%
0-36
APR2.99%
Term0-36
Last UpdatedApr 19, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 0-36 months
2.99%
36 Months
APR2.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
APR3.24%
Term24 Months
Last UpdatedApr 18, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
APR3.24%
Term12-36
Last UpdatedApr 8, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New Autos
3.24%
12 - 36
APR3.24%
Term12 - 36
Last UpdatedApr 8, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
Pre-Owned Autos
3.24%
12 - 36
APR3.24%
Term12 - 36
Last UpdatedApr 8, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

Star Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.08%
Auto Loans
3.33%
18 Months
APR3.33%
Term18 Months
Last UpdatedApr 19, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
APR3.39%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
New & Used Autos
3.49%
72 Months
APR3.49%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 100,000 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.50%
36 Months
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; All model years

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
Up to 36 Months
APR3.65%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
37 - 48 Months
APR3.65%
Term37 - 48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
49 - 60 Months
APR3.65%
Term49 - 60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
61 - 72 Months
APR3.65%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.67%
36 to 72 Months
APR3.67%
Term36 to 72 Months
Last UpdatedApr 18, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
73 - 84 Months
APR3.67%
Term73 - 84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loan
3.70%
75 Months
APR3.70%
Term75 Months
Last UpdatedApr 17, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.75%
48 Months
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.75%
48 Months
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; All model years

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
APR3.89%
Term37-48 Months
Last UpdatedApr 18, 2026
Details

Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Auto Loans
3.89%
36 Months
APR3.89%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fixed-Rate up to 36 months

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
APR3.90%
Term1 - 84 months
Last UpdatedApr 18, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
APR3.90%
Term1 - 84
Last UpdatedApr 18, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
APR3.90%
Term1 - 84
Last UpdatedApr 18, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Repo Vehicle Loans
3.99%
60 Months Fixed Rate
APR3.99%
Term60 Months Fixed Rate
Last UpdatedApr 22, 2026
Details

Annual Percentage Rate (APR)

City of Deer Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loan A+
3.99%
0-48
APR3.99%
Term0-48
Last UpdatedApr 18, 2026
Details

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Vehicle Loan
3.99%
24 Months
APR3.99%
Term24 Months
Last UpdatedApr 18, 2026
Details

As Low As; 24 month to 84 month terms

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Vehicles
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Auto/Refinance Auto
3.99%
Up to 36 months
APR3.99%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan - 36 months
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan - 36 months
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
3.99%
24 - 72+ Months
APR3.99%
Term24 - 72+ Months
Last UpdatedApr 8, 2026
Details

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
Used Vehicle Loan
3.99%
24 - 72+ Months
APR3.99%
Term24 - 72+ Months
Last UpdatedApr 8, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
3.99%
54 months
APR3.99%
Term54 months
Last UpdatedApr 19, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
3.99%
Up to 36 months
APR3.99%
TermUp to 36 months
Last UpdatedApr 19, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loan
3.99%
36 - 84
APR3.99%
Term36 - 84
Last UpdatedApr 19, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
3.99%
36-month
APR3.99%
Term36-month
Last UpdatedApr 19, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
3.99%
37-48
APR3.99%
Term37-48
Last UpdatedApr 19, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 37-48 months
3.99%
48 Months
APR3.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; 2020 & newer

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
New Automobiles & Light Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
Used Automobiles & Light Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Purchases
4.00%
84 Months
APR4.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Refinances
4.00%
84 Months
APR4.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
New Autos
4.00%
60 - 84
APR4.00%
Term60 - 84
Last UpdatedApr 19, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Autos
4.00%
60 - 84
APR4.00%
Term60 - 84
Last UpdatedApr 19, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; for 36 months

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Vehicle
4.00%
94 Months
APR4.00%
Term94 Months
Last UpdatedApr 8, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Auto Loan
4.05%
36 Months
APR4.05%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As; Model Years: 2019-2025

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
APR4.10%
TermUp to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
APR4.12%
Term36 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.12%
36 Months
APR4.12%
Term36 Months
Last UpdatedApr 8, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2023
4.15%
1 - 78
APR4.15%
Term1 - 78
Last UpdatedApr 18, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.24%
60-month
APR4.24%
Term60-month
Last UpdatedApr 19, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2022
4.25%
1 - 72
APR4.25%
Term1 - 72
Last UpdatedApr 18, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36 Months
APR4.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
APR4.25%
TermUp to 36
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan - 48 months
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan - 36 months
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan - 48 months
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedApr 8, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto Loans
4.25%
0-24
APR4.25%
Term0-24
Last UpdatedApr 19, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto Loans
4.25%
0-24
APR4.25%
Term0-24
Last UpdatedApr 19, 2026
Details

DuGood Federal Credit Union
Institution Rating:
F2.8 ★ Texas Ratio: 41.67%
Up to 2026 Auto Loan
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedApr 19, 2026
Details

The Peoples Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.00%
New & Used Vehicles
4.29%
3 yrs*
APR4.29%
Term3 yrs*
Last UpdatedApr 18, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 100,000 miles

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.35%
48 Months
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2021
4.35%
1 - 66
APR4.35%
Term1 - 66
Last UpdatedApr 18, 2026
Details

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
New Car Loan
4.35%
84 Months
APR4.35%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; 84 months

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New & Used Vehicles
4.35%
60 Months
APR4.35%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
Vehicle Loans
4.35%
60 months
APR4.35%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
APR4.38%
Term60 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.38%
60 Months
APR4.38%
Term60 Months
Last UpdatedApr 8, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
APR4.39%
Term49 - 65 Months
Last UpdatedApr 18, 2026
Details

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
New Auto
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Auto
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
APR4.40%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.45%
60 Months
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos
4.45%
84 Months
APR4.45%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Pre-Owned Autos
4.45%
84 Months
APR4.45%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2020
4.45%
1 - 60
APR4.45%
Term1 - 60
Last UpdatedApr 18, 2026
Details

Gulf Shore Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
Autos 2026-2022
4.49%
0-24
APR4.49%
Term0-24
Last UpdatedApr 17, 2026
Details

As Low As

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedApr 17, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
APR4.49%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Auto/Refinance Auto
4.49%
Up to 48 months
APR4.49%
TermUp to 48 months
Last UpdatedApr 18, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedApr 18, 2026
Details

As Low As

Germania Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 125% of MSRP with approved credit.

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Vehicles - 5 years and newer**
4.49%
24 to 36
APR4.49%
Term24 to 36
Last UpdatedApr 19, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 48 Months

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
2.95%
0-36
APR2.95%
Term0-36
Last UpdatedApr 18, 2026
Details

Grade: A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
3.94%
0-36
APR3.94%
Term0-36
Last UpdatedApr 19, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
3.95%
37-60
APR3.95%
Term37-60
Last UpdatedApr 18, 2026
Details

Grade: A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
4.14%
49-60
APR4.14%
Term49-60
Last UpdatedApr 19, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
4.29%
61-72
APR4.29%
Term61-72
Last UpdatedApr 19, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
4.95%
61-72
APR4.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade: A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
5.44%
73-84
APR5.44%
Term73-84
Last UpdatedApr 19, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
5.95%
73-84
APR5.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
6.95%
73-84
APR6.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: A (720-799)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
7.95%
73-84
APR7.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: B (680-719)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade: C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
9.95%
73-84
APR9.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
10.95%
37-60
APR10.95%
Term37-60
Last UpdatedApr 18, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
12.95%
73-84
APR12.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade: E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
14.95%
73-84
APR14.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
15.95%
61-72
APR15.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade: Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Automobile (NA)
16.95%
73-84
APR16.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade: Sub < 559

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
2.99%
0-36
APR2.99%
Term0-36
Last UpdatedApr 19, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 0-36 months
2.99%
36 Months
APR2.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
APR3.24%
Term24 Months
Last UpdatedApr 18, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
APR3.24%
Term12-36
Last UpdatedApr 8, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New Autos
3.24%
12 - 36
APR3.24%
Term12 - 36
Last UpdatedApr 8, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
APR3.39%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
New & Used Autos
3.49%
72 Months
APR3.49%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 7,500 miles

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
Up to 36 Months
APR3.65%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
37 - 48 Months
APR3.65%
Term37 - 48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
49 - 60 Months
APR3.65%
Term49 - 60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
61 - 72 Months
APR3.65%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.67%
36 to 72 Months
APR3.67%
Term36 to 72 Months
Last UpdatedApr 18, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
73 - 84 Months
APR3.67%
Term73 - 84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loan
3.70%
75 Months
APR3.70%
Term75 Months
Last UpdatedApr 17, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.75%
48 Months
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
APR3.89%
Term37-48 Months
Last UpdatedApr 18, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
APR3.90%
Term1 - 84 months
Last UpdatedApr 18, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Vehicles
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan - 36 months
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
3.99%
24 - 72+ Months
APR3.99%
Term24 - 72+ Months
Last UpdatedApr 8, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
3.99%
54 months
APR3.99%
Term54 months
Last UpdatedApr 19, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
3.99%
Up to 36 months
APR3.99%
TermUp to 36 months
Last UpdatedApr 19, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
3.99%
36-month
APR3.99%
Term36-month
Last UpdatedApr 19, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
3.99%
37-48
APR3.99%
Term37-48
Last UpdatedApr 19, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 37-48 months
3.99%
48 Months
APR3.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
New Automobiles & Light Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
New Autos
4.00%
60 - 84
APR4.00%
Term60 - 84
Last UpdatedApr 19, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; for 36 months

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Vehicle
4.00%
94 Months
APR4.00%
Term94 Months
Last UpdatedApr 8, 2026
Details

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
APR4.10%
TermUp to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
APR4.12%
Term36 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.12%
36 Months
APR4.12%
Term36 Months
Last UpdatedApr 8, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.24%
60-month
APR4.24%
Term60-month
Last UpdatedApr 19, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36 Months
APR4.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan - 48 months
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedApr 8, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto Loans
4.25%
0-24
APR4.25%
Term0-24
Last UpdatedApr 19, 2026
Details

The Peoples Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.00%
New & Used Vehicles
4.29%
3 yrs*
APR4.29%
Term3 yrs*
Last UpdatedApr 18, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 7,500 miles

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
New Car Loan
4.35%
84 Months
APR4.35%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; 84 months

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New & Used Vehicles
4.35%
60 Months
APR4.35%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
APR4.38%
Term60 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.38%
60 Months
APR4.38%
Term60 Months
Last UpdatedApr 8, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
APR4.39%
Term49 - 65 Months
Last UpdatedApr 18, 2026
Details

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
New Auto
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
APR4.40%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos
4.45%
84 Months
APR4.45%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedApr 17, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
APR4.49%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedApr 18, 2026
Details

As Low As

Germania Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 125% of MSRP with approved credit.

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Vehicles - 5 years and newer**
4.49%
24 to 36
APR4.49%
Term24 to 36
Last UpdatedApr 19, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 48 Months

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
2.95%
0-36
APR2.95%
Term0-36
Last UpdatedApr 18, 2026
Details

Grade A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
3.94%
0-36
APR3.94%
Term0-36
Last UpdatedApr 19, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
3.95%
37-60
APR3.95%
Term37-60
Last UpdatedApr 18, 2026
Details

Grade A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
4.14%
49-60
APR4.14%
Term49-60
Last UpdatedApr 19, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
4.29%
61-72
APR4.29%
Term61-72
Last UpdatedApr 19, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
4.95%
61-72
APR4.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade A+ (800+)

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
1301 W Pasadena Fwy, Pasadena, TX, 77506
Auto Loans - Used & New
5.44%
73-84
APR5.44%
Term73-84
Last UpdatedApr 19, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
5.95%
73-84
APR5.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
5.95%
0-36
APR5.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
6.95%
73-84
APR6.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade A (720-799)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
6.95%
0-36
APR6.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
6.95%
37-48
APR6.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
7.95%
73-84
APR7.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade B (680-719)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
7.95%
37-48
APR7.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
7.95%
49-60
APR7.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
8.95%
49-60
APR8.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A+
8.95%
61-72
APR8.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
8.95%
0-36
APR8.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
8.95%
0-36
APR8.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
9.95%
73-84
APR9.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade C (640 -679)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) A
9.95%
61-72
APR9.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
9.95%
37-48
APR9.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
9.95%
0-36
APR9.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
9.95%
37-48
APR9.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
10.95%
37-60
APR10.95%
Term37-60
Last UpdatedApr 18, 2026
Details

Grade D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
10.95%
49-60
APR10.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
10.95%
0-36
APR10.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
10.95%
37-48
APR10.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
10.95%
49-60
APR10.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
10.95%
0-36
APR10.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) B
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
11.95%
37-48
APR11.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
11.95%
0-36
APR11.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
11.95%
49-60
APR11.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A+
11.95%
61-72
APR11.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
11.95%
37-48
APR11.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
12.95%
73-84
APR12.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade D (600 - 639)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
12.95%
49-60
APR12.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
12.95%
37-48
APR12.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade A
12.95%
61-72
APR12.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
12.95%
49-60
APR12.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
12.95%
0-36
APR12.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Grade E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) C
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
13.95%
49-60
APR13.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade B
13.95%
61-72
APR13.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
13.95%
37-48
APR13.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
14.95%
73-84
APR14.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Grade E (560-599)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) D
14.95%
61-72
APR14.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
14.95%
0-36
APR14.95%
Term0-36
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
14.95%
49-60
APR14.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
15.95%
61-72
APR15.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
15.95%
37-48
APR15.95%
Term37-48
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW) Grade C
15.95%
61-72
APR15.95%
Term61-72
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Automobile (UA)
16.95%
73-84
APR16.95%
Term73-84
Last UpdatedApr 18, 2026
Details

Sub < 559

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
16.95%
49-60
APR16.95%
Term49-60
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Pre-Owned (Used) Camper/Trailer (RV) E
17.95%
61-72
APR17.95%
Term61-72
Last UpdatedApr 18, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
APR3.24%
Term24 Months
Last UpdatedApr 18, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
APR3.24%
Term12-36
Last UpdatedApr 8, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
Pre-Owned Autos
3.24%
12 - 36
APR3.24%
Term12 - 36
Last UpdatedApr 8, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
APR3.39%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
New & Used Autos
3.49%
72 Months
APR3.49%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 100,000 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.50%
36 Months
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; All model years

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
Up to 36 Months
APR3.65%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
37 - 48 Months
APR3.65%
Term37 - 48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
49 - 60 Months
APR3.65%
Term49 - 60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
61 - 72 Months
APR3.65%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.67%
36 to 72 Months
APR3.67%
Term36 to 72 Months
Last UpdatedApr 18, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
73 - 84 Months
APR3.67%
Term73 - 84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.75%
48 Months
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; All model years

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
APR3.89%
Term37-48 Months
Last UpdatedApr 18, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
APR3.90%
Term1 - 84
Last UpdatedApr 18, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
APR3.90%
Term1 - 84
Last UpdatedApr 18, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Auto/Refinance Auto
3.99%
Up to 36 months
APR3.99%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan - 36 months
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
Used Vehicle Loan
3.99%
24 - 72+ Months
APR3.99%
Term24 - 72+ Months
Last UpdatedApr 8, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; 2020 & newer

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
Used Automobiles & Light Trucks
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Autos
4.00%
60 - 84
APR4.00%
Term60 - 84
Last UpdatedApr 19, 2026
Details

As Low As

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
APR4.10%
TermUp to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2023
4.15%
1 - 78
APR4.15%
Term1 - 78
Last UpdatedApr 18, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2022
4.25%
1 - 72
APR4.25%
Term1 - 72
Last UpdatedApr 18, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
APR4.25%
TermUp to 36
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan - 36 months
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan - 48 months
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto Loans
4.25%
0-24
APR4.25%
Term0-24
Last UpdatedApr 19, 2026
Details

The Peoples Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.00%
New & Used Vehicles
4.29%
3 yrs*
APR4.29%
Term3 yrs*
Last UpdatedApr 18, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
4.29%
48 Months
APR4.29%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 100,000 miles

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2021
4.35%
1 - 66
APR4.35%
Term1 - 66
Last UpdatedApr 18, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New & Used Vehicles
4.35%
60 Months
APR4.35%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
APR4.39%
Term49 - 65 Months
Last UpdatedApr 18, 2026
Details

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Auto
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Pre-Owned Autos
4.45%
84 Months
APR4.45%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2020
4.45%
1 - 60
APR4.45%
Term1 - 60
Last UpdatedApr 18, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
APR4.49%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Auto/Refinance Auto
4.49%
Up to 48 months
APR4.49%
TermUp to 48 months
Last UpdatedApr 18, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
APR4.49%
Term24 Months
Last UpdatedApr 18, 2026
Details

As Low As

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 48 Months

Pasadena, TX Auto Loan Rate Trends

Compare local Pasadena, TX auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Auto Trends →
New Auto Loan — TX Avg
5.399%
▼ 0.246 vs 7 days ago

Texas new auto rates fell 0.246 points over the past 7 days to 5.399% APR.

Used Auto Loan — TX Avg
6.284%
▲ 0.243 vs 7 days ago

Texas used auto rates rose 0.243 points over the past 7 days to 6.284% APR.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Pasadena, Texas

How does my credit score affect my car loan rate in Texas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Pasadena, Texas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Texas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Pasadena, Texas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Pasadena, Texas?

Based on our current data, some of the lowest auto loan rates available in Pasadena, Texas include:
  • IBEW Local 66 Federal Credit Union: 2.95% (New Automobile (NA))
  • Texas Bay Credit Union: 3.94% (Auto Loans - Used & New)
  • Chemcel Federal Credit Union: 4.99% (Auto Loans)
  • Essential Credit Union: 5.64% (Auto Loans)
  • TEXOMA EDUCATORS: 2.99% (New vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pasadena, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 22, 2026