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Auto Loan Rates in San Antonio, Texas (TX) for April 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in San Antonio, Texas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 22, 2026

Current auto loan rates in San Antonio, Texas include Baxter Credit UnionBaxter Credit Union7034 Alamo Downs Pkwy, San Antonio, TX, 78238A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Nizari Progressive Federal Credit UnionNizari Progressive Federal Credit Union12054 Starcrest Dr, San Antonio, TX, 78247A+5.0 ★Texas Ratio: 2.18% offering New Auto Loan - 36 months at 3.99%, Synergy Federal Credit UnionSynergy Federal Credit Union1 Valero Way, San Antonio, TX, 78249 1616A+5.0 ★Texas Ratio: 0.96% offering New & Used Vehicles at 4.35%, Generations Community Federal Credit UnionGenerations Community Federal Credit Union1100 NW Loop 410, San Antonio, TX, 78213A+5.0 ★Texas Ratio: 5.93% offering New Auto Loan at 4.85%, Farm Bureau Bank FSBFarm Bureau Bank FSB17300 Henderson Pass, San Antonio, TX, 78232A+5.0 ★Texas Ratio: 2.42% offering Automobiles & Light-Duty Trucks at 5.10%. Auto loan rates as of April 22, 2026 according to verified data from MonitorBankRates.

San Antonio has 10 local institutions in our database, with auto loan rates as low as 3.24% APR from Baxter Credit Union at 7034 Alamo Downs Pkwy, San Antonio, TX, 78238. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in San Antonio, Texas. Auto Loan Rates Last Updated and Verified: April 22, 2026

Compare Auto Loan Rates Today in San Antonio, Texas & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Auto Loan - 36 months
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 36 months
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Auto Loan - 48 months
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 36 months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 48 months
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
New & Used Vehicles
4.35%
60 Months
View
▼
APR4.35%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
Vehicle Loans
4.35%
60 months
View
▼
APR4.35%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Auto Loan - 60 months
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 48 months
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 60 months
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
New & Used Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
Vehicle Loans
4.75%
72 months
View
▼
APR4.75%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Auto Loan - 72 months
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 60 months
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 72 months
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
New Auto Loan
4.85%
36 Months
View
▼
APR4.85%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Commercial Auto Loan
4.99%
96 Months
View
▼
APR4.99%
Term96 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Commercial Auto Loan (Up to 5 years old)
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
Used Auto Loan
5.05%
36 Months
View
▼
APR5.05%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Automobiles & Light-Duty Trucks
5.10%
36 Months
View
▼
APR5.10%
Term36 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year New - 2025

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Automobiles & Light-Duty Trucks
5.13%
75 Months
View
▼
APR5.13%
Term75 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year New - 2025

City Public Service IBEW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1002 Camden ST, San Antonio, TX, 78215 1452
Auto Loan (New, Used, & Refinance)
5.24%
36 Months
View
▼
APR5.24%
Term36 Months
Last UpdatedApr 17, 2026
Details

all model years

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
New Auto
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Used Auto
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 72 months
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Commercial Auto Loan (6-10 years old)
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
New Auto Loan
5.40%
60 Months
View
▼
APR5.40%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

Firstmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2023 Gold Canyon Rd, San Antonio, TX, 78232 1703
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Automobiles & Light-Duty Trucks
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2024 - 2021

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Auto Loan - 84 months
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 84 months
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
3635 SE Military Dr Ste 100, San Antonio, TX, 78223 4078
Auto Loans (2024 and Newer)
5.51%
36 Months
View
▼
APR5.51%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Automobiles & Light-Duty Trucks
5.53%
75 Months
View
▼
APR5.53%
Term75 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2024 - 2021

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
New Auto Loan
5.60%
72 Months
View
▼
APR5.60%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
Used Auto Loan
5.60%
60 Months
View
▼
APR5.60%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
New Auto
5.69%
48 Months
View
▼
APR5.69%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Used Auto
5.69%
48 Months
View
▼
APR5.69%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Automobiles & Light-Duty Trucks
5.70%
36 Months
View
▼
APR5.70%
Term36 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2024 - 2021

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 Lone Star Pass Bldg 1, San Antonio, TX, 78264
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Automobiles & Light-Duty Trucks
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year New - 2025

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
New & Used Vehicles
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
Vehicle Loans
5.75%
84 months
View
▼
APR5.75%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
3635 SE Military Dr Ste 100, San Antonio, TX, 78223 4078
Auto Loans (2020 - 2023)
5.76%
36 Months
View
▼
APR5.76%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
New Auto
5.79%
60 Months
View
▼
APR5.79%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Used Auto
5.79%
60 Months
View
▼
APR5.79%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
3635 SE Military Dr Ste 100, San Antonio, TX, 78223 4078
Auto Loans (2024 and Newer)
5.79%
66 Months
View
▼
APR5.79%
Term66 Months
Last UpdatedApr 19, 2026
Details

As Low As

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
Used Auto Loan
5.80%
72 Months
View
▼
APR5.80%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

City Public Service IBEW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1002 Camden ST, San Antonio, TX, 78215 1452
Auto Loan (New, Used, & Refinance)
5.84%
72 Months
View
▼
APR5.84%
Term72 Months
Last UpdatedApr 17, 2026
Details

2024 and newer

Firstmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2023 Gold Canyon Rd, San Antonio, TX, 78232 1703
New and Used Auto Loans
5.84%
67 - 75
View
▼
APR5.84%
Term67 - 75
Last UpdatedApr 19, 2026
Details

As Low As

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
New Auto
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Used Auto
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 84 months
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
3635 SE Military Dr Ste 100, San Antonio, TX, 78223 4078
Auto Loans (2024 and Newer)
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedApr 19, 2026
Details

As Low As

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Automobiles & Light-Duty Trucks
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2020 - 2016

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Automobiles & Light-Duty Trucks
6.03%
75 Months
View
▼
APR6.03%
Term75 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2020 - 2016

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
New Auto Loan
6.15%
84 Months
View
▼
APR6.15%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Automobiles & Light-Duty Trucks
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2024 - 2021

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Auto Loan - 96 months
6.25%
96 Months
View
▼
APR6.25%
Term96 Months
Last UpdatedApr 18, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
3635 SE Military Dr Ste 100, San Antonio, TX, 78223 4078
Auto Loans (2020 - 2023)
6.29%
66 Months
View
▼
APR6.29%
Term66 Months
Last UpdatedApr 19, 2026
Details

As Low As

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Automobiles & Light-Duty Trucks
6.30%
36 Months
View
▼
APR6.30%
Term36 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2020 - 2016

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
Used Auto Loan
6.35%
84 Months
View
▼
APR6.35%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
New Auto
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Used Auto
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
3635 SE Military Dr Ste 100, San Antonio, TX, 78223 4078
Auto Loans (2016 - 2019)
6.47%
48 Months
View
▼
APR6.47%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
3635 SE Military Dr Ste 100, San Antonio, TX, 78223 4078
Auto Loans (2020 - 2023)
6.49%
75 Months
View
▼
APR6.49%
Term75 Months
Last UpdatedApr 19, 2026
Details

As Low As

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Automobiles & Light-Duty Trucks
6.75%
84 Months
View
▼
APR6.75%
Term84 Months
Last UpdatedApr 16, 2026
Details

As Low As; Model Year 2020 - 2016

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
3635 SE Military Dr Ste 100, San Antonio, TX, 78223 4078
Auto Loans (2024 and Newer)
6.79%
84 Months
View
▼
APR6.79%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Firstmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2023 Gold Canyon Rd, San Antonio, TX, 78232 1703
New and Used Auto Loans
6.84%
76 - 84
View
▼
APR6.84%
Term76 - 84
Last UpdatedApr 19, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
3635 SE Military Dr Ste 100, San Antonio, TX, 78223 4078
Auto Loans (2016 - 2019)
6.95%
66 Months
View
▼
APR6.95%
Term66 Months
Last UpdatedApr 19, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 Lone Star Pass Bldg 1, San Antonio, TX, 78264
Classic Vehicle Loans2
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (NA)
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedApr 18, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Pre-Owned (Used) Automobile (UA)
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedApr 18, 2026
Details

Grade A+ (800+)

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedApr 19, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 0-36 months
2.99%
36 Months
View
▼
APR2.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedApr 18, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedApr 8, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New Autos
3.24%
12 - 36
View
▼
APR3.24%
Term12 - 36
Last UpdatedApr 8, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
Pre-Owned Autos
3.24%
12 - 36
View
▼
APR3.24%
Term12 - 36
Last UpdatedApr 8, 2026
Details

As Low As

Star Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.08%
Auto Loans
3.33%
18 Months
View
▼
APR3.33%
Term18 Months
Last UpdatedApr 19, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 100,000 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; All model years

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
Up to 36 Months
View
▼
APR3.65%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
37 - 48 Months
View
▼
APR3.65%
Term37 - 48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
49 - 60 Months
View
▼
APR3.65%
Term49 - 60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
61 - 72 Months
View
▼
APR3.65%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.67%
36 to 72 Months
View
▼
APR3.67%
Term36 to 72 Months
Last UpdatedApr 18, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
73 - 84 Months
View
▼
APR3.67%
Term73 - 84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loan
3.70%
75 Months
View
▼
APR3.70%
Term75 Months
Last UpdatedApr 17, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; All model years

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedApr 18, 2026
Details

Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Auto Loans
3.89%
36 Months
View
▼
APR3.89%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fixed-Rate up to 36 months

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
View
▼
APR3.90%
Term1 - 84 months
Last UpdatedApr 18, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedApr 18, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedApr 18, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
3.94%
0-36
View
▼
APR3.94%
Term0-36
Last UpdatedApr 19, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (NA)
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedApr 18, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Pre-Owned (Used) Automobile (UA)
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedApr 18, 2026
Details

Grade A+ (800+)

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Repo Vehicle Loans
3.99%
60 Months Fixed Rate
View
▼
APR3.99%
Term60 Months Fixed Rate
Last UpdatedApr 22, 2026
Details

Annual Percentage Rate (APR)

City of Deer Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loan A+
3.99%
0-48
View
▼
APR3.99%
Term0-48
Last UpdatedApr 18, 2026
Details

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Vehicle Loan
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedApr 18, 2026
Details

As Low As; 24 month to 84 month terms

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Vehicles
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Auto/Refinance Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedApr 8, 2026
Details

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
Used Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedApr 8, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
3.99%
54 months
View
▼
APR3.99%
Term54 months
Last UpdatedApr 19, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 19, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loan
3.99%
36 - 84
View
▼
APR3.99%
Term36 - 84
Last UpdatedApr 19, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
3.99%
36-month
View
▼
APR3.99%
Term36-month
Last UpdatedApr 19, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
3.99%
37-48
View
▼
APR3.99%
Term37-48
Last UpdatedApr 19, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 37-48 months
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; 2020 & newer

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
New Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
Used Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Purchases
4.00%
84 Months
View
▼
APR4.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Refinances
4.00%
84 Months
View
▼
APR4.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
New Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedApr 19, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedApr 19, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; for 36 months

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Vehicle
4.00%
94 Months
View
▼
APR4.00%
Term94 Months
Last UpdatedApr 8, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Auto Loan
4.05%
36 Months
View
▼
APR4.05%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As; Model Years: 2019-2025

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedApr 8, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
4.14%
49-60
View
▼
APR4.14%
Term49-60
Last UpdatedApr 19, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2023
4.15%
1 - 78
View
▼
APR4.15%
Term1 - 78
Last UpdatedApr 18, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.24%
60-month
View
▼
APR4.24%
Term60-month
Last UpdatedApr 19, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2022
4.25%
1 - 72
View
▼
APR4.25%
Term1 - 72
Last UpdatedApr 18, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36 Months
View
▼
APR4.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
View
▼
APR4.25%
TermUp to 36
Last UpdatedApr 18, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 8, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedApr 19, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedApr 19, 2026
Details

DuGood Federal Credit Union
Institution Rating:
F2.8 ★ Texas Ratio: 41.67%
Up to 2026 Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 19, 2026
Details

The Peoples Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.00%
New & Used Vehicles
4.29%
3 yrs*
View
▼
APR4.29%
Term3 yrs*
Last UpdatedApr 18, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
4.29%
61-72
View
▼
APR4.29%
Term61-72
Last UpdatedApr 19, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 100,000 miles

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2021
4.35%
1 - 66
View
▼
APR4.35%
Term1 - 66
Last UpdatedApr 18, 2026
Details

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
New Car Loan
4.35%
84 Months
View
▼
APR4.35%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; 84 months

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedApr 8, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedApr 18, 2026
Details

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
New Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Pre-Owned Autos
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2020
4.45%
1 - 60
View
▼
APR4.45%
Term1 - 60
Last UpdatedApr 18, 2026
Details

Gulf Shore Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
Autos 2026-2022
4.49%
0-24
View
▼
APR4.49%
Term0-24
Last UpdatedApr 17, 2026
Details

As Low As

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 17, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
View
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Auto/Refinance Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedApr 18, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 18, 2026
Details

As Low As

Germania Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 125% of MSRP with approved credit.

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Vehicles - 5 years and newer**
4.49%
24 to 36
View
▼
APR4.49%
Term24 to 36
Last UpdatedApr 19, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 48 Months

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
Auto Loans Used
4.49%
54 months
View
▼
APR4.49%
Term54 months
Last UpdatedApr 19, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
4.49%
72 months
View
▼
APR4.49%
Term72 months
Last UpdatedApr 19, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedApr 19, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.49%
72-month
View
▼
APR4.49%
Term72-month
Last UpdatedApr 19, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Pre-Owned Auto
4.49%
36-month
View
▼
APR4.49%
Term36-month
Last UpdatedApr 19, 2026
Details

As Low As

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars and Trucks
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; 2022 & newer

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Car
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

up to 60 month financing available

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.50%
37 - 48 Months
View
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.50%
37 - 48 Months
View
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New/Used Auto Loan (730+ Credit Score)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; for 48 months

Odessa Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 8, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Auto Loan - 36 months
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Auto Loan - 48 months
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
New & Used Vehicles
4.35%
60 Months
View
▼
APR4.35%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Auto Loan - 60 months
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
New & Used Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Auto Loan - 72 months
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
New Auto Loan
4.85%
36 Months
View
▼
APR4.85%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Commercial Auto Loan
4.99%
96 Months
View
▼
APR4.99%
Term96 Months
Last UpdatedApr 18, 2026
Details

As Low As

City Public Service IBEW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1002 Camden ST, San Antonio, TX, 78215 1452
Auto Loan (New, Used, & Refinance)
5.24%
36 Months
View
▼
APR5.24%
Term36 Months
Last UpdatedApr 17, 2026
Details

all model years

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
New Auto
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
New Auto Loan
5.40%
60 Months
View
▼
APR5.40%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

Firstmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2023 Gold Canyon Rd, San Antonio, TX, 78232 1703
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Auto Loan - 84 months
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
3635 SE Military Dr Ste 100, San Antonio, TX, 78223 4078
Auto Loans (2024 and Newer)
5.51%
36 Months
View
▼
APR5.51%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
New Auto Loan
5.60%
72 Months
View
▼
APR5.60%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
New Auto
5.69%
48 Months
View
▼
APR5.69%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 Lone Star Pass Bldg 1, San Antonio, TX, 78264
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
New & Used Vehicles
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
New Auto
5.79%
60 Months
View
▼
APR5.79%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
3635 SE Military Dr Ste 100, San Antonio, TX, 78223 4078
Auto Loans (2024 and Newer)
5.79%
66 Months
View
▼
APR5.79%
Term66 Months
Last UpdatedApr 19, 2026
Details

As Low As

City Public Service IBEW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1002 Camden ST, San Antonio, TX, 78215 1452
Auto Loan (New, Used, & Refinance)
5.84%
72 Months
View
▼
APR5.84%
Term72 Months
Last UpdatedApr 17, 2026
Details

2024 and newer

Firstmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2023 Gold Canyon Rd, San Antonio, TX, 78232 1703
New and Used Auto Loans
5.84%
67 - 75
View
▼
APR5.84%
Term67 - 75
Last UpdatedApr 19, 2026
Details

As Low As

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
New Auto
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
3635 SE Military Dr Ste 100, San Antonio, TX, 78223 4078
Auto Loans (2024 and Newer)
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedApr 19, 2026
Details

As Low As

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
New Auto Loan
6.15%
84 Months
View
▼
APR6.15%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
New Auto Loan - 96 months
6.25%
96 Months
View
▼
APR6.25%
Term96 Months
Last UpdatedApr 18, 2026
Details

As Low As

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
New Auto
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
3635 SE Military Dr Ste 100, San Antonio, TX, 78223 4078
Auto Loans (2024 and Newer)
6.79%
84 Months
View
▼
APR6.79%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Firstmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2023 Gold Canyon Rd, San Antonio, TX, 78232 1703
New and Used Auto Loans
6.84%
76 - 84
View
▼
APR6.84%
Term76 - 84
Last UpdatedApr 19, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (NA)
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedApr 18, 2026
Details

Grade: A+ (800+)

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedApr 19, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 0-36 months
2.99%
36 Months
View
▼
APR2.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedApr 18, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedApr 8, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New Autos
3.24%
12 - 36
View
▼
APR3.24%
Term12 - 36
Last UpdatedApr 8, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 7,500 miles

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
Up to 36 Months
View
▼
APR3.65%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
37 - 48 Months
View
▼
APR3.65%
Term37 - 48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
49 - 60 Months
View
▼
APR3.65%
Term49 - 60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
61 - 72 Months
View
▼
APR3.65%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.67%
36 to 72 Months
View
▼
APR3.67%
Term36 to 72 Months
Last UpdatedApr 18, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
73 - 84 Months
View
▼
APR3.67%
Term73 - 84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loan
3.70%
75 Months
View
▼
APR3.70%
Term75 Months
Last UpdatedApr 17, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedApr 18, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
View
▼
APR3.90%
Term1 - 84 months
Last UpdatedApr 18, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
3.94%
0-36
View
▼
APR3.94%
Term0-36
Last UpdatedApr 19, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (NA)
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedApr 18, 2026
Details

Grade: A+ (800+)

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Vehicles
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedApr 8, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
3.99%
54 months
View
▼
APR3.99%
Term54 months
Last UpdatedApr 19, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 19, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
3.99%
36-month
View
▼
APR3.99%
Term36-month
Last UpdatedApr 19, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
3.99%
37-48
View
▼
APR3.99%
Term37-48
Last UpdatedApr 19, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles: 37-48 months
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
New Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
New Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedApr 19, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; for 36 months

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Vehicle
4.00%
94 Months
View
▼
APR4.00%
Term94 Months
Last UpdatedApr 8, 2026
Details

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedApr 8, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
4.14%
49-60
View
▼
APR4.14%
Term49-60
Last UpdatedApr 19, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.24%
60-month
View
▼
APR4.24%
Term60-month
Last UpdatedApr 19, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36 Months
View
▼
APR4.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 8, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedApr 19, 2026
Details

The Peoples Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.00%
New & Used Vehicles
4.29%
3 yrs*
View
▼
APR4.29%
Term3 yrs*
Last UpdatedApr 18, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
4.29%
61-72
View
▼
APR4.29%
Term61-72
Last UpdatedApr 19, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 7,500 miles

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
New Car Loan
4.35%
84 Months
View
▼
APR4.35%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; 84 months

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedApr 8, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedApr 18, 2026
Details

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
New Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 17, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
View
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 18, 2026
Details

As Low As

Germania Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 125% of MSRP with approved credit.

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Vehicles - 5 years and newer**
4.49%
24 to 36
View
▼
APR4.49%
Term24 to 36
Last UpdatedApr 19, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 48 Months

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
4.49%
72 months
View
▼
APR4.49%
Term72 months
Last UpdatedApr 19, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedApr 19, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.49%
72-month
View
▼
APR4.49%
Term72-month
Last UpdatedApr 19, 2026
Details

As Low As

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Car
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

up to 60 month financing available

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.50%
37 - 48 Months
View
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New/Used Auto Loan (730+ Credit Score)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; for 48 months

Odessa Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 8, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 36 months
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 36 months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 48 months
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
New & Used Vehicles
4.35%
60 Months
View
▼
APR4.35%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 48 months
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 60 months
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
New & Used Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 60 months
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 72 months
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Commercial Auto Loan (Up to 5 years old)
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
Used Auto Loan
5.05%
36 Months
View
▼
APR5.05%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

City Public Service IBEW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1002 Camden ST, San Antonio, TX, 78215 1452
Auto Loan (New, Used, & Refinance)
5.24%
36 Months
View
▼
APR5.24%
Term36 Months
Last UpdatedApr 17, 2026
Details

all model years

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Used Auto
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 72 months
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Commercial Auto Loan (6-10 years old)
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Firstmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2023 Gold Canyon Rd, San Antonio, TX, 78232 1703
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 84 months
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
Used Auto Loan
5.60%
60 Months
View
▼
APR5.60%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Used Auto
5.69%
48 Months
View
▼
APR5.69%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 Lone Star Pass Bldg 1, San Antonio, TX, 78264
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX, 78249 1616
New & Used Vehicles
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Used Auto
5.79%
60 Months
View
▼
APR5.79%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
Used Auto Loan
5.80%
72 Months
View
▼
APR5.80%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

City Public Service IBEW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1002 Camden ST, San Antonio, TX, 78215 1452
Auto Loan (New, Used, & Refinance)
5.84%
72 Months
View
▼
APR5.84%
Term72 Months
Last UpdatedApr 17, 2026
Details

2024 and newer

Firstmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2023 Gold Canyon Rd, San Antonio, TX, 78232 1703
New and Used Auto Loans
5.84%
67 - 75
View
▼
APR5.84%
Term67 - 75
Last UpdatedApr 19, 2026
Details

As Low As

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Used Auto
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX, 78247
Used Auto Loan - 84 months
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

Up to $250,000; As Low As

Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX, 78213
Used Auto Loan
6.35%
84 Months
View
▼
APR6.35%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Rates listed include a discount of 0.35%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates effective 02/23/2026.

HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX, 78249
Used Auto
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Firstmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2023 Gold Canyon Rd, San Antonio, TX, 78232 1703
New and Used Auto Loans
6.84%
76 - 84
View
▼
APR6.84%
Term76 - 84
Last UpdatedApr 19, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Pre-Owned (Used) Automobile (UA)
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedApr 18, 2026
Details

Grade A+ (800+)

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedApr 18, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedApr 8, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
Pre-Owned Autos
3.24%
12 - 36
View
▼
APR3.24%
Term12 - 36
Last UpdatedApr 8, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 100,000 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; All model years

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
Up to 36 Months
View
▼
APR3.65%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
37 - 48 Months
View
▼
APR3.65%
Term37 - 48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
49 - 60 Months
View
▼
APR3.65%
Term49 - 60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
61 - 72 Months
View
▼
APR3.65%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.67%
36 to 72 Months
View
▼
APR3.67%
Term36 to 72 Months
Last UpdatedApr 18, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
73 - 84 Months
View
▼
APR3.67%
Term73 - 84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; All model years

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedApr 18, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedApr 18, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedApr 18, 2026
Details

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
3.94%
0-36
View
▼
APR3.94%
Term0-36
Last UpdatedApr 19, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Pre-Owned (Used) Automobile (UA)
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedApr 18, 2026
Details

Grade A+ (800+)

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Auto/Refinance Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
Used Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedApr 8, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; 2020 & newer

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
Used Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedApr 19, 2026
Details

As Low As

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
4.14%
49-60
View
▼
APR4.14%
Term49-60
Last UpdatedApr 19, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2023
4.15%
1 - 78
View
▼
APR4.15%
Term1 - 78
Last UpdatedApr 18, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2022
4.25%
1 - 72
View
▼
APR4.25%
Term1 - 72
Last UpdatedApr 18, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
View
▼
APR4.25%
TermUp to 36
Last UpdatedApr 18, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedApr 19, 2026
Details

The Peoples Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.00%
New & Used Vehicles
4.29%
3 yrs*
View
▼
APR4.29%
Term3 yrs*
Last UpdatedApr 18, 2026
Details

As Low As

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
Auto Loans - Used & New
4.29%
61-72
View
▼
APR4.29%
Term61-72
Last UpdatedApr 19, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Fewer than 100,000 miles

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2021
4.35%
1 - 66
View
▼
APR4.35%
Term1 - 66
Last UpdatedApr 18, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedApr 18, 2026
Details

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Pre-Owned Autos
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2020
4.45%
1 - 60
View
▼
APR4.45%
Term1 - 60
Last UpdatedApr 18, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
View
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Auto/Refinance Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedApr 18, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 18, 2026
Details

As Low As

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 48 Months

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
Auto Loans Used
4.49%
54 months
View
▼
APR4.49%
Term54 months
Last UpdatedApr 19, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Pre-Owned Auto
4.49%
36-month
View
▼
APR4.49%
Term36-month
Last UpdatedApr 19, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars and Trucks
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; 2022 & newer

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.50%
37 - 48 Months
View
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New/Used Auto Loan (730+ Credit Score)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

Odessa Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 8, 2026
Details

San Antonio, TX Auto Loan Rate Trends

Compare local San Antonio, TX auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Auto Trends →
New Auto Loan — TX Avg
5.399%
▼ 0.246 vs 7 days ago

Texas new auto rates fell 0.246 points over the past 7 days to 5.399% APR.

Used Auto Loan — TX Avg
6.284%
▲ 0.243 vs 7 days ago

Texas used auto rates rose 0.243 points over the past 7 days to 6.284% APR.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in San Antonio, Texas

How does my credit score affect my car loan rate in Texas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in San Antonio, Texas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Texas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in San Antonio, Texas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in San Antonio, Texas?

Based on our current data, some of the lowest auto loan rates available in San Antonio, Texas include:
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Nizari Progressive Federal Credit Union: 3.99% (New Auto Loan - 36 months)
  • Synergy Federal Credit Union: 4.35% (New & Used Vehicles)
  • Generations Community Federal Credit Union: 4.85% (New Auto Loan)
  • Farm Bureau Bank FSB: 5.10% (Automobiles & Light-Duty Trucks)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in San Antonio, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 22, 2026

San Antonio, Texas Rates & Resources

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