Auto Loan Rates in Arlington, Virginia (VA) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Arlington, Virginia. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Arlington, Virginia include PAHO WHOPAHO WHO2300 Wilson Blvd, Arlington, VA, 22201A+5.0 ★Texas Ratio: 4.20% offering New or Used Vehicle Loans at 4.00%, Justice Federal Credit UnionJustice Federal Credit Union600 Army Navy Dr, Arlington, VA, 22202 4200A5.0 ★Texas Ratio: 9.17% offering Vehicle Loan at 4.69%, Patent And Trademark Office Federal Credit UnionPatent And Trademark Office Federal Credit Union2800 S Randolph St, Arlington, VA, 22206A-4.9 ★Texas Ratio: 15.67% offering New/Used Automobile 100% Or Less Financing at 4.74%, Lafayette Federal Credit UnionLafayette Federal Credit Union2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781A5.0 ★Texas Ratio: 10.75% offering New Auto Loan at 5.00%, Arlington Community Federal Credit UnionArlington Community Federal Credit Union2130 N Glebe Rd, Arlington, VA, 22207A+5.0 ★Texas Ratio: 5.89% offering Vehicle Loan at 8.00%. Auto loan rates as of April 22, 2026 according to verified data from MonitorBankRates.
Arlington has 5 local institutions in our database, with auto loan rates as low as 4.00% APR from PAHO WHO at 2300 Wilson Blvd, Arlington, VA, 22201. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Arlington, Virginia. Auto Loan Rates Last Updated and Verified: April 22, 2026
Compare Auto Loan Rates Today in Arlington, Virginia & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedApr 19, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedApr 19, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedApr 17, 2026
Details
Rate based on evaluation of credit history
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.85%
60 months
▼
APR4.85%
Term60 months
Last UpdatedApr 19, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New Automobile greater than
4.99%
60 - 84 months
▼
APR4.99%
Term60 - 84 months
Last UpdatedApr 17, 2026
Details
$75,000; Rate based on evaluation of credit history. Max. finance amt. $150,000
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedApr 17, 2026
Details
Rate based on evaluation of credit history
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loans
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedApr 17, 2026
Details
Rate based on evaluation of credit history
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loans
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedApr 17, 2026
Details
Rate based on evaluation of credit history. Min. finance amt. $30,000 for 84 months term
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
Used Automobile 100% Or Less Financing
5.54%
48 months
▼
APR5.54%
Term48 months
Last UpdatedApr 17, 2026
Details
Amount Financed: 100% NADA Retail Value; Fixed; Rate based on evaluation of credit history.
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loans
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
Used Automobile 100% Or Less Financing
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedApr 17, 2026
Details
Amount Financed: 100% NADA Retail Value; Fixed; Rate based on evaluation of credit history.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 17, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedApr 19, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
Used Automobile 100% Or Less Financing
6.04%
72 months
▼
APR6.04%
Term72 months
Last UpdatedApr 17, 2026
Details
Amount Financed: 100% NADA Retail Value; Fixed; Rate based on evaluation of credit history. Min. finance amt $30,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loans
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 17, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loans
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loans
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
7.89%
96 months
▼
APR7.89%
Term96 months
Last UpdatedApr 17, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA, 22207
Vehicle Loan
8.00%
96 Months
▼
APR8.00%
Term96 Months
Last UpdatedApr 18, 2026
Details
As Low As; 10 Years old or newer
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
600 Army Navy Dr, Arlington, VA, 22202 4200
Vehicle Loan
8.09%
96 months
▼
APR8.09%
Term96 months
Last UpdatedApr 17, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA, 22207
Vehicle Loan
8.75%
120 Months
▼
APR8.75%
Term120 Months
Last UpdatedApr 18, 2026
Details
As Low As; 10 Years old or newer
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA, 22207
Vehicle Loan
9.75%
144 Months
▼
APR9.75%
Term144 Months
Last UpdatedApr 18, 2026
Details
As Low As; 10 Years old or newer
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
2.49%
36 months
▼
APR2.49%
Term36 months
Last UpdatedApr 17, 2026
Details
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
New Vehicles
2.74%
Up to 60 Months
▼
APR2.74%
TermUp to 60 Months
Last UpdatedApr 17, 2026
Details
As Low As
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
TrueCar New Vehicle Rate
2.74%
Up to 60 Months
▼
APR2.74%
TermUp to 60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
2.99%
48 months
▼
APR2.99%
Term48 months
Last UpdatedApr 17, 2026
Details
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
New Auto
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Modal Year: 2025 & newer
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Used Auto
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Modal Year: 2020-2025
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Auto Loan
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedApr 18, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loan
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2025 and newer
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loan
3.25%
12-60
▼
APR3.25%
Term12-60
Last UpdatedApr 17, 2026
Details
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto Loan
3.25%
12-60
▼
APR3.25%
Term12-60
Last UpdatedApr 17, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
3.49%
60 months
▼
APR3.49%
Term60 months
Last UpdatedApr 17, 2026
Details
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
2026+ New & Used Auto Loan
3.50%
36-60
▼
APR3.50%
Term36-60
Last UpdatedApr 8, 2026
Details
100% NADA Retail/MSRP
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
NEW AUTOS Model Years 2026 or newer
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS Model Years 2026 - 2024
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
New Vehicles
3.74%
61 to 72 Months
▼
APR3.74%
Term61 to 72 Months
Last UpdatedApr 17, 2026
Details
As Low As
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
TrueCar New Vehicle Rate
3.74%
61 to 72 Months
▼
APR3.74%
Term61 to 72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
3.75%
72 months
▼
APR3.75%
Term72 months
Last UpdatedApr 17, 2026
Details
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
New Cars: 2025 models and newer
3.89%
Up to 36 months
▼
APR3.89%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
New Auto
3.99%
Up to 36
▼
APR3.99%
TermUp to 36
Last UpdatedApr 17, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
Vehicle model years 2023 or newer; Limited time offer
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
New Car
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Auto Loan
3.99%
37-48
▼
APR3.99%
Term37-48
Last UpdatedApr 18, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loan
3.99%
37-48
▼
APR3.99%
Term37-48
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2025 and newer
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Modal Year: 2025 & newer
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Used Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Modal Year: 2020-2025
Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Auto Loans
3.99%
0 - 48
▼
APR3.99%
Term0 - 48
Last UpdatedApr 18, 2026
Details
As Low As
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2023-2027)
3.99%
0-48 Months
▼
APR3.99%
Term0-48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 2025 and Older
3.99%
36-60
▼
APR3.99%
Term36-60
Last UpdatedApr 19, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $29.43
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
New Auto Loans
4.20%
36 Months
▼
APR4.20%
Term36 Months
Last UpdatedApr 18, 2026
Details
100% Financing
PWC Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
*New/Used Vehicle
4.20%
12 - 96
▼
APR4.20%
Term12 - 96
Last UpdatedApr 19, 2026
Details
APR4.20%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.20%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2023-2027)
4.24%
49-60 Months
▼
APR4.24%
Term49-60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loan
4.25%
72-120
▼
APR4.25%
Term72-120
Last UpdatedApr 17, 2026
Details
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto Loan
4.25%
72-120
▼
APR4.25%
Term72-120
Last UpdatedApr 17, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.25%
2 Years
▼
APR4.25%
Term2 Years
Last UpdatedApr 19, 2026
Details
APR4.29%
Term37-48
Last UpdatedApr 17, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Used Car
4.29%
Up to 36 months
▼
APR4.29%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 2025 and Older
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
New Cars: 2025 models and newer
4.39%
2025 Mo
▼
APR4.39%
Term2025 Mo
Last UpdatedApr 17, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
New Auto Loans
4.40%
48 Months
▼
APR4.40%
Term48 Months
Last UpdatedApr 18, 2026
Details
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
Used Cars: 2021 - 2024 models
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
New Car
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2022 and older)
4.49%
0-48 Months
▼
APR4.49%
Term0-48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
2023-2025 Auto Loan
4.50%
36-60
▼
APR4.50%
Term36-60
Last UpdatedApr 8, 2026
Details
100% NADA Retail
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
2026+ New & Used Auto Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 8, 2026
Details
100% NADA Retail/MSRP
Mosaic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.59%
Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026
4.50%
up to 6 yrs
▼
APR4.50%
Termup to 6 yrs
Last UpdatedApr 18, 2026
Details
Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
New Auto Loan
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 84 Months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
New Cars: 2025 models and newer
4.52%
2025 Mo
▼
APR4.52%
Term2025 Mo
Last UpdatedApr 17, 2026
Details
As Low As
APR4.55%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.55%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
New Car
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $22.91
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.60%
36 months
▼
APR4.60%
Term36 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $29.72
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.69%
60 months
▼
APR4.69%
Term60 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $18.70
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
New Auto Loans
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedApr 18, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
Used Auto Up to 5 Years Old
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedApr 18, 2026
Details
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
TrueCar Used Vehicle Rate
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedApr 17, 2026
Details
As Low As
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
Used Vehicles
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
New Cars: 2025 models and newer
4.74%
2025 Mo
▼
APR4.74%
Term2025 Mo
Last UpdatedApr 17, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
Used Cars: 2021 - 2024 models
4.74%
2024 Mo
▼
APR4.74%
Term2024 Mo
Last UpdatedApr 17, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedApr 18, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New Auto Loans (Models 2024 and Newer)
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedApr 18, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Used Auto Loans
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedApr 18, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New Auto Loans
4.74%
12 to 36
▼
APR4.74%
Term12 to 36
Last UpdatedApr 18, 2026
Details
100% of MSRP/NADA Value
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Auto Loan
4.74%
49-60
▼
APR4.74%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loan
4.74%
49-60
▼
APR4.74%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2025 and newer
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2022 and older)
4.74%
49-60 Months
▼
APR4.74%
Term49-60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2023-2027)
4.74%
61-66 Months
▼
APR4.74%
Term61-66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedApr 19, 2026
Details
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
New Auto ('26 or Newer)
4.75%
36-84 months
▼
APR4.75%
Term36-84 months
Last UpdatedApr 17, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
4.75%
75 Months
▼
APR4.75%
Term75 Months
Last UpdatedApr 18, 2026
Details
Vehicle model years 2023 or newer; Limited time offer
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
NEW AUTOS
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS Model Year 2023 - 2022
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New Auto
4.75%
36 - 120 months
▼
APR4.75%
Term36 - 120 months
Last UpdatedApr 19, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedApr 19, 2026
Details
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.79%
Term61-72
Last UpdatedApr 17, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Used Car
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 2025 and Older
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
Used Cars: 2021 - 2024 models
4.87%
2024 Mo
▼
APR4.87%
Term2024 Mo
Last UpdatedApr 17, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
New Car
4.89%
60 months
▼
APR4.89%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $7,000 loan
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
Used Auto (2017-2025)
4.90%
36-84 months
▼
APR4.90%
Term36-84 months
Last UpdatedApr 17, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
New Auto Loans
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedApr 18, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
Used Auto Up to 5 Years Old
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedApr 18, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.94%
48 months
▼
APR4.94%
Term48 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $23.00
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedApr 17, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
Auto Loan 2023 - current
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New Auto Loans (Models 2024 and Newer)
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Used Auto Loans
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Used Car
4.99%
49 - 60 months
▼
APR4.99%
Term49 - 60 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $7,000 loan
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
New Auto
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As; Modal Year: 2025 & newer
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Used Auto
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As; Modal Year: 2020-2025
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Auto Loans
4.99%
12-60
▼
APR4.99%
Term12-60
Last UpdatedApr 18, 2026
Details
New Auto, 12-60 Month Term
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
New and Used Autos
4.99%
flexible terms available
▼
APR4.99%
Termflexible terms available
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedApr 19, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedApr 19, 2026
Details
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
2020-2022 Auto Loan
5.00%
36-60
▼
APR5.00%
Term36-60
Last UpdatedApr 8, 2026
Details
90 % NADA Retail
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
2023-2025 Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 8, 2026
Details
100% NADA Retail
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
2026+ New & Used Auto Loan
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 8, 2026
Details
100% NADA Retail/MSRP
URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
▼
APR5.00%
Term24 Months or Less
Last UpdatedApr 18, 2026
Details
As Low As
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New and Used Vehicles
5.00%
96 Months
▼
APR5.00%
Term96 Months
Last UpdatedApr 19, 2026
Details
Up to 96 Month Term
Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
2026 - 2020 Auto Loan
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 84 Months
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedApr 19, 2026
Details
NAE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Auto Loans
5.04%
0-60
▼
APR5.04%
Term0-60
Last UpdatedApr 18, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
5.04%
60 months
▼
APR5.04%
Term60 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $18.83
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
Used Cars: 2021 - 2024 models
5.09%
2024 Mo
▼
APR5.09%
Term2024 Mo
Last UpdatedApr 17, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
New Car
5.09%
37 - 48 months
▼
APR5.09%
Term37 - 48 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to $25,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
NAE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Auto Loans
5.14%
61-66
▼
APR5.14%
Term61-66
Last UpdatedApr 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Used Auto
5.15%
36 - 120 months
▼
APR5.15%
Term36 - 120 months
Last UpdatedApr 19, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Auto Loan
5.19%
61-72
▼
APR5.19%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loan
5.19%
61-72
▼
APR5.19%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2025 and newer
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
New Auto Loans
5.20%
84 Months
▼
APR5.20%
Term84 Months
Last UpdatedApr 18, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
Used Auto Up to 5 Years Old
5.20%
60 Months
▼
APR5.20%
Term60 Months
Last UpdatedApr 18, 2026
Details
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
Vehicle model years 2020-2022; Limited time offer
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New Auto Loans (Models 2024 and Newer)
5.24%
Up to 66 months
▼
APR5.24%
TermUp to 66 months
Last UpdatedApr 18, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Used Auto Loans
5.24%
Up to 66 months
▼
APR5.24%
TermUp to 66 months
Last UpdatedApr 18, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
Used Auto Loans
5.24%
12 to 36
▼
APR5.24%
Term12 to 36
Last UpdatedApr 18, 2026
Details
100% of MSRP/NADA Value
NAE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Auto Loans
5.24%
67-75
▼
APR5.24%
Term67-75
Last UpdatedApr 18, 2026
Details
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2022 and older)
5.24%
61-66 Months
▼
APR5.24%
Term61-66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2023-2027)
5.24%
72-77 Months
▼
APR5.24%
Term72-77 Months
Last UpdatedApr 19, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
▼
APR5.24%
Term66 months
Last UpdatedApr 19, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
New and Used Vehicle Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 22, 2026
Details
As Low As; Learn More
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
New Car Loans
5.24%
12-36
▼
APR5.24%
Term12-36
Last UpdatedApr 22, 2026
Details
As Low As
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Used Car Loans (2024 and Older)
5.24%
12-36
▼
APR5.24%
Term12-36
Last UpdatedApr 22, 2026
Details
As Low As
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
NEW AUTOS
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS Model Year 2021 - 2020
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New, Used, or Refinanced Vehicle Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedApr 19, 2026
Details
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.25%
2 Years
▼
APR5.25%
Term2 Years
Last UpdatedApr 19, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Used Auto
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Used Car
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Vehicle Loan
5.35%
24 months
▼
APR5.35%
Term24 months
Last UpdatedApr 17, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedApr 19, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedApr 19, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedApr 17, 2026
Details
Rate based on evaluation of credit history
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.85%
60 months
▼
APR4.85%
Term60 months
Last UpdatedApr 19, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New Automobile greater than
4.99%
60 - 84 months
▼
APR4.99%
Term60 - 84 months
Last UpdatedApr 17, 2026
Details
$75,000; Rate based on evaluation of credit history. Max. finance amt. $150,000
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedApr 17, 2026
Details
Rate based on evaluation of credit history
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedApr 17, 2026
Details
Rate based on evaluation of credit history
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedApr 17, 2026
Details
Rate based on evaluation of credit history. Min. finance amt. $30,000 for 84 months term
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedApr 19, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 17, 2026
Details
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
2.49%
36 months
▼
APR2.49%
Term36 months
Last UpdatedApr 17, 2026
Details
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
New Vehicles
2.74%
Up to 60 Months
▼
APR2.74%
TermUp to 60 Months
Last UpdatedApr 17, 2026
Details
As Low As
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
TrueCar New Vehicle Rate
2.74%
Up to 60 Months
▼
APR2.74%
TermUp to 60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
2.99%
48 months
▼
APR2.99%
Term48 months
Last UpdatedApr 17, 2026
Details
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
New Auto
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Modal Year: 2025 & newer
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loan
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2025 and newer
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
3.49%
60 months
▼
APR3.49%
Term60 months
Last UpdatedApr 17, 2026
Details
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
2026+ New & Used Auto Loan
3.50%
36-60
▼
APR3.50%
Term36-60
Last UpdatedApr 8, 2026
Details
100% NADA Retail/MSRP
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
NEW AUTOS Model Years 2026 or newer
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
New Vehicles
3.74%
61 to 72 Months
▼
APR3.74%
Term61 to 72 Months
Last UpdatedApr 17, 2026
Details
As Low As
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
TrueCar New Vehicle Rate
3.74%
61 to 72 Months
▼
APR3.74%
Term61 to 72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
3.75%
72 months
▼
APR3.75%
Term72 months
Last UpdatedApr 17, 2026
Details
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
New Cars: 2025 models and newer
3.89%
Up to 36 months
▼
APR3.89%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
New Auto
3.99%
Up to 36
▼
APR3.99%
TermUp to 36
Last UpdatedApr 17, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
Vehicle model years 2023 or newer; Limited time offer
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
New Car
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loan
3.99%
37-48
▼
APR3.99%
Term37-48
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2025 and newer
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Modal Year: 2025 & newer
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $29.43
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
New Auto Loans
4.20%
36 Months
▼
APR4.20%
Term36 Months
Last UpdatedApr 18, 2026
Details
100% Financing
PWC Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
*New/Used Vehicle
4.20%
12 - 96
▼
APR4.20%
Term12 - 96
Last UpdatedApr 19, 2026
Details
APR4.20%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.20%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.25%
2 Years
▼
APR4.25%
Term2 Years
Last UpdatedApr 19, 2026
Details
APR4.29%
Term37-48
Last UpdatedApr 17, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
New Cars: 2025 models and newer
4.39%
2025 Mo
▼
APR4.39%
Term2025 Mo
Last UpdatedApr 17, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
New Auto Loans
4.40%
48 Months
▼
APR4.40%
Term48 Months
Last UpdatedApr 18, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
New Car
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
2026+ New & Used Auto Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 8, 2026
Details
100% NADA Retail/MSRP
Mosaic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.59%
Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026
4.50%
up to 6 yrs
▼
APR4.50%
Termup to 6 yrs
Last UpdatedApr 18, 2026
Details
Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
New Auto Loan
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 84 Months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
New Cars: 2025 models and newer
4.52%
2025 Mo
▼
APR4.52%
Term2025 Mo
Last UpdatedApr 17, 2026
Details
As Low As
APR4.55%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.55%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
New Car
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $22.91
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.69%
60 months
▼
APR4.69%
Term60 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $18.70
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
New Auto Loans
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedApr 18, 2026
Details
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
New Cars: 2025 models and newer
4.74%
2025 Mo
▼
APR4.74%
Term2025 Mo
Last UpdatedApr 17, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedApr 18, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New Auto Loans (Models 2024 and Newer)
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedApr 18, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New Auto Loans
4.74%
12 to 36
▼
APR4.74%
Term12 to 36
Last UpdatedApr 18, 2026
Details
100% of MSRP/NADA Value
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loan
4.74%
49-60
▼
APR4.74%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2025 and newer
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedApr 19, 2026
Details
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
New Auto ('26 or Newer)
4.75%
36-84 months
▼
APR4.75%
Term36-84 months
Last UpdatedApr 17, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
4.75%
75 Months
▼
APR4.75%
Term75 Months
Last UpdatedApr 18, 2026
Details
Vehicle model years 2023 or newer; Limited time offer
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
NEW AUTOS
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New Auto
4.75%
36 - 120 months
▼
APR4.75%
Term36 - 120 months
Last UpdatedApr 19, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedApr 19, 2026
Details
APR4.79%
Term61-72
Last UpdatedApr 17, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
New Car
4.89%
60 months
▼
APR4.89%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $7,000 loan
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
New Auto Loans
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedApr 18, 2026
Details
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedApr 17, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New Auto Loans (Models 2024 and Newer)
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
New Auto
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As; Modal Year: 2025 & newer
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
New and Used Autos
4.99%
flexible terms available
▼
APR4.99%
Termflexible terms available
Last UpdatedApr 19, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedApr 19, 2026
Details
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
2026+ New & Used Auto Loan
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 8, 2026
Details
100% NADA Retail/MSRP
URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
▼
APR5.00%
Term24 Months or Less
Last UpdatedApr 18, 2026
Details
As Low As
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New and Used Vehicles
5.00%
96 Months
▼
APR5.00%
Term96 Months
Last UpdatedApr 19, 2026
Details
Up to 96 Month Term
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedApr 19, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
New Car
5.09%
37 - 48 months
▼
APR5.09%
Term37 - 48 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to $25,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loan
5.19%
61-72
▼
APR5.19%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2025 and newer
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
New Auto Loans
5.20%
84 Months
▼
APR5.20%
Term84 Months
Last UpdatedApr 18, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
Vehicle model years 2020-2022; Limited time offer
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New Auto Loans (Models 2024 and Newer)
5.24%
Up to 66 months
▼
APR5.24%
TermUp to 66 months
Last UpdatedApr 18, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
New and Used Vehicle Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 22, 2026
Details
As Low As; Learn More
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
New Car Loans
5.24%
12-36
▼
APR5.24%
Term12-36
Last UpdatedApr 22, 2026
Details
As Low As
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
NEW AUTOS
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New, Used, or Refinanced Vehicle Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedApr 19, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedApr 19, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedApr 19, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedApr 17, 2026
Details
Rate based on evaluation of credit history
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.85%
60 months
▼
APR4.85%
Term60 months
Last UpdatedApr 19, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedApr 17, 2026
Details
Rate based on evaluation of credit history
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedApr 17, 2026
Details
Rate based on evaluation of credit history
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
New/Used Automobile 100% Or Less Financing
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedApr 17, 2026
Details
Rate based on evaluation of credit history. Min. finance amt. $30,000 for 84 months term
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
Used Automobile 100% Or Less Financing
5.54%
48 months
▼
APR5.54%
Term48 months
Last UpdatedApr 17, 2026
Details
Amount Financed: 100% NADA Retail Value; Fixed; Rate based on evaluation of credit history.
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
Used Automobile 100% Or Less Financing
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedApr 17, 2026
Details
Amount Financed: 100% NADA Retail Value; Fixed; Rate based on evaluation of credit history.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 17, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedApr 19, 2026
Details
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
2800 S Randolph St, Arlington, VA, 22206
Used Automobile 100% Or Less Financing
6.04%
72 months
▼
APR6.04%
Term72 months
Last UpdatedApr 17, 2026
Details
Amount Financed: 100% NADA Retail Value; Fixed; Rate based on evaluation of credit history. Min. finance amt $30,000
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto APR1
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
2231 Crystal Dr Ste 150R, Arlington, VA, 22202 3781
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 17, 2026
Details
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
2.49%
36 months
▼
APR2.49%
Term36 months
Last UpdatedApr 17, 2026
Details
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
2.99%
48 months
▼
APR2.99%
Term48 months
Last UpdatedApr 17, 2026
Details
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Used Auto
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Modal Year: 2020-2025
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto Loan
3.25%
12-60
▼
APR3.25%
Term12-60
Last UpdatedApr 17, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
3.49%
60 months
▼
APR3.49%
Term60 months
Last UpdatedApr 17, 2026
Details
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
2026+ New & Used Auto Loan
3.50%
36-60
▼
APR3.50%
Term36-60
Last UpdatedApr 8, 2026
Details
100% NADA Retail/MSRP
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS Model Years 2026 - 2024
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
3.75%
72 months
▼
APR3.75%
Term72 months
Last UpdatedApr 17, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
Vehicle model years 2023 or newer; Limited time offer
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Used Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Modal Year: 2020-2025
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2023-2027)
3.99%
0-48 Months
▼
APR3.99%
Term0-48 Months
Last UpdatedApr 19, 2026
Details
As Low As
FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 2025 and Older
3.99%
36-60
▼
APR3.99%
Term36-60
Last UpdatedApr 19, 2026
Details
As Low As
PWC Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
*New/Used Vehicle
4.20%
12 - 96
▼
APR4.20%
Term12 - 96
Last UpdatedApr 19, 2026
Details
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2023-2027)
4.24%
49-60 Months
▼
APR4.24%
Term49-60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto Loan
4.25%
72-120
▼
APR4.25%
Term72-120
Last UpdatedApr 17, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Used Car
4.29%
Up to 36 months
▼
APR4.29%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 2025 and Older
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
Used Cars: 2021 - 2024 models
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2022 and older)
4.49%
0-48 Months
▼
APR4.49%
Term0-48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
2026+ New & Used Auto Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 8, 2026
Details
100% NADA Retail/MSRP
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.60%
36 months
▼
APR4.60%
Term36 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $29.72
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
Used Auto Up to 5 Years Old
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedApr 18, 2026
Details
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
TrueCar Used Vehicle Rate
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedApr 17, 2026
Details
As Low As
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
Used Vehicles
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
Used Cars: 2021 - 2024 models
4.74%
2024 Mo
▼
APR4.74%
Term2024 Mo
Last UpdatedApr 17, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedApr 18, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Used Auto Loans
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedApr 18, 2026
Details
As Low As
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2022 and older)
4.74%
49-60 Months
▼
APR4.74%
Term49-60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2023-2027)
4.74%
61-66 Months
▼
APR4.74%
Term61-66 Months
Last UpdatedApr 19, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
4.75%
75 Months
▼
APR4.75%
Term75 Months
Last UpdatedApr 18, 2026
Details
Vehicle model years 2023 or newer; Limited time offer
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS Model Year 2023 - 2022
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Used Car
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 2025 and Older
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
Used Cars: 2021 - 2024 models
4.87%
2024 Mo
▼
APR4.87%
Term2024 Mo
Last UpdatedApr 17, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
Used Auto (2017-2025)
4.90%
36-84 months
▼
APR4.90%
Term36-84 months
Last UpdatedApr 17, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
Used Auto Up to 5 Years Old
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedApr 18, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.94%
48 months
▼
APR4.94%
Term48 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $23.00
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New and Used Vehicles
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedApr 17, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Used Auto Loans
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Used Car
4.99%
49 - 60 months
▼
APR4.99%
Term49 - 60 months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $7,000 loan
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Used Auto
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As; Modal Year: 2020-2025
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
New and Used Autos
4.99%
flexible terms available
▼
APR4.99%
Termflexible terms available
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedApr 19, 2026
Details
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
2026+ New & Used Auto Loan
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 8, 2026
Details
100% NADA Retail/MSRP
URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
▼
APR5.00%
Term24 Months or Less
Last UpdatedApr 18, 2026
Details
As Low As
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New and Used Vehicles
5.00%
96 Months
▼
APR5.00%
Term96 Months
Last UpdatedApr 19, 2026
Details
Up to 96 Month Term
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
5.04%
60 months
▼
APR5.04%
Term60 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $18.83
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
Used Cars: 2021 - 2024 models
5.09%
2024 Mo
▼
APR5.09%
Term2024 Mo
Last UpdatedApr 17, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Used Auto
5.15%
36 - 120 months
▼
APR5.15%
Term36 - 120 months
Last UpdatedApr 19, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
Used Auto Up to 5 Years Old
5.20%
60 Months
▼
APR5.20%
Term60 Months
Last UpdatedApr 18, 2026
Details
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
New & Used Auto Loan Refinance
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
Vehicle model years 2020-2022; Limited time offer
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Used Auto Loans
5.24%
Up to 66 months
▼
APR5.24%
TermUp to 66 months
Last UpdatedApr 18, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
Used Auto Loans
5.24%
12 to 36
▼
APR5.24%
Term12 to 36
Last UpdatedApr 18, 2026
Details
100% of MSRP/NADA Value
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2022 and older)
5.24%
61-66 Months
▼
APR5.24%
Term61-66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
Used Auto Purchase and Refinance (2023-2027)
5.24%
72-77 Months
▼
APR5.24%
Term72-77 Months
Last UpdatedApr 19, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
▼
APR5.24%
Term66 months
Last UpdatedApr 19, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
New and Used Vehicle Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 22, 2026
Details
As Low As; Learn More
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Used Car Loans (2024 and Older)
5.24%
12-36
▼
APR5.24%
Term12-36
Last UpdatedApr 22, 2026
Details
As Low As
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
USED AUTOS Model Year 2021 - 2020
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New, Used, or Refinanced Vehicle Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.25%
2 Years
▼
APR5.25%
Term2 Years
Last UpdatedApr 19, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Used Auto
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Used Car
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; - Minimum of $1,000 loan
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MonitorBankRates
Arlington, VA Auto Loan Rate Trends
Compare local Arlington, VA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — VA Avg
5.125%
▼ 0.752 vs 7 days ago
Virginia new auto rates fell 0.752 points over the past 7 days to 5.125% APR.
Used Auto Loan — VA Avg
6.060%
▼ 0.549 vs 7 days ago
Virginia used auto rates fell 0.549 points over the past 7 days to 6.060% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Arlington, Virginia
How does my credit score affect my car loan rate in Virginia?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Arlington, Virginia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Virginia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Arlington, Virginia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Arlington, Virginia?
Based on our current data, some of the lowest auto loan rates available in Arlington, Virginia include:
- PAHO WHO: 4.00% (New or Used Vehicle Loans)
- Justice Federal Credit Union: 4.69% (Vehicle Loan)
- Patent And Trademark Office Federal Credit Union: 4.74% (New/Used Automobile 100% Or Less Financing)
- Lafayette Federal Credit Union: 5.00% (New Auto Loan)
- Arlington Community Federal Credit Union: 8.00% (Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Arlington, Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 22, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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