Auto Loan Rates in Bradford, Vermont (VT) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Bradford, Vermont. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Bradford, Vermont include Wells River Savings BankWells River Savings Bank223 Main St, Bradford, VT, 05033A+5.0 ★Texas Ratio: 5.56% offering 2023-2026 New Vehicles or Vehicles with <5000 MILES at 6.00%, ORLEX Government Employees Credit UnionORLEX Government Employees Credit UnionA5.0 ★Texas Ratio: 11.17% offering Autos Loans New at 3.50%, North Country Federal Credit UnionNorth Country Federal Credit UnionA5.0 ★Texas Ratio: 7.37% offering New/Used Vehicles with Titles at 4.83%, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Auto Loans: New Vehicle at 4.99%, Credit Union of Vermont Credit UnionCredit Union of Vermont Credit UnionA+5.0 ★Texas Ratio: 0.16% offering New Vehicle at 5.05%. Auto loan rates as of April 23, 2026 according to verified data from MonitorBankRates.
Bradford has 1 local institution in our database, with auto loan rates as low as 6.00% APR from Wells River Savings Bank at 223 Main St, Bradford, VT, 05033. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Bradford, Vermont. Auto Loan Rates Last Updated and Verified: April 23, 2026
Compare Auto Loan Rates Today in Bradford, Vermont & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
223 Main St, Bradford, VT, 05033
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.00%
3 Years
▼
APR6.00%
Term3 Years
Last UpdatedApr 23, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
223 Main St, Bradford, VT, 05033
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.25%
4 Years
▼
APR6.25%
Term4 Years
Last UpdatedApr 23, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
223 Main St, Bradford, VT, 05033
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.50%
5 Years
▼
APR6.50%
Term5 Years
Last UpdatedApr 23, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
223 Main St, Bradford, VT, 05033
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.75%
6 Years
▼
APR6.75%
Term6 Years
Last UpdatedApr 23, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedApr 19, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedApr 19, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedApr 19, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 19, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
4.83%
2 years
▼
APR4.83%
Term2 years
Last UpdatedApr 18, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedApr 23, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Vehicle Loans
5.05%
36 month
▼
APR5.05%
Term36 month
Last UpdatedApr 19, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.13%
3 years
▼
APR5.13%
Term3 years
Last UpdatedApr 18, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.18%
5 years
▼
APR5.18%
Term5 years
Last UpdatedApr 18, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedApr 23, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
5.50%
2 Months
▼
APR5.50%
Term2 Months
Last UpdatedApr 17, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Vehicle Loans
5.50%
60 month
▼
APR5.50%
Term60 month
Last UpdatedApr 19, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.53%
6 years
▼
APR5.53%
Term6 years
Last UpdatedApr 18, 2026
Details
As Low As
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
5.75%
3 Months
▼
APR5.75%
Term3 Months
Last UpdatedApr 17, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
6.00%
4 Months
▼
APR6.00%
Term4 Months
Last UpdatedApr 17, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Vehicle Loans
6.00%
60 months
▼
APR6.00%
Term60 months
Last UpdatedApr 19, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
6.13%
7 years
▼
APR6.13%
Term7 years
Last UpdatedApr 18, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: Used Vehicle
6.25%
5 Years
▼
APR6.25%
Term5 Years
Last UpdatedApr 23, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
6.25%
5 Months
▼
APR6.25%
Term5 Months
Last UpdatedApr 17, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 19, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1-3 Years Old Auto Loan
6.49%
3 Months
▼
APR6.49%
Term3 Months
Last UpdatedApr 17, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
6.50%
6 Months
▼
APR6.50%
Term6 Months
Last UpdatedApr 17, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Vehicle Loans
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1-3 Years Old Auto Loan
6.74%
4 Months
▼
APR6.74%
Term4 Months
Last UpdatedApr 17, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1-3 Years Old Auto Loan
6.99%
5 Months
▼
APR6.99%
Term5 Months
Last UpdatedApr 17, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
4-7 Years Old Auto Loan
6.99%
3 Months
▼
APR6.99%
Term3 Months
Last UpdatedApr 17, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
New Auto
7.74%
96 Months
▼
APR7.74%
Term96 Months
Last UpdatedApr 18, 2026
Details
New Only (Minimum $35K)
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Vehicle Loans
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedApr 19, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
10.38%
8 years
▼
APR10.38%
Term8 years
Last UpdatedApr 18, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
223 Main St, Bradford, VT, 05033
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.00%
3 Years
▼
APR6.00%
Term3 Years
Last UpdatedApr 23, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
223 Main St, Bradford, VT, 05033
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.25%
4 Years
▼
APR6.25%
Term4 Years
Last UpdatedApr 23, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
223 Main St, Bradford, VT, 05033
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.50%
5 Years
▼
APR6.50%
Term5 Years
Last UpdatedApr 23, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
223 Main St, Bradford, VT, 05033
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.75%
6 Years
▼
APR6.75%
Term6 Years
Last UpdatedApr 23, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedApr 19, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedApr 19, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 19, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
4.83%
2 years
▼
APR4.83%
Term2 years
Last UpdatedApr 18, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedApr 23, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.13%
3 years
▼
APR5.13%
Term3 years
Last UpdatedApr 18, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.18%
5 years
▼
APR5.18%
Term5 years
Last UpdatedApr 18, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedApr 23, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
5.50%
2 Months
▼
APR5.50%
Term2 Months
Last UpdatedApr 17, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.53%
6 years
▼
APR5.53%
Term6 years
Last UpdatedApr 18, 2026
Details
As Low As
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
5.75%
3 Months
▼
APR5.75%
Term3 Months
Last UpdatedApr 17, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
6.00%
4 Months
▼
APR6.00%
Term4 Months
Last UpdatedApr 17, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
6.13%
7 years
▼
APR6.13%
Term7 years
Last UpdatedApr 18, 2026
Details
As Low As
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
6.25%
5 Months
▼
APR6.25%
Term5 Months
Last UpdatedApr 17, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 19, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
6.50%
6 Months
▼
APR6.50%
Term6 Months
Last UpdatedApr 17, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
New Auto
7.74%
96 Months
▼
APR7.74%
Term96 Months
Last UpdatedApr 18, 2026
Details
New Only (Minimum $35K)
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
10.38%
8 years
▼
APR10.38%
Term8 years
Last UpdatedApr 18, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedApr 19, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
4.83%
2 years
▼
APR4.83%
Term2 years
Last UpdatedApr 18, 2026
Details
As Low As
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.13%
3 years
▼
APR5.13%
Term3 years
Last UpdatedApr 18, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.18%
5 years
▼
APR5.18%
Term5 years
Last UpdatedApr 18, 2026
Details
As Low As
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.53%
6 years
▼
APR5.53%
Term6 years
Last UpdatedApr 18, 2026
Details
As Low As
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
6.13%
7 years
▼
APR6.13%
Term7 years
Last UpdatedApr 18, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: Used Vehicle
6.25%
5 Years
▼
APR6.25%
Term5 Years
Last UpdatedApr 23, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
10.38%
8 years
▼
APR10.38%
Term8 years
Last UpdatedApr 18, 2026
Details
As Low As
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Bradford, VT Auto Loan Rate Trends
Compare local Bradford, VT auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — VT Avg
6.220%
▲ 0.078 vs 7 days ago
Vermont new auto rates rose 0.078 points over the past 7 days to 6.220% APR.
Used Auto Loan — VT Avg
6.517%
▼ 0.050 vs 7 days ago
Vermont used auto rates fell 0.050 points over the past 7 days to 6.517% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions about Auto Loans in Bradford, Vermont
How does my credit score affect my car loan rate in Vermont?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Bradford, Vermont with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Vermont *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Bradford, Vermont typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Bradford, Vermont?
Based on our current data, some of the lowest auto loan rates available in Bradford, Vermont include:
- Wells River Savings Bank: 6.00% (2023-2026 New Vehicles or Vehicles with <5000 MILES)
- ORLEX Government Employees Credit Union: 3.50% (Autos Loans New)
- North Country Federal Credit Union: 4.83% (New/Used Vehicles with Titles)
- TrustCo Bank: 4.99% (Auto Loans: New Vehicle)
- Credit Union of Vermont Credit Union: 5.05% (New Vehicle)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Bradford, Vermont. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 23, 2026
Rate Assistant
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