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First Security Bank Byron, MN Rates & Review March 2026

First Security Bank Byron, MN's 182 Day Certificates of Deposit rates are at 3.79%, IRA Certificates 182 Day rates are at 3.79%, 9-Month Certificates of Deposit rates are at 3.69%, IRA Certificates 9-Month rates are at 3.69%, 12-Month Certificates of Deposit rates are at 3.68%. First Security Bank Byron, MN's savings rates are at 0.20%. First Security Bank Byron, MN's money market rates are at 0.35%. First Security Bank Byron, MN's 15 Year Fixed rates are at 5.78%, 30 Year Fixed rates are at 6.28%. MonitorBankRates evaluates the financial stability of First Security Bank Byron, MN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.32%. Rates were last updated on 03/26/2026.

First Security Bank Byron, MN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Security Bank Byron, MN? Share your experience about First Security Bank Byron, MN by leaving a review below, or read customer reviews before you decide to use First Security Bank Byron, MN.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.32%
Excellent Lower than avg
First Security Bank Byron, MN
316 Byron Ave N
Byron, MN 55920
https://www.fsbbyron.com/
Member FDIC

First Security Bank Byron, MN CD Rates

Product Rate APY Term View More
182 Day Certificates of Deposit - 3.79% 182 Day
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
IRA Certificates 182 Day 3.79% 3.79%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
9 Month Certificates of Deposit - 3.69% 9 Month
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
IRA Certificates 9 Month 3.69% 3.69%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
12 Month Certificates of Deposit - 3.68% 12 Month
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
IRA Certificates 12 Month 3.68% 3.68%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
18 Month Certificates of Deposit - 3.02% 18 Month
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
24 Month Certificates of Deposit - 3.02% 24 Month
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
60 Month Certificates of Deposit - 3.02% 60 Month
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
IRA Certificates 18 Month 3.02% 3.02%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
IRA Certificates 24 Month 3.02% 3.02%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
IRA Certificates 60 Month 3.02% 3.02%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
48 Month Certificates of Deposit - 2.77% 48 Month
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
IRA Certificates 48 Month 2.77% 2.77%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
36 Month Certificates of Deposit - 2.52% 36 Month
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
IRA Certificates 36 Month 2.52% 2.52%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
90 Day Certificates of Deposit - 0.50% 90 Day
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
IRA Certificates 90 Day 0.50% 0.50%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%

First Security Bank Byron, MN Savings Rates

Product Rate APY View More
Security Savings - 0.20%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%

First Security Bank Byron, MN Money Market Rates

Product Rate APY View More
Rewards Money Market - 2.27%
Min Balance $250,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
Rewards Money Market - 2.02%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
Rewards Money Market - 1.76%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
Money Market - 1.56%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
Money Market - 1.41%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
Money Market - 1.00%
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
Money Market - 0.35%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%

First Security Bank Byron, MN Checking Rates

Product Rate APY View More
Advantage Checking - 0.05%
Details Qualifying balance up to $2,499.00
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%

First Security Bank Byron, MN Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed 5.78% - 5.90% 15 years
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%
30 Year Fixed 6.28% - 6.35% 30 years
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.32%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Security Bank Byron, MN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Security Bank Byron, MN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Security Bank Byron, MN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Security Bank Byron, MN
Bank Holding Company OLMSTED BCORP INC
Address 316 Byron Ave N, Byron, MN 55920  ·  Olmsted
FDIC Certificate # 9728
Established 12/27/1904
FDIC Insurance Date 01/01/1934
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.32%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1680%
Return on Equity (ROE) 20.4700%
Non-Performing Loans (NPL) 0.18%
Total Assets $154,251,000
Total Deposits $117,051,000
Equity Capital $11,156,000
Net Income $1,892,000
Headquarters Byron
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About First Security Bank Byron, MN

Is First Security Bank Byron, MN a safe place to deposit money?

Yes, First Security Bank Byron, MN is considered a safe financial institution. With a Texas Ratio of 4.3221393034826%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does First Security Bank Byron, MN operate?

First Security Bank Byron, MN currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Security Bank Byron, MN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Security Bank Byron, MN provides members with tools to manage their accounts and build a solid financial history.

Does First Security Bank Byron, MN offer online and mobile banking?

Most modern institutions like First Security Bank Byron, MN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsbbyron.com/.

Current First Security Bank Byron, MN Rates

  • 12-Month CD3.68%
  • 18-Month CD3.02%
  • 24-Month CD3.02%
  • 36-Month CD2.52%
  • 48-Month CD2.77%
  • 60-Month CD3.02%
  • Savings0.20%
  • MMA0.35%
Retrieved from our database of financial products. Rates subject to change.