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AllCom Credit Union Rates & Review April 2026

AllCom Credit Union's 6 Month CD rates are at 3.50%, 7 Month CD rates are at 3.50%, Term CD (CD & IRA) - 6 month rates are at 3.50%, Term CD (CD & IRA) - 7 month rates are at 3.50%, 24 Month Jumbo CD rates are at 3.35%. AllCom Credit Union's savings rates are at 0.02%. AllCom Credit Union's money market rates are at 1.00%. AllCom Credit Union's First Mortgages 10 Year rates are at 5.25%, First Mortgages 15 Year rates are at 5.38%, First Mortgages 20 Year rates are at 5.50%, First Mortgages 30 Year rates are at 5.75%, The Rate Improver Mortgage rates are at 5.88%. AllCom Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of AllCom Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.24%. Rates were last updated on 04/08/2026.

AllCom Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AllCom Credit Union? Share your experience about AllCom Credit Union by leaving a review below, or read customer reviews before you decide to use AllCom Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.24%
Excellent Lower than avg
AllCom Credit Union
AllCom Credit Union
36 Park Ave
Worcester, MA 01609
https://www.allcomcu.org
Member NCUA

AllCom Credit Union CD Rates

Product Rate APY Term View More
6 Month Certificate - 3.50% 6
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
7 Month Certificate - 3.50% 7
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Term Share Certificate (CD & IRA) - 6 month - 3.50% 6
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Term Share Certificate (CD & IRA) - 7 month - 3.50% 7
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
24 Month Jumbo CD Certificate - 3.35% 24
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
36 Month Jumbo CD Certificate - 3.35% 36
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
48 Month Jumbo CD Certificate - 3.35% 48
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
60 Month Jumbo CD Certificate - 3.35% 60
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Term Share Certificate (CD & IRA) - 24 month - 3.35% 24
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Term Share Certificate (CD & IRA) - 36 month - 3.35% 36
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Term Share Certificate (CD & IRA) - 48 month - 3.35% 48
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Term Share Certificate (CD & IRA) - 60 month - 3.35% 60
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
12 Month Certificate - 3.25% 12
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
13 Month Certificate - 3.25% 13
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
18 Month Certificate - 3.25% 18
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
24 Month Regular CD Certificate - 3.25% 24
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
36 Month Regular CD Certificate - 3.25% 36
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
48 Month Regular CD Certificate - 3.25% 48
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
60 Month Regular CD Certificate - 3.25% 60
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Term Share Certificate (CD & IRA) - 12 month - 3.25% 12
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Term Share Certificate (CD & IRA) - 13 month - 3.25% 13
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Term Share Certificate (CD & IRA) - 18 month - 3.25% 18
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Term Share Certificate (CD & IRA) - 24 month - 3.25% 24
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Term Share Certificate (CD & IRA) - 36 month - 3.25% 36
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Term Share Certificate (CD & IRA) - 48 month - 3.25% 48
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Term Share Certificate (CD & IRA) - 60 month - 3.25% 60
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%

AllCom Credit Union Savings Rates

Product Rate APY View More
Holiday Club - 0.02%
Min Balance $25
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Share Savings - 0.02%
Min Balance $25
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Vacation Club - 0.02%
Min Balance $25
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%

AllCom Credit Union Money Market Rates

Product Rate APY View More
Premium Money Market Account - 2.00%
Min Balance $300,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Premium Money Market Account - 1.50%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Premium Money Market Account - 1.40%
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Premium Money Market Account - 1.25%
Min Balance $15,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Money Market Account - 1.00%
Min Balance $2,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%

AllCom Credit Union Mortgage Rates

Product Rate Points APR Term View More
First Mortgages 10 Year 5.25% 0 5.45% 120
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
First Mortgages 15 Year 5.38% 0 5.52% 180
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
First Mortgages 20 Year 5.50% 0 5.61% 240
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
First Mortgages 30 Year 5.75% 0 5.84% 360
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
The Rate Improver Mortgage 5.88% - 5.96% 30 Year
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
The Rate Improver Mortgage 30 Year 5.88% 0 5.96% 360
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%

AllCom Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - Fixed Rate 5.50% - 5.59% 5 Year
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Home Equity Loan - Fixed Rate -5 Year 5.50% 0 5.59% 60
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Home Equity Loan - Fixed Rate 6.00% - 6.06% 10 Year
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Home Equity Loan - Fixed Rate -10 Year 6.00% 0 6.06% 120
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Home Equity Loan - Fixed Rate 6.13% - 6.17% 15 Year
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Home Equity Loan - Fixed Rate -15 Year 6.13% 0 6.17% 180
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Home Equity Loan - Fixed Rate 6.25% - 6.28% 20 Year
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Home Equity Loan - Fixed Rate -20 Year 6.25% 0 6.28% 240
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Home Equity Line of Credit - - 6.50%
Details Prime ** - 0.25%
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%

AllCom Credit Union Credit Card Rates

Product Rate APR View More
AllCom VISA Card (Non Variable Interest Rate) 10.90% 10.90%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Visa 10.90% 10.90%
Details Fixed Rate balance transfers, purchases and cash advances
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%

AllCom Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans Up to 12-Month Term 9.99% 9.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Unsecured Personal Loan 9.99% 9.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Personal Loans 13-24-Month Term 10.99% 10.75%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Personal Loans 25-36-Month Term 10.99% 10.75%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Personal Loans 37-48-Month Term 11.49% 10.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Unsecured Personal Loan 10.99% 10.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Personal Loans 49-60-Month Term 11.99% 11.49%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Unsecured Personal Loan 11.49% 11.49%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Unsecured Personal Loan 11.99% 11.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for AllCom Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather AllCom Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with AllCom Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name AllCom Credit Union
Address 36 Park Ave, Worcester, MA 01609
Phone 508-754-9980
Fax 508-754-7487
President Sean Hunter
CEO Laura Ybarra
Full-Time Employees 13
Part-Time Employees 3
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.24%
Return on Assets (ROA)
0.4465%
Return on Equity (ROE)
2.7517%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
82,034,382
Total Amount of Shares and Deposits
68,481,144
Total Shares and Deposits < 1 Year
64,934,127
Total Shares and Deposits 1 3 Years
2,564,008
Total Shares and Deposits > 3 Years
983,009
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,690,231
Total Uninsured Shares and Deposits > $250K (F+J)
4,690,231
Total Insured Shares and Deposits > $250K (item 17 less item K)
63,790,913
Total Interest Expense (Sum of items 6 8)
639,770
Share Certificates
484
Number of Accounts for Share Drafts
2,503
IRA KEOGH Accounts
149
Number of Accounts for Regular Shares
4,659
All other shares
411
Money Market Shares
165
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,529,496
Total Liabilities
69,213,428
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About AllCom Credit Union

Is AllCom Credit Union a safe place to deposit money?

Yes, AllCom Credit Union is considered a safe financial institution. With a Texas Ratio of 0.23881141012387%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does AllCom Credit Union operate?

AllCom Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join AllCom Credit Union?

Yes, to access services at AllCom Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, AllCom Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, AllCom Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does AllCom Credit Union offer online and mobile banking?

Most modern institutions like AllCom Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allcomcu.org.

Current AllCom Credit Union Rates

  • 12-Month CD3.25%
  • 18-Month CD3.25%
  • 24-Month CD3.25%
  • 60-Month CD3.25%
  • Savings0.02%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.