What are the current interest rates at AdelFi Credit Union?

Current rates for AdelFi Credit Union include: 12-Month CD: 2.25%, 24-Month CD: 2.65%, 60-Month CD: 3.95%, Savings: 0.10%, MMA: 0.80%

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AdelFi Credit Union

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AdelFi Credit Union Rates & Review October 2026

Q: How many branches does AdelFi Credit Union operate?

AdelFi Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join AdelFi Credit Union?

Yes, to access services at AdelFi Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, AdelFi Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, AdelFi Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 6, 2026

AdelFi Credit Union's top rates as of October 6, 2026 are 4.20% APY on its 60 Month Ministry - Business Term CD, 0.10% APY on savings, 0.80% APY on money market accounts, auto loans from 6.49% APR, and credit cards from 16.49% APR, according to rates verified by MonitorBankRates. Other AdelFi Credit Union CD rates include 48 - 59 Month Ministry - Business Term CD at 4.15%, 60 Month Ministry - Business Term CD at 4.15%, and 36 - 47 Month Ministry - Business Term CD at 4.10%. MonitorBankRates evaluates the financial stability of AdelFi Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.71%. Rates last updated and verified on 10/06/2026.

AdelFi Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AdelFi Credit Union? Share your experience about AdelFi Credit Union by leaving a review below, or read customer reviews before you decide to use AdelFi Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.71%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

AdelFi Credit Union
San Dimas

255 N Lone Hill Ave
San Dimas, CA 91773-2308

Privately insuredNot NCUA

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

AdelFi Credit Union Business CD Rates

Product	Rate	APY	Term
60 Month Ministry - Business Term Share Certificate	4.11%	4.20%	60 Months
Min Deposit $100,000 Details $100,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 4.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
48 - 59 Month Ministry - Business Term Share Certificate	4.07%	4.15%	48-59 Months
Min Deposit $100,000 Details $100,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 4.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
60 Month Ministry - Business Term Share Certificate	4.07%	4.15%	60 Months
Min Deposit $50,000 Details $50,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 4.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
36 - 47 Month Ministry - Business Term Share Certificate	4.02%	4.10%	36-47 Months
Min Deposit $100,000 Details $100,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 4.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
48 - 59 Month Ministry - Business Term Share Certificate	4.02%	4.10%	48-59 Months
Min Deposit $50,000 Details $50,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 4.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
60 Month Ministry - Business Term Share Certificate	4.02%	4.10%	60 Months
Min Deposit $10,000 Details $10,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 4.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
36 - 47 Month Ministry - Business Term Share Certificate	3.97%	4.05%	36-47 Months
Min Deposit $50,000 Details $50,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 4.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
48 - 59 Month Ministry - Business Term Share Certificate	3.97%	4.05%	48-59 Months
Min Deposit $10,000 Details $10,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 4.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
10 Month Business Welcome Certificate	-	4.00%	10 Months
Min Deposit $500 Details Jump start your business's savings account and earn our highest yield on savings as our way of saying thank you for being part of our AdelFi family! One Business Welcome Certificate per member. New money only Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
36 - 47 Month Ministry - Business Term Share Certificate	3.92%	4.00%	36-47 Months
Min Deposit $10,000 Details $10,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
60 Month Ministry - Business Term Share Certificate	3.92%	4.00%	60 Months
Min Deposit $1,000 Details $1,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
Ministry - Business Welcome Certificate - 10 month	3.92%	4.00%	10 Months
Min Deposit $500 Details New money only. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate. At maturity, the Certificate will renew into a 12-month term share Certificate at the prevailing rate. A penalty will be imposed on early withdrawals from Certificates. IRA not available for Welcome Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
48 - 59 Month Ministry - Business Term Share Certificate	3.87%	3.95%	48-59 Months
Min Deposit $1,000 Details $1,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 3.95% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
36 - 47 Month Ministry - Business Term Share Certificate	3.83%	3.90%	36-47 Months
Min Deposit $1,000 Details $1,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 3.90% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
5 Month Business Welcome Certificate	-	3.70%	5 Months
Min Deposit $500 Details Jump start your business's savings account and earn our highest yield on savings as our way of saying thank you for being part of our AdelFi family! One Business Welcome Certificate per member. New money only Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
Ministry - Business Welcome Certificate - 5 month	3.63%	3.70%	5 Months
Min Deposit $500 Details New money only. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate. At maturity, the Certificate will renew into a 12-month term share Certificate at the prevailing rate. A penalty will be imposed on early withdrawals from Certificates. IRA not available for Welcome Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
24 - 35 Month Ministry - Business Term Share Certificate	3.54%	3.60%	24-35 Months
Min Deposit $100,000 Details $100,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
24 - 35 Month Ministry - Business Term Share Certificate	3.49%	3.55%	24-35 Months
Min Deposit $50,000 Details $50,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
24 - 35 Month Ministry - Business Term Share Certificate	3.44%	3.50%	24-35 Months
Min Deposit $10,000 Details $10,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
24 - 35 Month Ministry - Business Term Share Certificate	3.34%	3.40%	24-35 Months
Min Deposit $1,000 Details $1,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 3.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
12 - 23 Month Ministry - Business Term Share Certificate	2.81%	2.85%	12-23 Months
Min Deposit $100,000 Details $100,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 2.85% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
12 - 23 Month Ministry - Business Term Share Certificate	2.76%	2.80%	12-23 Months
Min Deposit $50,000 Details $50,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 2.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
12 - 23 Month Ministry - Business Term Share Certificate	2.71%	2.75%	12-23 Months
Min Deposit $10,000 Details $10,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 2.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
12 - 23 Month Ministry - Business Term Share Certificate	2.62%	2.65%	12-23 Months
Min Deposit $1,000 Details $1,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 2.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
6 - 11 Month Ministry - Business Term Share Certificate	2.42%	2.45%	6-11 Months
Min Deposit $100,000 Details $100,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 2.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
6 - 11 Month Ministry - Business Term Share Certificate	2.37%	2.40%	6-11 Months
Min Deposit $50,000 Details $50,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 2.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
6 - 11 Month Ministry - Business Term Share Certificate	2.32%	2.35%	6-11 Months
Min Deposit $10,000 Details $10,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 2.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
6 - 11 Month Ministry - Business Term Share Certificate	2.23%	2.25%	6-11 Months
Min Deposit $1,000 Details $1,000; Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%

AdelFi Credit Union Savings Rates

Product	Rate	APY
Savings Account	-	0.10%
Min Deposit $100 Min Balance $100 Details No monthly fee when daily balance remains $100 or above Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
Start Young Savings	-	0.10%
Min Deposit $25 Details Easy deposits and transfers to your child's account. No monthly maintenance fees or minimum balance. Option to bundle with checking as they grow Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%

AdelFi Credit Union Money Market Rates

Product	Rate	APY	View More
High-Yield Money Market	3.923%	4.00%
Min Deposit $1,000 Min Balance $100,000 Details Balances from $1,000 through $100,000 earn a dividend rate of 3.923% , resulting in an APY of 4.00% . Only the portion of a balance exceeding $100,000 earns the AdelFi Savings Account dividend rate, currently 0.10% , resulting in a blended APY for the total account balance. Six free withdrawals per monthly statement cycle. No maintenance fees. Funds deposited into the account must be new money. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%

AdelFi Credit Union Business Money Market Rates

Product	Rate	APY
Ministry - Business Premium Money Market Account	-	3.50%
Min Deposit $10,000 Min Balance $250,000 Details Balance: $250,000+; Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
Ministry - Business Premium Money Market Account	-	2.75%
Min Deposit $10,000 Min Balance $100,000 Details Balance: $100,000 - $249,999; Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 2.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
Ministry - Business Premium Money Market Account	-	2.10%
Min Deposit $10,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 2.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
Ministry - Business Premium Money Market Account	-	1.25%
Min Deposit $10,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 1.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
Ministry - Business Premium Money Market Account	-	0.80%
Min Deposit $10,000 Min Balance $0 Details Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 10/06/2026 Rate History No change since Oct 1, 2026 · 0.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%

AdelFi Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	6.49%
No additional details. Last Updated 10/06/2026 Rate History No change since Sep 24, 2026 · 6.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%

AdelFi Credit Union Credit Card Rates

Product	Rate	APR	View More
Ministry - Business Credit Card Rate	-	16.49%
Details After 6 -Months Intro APR*: 16.49% Last Updated 10/06/2026 Rate History No change since Oct 6, 2026 · 16.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%

AdelFi Credit Union Other Rates

Product	Rate	Points	APY/APR
Church Loans	-	-	6.05%
Details As low as Last Updated 10/06/2026 Rate History No change since Sep 24, 2026 · 6.05% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%
Home Loans	-	-	6.319%
Details As low as Last Updated 10/06/2026 Rate History No change since Sep 24, 2026 · 6.32% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.71%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

AdelFi Credit Union’s Texas Ratio rose from 2.11% in Q3 2023 to 4.71% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.4B	4.71%	5.0	A+
March 31, 2026	$1.4B	3.36%	5.0	A+
December 31, 2025	$1.4B	4.15%	5.0	A+
September 30, 2025	$876M	3.59%	5.0	A+
June 30, 2025	$885M	3.19%	5.0	A+
March 31, 2025	$880M	2.32%	5.0	A+
December 31, 2024	$839M	4.40%	5.0	A+
September 30, 2024	$824M	2.10%	5.0	A+
June 30, 2024	$851M	2.96%	5.0	A+
March 31, 2024	$851M	1.12%	5.0	A+
December 31, 2023	$850M	2.44%	5.0	A+
September 30, 2023	$850M	2.11%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for AdelFi Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather AdelFi Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with AdelFi Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name AdelFi Credit Union

Website N/A

Address 255 N Lone Hill Ave, San Dimas, CA 91773-2308

Phone 800-347-2228

Fax

President Dale Torry

CEO Blair Korschun

Full-Time Employees 177

Part-Time Employees 5

Branch Locations 1

ATM Locations 1

NCUA Insured No, not federally insured

Private Share Insurance Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.71%

Return on Assets (ROA)

0.5149%

Return on Equity (ROE)

4.0064%

Non-Performing Loans Ratio (NPL)

0.87%

Total Assets

1,421,349,449

Total Amount of Shares and Deposits

1,214,627,706

Total Shares and Deposits < 1 Year

1,136,239,029

Total Shares and Deposits 1 3 Years

71,857,072

Total Shares and Deposits > 3 Years

6,531,607

Total Interest Expense (Sum of items 6 8)

10,641,852

Share Certificates

7,051

Number of Accounts for Share Drafts

31,737

IRA KEOGH Accounts

1,444

Number of Accounts for Regular Shares

20,728

Money Market Shares

8,483

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

162,036,550

Total Liabilities

1,239,815,561

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

AdelFi Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About AdelFi Credit Union

How many branches does AdelFi Credit Union operate?

AdelFi Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join AdelFi Credit Union?

Yes, to access services at AdelFi Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, AdelFi Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, AdelFi Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does AdelFi Credit Union offer online and mobile banking?

Most modern institutions like AdelFi Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

Current AdelFi Credit Union Rates

12-Month CD2.25%
24-Month CD2.65%
60-Month CD3.95%
Savings0.10%
MMA0.80%

Retrieved from our database of financial products. Rates subject to change.

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AdelFi Credit Union Rates & Review October 2026

Brian McKay

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AdelFi Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About AdelFi Credit Union

How many branches does AdelFi Credit Union operate?

Is a member application needed to join AdelFi Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does AdelFi Credit Union offer online and mobile banking?

Current AdelFi Credit Union Rates

Compare to Other Credit Unions