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Auto Loan Rates in Littlerock, Washington (WA) for July 2026

Current auto loan rates in Littlerock, Washington include LONGSHOREMENS LOCAL 4LONGSHOREMENS LOCAL 4A+5.0 ★Texas Ratio: 0.85% offering New vehicle Loan at 1.99%, Waterfront Federal Credit UnionWaterfront Federal Credit UnionA+5.0 ★Texas Ratio: 5.62% offering New & Used Autos at 3.64%, EvergreenDIRECT Credit UnionEvergreenDIRECT Credit UnionA+5.0 ★Texas Ratio: 3.26% offering New/Used Auto at 3.99%, Delta Schools Federal Credit UnionDelta Schools Federal Credit UnionA+5.0 ★Texas Ratio: 0.34% offering New Vehicles Model Year 2025-2026 Loan at 3.99%, IBEW 76 Federal Credit UnionIBEW 76 Federal Credit UnionA+5.0 ★Texas Ratio: 3.57% offering New Auto at 4.00%. Auto loan rates as of July 16, 2026 according to verified data from MonitorBankRates.

Littlerock borrowers have access to 34 lenders serving the Washington area, with auto loan rates as low as 1.99% APR from LONGSHOREMENS LOCAL 4. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Littlerock, Washington. Auto Loan Rates Last Updated and Verified: July 16, 2026

Compare Auto Loan Rates Today in Littlerock, Washington & Surrounding Area

Littlerock Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New vehicle Loan
1.99%
Up to 84 months
APR1.99%
TermUp to 84 months
Last UpdatedJul 16, 2026
Details

As low as 1.99%

Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
New & Used Autos
3.64%
Up to 84 Months
APR3.64%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Example: 48 monthly payments of $22.42 for every $1,000 borrowed at 3.64%

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 36 monthly payments of $29.53 per $1,000 borrowed

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Vehicles Model Year 2025-2026 Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 15, 2026
Details

IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
New Auto
4.00%
up to 84 months
APR4.00%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
4.19%
36 months
APR4.19%
Term36 months
Last UpdatedJul 15, 2026
Details

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
4.24%
48 Months
APR4.24%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
4.24%
48 Months
APR4.24%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 48 monthly payments of $22.69 per $1,000 borrowed

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 23.15%
New Vehicles Loan
4.24%
36-84 months
APR4.24%
Term36-84 months
Last UpdatedJul 15, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.24%
24 Mos.
APR4.24%
Term24 Mos.
Last UpdatedJul 16, 2026
Details

As Low As; Up to 120% Financing on Approved Credit

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Autos
4.25%
Up to 96 Months
APR4.25%
TermUp to 96 Months
Last UpdatedJul 11, 2026
Details

As Low As

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
4.25%
0 - 36 months
APR4.25%
Term0 - 36 months
Last UpdatedJul 15, 2026
Details

Up to 125% LTV/Mileage maximum: 150,000

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 60 monthly payments of $18.65 per $1,000 borrowed

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
New Cars Loan
4.49%
up to 72 months
APR4.49%
Termup to 72 months
Last UpdatedJul 15, 2026
Details

0% down OAC

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Used Cars Loan
4.49%
up to 72 months
APR4.49%
Termup to 72 months
Last UpdatedJul 15, 2026
Details

up to 10 years old; 0% down OAC

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.49%
48 Mos.
APR4.49%
Term48 Mos.
Last UpdatedJul 16, 2026
Details

As Low As; Up to 120% Financing on Approved Credit

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Auto Loans
4.49%
60 months
APR4.49%
Term60 months
Last UpdatedJul 16, 2026
Details

As Low As; Promotional Rate

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Purchase New Auto or Refinance
4.49%
2025 and Newer
APR4.49%
Term2025 and Newer
Last UpdatedJul 16, 2026
Details

MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.52%
New Auto
4.50%
Up to 84-month term available
APR4.50%
TermUp to 84-month term available
Last UpdatedJul 11, 2026
Details

2024 and newer. Loan to value based on MSRP or NADA retail.

MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.52%
Used Auto
4.50%
Up to 84-month term available
APR4.50%
TermUp to 84-month term available
Last UpdatedJul 11, 2026
Details

2023 and older. Loan to value based on NADA retail.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Auto Loan
4.74%
60 Month Term
APR4.74%
Term60 Month Term
Last UpdatedJul 11, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto
4.74%
4 years / 48 months
APR4.74%
Term4 years / 48 months
Last UpdatedJul 15, 2026
Details

As Low As

Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
Used Autos
4.74%
Up to 72 Months
APR4.74%
TermUp to 72 Months
Last UpdatedJul 15, 2026
Details

As Low As; Example: 48 monthly payments of $22.92 for every $1,000 borrowed at 4.74%

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Vehicles Model Year 2025-2026 Loan
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedJul 15, 2026
Details

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Auto
4.74%
2016 - 2024
APR4.74%
Term2016 - 2024
Last UpdatedJul 16, 2026
Details

Numerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Auto loans
4.74%
Up to 84 months
APR4.74%
TermUp to 84 months
Last UpdatedJul 16, 2026
Details

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 72 monthly payments of $16.00 per $1,000 borrowed

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
4.85%
0 - 36 months
APR4.85%
Term0 - 36 months
Last UpdatedJul 15, 2026
Details

Up to 100% LTV/Mileage maximum: 150,000

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Auto Loan
4.89%
72 Month Term
APR4.89%
Term72 Month Term
Last UpdatedJul 11, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto
4.99%
5 years / 60 months
APR4.99%
Term5 years / 60 months
Last UpdatedJul 15, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.99%
72 Mos.
APR4.99%
Term72 Mos.
Last UpdatedJul 16, 2026
Details

As Low As; Up to 120% Financing on Approved Credit

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2023 & Newer Auto Loans (Cars, trucks & vans)
4.99%
36 - 60 months
APR4.99%
Term36 - 60 months
Last UpdatedJul 16, 2026
Details

Estimated minimum monthly payment: $292.37 based on a 60 month, $15,000 loan at 6.34% APR*

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
5.00%
37 - 48 months
APR5.00%
Term37 - 48 months
Last UpdatedJul 15, 2026
Details

Up to 125% LTV/Mileage maximum: 150,000

IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
Used Auto
5.00%
up to 84 months
APR5.00%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans
5.04%
36 months
APR5.04%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2016-2019 Used Auto Loans (Cars, trucks & vans) 36-60 month
5.14%
60 Month
APR5.14%
Term60 Month
Last UpdatedJul 16, 2026
Details

Estimated minimum monthly payment: $294.48 based on a 60 month, $15,000 loan at 6.64% APR*

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2020-2022 Used Auto Loans (Cars, trucks & vans) - 36 - 60 months
5.14%
60 Months
APR5.14%
Term60 Months
Last UpdatedJul 16, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Vehicles Model Year 2025-2026 Loan
5.19%
84 Months
APR5.19%
Term84 Months
Last UpdatedJul 15, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
5.19%
48 months
APR5.19%
Term48 months
Last UpdatedJul 15, 2026
Details

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Vehicle Loans
5.21%
36 Months
APR5.21%
Term36 Months
Last UpdatedJul 15, 2026
Details

Starting At

North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New / Used Vehicles Loan
5.22%
1 to 84 Months
APR5.22%
Term1 to 84 Months
Last UpdatedJul 16, 2026
Details

APR* | rate will vary based on term

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Auto Loans
5.24%
84 months
APR5.24%
Term84 months
Last UpdatedJul 6, 2026
Details

As Low As; Maximum term dependent on purchase price and mileage. Auto loans up to $10,000: maximum term 60 months. Auto loans $20,000 or more: maximum term 84 months. Gas vehicles exceeding 120,000 miles: maximum term 72 months. Add .50% to rate for gas vehicles exceeding 100,000 miles and diesel vehicles exceeding 150,000 miles. Purchase: Front end LTV >100%, add .25%; >110%, add .50%; >120%, add .75%. Maximum LTV 130%. Refinance: Back end LTV >100%, add .25%. Maximum LTV 130%. Add 1% for Drive4Less loans.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New Vehicles: Model Year 2025 or newer Loan
5.24%
60 months
APR5.24%
Term60 months
Last UpdatedJul 11, 2026
Details

Sno Falls Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.26%
Used Auto
5.24%
up to 72 months
APR5.24%
Termup to 72 months
Last UpdatedJul 11, 2026
Details

Our Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New or Used Auto
5.24%
up to 84 Months
APR5.24%
Termup to 84 Months
Last UpdatedJul 11, 2026
Details

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto
5.24%
6 years / 72 months
APR5.24%
Term6 years / 72 months
Last UpdatedJul 15, 2026
Details

As Low As

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 23.15%
Used Vehicles Loan
5.24%
36-84 months
APR5.24%
Term36-84 months
Last UpdatedJul 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2023 & Newer Auto Loans (Cars, trucks & vans)
5.24%
72 months
APR5.24%
Term72 months
Last UpdatedJul 16, 2026
Details

Estimated minimum monthly payment: $252.79 based on a 72 month, $15,000 loan at 6.59% APR*

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
New Low-Speed Vehicle Loan
5.24%
60 months or less
APR5.24%
Term60 months or less
Last UpdatedJul 16, 2026
Details

APR as low as

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
5.29%
60 months
APR5.29%
Term60 months
Last UpdatedJul 15, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans
5.30%
48 months
APR5.30%
Term48 months
Last UpdatedJul 11, 2026
Details

As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
NEW AUTO
5.30%
up to 60 months
APR5.30%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

Max $100,000

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2016-2019 Used Auto Loans (Cars, trucks & vans) 72 months
5.39%
72 months
APR5.39%
Term72 months
Last UpdatedJul 16, 2026
Details

Estimated minimum monthly payment: $254.94 based on a 72 month, $15,000 loan at 6.89% APR*

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2020-2022 Used Auto Loans (Cars, trucks & vans) - 72 months
5.39%
72 months
APR5.39%
Term72 months
Last UpdatedJul 16, 2026
Details

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
USED AUTO
5.40%
up to 60 months
APR5.40%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

Max $100,000

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
NEW AUTO
5.43%
61 - 72 months
APR5.43%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details

*See Below

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
2022 & Newer Auto Loan
5.44%
up to 60 months
APR5.44%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New Vehicles: Model Year 2025 or newer Loan
5.49%
72 months
APR5.49%
Term72 months
Last UpdatedJul 11, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Used Vehicles: Model Year 2024 or older Loan
5.49%
60 months
APR5.49%
Term60 months
Last UpdatedJul 11, 2026
Details

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 84 monthly payments of $14.37 per $1,000 borrowed

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Auto/Truck Loan
5.49%
up to 72 months
APR5.49%
Termup to 72 months
Last UpdatedJul 15, 2026
Details

Fixed rate; Annual Percentage Rate; Notes: Fixed rate, terms up to 72 months with no more than 12,000 miles.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto
5.49%
7 years / 84 months
APR5.49%
Term7 years / 84 months
Last UpdatedJul 15, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto
5.49%
4 years / 48 months
APR5.49%
Term4 years / 48 months
Last UpdatedJul 15, 2026
Details

As Low As

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
New Cars Loan
5.49%
up to 73 - 84 months
APR5.49%
Termup to 73 - 84 months
Last UpdatedJul 15, 2026
Details

0% down OAC

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Used Cars Loan
5.49%
up to 73 - 84 months
APR5.49%
Termup to 73 - 84 months
Last UpdatedJul 15, 2026
Details

up to 10 years old; 0% down OAC

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
5.49%
84 Mos.
APR5.49%
Term84 Mos.
Last UpdatedJul 16, 2026
Details

As Low As; Up to 120% Financing on Approved Credit

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
2022 & Newer Auto Loan
5.49%
up to 72 months
APR5.49%
Termup to 72 months
Last UpdatedJul 16, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2023 & Newer Auto Loans (Cars, trucks & vans)
5.49%
84 months
APR5.49%
Term84 months
Last UpdatedJul 16, 2026
Details

Estimated minimum monthly payment: $226.68 based on a 84 month, $15,000 loan at 7.04% APR*

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.66%
New vehicles Loan
5.49%
Up to 84 months
APR5.49%
TermUp to 84 months
Last UpdatedJul 16, 2026
Details

Rates increase without automatic payment; Rates decrease for hybrid and EV loans.

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
New Low-Speed Vehicle Loan
5.49%
61 - 72 months
APR5.49%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details

APR as low as

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
5.50%
49 - 60 months months
APR5.50%
Term49 - 60 months months
Last UpdatedJul 15, 2026
Details

Up to 125% LTV/Mileage maximum: 150,000

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
NEW AUTO
5.53%
*73 - 84 months
APR5.53%
Term*73 - 84 months
Last UpdatedJul 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
5.54%
36 months
APR5.54%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer - 36 months
5.54%
36 months
APR5.54%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
USED AUTO
5.54%
61 - 72 months
APR5.54%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details

*See Below

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
5.59%
84 months
APR5.59%
Term84 months
Last UpdatedJul 15, 2026
Details

Minimum loan $25,000

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
5.60%
37 - 48 months
APR5.60%
Term37 - 48 months
Last UpdatedJul 15, 2026
Details

Up to 100% LTV/Mileage maximum: 150,000

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans
5.62%
60 months
APR5.62%
Term60 months
Last UpdatedJul 11, 2026
Details

As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
USED AUTO
5.65%
*73 - 84 months
APR5.65%
Term*73 - 84 months
Last UpdatedJul 16, 2026
Details

Strait View Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New & Used Vehicles Loan
5.69%
Up to 84 months
APR5.69%
TermUp to 84 months
Last UpdatedJul 11, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Used Vehicles: Model Year 2024 or older Loan
5.74%
72 months
APR5.74%
Term72 months
Last UpdatedJul 11, 2026
Details

Express Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Auto Loan (2024 & Newer) - Includes EV loans
5.74%
5 year
APR5.74%
Term5 year
Last UpdatedJul 11, 2026
Details

Rates are subject to change without notice. Effective as of 1-1-2026. Includes a .25% discount for auto-pay.

Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto Loan
5.74%
36 months
APR5.74%
Term36 months
Last UpdatedJul 11, 2026
Details

Vehicle Age: 2020+

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Auto/Truck Loan
5.74%
up to 72 months
APR5.74%
Termup to 72 months
Last UpdatedJul 15, 2026
Details

Fixed rate; Annual Percentage Rate; Notes: Fixed rate, terms up to 72 months on vehicles up to 10 years old.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto
5.74%
5 years / 60 months
APR5.74%
Term5 years / 60 months
Last UpdatedJul 15, 2026
Details

As Low As

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.66%
Used vehicles Loan
5.74%
Up to 84 months
APR5.74%
TermUp to 84 months
Last UpdatedJul 16, 2026
Details

Rates increase without automatic payment; Rates decrease for hybrid and EV loans.

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
5.75%
24 - 48 months
APR5.75%
Term24 - 48 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Used Vehicle Loans
5.77%
48 Months
APR5.77%
Term48 Months
Last UpdatedJul 15, 2026
Details

Starting at

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
2018-2021 Auto Loan
5.79%
up to 60 months
APR5.79%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
5.80%
48 months
APR5.80%
Term48 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer - 48 months
5.80%
48 months
APR5.80%
Term48 months
Last UpdatedJul 11, 2026
Details

As Low As

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2020-2022 Used Auto Loans (Cars, trucks & vans) - 84 months
5.84%
84 months
APR5.84%
Term84 months
Last UpdatedJul 16, 2026
Details

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Vehicle Loans
5.93%
60 Months
APR5.93%
Term60 Months
Last UpdatedJul 15, 2026
Details

Starting At

Express Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Car Loan (2023-1999) - Includes EV loans
5.99%
5 year
APR5.99%
Term5 year
Last UpdatedJul 11, 2026
Details

Rates are subject to change without notice. Effective as of 1-1-2026. Includes a .25% discount for auto-pay.

Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto Loan
5.99%
84 months
APR5.99%
Term84 months
Last UpdatedJul 11, 2026
Details

Loan Amount: $15,000+; Vehicle Age: 2020+

Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto Loan
5.99%
36 months
APR5.99%
Term36 months
Last UpdatedJul 11, 2026
Details

Vehicle Age: 2015 - 2019

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Auto/Truck Loan
5.99%
up to 84 months
APR5.99%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

Fixed rate; Annual Percentage Rate; Notes: Fixed rate, terms up to 84 months with no more than 12,000 miles.

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Auto/Truck Loan
5.99%
84 months
APR5.99%
Term84 months
Last UpdatedJul 15, 2026
Details

Fixed rate; Annual Percentage Rate; Notes: 84 months available under certain conditions.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto
5.99%
6 years / 72 months
APR5.99%
Term6 years / 72 months
Last UpdatedJul 15, 2026
Details

As Low As

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Used Vehicle Loans
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedJul 15, 2026
Details

Starting at

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
2022 & Newer Auto Loan
5.99%
up to 84 months
APR5.99%
Termup to 84 months
Last UpdatedJul 16, 2026
Details

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
6.00%
60 - 72 months
APR6.00%
Term60 - 72 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
6.00%
61 - 72 months
APR6.00%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details

Up to 125% LTV/Mileage maximum: 150,000

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans
6.04%
72 months
APR6.04%
Term72 months
Last UpdatedJul 11, 2026
Details

As Low As

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
6.10%
49 - 60 months months
APR6.10%
Term49 - 60 months months
Last UpdatedJul 15, 2026
Details

Up to 100% LTV/Mileage maximum: 150,000

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.12%
60 months
APR6.12%
Term60 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer - 60 months
6.12%
60 months
APR6.12%
Term60 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans
6.18%
84 months
APR6.18%
Term84 months
Last UpdatedJul 11, 2026
Details

As Low As

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
2018-2021 Auto Loan
6.19%
up to 72 months
APR6.19%
Termup to 72 months
Last UpdatedJul 16, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto Loan
6.24%
84 months
APR6.24%
Term84 months
Last UpdatedJul 11, 2026
Details

Vehicle Age: 2015 - 2019

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto
6.24%
7 years / 84 months
APR6.24%
Term7 years / 84 months
Last UpdatedJul 15, 2026
Details

As Low As

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Auto
6.24%
2015 and Older
APR6.24%
Term2015 and Older
Last UpdatedJul 16, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Low-Speed Vehicle Loan
6.24%
60 months or less
APR6.24%
Term60 months or less
Last UpdatedJul 16, 2026
Details

APR as low as

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.25%
36 months
APR6.25%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Auto Loans
6.25%
up to 36 months
APR6.25%
Termup to 36 months
Last UpdatedJul 15, 2026
Details

Model years 2016 - 2026

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New Vehicles: Model Year 2025 or newer Loan
6.49%
84 months
APR6.49%
Term84 months
Last UpdatedJul 11, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.49%
48 months
APR6.49%
Term48 months
Last UpdatedJul 11, 2026
Details

As Low As

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Low-Speed Vehicle Loan
6.49%
61 - 72 months
APR6.49%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details

APR as low as

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Auto Loans
6.50%
37 to 48 months
APR6.50%
Term37 to 48 months
Last UpdatedJul 15, 2026
Details

Model years 2016 - 2026

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
6.50%
73 - 84 months
APR6.50%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details

Up to 125% LTV/Mileage maximum: 150,000

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.54%
72 months
APR6.54%
Term72 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer - 72 months
6.54%
72 months
APR6.54%
Term72 months
Last UpdatedJul 11, 2026
Details

As Low As

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
2018-2021 Auto Loan
6.54%
up to 84 months
APR6.54%
Termup to 84 months
Last UpdatedJul 16, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Auto Loans
6.55%
49 to 60 months
APR6.55%
Term49 to 60 months
Last UpdatedJul 15, 2026
Details

Model years 2016 - 2026

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
6.60%
61 - 72 months
APR6.60%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details

Up to 100% LTV/Mileage maximum: 150,000

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.68%
84 months
APR6.68%
Term84 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer - 84 months
6.68%
84 months
APR6.68%
Term84 months
Last UpdatedJul 11, 2026
Details

As Low As

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Auto Loans
6.70%
61 to 72 months
APR6.70%
Term61 to 72 months
Last UpdatedJul 15, 2026
Details

Model years 2016 - 2026

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.71%
60 months
APR6.71%
Term60 months
Last UpdatedJul 11, 2026
Details

As Low As

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Auto Loans
6.95%
73 to 84 months
APR6.95%
Term73 to 84 months
Last UpdatedJul 15, 2026
Details

Model years 2016 - 2026, minimum loan amount $15,000

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle Loan
6.99%
60 Month Term
APR6.99%
Term60 Month Term
Last UpdatedJul 11, 2026
Details

As Low As

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Older Used Cars Loan
6.99%
up to 72 months
APR6.99%
Termup to 72 months
Last UpdatedJul 15, 2026
Details

11-18 years old; requires 10% down

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Classic Used Vehicles Model Year 1972 and Older Loan
6.99%
36 months
APR6.99%
Term36 months
Last UpdatedJul 15, 2026
Details

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
7.00%
84 months
APR7.00%
Term84 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.16%
72 months
APR7.16%
Term72 months
Last UpdatedJul 11, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto Loan
7.24%
60 months
APR7.24%
Term60 months
Last UpdatedJul 11, 2026
Details

Vehicle Age: 2014 & Older

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Older Used Vehicles Model Year 2015-2019 Loan
7.24%
36 months
APR7.24%
Term36 months
Last UpdatedJul 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2023 & Newer Auto Loans (Cars, trucks & vans)
7.24%
96 months
APR7.24%
Term96 months
Last UpdatedJul 16, 2026
Details

Estimated minimum monthly payment: $369.38 based on a 96 month, $25,000 loan at 9.24% APR*

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.30%
84 months
APR7.30%
Term84 months
Last UpdatedJul 11, 2026
Details

As Low As

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
7.35%
73 - 84 months
APR7.35%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details

Up to 100% LTV/Mileage maximum: 150,000

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Vehicles Model Year 2025-2026 Loan
7.39%
96 month
APR7.39%
Term96 month
Last UpdatedJul 15, 2026
Details

A+ A Credit Tier Only

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
OLDER USED AUTO (2015 or older)
7.40%
up to 60 months
APR7.40%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

Max $25,000

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
7.50%
96 months
APR7.50%
Term96 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Classic Used Vehicles Model Year 1972 and Older Loan
7.54%
48 months
APR7.54%
Term48 months
Last UpdatedJul 15, 2026
Details

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
OLDER USED AUTO (2015 or older)
7.54%
61 - 72 months
APR7.54%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
OLDER USED AUTO (2015 or older)
7.65%
73 - 84 months
APR7.65%
Term73 - 84 months
Last UpdatedJul 16, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Classic Used Vehicles Model Year 1972 and Older Loan
7.79%
72 months
APR7.79%
Term72 months
Last UpdatedJul 15, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
2017 and Older Auto Loan
7.89%
up to 48 months
APR7.89%
Termup to 48 months
Last UpdatedJul 16, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Older Used Vehicles Model Year 2015-2019 Loan
8.24%
48 months
APR8.24%
Term48 months
Last UpdatedJul 15, 2026
Details

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
8.25%
108 months
APR8.25%
Term108 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
All-Terrain, Off-Road Vehicle Loan
8.49%
2018 and Newer
APR8.49%
Term2018 and Newer
Last UpdatedJul 16, 2026
Details

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Classic Car Loan
8.99%
0 - 60 months
APR8.99%
Term0 - 60 months
Last UpdatedJul 15, 2026
Details

Littlerock New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New vehicle Loan
1.99%
Up to 84 months
APR1.99%
TermUp to 84 months
Last UpdatedJul 16, 2026
Details

As low as 1.99%

Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
New & Used Autos
3.64%
Up to 84 Months
APR3.64%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Example: 48 monthly payments of $22.42 for every $1,000 borrowed at 3.64%

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 36 monthly payments of $29.53 per $1,000 borrowed

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Vehicles Model Year 2025-2026 Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 15, 2026
Details

IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
New Auto
4.00%
up to 84 months
APR4.00%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
4.24%
48 Months
APR4.24%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
4.24%
48 Months
APR4.24%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 48 monthly payments of $22.69 per $1,000 borrowed

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 23.15%
New Vehicles Loan
4.24%
36-84 months
APR4.24%
Term36-84 months
Last UpdatedJul 15, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.24%
24 Mos.
APR4.24%
Term24 Mos.
Last UpdatedJul 16, 2026
Details

As Low As; Up to 120% Financing on Approved Credit

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
4.25%
0 - 36 months
APR4.25%
Term0 - 36 months
Last UpdatedJul 15, 2026
Details

Up to 125% LTV/Mileage maximum: 150,000

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 60 monthly payments of $18.65 per $1,000 borrowed

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
New Cars Loan
4.49%
up to 72 months
APR4.49%
Termup to 72 months
Last UpdatedJul 15, 2026
Details

0% down OAC

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.49%
48 Mos.
APR4.49%
Term48 Mos.
Last UpdatedJul 16, 2026
Details

As Low As; Up to 120% Financing on Approved Credit

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Auto Loans
4.49%
60 months
APR4.49%
Term60 months
Last UpdatedJul 16, 2026
Details

As Low As; Promotional Rate

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Purchase New Auto or Refinance
4.49%
2025 and Newer
APR4.49%
Term2025 and Newer
Last UpdatedJul 16, 2026
Details

MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.52%
New Auto
4.50%
Up to 84-month term available
APR4.50%
TermUp to 84-month term available
Last UpdatedJul 11, 2026
Details

2024 and newer. Loan to value based on MSRP or NADA retail.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto
4.74%
4 years / 48 months
APR4.74%
Term4 years / 48 months
Last UpdatedJul 15, 2026
Details

As Low As

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Vehicles Model Year 2025-2026 Loan
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedJul 15, 2026
Details

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 72 monthly payments of $16.00 per $1,000 borrowed

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto
4.99%
5 years / 60 months
APR4.99%
Term5 years / 60 months
Last UpdatedJul 15, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.99%
72 Mos.
APR4.99%
Term72 Mos.
Last UpdatedJul 16, 2026
Details

As Low As; Up to 120% Financing on Approved Credit

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2023 & Newer Auto Loans (Cars, trucks & vans)
4.99%
36 - 60 months
APR4.99%
Term36 - 60 months
Last UpdatedJul 16, 2026
Details

Estimated minimum monthly payment: $292.37 based on a 60 month, $15,000 loan at 6.34% APR*

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
5.00%
37 - 48 months
APR5.00%
Term37 - 48 months
Last UpdatedJul 15, 2026
Details

Up to 125% LTV/Mileage maximum: 150,000

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Vehicles Model Year 2025-2026 Loan
5.19%
84 Months
APR5.19%
Term84 Months
Last UpdatedJul 15, 2026
Details

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Vehicle Loans
5.21%
36 Months
APR5.21%
Term36 Months
Last UpdatedJul 15, 2026
Details

Starting At

North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New / Used Vehicles Loan
5.22%
1 to 84 Months
APR5.22%
Term1 to 84 Months
Last UpdatedJul 16, 2026
Details

APR* | rate will vary based on term

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New Vehicles: Model Year 2025 or newer Loan
5.24%
60 months
APR5.24%
Term60 months
Last UpdatedJul 11, 2026
Details

Our Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New or Used Auto
5.24%
up to 84 Months
APR5.24%
Termup to 84 Months
Last UpdatedJul 11, 2026
Details

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto
5.24%
6 years / 72 months
APR5.24%
Term6 years / 72 months
Last UpdatedJul 15, 2026
Details

As Low As

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2023 & Newer Auto Loans (Cars, trucks & vans)
5.24%
72 months
APR5.24%
Term72 months
Last UpdatedJul 16, 2026
Details

Estimated minimum monthly payment: $252.79 based on a 72 month, $15,000 loan at 6.59% APR*

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
New Low-Speed Vehicle Loan
5.24%
60 months or less
APR5.24%
Term60 months or less
Last UpdatedJul 16, 2026
Details

APR as low as

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
NEW AUTO
5.30%
up to 60 months
APR5.30%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

Max $100,000

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
NEW AUTO
5.43%
61 - 72 months
APR5.43%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details

*See Below

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
2022 & Newer Auto Loan
5.44%
up to 60 months
APR5.44%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New Vehicles: Model Year 2025 or newer Loan
5.49%
72 months
APR5.49%
Term72 months
Last UpdatedJul 11, 2026
Details

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 84 monthly payments of $14.37 per $1,000 borrowed

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Auto/Truck Loan
5.49%
up to 72 months
APR5.49%
Termup to 72 months
Last UpdatedJul 15, 2026
Details

Fixed rate; Annual Percentage Rate; Notes: Fixed rate, terms up to 72 months with no more than 12,000 miles.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto
5.49%
7 years / 84 months
APR5.49%
Term7 years / 84 months
Last UpdatedJul 15, 2026
Details

As Low As

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
New Cars Loan
5.49%
up to 73 - 84 months
APR5.49%
Termup to 73 - 84 months
Last UpdatedJul 15, 2026
Details

0% down OAC

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
5.49%
84 Mos.
APR5.49%
Term84 Mos.
Last UpdatedJul 16, 2026
Details

As Low As; Up to 120% Financing on Approved Credit

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
2022 & Newer Auto Loan
5.49%
up to 72 months
APR5.49%
Termup to 72 months
Last UpdatedJul 16, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2023 & Newer Auto Loans (Cars, trucks & vans)
5.49%
84 months
APR5.49%
Term84 months
Last UpdatedJul 16, 2026
Details

Estimated minimum monthly payment: $226.68 based on a 84 month, $15,000 loan at 7.04% APR*

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.66%
New vehicles Loan
5.49%
Up to 84 months
APR5.49%
TermUp to 84 months
Last UpdatedJul 16, 2026
Details

Rates increase without automatic payment; Rates decrease for hybrid and EV loans.

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
New Low-Speed Vehicle Loan
5.49%
61 - 72 months
APR5.49%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details

APR as low as

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
5.50%
49 - 60 months months
APR5.50%
Term49 - 60 months months
Last UpdatedJul 15, 2026
Details

Up to 125% LTV/Mileage maximum: 150,000

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
NEW AUTO
5.53%
*73 - 84 months
APR5.53%
Term*73 - 84 months
Last UpdatedJul 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
5.54%
36 months
APR5.54%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer - 36 months
5.54%
36 months
APR5.54%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As

Strait View Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New & Used Vehicles Loan
5.69%
Up to 84 months
APR5.69%
TermUp to 84 months
Last UpdatedJul 11, 2026
Details

Express Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Auto Loan (2024 & Newer) - Includes EV loans
5.74%
5 year
APR5.74%
Term5 year
Last UpdatedJul 11, 2026
Details

Rates are subject to change without notice. Effective as of 1-1-2026. Includes a .25% discount for auto-pay.

Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto Loan
5.74%
36 months
APR5.74%
Term36 months
Last UpdatedJul 11, 2026
Details

Vehicle Age: 2020+

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
5.75%
24 - 48 months
APR5.75%
Term24 - 48 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
5.80%
48 months
APR5.80%
Term48 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer - 48 months
5.80%
48 months
APR5.80%
Term48 months
Last UpdatedJul 11, 2026
Details

As Low As

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Vehicle Loans
5.93%
60 Months
APR5.93%
Term60 Months
Last UpdatedJul 15, 2026
Details

Starting At

Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto Loan
5.99%
84 months
APR5.99%
Term84 months
Last UpdatedJul 11, 2026
Details

Loan Amount: $15,000+; Vehicle Age: 2020+

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Auto/Truck Loan
5.99%
up to 84 months
APR5.99%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

Fixed rate; Annual Percentage Rate; Notes: Fixed rate, terms up to 84 months with no more than 12,000 miles.

IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
2022 & Newer Auto Loan
5.99%
up to 84 months
APR5.99%
Termup to 84 months
Last UpdatedJul 16, 2026
Details

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
6.00%
60 - 72 months
APR6.00%
Term60 - 72 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
6.00%
61 - 72 months
APR6.00%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details

Up to 125% LTV/Mileage maximum: 150,000

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.12%
60 months
APR6.12%
Term60 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer - 60 months
6.12%
60 months
APR6.12%
Term60 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.25%
36 months
APR6.25%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New Vehicles: Model Year 2025 or newer Loan
6.49%
84 months
APR6.49%
Term84 months
Last UpdatedJul 11, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.49%
48 months
APR6.49%
Term48 months
Last UpdatedJul 11, 2026
Details

As Low As

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
6.50%
73 - 84 months
APR6.50%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details

Up to 125% LTV/Mileage maximum: 150,000

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.54%
72 months
APR6.54%
Term72 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer - 72 months
6.54%
72 months
APR6.54%
Term72 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.68%
84 months
APR6.68%
Term84 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer - 84 months
6.68%
84 months
APR6.68%
Term84 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.71%
60 months
APR6.71%
Term60 months
Last UpdatedJul 11, 2026
Details

As Low As

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
7.00%
84 months
APR7.00%
Term84 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.16%
72 months
APR7.16%
Term72 months
Last UpdatedJul 11, 2026
Details

As Low As

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2023 & Newer Auto Loans (Cars, trucks & vans)
7.24%
96 months
APR7.24%
Term96 months
Last UpdatedJul 16, 2026
Details

Estimated minimum monthly payment: $369.38 based on a 96 month, $25,000 loan at 9.24% APR*

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.30%
84 months
APR7.30%
Term84 months
Last UpdatedJul 11, 2026
Details

As Low As

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Vehicles Model Year 2025-2026 Loan
7.39%
96 month
APR7.39%
Term96 month
Last UpdatedJul 15, 2026
Details

A+ A Credit Tier Only

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
7.50%
96 months
APR7.50%
Term96 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
8.25%
108 months
APR8.25%
Term108 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Littlerock Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
New & Used Autos
3.64%
Up to 84 Months
APR3.64%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Example: 48 monthly payments of $22.42 for every $1,000 borrowed at 3.64%

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 36 monthly payments of $29.53 per $1,000 borrowed

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
4.19%
36 months
APR4.19%
Term36 months
Last UpdatedJul 15, 2026
Details

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
4.24%
48 Months
APR4.24%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
4.24%
48 Months
APR4.24%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 48 monthly payments of $22.69 per $1,000 borrowed

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.24%
24 Mos.
APR4.24%
Term24 Mos.
Last UpdatedJul 16, 2026
Details

As Low As; Up to 120% Financing on Approved Credit

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 60 monthly payments of $18.65 per $1,000 borrowed

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Used Cars Loan
4.49%
up to 72 months
APR4.49%
Termup to 72 months
Last UpdatedJul 15, 2026
Details

up to 10 years old; 0% down OAC

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.49%
48 Mos.
APR4.49%
Term48 Mos.
Last UpdatedJul 16, 2026
Details

As Low As; Up to 120% Financing on Approved Credit

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Auto Loans
4.49%
60 months
APR4.49%
Term60 months
Last UpdatedJul 16, 2026
Details

As Low As; Promotional Rate

MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.52%
Used Auto
4.50%
Up to 84-month term available
APR4.50%
TermUp to 84-month term available
Last UpdatedJul 11, 2026
Details

2023 and older. Loan to value based on NADA retail.

Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
Used Autos
4.74%
Up to 72 Months
APR4.74%
TermUp to 72 Months
Last UpdatedJul 15, 2026
Details

As Low As; Example: 48 monthly payments of $22.92 for every $1,000 borrowed at 4.74%

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Auto
4.74%
2016 - 2024
APR4.74%
Term2016 - 2024
Last UpdatedJul 16, 2026
Details

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 72 monthly payments of $16.00 per $1,000 borrowed

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
4.85%
0 - 36 months
APR4.85%
Term0 - 36 months
Last UpdatedJul 15, 2026
Details

Up to 100% LTV/Mileage maximum: 150,000

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.99%
72 Mos.
APR4.99%
Term72 Mos.
Last UpdatedJul 16, 2026
Details

As Low As; Up to 120% Financing on Approved Credit

IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
Used Auto
5.00%
up to 84 months
APR5.00%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2016-2019 Used Auto Loans (Cars, trucks & vans) 36-60 month
5.14%
60 Month
APR5.14%
Term60 Month
Last UpdatedJul 16, 2026
Details

Estimated minimum monthly payment: $294.48 based on a 60 month, $15,000 loan at 6.64% APR*

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2020-2022 Used Auto Loans (Cars, trucks & vans) - 36 - 60 months
5.14%
60 Months
APR5.14%
Term60 Months
Last UpdatedJul 16, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
5.19%
48 months
APR5.19%
Term48 months
Last UpdatedJul 15, 2026
Details

North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New / Used Vehicles Loan
5.22%
1 to 84 Months
APR5.22%
Term1 to 84 Months
Last UpdatedJul 16, 2026
Details

APR* | rate will vary based on term

Sno Falls Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.26%
Used Auto
5.24%
up to 72 months
APR5.24%
Termup to 72 months
Last UpdatedJul 11, 2026
Details

Our Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New or Used Auto
5.24%
up to 84 Months
APR5.24%
Termup to 84 Months
Last UpdatedJul 11, 2026
Details

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 23.15%
Used Vehicles Loan
5.24%
36-84 months
APR5.24%
Term36-84 months
Last UpdatedJul 15, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
5.29%
60 months
APR5.29%
Term60 months
Last UpdatedJul 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2016-2019 Used Auto Loans (Cars, trucks & vans) 72 months
5.39%
72 months
APR5.39%
Term72 months
Last UpdatedJul 16, 2026
Details

Estimated minimum monthly payment: $254.94 based on a 72 month, $15,000 loan at 6.89% APR*

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2020-2022 Used Auto Loans (Cars, trucks & vans) - 72 months
5.39%
72 months
APR5.39%
Term72 months
Last UpdatedJul 16, 2026
Details

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
USED AUTO
5.40%
up to 60 months
APR5.40%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

Max $100,000

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Used Vehicles: Model Year 2024 or older Loan
5.49%
60 months
APR5.49%
Term60 months
Last UpdatedJul 11, 2026
Details

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedJul 11, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loans
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedJul 11, 2026
Details

As Low As; Estimated Monthly Payment Examples: 84 monthly payments of $14.37 per $1,000 borrowed

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto
5.49%
4 years / 48 months
APR5.49%
Term4 years / 48 months
Last UpdatedJul 15, 2026
Details

As Low As

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Used Cars Loan
5.49%
up to 73 - 84 months
APR5.49%
Termup to 73 - 84 months
Last UpdatedJul 15, 2026
Details

up to 10 years old; 0% down OAC

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
5.49%
84 Mos.
APR5.49%
Term84 Mos.
Last UpdatedJul 16, 2026
Details

As Low As; Up to 120% Financing on Approved Credit

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
USED AUTO
5.54%
61 - 72 months
APR5.54%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details

*See Below

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
5.59%
84 months
APR5.59%
Term84 months
Last UpdatedJul 15, 2026
Details

Minimum loan $25,000

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
5.60%
37 - 48 months
APR5.60%
Term37 - 48 months
Last UpdatedJul 15, 2026
Details

Up to 100% LTV/Mileage maximum: 150,000

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
USED AUTO
5.65%
*73 - 84 months
APR5.65%
Term*73 - 84 months
Last UpdatedJul 16, 2026
Details

Strait View Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New & Used Vehicles Loan
5.69%
Up to 84 months
APR5.69%
TermUp to 84 months
Last UpdatedJul 11, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Used Vehicles: Model Year 2024 or older Loan
5.74%
72 months
APR5.74%
Term72 months
Last UpdatedJul 11, 2026
Details

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Auto/Truck Loan
5.74%
up to 72 months
APR5.74%
Termup to 72 months
Last UpdatedJul 15, 2026
Details

Fixed rate; Annual Percentage Rate; Notes: Fixed rate, terms up to 72 months on vehicles up to 10 years old.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto
5.74%
5 years / 60 months
APR5.74%
Term5 years / 60 months
Last UpdatedJul 15, 2026
Details

As Low As

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.66%
Used vehicles Loan
5.74%
Up to 84 months
APR5.74%
TermUp to 84 months
Last UpdatedJul 16, 2026
Details

Rates increase without automatic payment; Rates decrease for hybrid and EV loans.

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
5.75%
24 - 48 months
APR5.75%
Term24 - 48 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Used Vehicle Loans
5.77%
48 Months
APR5.77%
Term48 Months
Last UpdatedJul 15, 2026
Details

Starting at

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
2020-2022 Used Auto Loans (Cars, trucks & vans) - 84 months
5.84%
84 months
APR5.84%
Term84 months
Last UpdatedJul 16, 2026
Details

Express Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Car Loan (2023-1999) - Includes EV loans
5.99%
5 year
APR5.99%
Term5 year
Last UpdatedJul 11, 2026
Details

Rates are subject to change without notice. Effective as of 1-1-2026. Includes a .25% discount for auto-pay.

Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto Loan
5.99%
36 months
APR5.99%
Term36 months
Last UpdatedJul 11, 2026
Details

Vehicle Age: 2015 - 2019

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Auto/Truck Loan
5.99%
84 months
APR5.99%
Term84 months
Last UpdatedJul 15, 2026
Details

Fixed rate; Annual Percentage Rate; Notes: 84 months available under certain conditions.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto
5.99%
6 years / 72 months
APR5.99%
Term6 years / 72 months
Last UpdatedJul 15, 2026
Details

As Low As

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Used Vehicle Loans
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedJul 15, 2026
Details

Starting at

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
6.00%
60 - 72 months
APR6.00%
Term60 - 72 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
6.10%
49 - 60 months months
APR6.10%
Term49 - 60 months months
Last UpdatedJul 15, 2026
Details

Up to 100% LTV/Mileage maximum: 150,000

Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto Loan
6.24%
84 months
APR6.24%
Term84 months
Last UpdatedJul 11, 2026
Details

Vehicle Age: 2015 - 2019

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto
6.24%
7 years / 84 months
APR6.24%
Term7 years / 84 months
Last UpdatedJul 15, 2026
Details

As Low As

NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Auto
6.24%
2015 and Older
APR6.24%
Term2015 and Older
Last UpdatedJul 16, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Low-Speed Vehicle Loan
6.24%
60 months or less
APR6.24%
Term60 months or less
Last UpdatedJul 16, 2026
Details

APR as low as

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.25%
36 months
APR6.25%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.49%
48 months
APR6.49%
Term48 months
Last UpdatedJul 11, 2026
Details

As Low As

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Low-Speed Vehicle Loan
6.49%
61 - 72 months
APR6.49%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details

APR as low as

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
6.60%
61 - 72 months
APR6.60%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details

Up to 100% LTV/Mileage maximum: 150,000

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.71%
60 months
APR6.71%
Term60 months
Last UpdatedJul 11, 2026
Details

As Low As

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle Loan
6.99%
60 Month Term
APR6.99%
Term60 Month Term
Last UpdatedJul 11, 2026
Details

As Low As

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Older Used Cars Loan
6.99%
up to 72 months
APR6.99%
Termup to 72 months
Last UpdatedJul 15, 2026
Details

11-18 years old; requires 10% down

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Classic Used Vehicles Model Year 1972 and Older Loan
6.99%
36 months
APR6.99%
Term36 months
Last UpdatedJul 15, 2026
Details

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
7.00%
84 months
APR7.00%
Term84 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.16%
72 months
APR7.16%
Term72 months
Last UpdatedJul 11, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto Loan
7.24%
60 months
APR7.24%
Term60 months
Last UpdatedJul 11, 2026
Details

Vehicle Age: 2014 & Older

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Older Used Vehicles Model Year 2015-2019 Loan
7.24%
36 months
APR7.24%
Term36 months
Last UpdatedJul 15, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.30%
84 months
APR7.30%
Term84 months
Last UpdatedJul 11, 2026
Details

As Low As

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
7.35%
73 - 84 months
APR7.35%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details

Up to 100% LTV/Mileage maximum: 150,000

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
OLDER USED AUTO (2015 or older)
7.40%
up to 60 months
APR7.40%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

Max $25,000

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
7.50%
96 months
APR7.50%
Term96 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Classic Used Vehicles Model Year 1972 and Older Loan
7.54%
48 months
APR7.54%
Term48 months
Last UpdatedJul 15, 2026
Details

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
OLDER USED AUTO (2015 or older)
7.54%
61 - 72 months
APR7.54%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details

Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
OLDER USED AUTO (2015 or older)
7.65%
73 - 84 months
APR7.65%
Term73 - 84 months
Last UpdatedJul 16, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Classic Used Vehicles Model Year 1972 and Older Loan
7.79%
72 months
APR7.79%
Term72 months
Last UpdatedJul 15, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Older Used Vehicles Model Year 2015-2019 Loan
8.24%
48 months
APR8.24%
Term48 months
Last UpdatedJul 15, 2026
Details

Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
New & Used Auto Loans
8.25%
108 months
APR8.25%
Term108 months
Last UpdatedJul 11, 2026
Details

New & Used Auto Loans starting at

Littlerock, WA Auto Loan Rate Trends

Compare local Littlerock, WA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Washington Auto Trends →
New Auto Loan — WA Avg
5.933%
▲ 0.072 vs 7 days ago

Washington new auto rates rose 0.072 points over the past 7 days to 5.933% APR.

Used Auto Loan — WA Avg
6.311%
▼ 0.069 vs 7 days ago

Washington used auto rates fell 0.069 points over the past 7 days to 6.311% APR.

As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Littlerock, Washington auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Littlerock, Washington directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Littlerock, Washington. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in WA.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Littlerock, Washington

How does my credit score affect my car loan rate in Washington?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Littlerock, Washington with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Washington *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Littlerock, Washington typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Littlerock, Washington?

Based on our current data, some of the lowest auto loan rates available in Littlerock, Washington include:
  • LONGSHOREMENS LOCAL 4: 1.99% (New vehicle Loan)
  • Waterfront Federal Credit Union: 3.64% (New & Used Autos)
  • EvergreenDIRECT Credit Union: 3.99% (New/Used Auto)
  • Delta Schools Federal Credit Union: 3.99% (New Vehicles Model Year 2025-2026 Loan)
  • IBEW 76 Federal Credit Union: 4.00% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Littlerock, Washington. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 16, 2026