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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
AdelFi Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
AdelFi Credit Union's 60 Month Ministry - Business Term CD rates are at 4.20%, 48 - 59 Month Ministry - Business Term CD rates are at 4.15%, 36 - 47 Month Ministry - Business Term CD rates are at 4.10%, 10 Month Business Welcome CD rates are at 4.00%, Ministry - Business Welcome CD - 10 month rates are at 4.00%. AdelFi Credit Union's savings rates are at 5.00%. AdelFi Credit Union's money market rates are at 4.00%. AdelFi Credit Union's checking rates are as high as 4.00%. AdelFi Credit Union's Auto Loan Rates are as low as 6.49%. AdelFi Credit Union's CD rates are 37% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of AdelFi Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.71%. Rates last updated and verified on 10/30/2026. AdelFi Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AdelFi Credit Union? Share your experience about AdelFi Credit Union by leaving a review below, or read customer reviews before you decide to use AdelFi Credit Union. AdelFi Credit Union
San Dimas 255 N Lone Hill Ave
San Dimas, CA 91773-2308 Privately insuredNot NCUA Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. AdelFi Credit Union Business CD Rates
AdelFi Credit Union Savings Rates
AdelFi Credit Union Business Savings Rates
AdelFi Credit Union Money Market Rates
AdelFi Credit Union Business Money Market Rates
AdelFi Credit Union Checking Rates
AdelFi Credit Union Auto Loan Rates
AdelFi Credit Union Other Rates
Financial Health HistoryAdelFi Credit Union’s Texas Ratio rose from 2.11% in Q3 2023 to 4.71% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for AdelFi Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather AdelFi Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with AdelFi Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
AdelFi Credit Union
Website
N/A
Address
255 N Lone Hill Ave,
San Dimas, CA 91773-2308
Phone
800-347-2228
Fax
President
Dale Torry
CEO
Blair Korschun
Full-Time Employees
177
Part-Time Employees
5
Branch Locations
1
ATM Locations
1
NCUA Insured
No, not federally insured
Private Share Insurance
Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.71%
Return on Assets (ROA)
0.5149%
Return on Equity (ROE)
4.0064%
Non-Performing Loans Ratio (NPL)
0.87%
Total Assets
1,421,349,449
Total Amount of Shares and Deposits
1,214,627,706
Total Shares and Deposits < 1 Year
1,136,239,029
Total Shares and Deposits 1 3 Years
71,857,072
Total Shares and Deposits > 3 Years
6,531,607
Total Interest Expense (Sum of items 6 8)
10,641,852
Share Certificates
7,051
Number of Accounts for Share Drafts
31,737
IRA KEOGH Accounts
1,444
Number of Accounts for Regular Shares
20,728
Money Market Shares
8,483
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
162,036,550
Total Liabilities
1,239,815,561
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for AdelFi Credit Union
Frequently Asked Questions About AdelFi Credit UnionDoes AdelFi Credit Union offer CDs?Yes. AdelFi Credit Union current CD rates include its 60 Month Ministry - Business Term CD at 4.20% APY, its 48 - 59 Month Ministry - Business Term CD at 4.15% APY and its 36 - 47 Month Ministry - Business Term CD at 4.10% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from AdelFi Credit Union NCUA insured?No. AdelFi Credit Union is privately insured rather than federally insured, so its CDs are not covered by the NCUA. Deposits are covered by Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits. Check the coverage terms with the credit union before you open an account. What is the highest CD rate at AdelFi Credit Union?The highest AdelFi Credit Union CD rate is its 60 Month Ministry - Business Term CD at 4.20% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does AdelFi Credit Union offer?AdelFi Credit Union CD rates are 4.00% APY for a 10 month CD, 2.25% APY for a 12 month CD, 2.65% APY for a 2 year CD, 4.10% APY for a 47 month CD, 4.15% APY for a 59 month CD and 3.95% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with AdelFi Credit Union for its full lineup. What is the highest savings rate at AdelFi Credit Union?The highest AdelFi Credit Union savings rate is its Harvest High-Yield Savings at 5.00% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest money market rate at AdelFi Credit Union?The highest AdelFi Credit Union money market rate is its High-Yield Money Market at 4.00% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest checking rate at AdelFi Credit Union?The highest AdelFi Credit Union checking rate is its Harvest Checking at 4.00% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest auto loan rate at AdelFi Credit Union?The lowest AdelFi Credit Union auto loan rate is its Auto Loans at 6.49% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does AdelFi Credit Union operate?AdelFi Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join AdelFi Credit Union?Yes, to access services at AdelFi Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, AdelFi Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, AdelFi Credit Union provides members with tools to manage their accounts and build a solid financial history. Does AdelFi Credit Union offer online and mobile banking?Most modern institutions like AdelFi Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do AdelFi Credit Union rates compare?AdelFi Credit Union's CD rates are 37% higher than the MonitorBankRates national average, and it has an A+ health rating. AdelFi Credit Union's top rates are its 60 Month Ministry - Business Term CD at 4.20% APY, its Harvest High-Yield Savings at 5.00% APY, its High-Yield Money Market at 4.00% APY, its Harvest Checking at 4.00% APY and its Auto Loans at 6.49% APR, verified by MonitorBankRates on October 30, 2026. Current AdelFi Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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