Auto Loan Rates in Arlington, Virginia (VA) for June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Arlington, Virginia. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Arlington, Virginia include PAHO WHO Federal Credit UnionPAHO WHO Federal Credit Union2300 Wilson Blvd, Arlington, VA, 22201A+5.0 ★Texas Ratio: 4.82% offering New or Used Vehicle Loans at 4.00%, Justice Federal Credit UnionJustice Federal Credit Union600 Army Navy Dr, Arlington, VA, 22202 4200A5.0 ★Texas Ratio: 8.56% offering Vehicle Loan at 4.69%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA, 22201 4799A+5.0 ★Texas Ratio: 2.13% offering 2025 Car Loans at 4.69%, Patent And Trademark Office Federal Credit UnionPatent And Trademark Office Federal Credit Union2800 S Randolph St, Arlington, VA, 22206A-4.9 ★Texas Ratio: 14.72% offering New/Used Automobile 100% Or Less Financing at 4.74%, Lafayette Federal Credit UnionLafayette Federal Credit Union2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781A5.0 ★Texas Ratio: 9.10% offering New Auto Loan at 5.00%. Auto loan rates as of June 3, 2026 according to verified data from MonitorBankRates.
Arlington has 6 local institutions in our database, with auto loan rates as low as 4.00% APR from PAHO WHO Federal Credit Union at 2300 Wilson Blvd, Arlington, VA, 22201. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Arlington, Virginia. Auto Loan Rates Last Updated and Verified: June 3, 2026
Compare Auto Loan Rates Today in Arlington, Virginia & Surrounding Area
Arlington Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedJun 1, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedJun 1, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMay 21, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2025 Car Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2024 Car Loans
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.85%
60 months
▼
APR4.85%
Term60 months
Last UpdatedJun 1, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMay 21, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2023 Car Loans
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2026 Car Loans
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New Automobile greater than
4.99%
60 - 84 months
▼
APR4.99%
Term60 - 84 months
Last UpdatedMay 22, 2026
Details
$75,000; Rate based on evaluation of credit history. Max. finance amt. $150,000
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 17, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2022 Car Loans
5.09%
36 Months
▼
APR5.09%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedMay 21, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2024 Car Loans
5.29%
63 Months
▼
APR5.29%
Term63 Months
Last UpdatedMay 22, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2025 Car Loans
5.29%
63 Months
▼
APR5.29%
Term63 Months
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2023 Car Loans
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 22, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2026 Car Loans
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMay 21, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history. Min. finance amt. $30,000 for 84 months term
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2025 Car Loans
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMay 22, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1 Classic Vehicle Loans
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 17, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
Used Automobile 100% Or Less Financing
5.54%
48 Months
▼
APR5.54%
Term48 Months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history.
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedMay 21, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2022 Car Loans
5.59%
63 Months
▼
APR5.59%
Term63 Months
Last UpdatedMay 22, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2024 Car Loans
5.59%
75 Months
▼
APR5.59%
Term75 Months
Last UpdatedMay 22, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2026 Car Loans
5.69%
75 Months
▼
APR5.69%
Term75 Months
Last UpdatedMay 22, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
Used Automobile 100% Or Less Financing
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1 Classic Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 17, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2023 Car Loans
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2020-2021 Car Loans
5.89%
36 Months
▼
APR5.89%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2022 Car Loans
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1 Classic Vehicle Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMay 17, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedJun 1, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
Used Automobile 100% Or Less Financing
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history. Min. finance amt $30,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedMay 21, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1 Classic Vehicle Loans
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedMay 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 17, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2024 Car Loans
6.29%
84 Months
▼
APR6.29%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2025 Car Loans
6.29%
84 Months
▼
APR6.29%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2026 Car Loans
6.29%
84 Months
▼
APR6.29%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2020-2021 Car Loans
6.39%
54 Months
▼
APR6.39%
Term54 Months
Last UpdatedMay 22, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2017-2019 Car Loans
6.79%
36 Months
▼
APR6.79%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loans
6.84%
Up to 36
▼
APR6.84%
TermUp to 36
Last UpdatedMay 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedMay 21, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2020-2021 Car Loans
6.89%
66 Months
▼
APR6.89%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2026 Car Loans
6.89%
87 Months
▼
APR6.89%
Term87 Months
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedMay 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loans
7.09%
60 Months
▼
APR7.09%
Term60 Months
Last UpdatedMay 21, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2017-2019 Car Loans
7.29%
54 Months
▼
APR7.29%
Term54 Months
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loans
7.74%
72 Months
▼
APR7.74%
Term72 Months
Last UpdatedMay 21, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2017-2019 Car Loans
7.79%
66 Months
▼
APR7.79%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
7.89%
96 months
▼
APR7.89%
Term96 months
Last UpdatedMay 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loans
7.94%
84 Months
▼
APR7.94%
Term84 Months
Last UpdatedMay 21, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
Vehicle Loan
8.00%
96 Months
▼
APR8.00%
Term96 Months
Last UpdatedMay 29, 2026
Details
As Low As; 10 Years old or newer
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
8.09%
96 months
▼
APR8.09%
Term96 months
Last UpdatedMay 21, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
Vehicle Loan
8.75%
120 Months
▼
APR8.75%
Term120 Months
Last UpdatedMay 29, 2026
Details
As Low As; 10 Years old or newer
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
1008 N Glebe Rd, Arlington, VA, 22201 4799
2026 Car Loans
9.59%
96 Months
▼
APR9.59%
Term96 Months
Last UpdatedMay 22, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
Vehicle Loan
9.75%
144 Months
▼
APR9.75%
Term144 Months
Last UpdatedMay 29, 2026
Details
As Low As; 10 Years old or newer
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.77%
New Vehicles
2.74%
Up to 60 Months
▼
APR2.74%
TermUp to 60 Months
Last UpdatedMay 17, 2026
Details
As Low As
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.77%
TrueCar New Vehicle Rate
2.74%
Up to 60 Months
▼
APR2.74%
TermUp to 60 Months
Last UpdatedMay 17, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
New Auto
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Modal Year 2025 & newer
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
Used Auto
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Modal Year 2020-2025
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2026 & Newer
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Auto Loan
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMay 22, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
New Auto Loan
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMay 22, 2026
Details
As Low As; 2025 and newer
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
New and Used Vehicles
3.49%
60 Months
▼
APR3.49%
Term60 Months
Last UpdatedMay 17, 2026
Details
As Low As
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Auto Purchase (Never Titled)
3.49%
0-48
▼
APR3.49%
Term0-48
Last UpdatedMay 23, 2026
Details
As Low As
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
NEW AUTOS Model Years 2026 or newer
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.; Loyalty Discounts Available
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS Model Years 2026 - 2024
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.; Loyalty Discounts Available
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.77%
New Vehicles
3.74%
61 to 72 Months
▼
APR3.74%
Term61 to 72 Months
Last UpdatedMay 17, 2026
Details
As Low As
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.77%
TrueCar New Vehicle Rate
3.74%
61 to 72 Months
▼
APR3.74%
Term61 to 72 Months
Last UpdatedMay 17, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Used Auto Loan
3.74%
0-36
▼
APR3.74%
Term0-36
Last UpdatedMay 22, 2026
Details
As Low As; Model Year 2019-2024
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Auto Purchase (Never Titled)
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMay 23, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
New and Used Vehicles
3.75%
72 Months
▼
APR3.75%
Term72 Months
Last UpdatedMay 17, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Auto Loan
3.89%
Up to 36 months
▼
APR3.89%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2026 & Newer
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
New Auto
3.99%
Up to 36
▼
APR3.99%
TermUp to 36
Last UpdatedMay 21, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Auto Loan
3.99%
37-48
▼
APR3.99%
Term37-48
Last UpdatedMay 22, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
New Auto Loan
3.99%
37-48
▼
APR3.99%
Term37-48
Last UpdatedMay 22, 2026
Details
As Low As; 2025 and newer
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As; Modal Year 2025 & newer
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
Used Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As; Modal Year 2020-2025
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto Loans
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 29, 2026
Details
Vehicle model years 2023 or newer; Limited time offer
FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
Used Vehicles 2025 and Older Loan
3.99%
36-60
▼
APR3.99%
Term36-60
Last UpdatedJun 1, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJun 3, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Congressional Federal Car Buying Service powered by TrueCarUsed Car Loan
4.04%
48 Months
▼
APR4.04%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Used Car Loan
4.04%
48 Months
▼
APR4.04%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto Loans
4.20%
36 Months
▼
APR4.20%
Term36 Months
Last UpdatedMay 22, 2026
Details
100% Financing
PWC Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New/Used Vehicle Loan
4.20%
12 - 96
▼
APR4.20%
Term12 - 96
Last UpdatedMay 23, 2026
Details
APR4.20%
Term36 Months
Last UpdatedJun 1, 2026
Details
As Low As
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Auto Purchase (Never Titled)
4.24%
61-66
▼
APR4.24%
Term61-66
Last UpdatedMay 23, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
New Car Loan
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
New Auto - up to 36 months
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedJun 3, 2026
Details
As Low As; Minimum loan of $5,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans
4.24%
Up to 36 months
▼
APR4.24%
TermUp to 36 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Maximum: $150,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans Up to 36 months
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedJun 3, 2026
Details
As Low As; ***
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Vehicle Loan
4.25%
2 Years
▼
APR4.25%
Term2 Years
Last UpdatedJun 1, 2026
Details
100% financing available for new and used auto, truck and motorcycle purchases.
APR4.29%
Term37-48
Last UpdatedMay 21, 2026
Details
As Low As
FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
Used Vehicles 2025 and Older Loan
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedJun 1, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Auto Loan
4.39%
37 - 48 months
▼
APR4.39%
Term37 - 48 months
Last UpdatedMay 22, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto Loans
4.40%
48 Months
▼
APR4.40%
Term48 Months
Last UpdatedMay 22, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2023 - 2025*
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Auto Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Used Auto Loan
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMay 22, 2026
Details
As Low As; Model Year 2019-2024
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto Loans
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 29, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
New Auto - up to 48 months
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedJun 3, 2026
Details
As Low As; Minimum loan of $5,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans
4.49%
Up to 48 months
▼
APR4.49%
TermUp to 48 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Maximum: $150,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans Up to 48 months
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedJun 3, 2026
Details
As Low As; ***
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
Used Auto Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Loan Amounts: Maximum: $75,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
Used Auto Loan Up to 36 months
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 3, 2026
Details
As Low As; Maximum Loan Amount: $75,000
Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
New Auto Loan
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; Up to 84 Months
Mosaic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.57%
Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026
4.50%
up to 6 yrs
▼
APR4.50%
Termup to 6 yrs
Last UpdatedMay 30, 2026
Details
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Auto Loan
4.52%
49 - 60 months
▼
APR4.52%
Term49 - 60 months
Last UpdatedMay 22, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Congressional Federal Car Buying Service powered by TrueCarUsed Car Loan
4.54%
36 Months
▼
APR4.54%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Used Car Loan
4.54%
36 Months
▼
APR4.54%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Used Vehicle Loan
4.54%
36 Months
▼
APR4.54%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
APR4.55%
Term48 Months
Last UpdatedJun 1, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedJun 3, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
4.60%
36 months
▼
APR4.60%
Term36 months
Last UpdatedJun 3, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 18, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
4.69%
60 months
▼
APR4.69%
Term60 months
Last UpdatedJun 3, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto Loans
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedMay 22, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto Up to 5 Years Old
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMay 22, 2026
Details
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.77%
TrueCar Used Vehicle Rate
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedMay 17, 2026
Details
As Low As
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.77%
Used Vehicles
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedMay 17, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedMay 20, 2026
Details
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Auto Loan
4.74%
61 - 72 months
▼
APR4.74%
Term61 - 72 months
Last UpdatedMay 22, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.05%
New Auto Loan
4.74%
12 to 36
▼
APR4.74%
Term12 to 36
Last UpdatedMay 22, 2026
Details
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Auto Loan
4.74%
49-60
▼
APR4.74%
Term49-60
Last UpdatedMay 22, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
New Auto Loan
4.74%
49-60
▼
APR4.74%
Term49-60
Last UpdatedMay 22, 2026
Details
As Low As; 2025 and newer
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Auto Purchase (Never Titled)
4.74%
67-72
▼
APR4.74%
Term67-72
Last UpdatedMay 23, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto Loans (Models 2024 and Newer)
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedMay 29, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto Loans
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedMay 29, 2026
Details
As Low As; *APR = Annual Percentage Rate. Current APR as of 5/26/2026. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV. Regardless of available discounts, 4.74% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply. Rate depends on model year.
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
New Auto - up to 60 months
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedJun 3, 2026
Details
As Low As; Minimum loan of $5,000
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Used Auto - up to 36 months
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedJun 3, 2026
Details
As Low As; Minimum loan of $5,000; vehicle must be no more than 7 model years old. Maximum mileage of 115,000.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Maximum: $150,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans Up to 60 months
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedJun 3, 2026
Details
As Low As; ***
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
Used Auto Loan
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Loan Amounts: Maximum: $75,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
Used Auto Loan Up to 48 months
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedJun 3, 2026
Details
As Low As; Maximum Loan Amount: $75,000
Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Auto
4.75%
36 - 120 months
▼
APR4.75%
Term36 - 120 months
Last UpdatedMay 20, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto ('26 or Newer)
4.75%
36-84 months
▼
APR4.75%
Term36-84 months
Last UpdatedMay 22, 2026
Details
As Low As
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
NEW AUTOS Model Years 2026 or newer
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.; Loyalty Discounts Available
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS Model Year 2023 - 2022
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.; Loyalty Discounts Available
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS Model Years 2026 - 2024
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.; Loyalty Discounts Available
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto Loans
4.75%
75 Months
▼
APR4.75%
Term75 Months
Last UpdatedMay 29, 2026
Details
Vehicle model years 2023 or newer; Limited time offer
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Vehicle Loan
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedJun 1, 2026
Details
100% financing available for new and used auto, truck and motorcycle purchases.
APR4.75%
Term36 Months
Last UpdatedJun 1, 2026
Details
As Low As
APR4.79%
Term61-72
Last UpdatedMay 21, 2026
Details
As Low As
FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
Used Vehicles 2025 and Older Loan
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedJun 1, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
New Car Loan
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Auto Loan
4.87%
49 - 60 months
▼
APR4.87%
Term49 - 60 months
Last UpdatedMay 22, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto (2017-2025)
4.90%
36-84 months
▼
APR4.90%
Term36-84 months
Last UpdatedMay 22, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto Loans
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMay 22, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto Up to 5 Years Old
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMay 22, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
4.94%
48 months
▼
APR4.94%
Term48 months
Last UpdatedJun 3, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
New and Used Vehicles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 17, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMay 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2023 - 2025*
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Auto/Truck
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMay 20, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Auto/Truck
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMay 20, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Used Auto
4.99%
Up to 36
▼
APR4.99%
TermUp to 36
Last UpdatedMay 21, 2026
Details
As Low As
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
Auto Loan 2023 - current
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Used Auto Loan
4.99%
49-60
▼
APR4.99%
Term49-60
Last UpdatedMay 22, 2026
Details
As Low As; Model Year 2019-2024
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
New Auto
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As; Modal Year 2025 & newer
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
Used Auto
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As; Modal Year 2020-2025
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
New and Used Autos
4.99%
flexible terms available
▼
APR4.99%
Termflexible terms available
Last UpdatedMay 23, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto Loans (Models 2024 and Newer)
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 29, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto Loans
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 29, 2026
Details
As Low As; *APR = Annual Percentage Rate. Current APR as of 5/26/2026. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV. Regardless of available discounts, 4.74% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply. Rate depends on model year.
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Auto Loans
4.99%
12-60
▼
APR4.99%
Term12-60
Last UpdatedMay 30, 2026
Details
New Auto, 12-60 Month Term
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
New Auto - up to 72 months
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedJun 3, 2026
Details
As Low As; Minimum loan of $15,000
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Used Auto - up to 48 months
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedJun 3, 2026
Details
As Low As; Minimum loan of $5,000; vehicle must be no more than 7 model years old. Maximum mileage of 115,000.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Maximum: $150,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans Up to 72 months
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedJun 3, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
Used Auto Loan
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Loan Amounts: Maximum: $75,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
Used Auto Loan Up to 60 months
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 3, 2026
Details
As Low As; Maximum Loan Amount: $75,000
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
New and Used Vehicle
5.00%
96 Months
▼
APR5.00%
Term96 Months
Last UpdatedMay 20, 2026
Details
Up to 96 Month Term
Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
2026 - 2020 Auto Loan
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; Up to 84 Months
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Vehicle Loan
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedJun 1, 2026
Details
100% financing available for new and used auto, truck and motorcycle purchases.
NAE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Auto Loans 2020 - Present
5.04%
0-60 Months
▼
APR5.04%
Term0-60 Months
Last UpdatedMay 22, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Used Vehicle Loan
5.04%
48 Months
▼
APR5.04%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
5.04%
60 months
▼
APR5.04%
Term60 months
Last UpdatedJun 3, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Auto Loan
5.09%
61 - 72 months
▼
APR5.09%
Term61 - 72 months
Last UpdatedMay 22, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMay 17, 2026
Details
As Low As; Up to $25,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMay 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
APR5.10%
Term60 Months
Last UpdatedJun 1, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMay 18, 2026
Details
NAE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Auto Loans 2020 - Present
5.14%
61-66 Months
▼
APR5.14%
Term61-66 Months
Last UpdatedMay 22, 2026
Details
Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Auto
5.15%
36 - 120 months
▼
APR5.15%
Term36 - 120 months
Last UpdatedMay 20, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Auto Loan
5.19%
61-72
▼
APR5.19%
Term61-72
Last UpdatedMay 22, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
New Auto Loan
5.19%
61-72
▼
APR5.19%
Term61-72
Last UpdatedMay 22, 2026
Details
As Low As; 2025 and newer
Loudoun Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Vehicles Loan
5.19%
36 Months
▼
APR5.19%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto Loans
5.20%
84 Months
▼
APR5.20%
Term84 Months
Last UpdatedMay 22, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto Up to 5 Years Old
5.20%
60 Months
▼
APR5.20%
Term60 Months
Last UpdatedMay 22, 2026
Details
APR5.20%
Term48 Months
Last UpdatedJun 1, 2026
Details
As Low As
Powered by
MonitorBankRates
Arlington New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedJun 1, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedJun 1, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.85%
60 months
▼
APR4.85%
Term60 months
Last UpdatedJun 1, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New Automobile greater than
4.99%
60 - 84 months
▼
APR4.99%
Term60 - 84 months
Last UpdatedMay 22, 2026
Details
$75,000; Rate based on evaluation of credit history. Max. finance amt. $150,000
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 17, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history. Min. finance amt. $30,000 for 84 months term
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 17, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedJun 1, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 17, 2026
Details
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.77%
New Vehicles
2.74%
Up to 60 Months
▼
APR2.74%
TermUp to 60 Months
Last UpdatedMay 17, 2026
Details
As Low As
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.77%
TrueCar New Vehicle Rate
2.74%
Up to 60 Months
▼
APR2.74%
TermUp to 60 Months
Last UpdatedMay 17, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
New Auto
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Modal Year 2025 & newer
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
New Auto Loan
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMay 22, 2026
Details
As Low As; 2025 and newer
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
New and Used Vehicles
3.49%
60 Months
▼
APR3.49%
Term60 Months
Last UpdatedMay 17, 2026
Details
As Low As
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Auto Purchase (Never Titled)
3.49%
0-48
▼
APR3.49%
Term0-48
Last UpdatedMay 23, 2026
Details
As Low As
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
NEW AUTOS Model Years 2026 or newer
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.; Loyalty Discounts Available
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.77%
New Vehicles
3.74%
61 to 72 Months
▼
APR3.74%
Term61 to 72 Months
Last UpdatedMay 17, 2026
Details
As Low As
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.77%
TrueCar New Vehicle Rate
3.74%
61 to 72 Months
▼
APR3.74%
Term61 to 72 Months
Last UpdatedMay 17, 2026
Details
As Low As
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Auto Purchase (Never Titled)
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMay 23, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
New and Used Vehicles
3.75%
72 Months
▼
APR3.75%
Term72 Months
Last UpdatedMay 17, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
New Auto
3.99%
Up to 36
▼
APR3.99%
TermUp to 36
Last UpdatedMay 21, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
New Auto Loan
3.99%
37-48
▼
APR3.99%
Term37-48
Last UpdatedMay 22, 2026
Details
As Low As; 2025 and newer
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As; Modal Year 2025 & newer
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJun 3, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto Loans
4.20%
36 Months
▼
APR4.20%
Term36 Months
Last UpdatedMay 22, 2026
Details
100% Financing
PWC Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New/Used Vehicle Loan
4.20%
12 - 96
▼
APR4.20%
Term12 - 96
Last UpdatedMay 23, 2026
Details
APR4.20%
Term36 Months
Last UpdatedJun 1, 2026
Details
As Low As
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Auto Purchase (Never Titled)
4.24%
61-66
▼
APR4.24%
Term61-66
Last UpdatedMay 23, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
New Car Loan
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
New Auto - up to 36 months
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedJun 3, 2026
Details
As Low As; Minimum loan of $5,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans
4.24%
Up to 36 months
▼
APR4.24%
TermUp to 36 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Maximum: $150,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans Up to 36 months
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedJun 3, 2026
Details
As Low As; ***
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Vehicle Loan
4.25%
2 Years
▼
APR4.25%
Term2 Years
Last UpdatedJun 1, 2026
Details
100% financing available for new and used auto, truck and motorcycle purchases.
APR4.29%
Term37-48
Last UpdatedMay 21, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto Loans
4.40%
48 Months
▼
APR4.40%
Term48 Months
Last UpdatedMay 22, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
New Auto - up to 48 months
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedJun 3, 2026
Details
As Low As; Minimum loan of $5,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans
4.49%
Up to 48 months
▼
APR4.49%
TermUp to 48 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Maximum: $150,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans Up to 48 months
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedJun 3, 2026
Details
As Low As; ***
Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
New Auto Loan
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; Up to 84 Months
Mosaic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.57%
Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026
4.50%
up to 6 yrs
▼
APR4.50%
Termup to 6 yrs
Last UpdatedMay 30, 2026
Details
APR4.55%
Term48 Months
Last UpdatedJun 1, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedJun 3, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 18, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
4.69%
60 months
▼
APR4.69%
Term60 months
Last UpdatedJun 3, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto Loans
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedMay 22, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedMay 20, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.05%
New Auto Loan
4.74%
12 to 36
▼
APR4.74%
Term12 to 36
Last UpdatedMay 22, 2026
Details
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
New Auto Loan
4.74%
49-60
▼
APR4.74%
Term49-60
Last UpdatedMay 22, 2026
Details
As Low As; 2025 and newer
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Auto Purchase (Never Titled)
4.74%
67-72
▼
APR4.74%
Term67-72
Last UpdatedMay 23, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto Loans (Models 2024 and Newer)
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedMay 29, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
New Auto - up to 60 months
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedJun 3, 2026
Details
As Low As; Minimum loan of $5,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Maximum: $150,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans Up to 60 months
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedJun 3, 2026
Details
As Low As; ***
Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Auto
4.75%
36 - 120 months
▼
APR4.75%
Term36 - 120 months
Last UpdatedMay 20, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto ('26 or Newer)
4.75%
36-84 months
▼
APR4.75%
Term36-84 months
Last UpdatedMay 22, 2026
Details
As Low As
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
NEW AUTOS Model Years 2026 or newer
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.; Loyalty Discounts Available
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Vehicle Loan
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedJun 1, 2026
Details
100% financing available for new and used auto, truck and motorcycle purchases.
APR4.79%
Term61-72
Last UpdatedMay 21, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
New Car Loan
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto Loans
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMay 22, 2026
Details
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
New and Used Vehicles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 17, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
New Auto/Truck
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMay 20, 2026
Details
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
New Auto
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As; Modal Year 2025 & newer
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
New and Used Autos
4.99%
flexible terms available
▼
APR4.99%
Termflexible terms available
Last UpdatedMay 23, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto Loans (Models 2024 and Newer)
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 29, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
New Auto - up to 72 months
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedJun 3, 2026
Details
As Low As; Minimum loan of $15,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Maximum: $150,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
New Auto Loans Up to 72 months
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedJun 3, 2026
Details
As Low As
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
New and Used Vehicle
5.00%
96 Months
▼
APR5.00%
Term96 Months
Last UpdatedMay 20, 2026
Details
Up to 96 Month Term
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Vehicle Loan
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedJun 1, 2026
Details
100% financing available for new and used auto, truck and motorcycle purchases.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMay 17, 2026
Details
As Low As; Up to $25,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMay 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
APR5.10%
Term60 Months
Last UpdatedJun 1, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMay 18, 2026
Details
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
New Auto Loan
5.19%
61-72
▼
APR5.19%
Term61-72
Last UpdatedMay 22, 2026
Details
As Low As; 2025 and newer
Loudoun Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Vehicles Loan
5.19%
36 Months
▼
APR5.19%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto Loans
5.20%
84 Months
▼
APR5.20%
Term84 Months
Last UpdatedMay 22, 2026
Details
Powered by
MonitorBankRates
Arlington Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedJun 1, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedJun 1, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.85%
60 months
▼
APR4.85%
Term60 months
Last UpdatedJun 1, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 17, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history. Min. finance amt. $30,000 for 84 months term
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1 Classic Vehicle Loans
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 17, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
Used Automobile 100% Or Less Financing
5.54%
48 Months
▼
APR5.54%
Term48 Months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history.
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
Used Automobile 100% Or Less Financing
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1 Classic Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1 Classic Vehicle Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMay 17, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedJun 1, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.72%
2800 S Randolph St, Arlington, VA, 22206
Used Automobile 100% Or Less Financing
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedMay 22, 2026
Details
Rate based on evaluation of credit history. Min. finance amt $30,000
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1 Classic Vehicle Loans
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedMay 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 17, 2026
Details
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
Used Auto
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Modal Year 2020-2025
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
New and Used Vehicles
3.49%
60 Months
▼
APR3.49%
Term60 Months
Last UpdatedMay 17, 2026
Details
As Low As
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS Model Years 2026 - 2024
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.; Loyalty Discounts Available
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Used Auto Loan
3.74%
0-36
▼
APR3.74%
Term0-36
Last UpdatedMay 22, 2026
Details
As Low As; Model Year 2019-2024
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
New and Used Vehicles
3.75%
72 Months
▼
APR3.75%
Term72 Months
Last UpdatedMay 17, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
Used Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As; Modal Year 2020-2025
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto Loans
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 29, 2026
Details
Vehicle model years 2023 or newer; Limited time offer
FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
Used Vehicles 2025 and Older Loan
3.99%
36-60
▼
APR3.99%
Term36-60
Last UpdatedJun 1, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Congressional Federal Car Buying Service powered by TrueCarUsed Car Loan
4.04%
48 Months
▼
APR4.04%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Used Car Loan
4.04%
48 Months
▼
APR4.04%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
PWC Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New/Used Vehicle Loan
4.20%
12 - 96
▼
APR4.20%
Term12 - 96
Last UpdatedMay 23, 2026
Details
FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
Used Vehicles 2025 and Older Loan
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedJun 1, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Used Auto Loan
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMay 22, 2026
Details
As Low As; Model Year 2019-2024
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto Loans
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 29, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
Used Auto Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Loan Amounts: Maximum: $75,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
Used Auto Loan Up to 36 months
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 3, 2026
Details
As Low As; Maximum Loan Amount: $75,000
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Congressional Federal Car Buying Service powered by TrueCarUsed Car Loan
4.54%
36 Months
▼
APR4.54%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Used Car Loan
4.54%
36 Months
▼
APR4.54%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Used Vehicle Loan
4.54%
36 Months
▼
APR4.54%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
4.60%
36 months
▼
APR4.60%
Term36 months
Last UpdatedJun 3, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto Up to 5 Years Old
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMay 22, 2026
Details
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.77%
TrueCar Used Vehicle Rate
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedMay 17, 2026
Details
As Low As
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.77%
Used Vehicles
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedMay 17, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto Loans
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedMay 29, 2026
Details
As Low As; *APR = Annual Percentage Rate. Current APR as of 5/26/2026. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV. Regardless of available discounts, 4.74% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply. Rate depends on model year.
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Used Auto - up to 36 months
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedJun 3, 2026
Details
As Low As; Minimum loan of $5,000; vehicle must be no more than 7 model years old. Maximum mileage of 115,000.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
Used Auto Loan
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Loan Amounts: Maximum: $75,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
Used Auto Loan Up to 48 months
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedJun 3, 2026
Details
As Low As; Maximum Loan Amount: $75,000
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS Model Year 2023 - 2022
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.; Loyalty Discounts Available
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS Model Years 2026 - 2024
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.; Loyalty Discounts Available
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto Loans
4.75%
75 Months
▼
APR4.75%
Term75 Months
Last UpdatedMay 29, 2026
Details
Vehicle model years 2023 or newer; Limited time offer
APR4.75%
Term36 Months
Last UpdatedJun 1, 2026
Details
As Low As
FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
Used Vehicles 2025 and Older Loan
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedJun 1, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto (2017-2025)
4.90%
36-84 months
▼
APR4.90%
Term36-84 months
Last UpdatedMay 22, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto Up to 5 Years Old
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMay 22, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
4.94%
48 months
▼
APR4.94%
Term48 months
Last UpdatedJun 3, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
New and Used Vehicles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 17, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMay 18, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Used Auto/Truck
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMay 20, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Used Auto
4.99%
Up to 36
▼
APR4.99%
TermUp to 36
Last UpdatedMay 21, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Used Auto Loan
4.99%
49-60
▼
APR4.99%
Term49-60
Last UpdatedMay 22, 2026
Details
As Low As; Model Year 2019-2024
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
Used Auto
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As; Modal Year 2020-2025
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
New and Used Autos
4.99%
flexible terms available
▼
APR4.99%
Termflexible terms available
Last UpdatedMay 23, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto Loans
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 29, 2026
Details
As Low As; *APR = Annual Percentage Rate. Current APR as of 5/26/2026. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with autopay set up & .25% discount on B+ and higher credit scores with 80% LTV. Regardless of available discounts, 4.74% is the minimum APR offered. Mileage and the condition of the collateral will be considered. Certain restrictions apply. Rate depends on model year.
Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Used Auto - up to 48 months
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedJun 3, 2026
Details
As Low As; Minimum loan of $5,000; vehicle must be no more than 7 model years old. Maximum mileage of 115,000.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
Used Auto Loan
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 3, 2026
Details
As Low As; ***; Loan Amounts: Maximum: $75,000
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
Used Auto Loan Up to 60 months
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 3, 2026
Details
As Low As; Maximum Loan Amount: $75,000
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
New and Used Vehicle
5.00%
96 Months
▼
APR5.00%
Term96 Months
Last UpdatedMay 20, 2026
Details
Up to 96 Month Term
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Used Vehicle Loan
5.04%
48 Months
▼
APR5.04%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; - Minimum of $1,000 loan
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
5.04%
60 months
▼
APR5.04%
Term60 months
Last UpdatedJun 3, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMay 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Auto
5.15%
36 - 120 months
▼
APR5.15%
Term36 - 120 months
Last UpdatedMay 20, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto Up to 5 Years Old
5.20%
60 Months
▼
APR5.20%
Term60 Months
Last UpdatedMay 22, 2026
Details
APR5.20%
Term48 Months
Last UpdatedJun 1, 2026
Details
As Low As
Powered by
MonitorBankRates
Arlington, VA Auto Loan Rate Trends
Compare local Arlington, VA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — VA Avg
5.204%
▼ 0.170 vs 7 days ago
Virginia new auto rates fell 0.170 points over the past 7 days to 5.204% APR.
Used Auto Loan — VA Avg
6.070%
▼ 0.047 vs 7 days ago
Virginia used auto rates fell 0.047 points over the past 7 days to 6.070% APR.
As of Jun 4, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Arlington, Virginia auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Arlington, Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Arlington, Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in VA.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Arlington, Virginia
How does my credit score affect my car loan rate in Virginia?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Arlington, Virginia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Virginia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Arlington, Virginia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Arlington, Virginia?
Based on our current data, some of the lowest auto loan rates available in Arlington, Virginia include:
- PAHO WHO Federal Credit Union: 4.00% (New or Used Vehicle Loans)
- Justice Federal Credit Union: 4.69% (Vehicle Loan)
- Northwest Federal Credit Union: 4.69% (2025 Car Loans)
- Patent And Trademark Office Federal Credit Union: 4.74% (New/Used Automobile 100% Or Less Financing)
- Lafayette Federal Credit Union: 5.00% (New Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Arlington, Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 3, 2026
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