|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Prairie Community Bank Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Prairie Community Bank's 5 Year Certificates of Deposit rates are at 2.00%, 4 Year Certificates of Deposit rates are at 1.90%, 3 Year Certificates of Deposit rates are at 1.85%, 30-Month Certificates of Deposit rates are at 1.85%, 2 Year Certificates of Deposit rates are at 1.75%. Prairie Community Bank's savings rates are at 0.30%. Prairie Community Bank's money market rates are at 0.60%. MonitorBankRates evaluates the financial stability of Prairie Community Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.40%. Rates were last updated on 04/11/2026. Prairie Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Prairie Community Bank? Share your experience about Prairie Community Bank by leaving a review below, or read customer reviews before you decide to use Prairie Community Bank. 
Prairie Community Bank CD Rates
Prairie Community Bank Savings Rates
Prairie Community Bank Money Market Rates
Prairie Community Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Prairie Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Prairie Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Prairie Community Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Prairie Community Bank
Bank Holding Company
MARENGO BANCSHARES INC
Address
800 W Grant Hwy,
Marengo, IL 60152 · Mchenry
FDIC Certificate #
34526
Established
04/02/1998
FDIC Insurance Date
04/02/1998
Domestic Offices
5
Total Branches
5
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 95/100
5.0
Exceptional
Out of 5.0 Stars
9.40%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.7474%
Return on Equity (ROE)
10.4400%
Non-Performing Loans (NPL)
0.58%
Total Assets
$188,462,000
Total Deposits
$171,963,000
Equity Capital
$15,179,000
Net Income
$1,267,000
Headquarters
Marengo
Total Offices
5
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Prairie Community BankIs Prairie Community Bank a safe place to deposit money?Yes, Prairie Community Bank is considered a safe financial institution. With a Texas Ratio of 9.3968418327725%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Prairie Community Bank operate?Prairie Community Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Prairie Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Prairie Community Bank provides members with tools to manage their accounts and build a solid financial history. Does Prairie Community Bank offer online and mobile banking?Most modern institutions like Prairie Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.prairiecommunitybank.com. Current Prairie Community Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Farmers State Bank of Calhan
Gulf Atlantic Bank
Adams County Bank
1st National Bank OH
UBank Jellico, TN
National Bank of Blacksburg
Mnb Bank
First State Bank Britt, IA
Heritage Bank of Schaumburg
Bank of South Texas
Citizens Bank Minnesota
Bank of Commerce & Trust Co.
Kindred State Bank
Marblehead Bank
Corydon State Bank
State Bank of Reeseville
Bank Forward
FNB of Le Center
Citizens Bank & Trust Company Big Timber, MT
Town & Country B&T Co.
Security Bank and Trust Company
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
