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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Adventure Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Adventure Credit Union's 18 month CD rates are at 3.80%, 18-month CD rates are at 3.80%, 6 to 60 month CD of Deposit rates are at 3.80%, 6 to 60 month IRA CD rates are at 3.80%, 12 month CD rates are at 3.75%. Adventure Credit Union's savings rates are at 0.10%. Adventure Credit Union's Personal Loan Rates are at 11.50%. MonitorBankRates evaluates the financial stability of Adventure Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.98%. Rates were last updated on 03/24/2026. Adventure Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Adventure Credit Union? Share your experience about Adventure Credit Union by leaving a review below, or read customer reviews before you decide to use Adventure Credit Union. Adventure Credit Union
32nd Street 630 32nd St SE
https://www.adventurecu.org Grand Rapids, MI 49548 2306 
Adventure Credit Union CD Rates
Adventure Credit Union Savings Rates
Adventure Credit Union Money Market Rates
Adventure Credit Union Checking Rates
Adventure Credit Union Mortgage Rates
Adventure Credit Union Home Equity & HELOC
Adventure Credit Union Credit Card Rates
Adventure Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Adventure Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Adventure Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Adventure Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Adventure Credit Union
Website
https://www.adventurecu.org
Address
630 32nd St SE,
Grand Rapids, MI 49548 2306
Phone
616-243-0125
Fax
616-514-1828
President
Pete Winninger
CEO
Amanda Garabedian
Full-Time Employees
162
Part-Time Employees
5
Branch Locations
10
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.98%
Return on Assets (ROA)
0.2075%
Return on Equity (ROE)
1.8009%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
627,649,735
Total Amount of Shares and Deposits
542,477,020
Total Shares and Deposits < 1 Year
518,015,352
Total Shares and Deposits 1 3 Years
19,742,555
Total Shares and Deposits > 3 Years
4,719,114
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
23,111,135
Total Uninsured Shares and Deposits > $250K (F+J)
23,111,135
Total Insured Shares and Deposits > $250K (item 17 less item K)
519,365,885
Total Interest Expense (Sum of items 6 8)
5,921,998
Share Certificates
4,964
Number of Accounts for Share Drafts
26,006
IRA KEOGH Accounts
1,417
Number of Accounts for Regular Shares
57,406
All other shares
569
Money Market Shares
3,050
Net Income (unless the amount is already included in Undivided Earnings)
1,302,602
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
34,609,858
Total Liabilities
554,221,910
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Adventure Credit UnionIs Adventure Credit Union a safe place to deposit money?Yes, Adventure Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9831105986257%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Adventure Credit Union operate?Adventure Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Adventure Credit Union?Yes, to access services at Adventure Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Adventure Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Adventure Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Adventure Credit Union offer online and mobile banking?Most modern institutions like Adventure Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.adventurecu.org. Current Adventure Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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