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Rogue Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 30, 2026
Rogue Credit Union's CDs or More - 24 Month rates are at 3.60%, CDs or More - 36 Month rates are at 3.60%, CDs or More - 48 Month rates are at 3.60%, CDs or More - 60 Month rates are at 3.60%, CD Add On - Small Savers 12 Month rates are at 3.50%. Rogue Credit Union's savings rates are at 0.05%. Rogue Credit Union's money market rates are at 3.00%. Rogue Credit Union's checking rates are as high as 3.00%. Rogue Credit Union's Personal Loan Rates are as low as 13.00%. Rogue Credit Union's Credit Card Rates are at 13.25%. Rogue Credit Union's CD rates are 24% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Rogue Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.02%. Rates last updated and verified on 10/30/2026.
Rogue Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rogue Credit Union? Share your experience about Rogue Credit Union by leaving a review below, or read customer reviews before you decide to use Rogue Credit Union.
Rogue Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 97/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Rogue Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
5.02%
ExcellentLower than avg
Rogue Credit Union Texas Ratio
Rogue Credit Union's Texas Ratio is 5.02%, which is considered excellent and is lower than the national average of 6.13%.
Rogue Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.96% to 5.02% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Rogue Credit Union CD Rates
Product
Rate
APY
Term
View More
Certificates or More - 24 Month
3.54%
3.60%
24 Month
Min Deposit$500
Min Balance$500
Details$500; Minimum deposit $500 to open and maintain APY
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Certificates or More - 36 Month
3.54%
3.60%
36 Month
Min Deposit$500
Min Balance$500
Details$500; Minimum deposit $500 to open and maintain APY
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Certificates or More - 48 Month
3.54%
3.60%
48 Month
Min Deposit$500
Min Balance$500
Details$500; Minimum deposit $500 to open and maintain APY
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Certificates or More - 60 Month
3.54%
3.60%
60 Month
Min Deposit$500
Min Balance$500
Details$500; Minimum deposit $500 to open and maintain APY
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Certificate Add On - Small Savers 12 Month
3.45%
3.50%
12 Month
Min Balance$100
DetailsDividend 3.45%; APY 3.50%
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Certificates or More - 12 Month
3.45%
3.50%
12 Month
Min Deposit$500
Min Balance$500
Details$500; Minimum deposit $500 to open and maintain APY
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Certificates or More - 6 Month
3.45%
3.50%
6 Month
Min Deposit$500
Min Balance$500
Details$500; Minimum deposit $500 to open and maintain APY
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Rogue Credit Union Savings Rates
Product
Rate
APY
View More
Regular Savings
0.05%
0.05%
Min Balance$0
DetailsMinimum for Dividends: $100; Monthly Fee: $0
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Savings
0.05%
0.05%
Min Balance$100
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Rogue Credit Union Money Market Rates
Product
Rate
APY
View More
MyMoney Market
2.98%
3.00%
Min Balance$0
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Money Market 100k
1.00%
1.00%
Min Balance$100,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Money Market 150k
1.00%
1.00%
Min Balance$150,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Money Market 50k
0.90%
0.90%
Min Balance$50,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.90% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Money Market 25k
0.75%
0.75%
Min Balance$25,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Money Market 10k
0.60%
0.60%
Min Balance$10,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Money Market
0.50%
0.50%
Min Balance$2,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Rogue Credit Union Business Money Market Rates
Product
Rate
APY
View More
Nonprofit Business Money Market
0.60%
0.60%
Min Balance$0
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Rogue Credit Union Checking Rates
Product
Rate
APY
View More
MyRewards Checking
2.96%
3.00%
Min Balance$0
DetailsChecking Account Comparisons; VISA Debit Card FREE; Overdraft Protection FREE
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Super Checking
0.05%
0.05%
Min Balance$1,000
DetailsChecking Account Comparisons; $1,000 minimum balance required to avoid a monthly service fee; VISA Debit Card FREE; Overdraft Protection FREE
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Rogue Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Newer (2023 and Newer) Auto Loans
-
-
4.99%
36 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
2 changes since Sep 18, 2026 · 4.49% → 4.99% ▲ 0.50 pts · high 4.99% / low 4.49%
Oct 26, 20264.99%▲ from 4.74%
Oct 14, 20264.74%▲ from 4.49%
Sep 18, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Auto Loans
-
-
4.99%
48 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
2 changes since Sep 18, 2026 · 4.49% → 4.99% ▲ 0.50 pts · high 4.99% / low 4.49%
Oct 26, 20264.99%▲ from 4.74%
Oct 14, 20264.74%▲ from 4.49%
Sep 18, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Auto Loans
-
-
4.99%
60 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
2 changes since Sep 18, 2026 · 4.49% → 4.99% ▲ 0.50 pts · high 4.99% / low 4.49%
Oct 26, 20264.99%▲ from 4.74%
Oct 14, 20264.74%▲ from 4.49%
Sep 18, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) Auto Loans - 36 Month
-
-
5.24%
36 Month
DetailsAs Low As; Rates as Low as* include a maximum discount of 1.25%; Model year 2022 and older
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 4.74% → 5.24% ▲ 0.50 pts · high 5.24% / low 4.74%
Oct 26, 20265.24%▲ from 4.74%
Sep 14, 20264.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) Auto Loans - 48 Month
-
-
5.24%
48 Month
DetailsAs Low As; Rates as Low as* include a maximum discount of 1.25%; Model year 2022 and older
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 4.74% → 5.24% ▲ 0.50 pts · high 5.24% / low 4.74%
Oct 26, 20265.24%▲ from 4.74%
Sep 14, 20264.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Auto Loans
-
-
5.49%
72 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
2 changes since Sep 18, 2026 · 4.99% → 5.49% ▲ 0.50 pts · high 5.49% / low 4.99%
Oct 26, 20265.49%▲ from 5.24%
Oct 14, 20265.24%▲ from 4.99%
Sep 18, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) Auto Loans - 60 Month
-
-
5.49%
60 Month
DetailsAs Low As; Rates as Low as* include a maximum discount of 1.25%; Model year 2022 and older
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 4.99% → 5.49% ▲ 0.50 pts · high 5.49% / low 4.99%
Oct 26, 20265.49%▲ from 4.99%
Sep 14, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) Auto Loans - 72 Month
-
-
5.74%
72 Month
DetailsAs Low As; Rates as Low as* include a maximum discount of 1.25%; Model year 2022 and older
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 5.24% → 5.74% ▲ 0.50 pts · high 5.74% / low 5.24%
Oct 26, 20265.74%▲ from 5.24%
Sep 14, 20265.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Auto Loans
-
-
5.99%
84 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
2 changes since Sep 18, 2026 · 5.49% → 5.99% ▲ 0.50 pts · high 5.99% / low 5.49%
Oct 26, 20265.99%▲ from 5.74%
Oct 14, 20265.74%▲ from 5.49%
Sep 18, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) Auto Loans - 84 Month
-
-
6.24%
84 Month
DetailsAs Low As; Rates as Low as* include a maximum discount of 1.25%; Model year 2022 and older
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 5.74% → 6.24% ▲ 0.50 pts · high 6.24% / low 5.74%
Oct 26, 20266.24%▲ from 5.74%
Sep 14, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Auto Loans
-
-
6.49%
96 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%; 96 month term available for loans over $40,000 on model years 2022 or newer
Last Updated10/30/2026
Rate History
2 changes since Sep 18, 2026 · 5.99% → 6.49% ▲ 0.50 pts · high 6.49% / low 5.99%
Oct 26, 20266.49%▲ from 6.24%
Oct 14, 20266.24%▲ from 5.99%
Sep 18, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Rogue Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Newer (2023 and Newer) Boat Loan - 84 Month
-
5.99%
84 Month
DetailsAs Low As; Newer (2023 and Newer) Boat Loans; APR
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 5.74% → 5.99% ▲ 0.25 pts · high 5.99% / low 5.74%
Oct 26, 20265.99%▲ from 5.74%
Sep 14, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) RV and Trailer Loans
-
5.99%
84 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
1 change since Oct 14, 2026 · 5.74% → 5.99% ▲ 0.25 pts · high 5.99% / low 5.74%
Oct 26, 20265.99%▲ from 5.74%
Oct 14, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Boat Loan - 120 Month
-
6.49%
120 Month
DetailsAs Low As; Newer (2023 and Newer) Boat Loans; APR
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
Oct 26, 20266.49%▲ from 6.24%
Sep 14, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) RV and Trailer Loans
-
6.49%
120 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
1 change since Oct 14, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
Oct 26, 20266.49%▲ from 6.24%
Oct 14, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) Boat Loans - 84 Month
-
6.49%
84 Month
DetailsRates as Low as; Rates reflect a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
Oct 26, 20266.49%▲ from 6.24%
Sep 14, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) RV and Trailer Loans - 84 Month
-
6.49%
84 Month
DetailsRates as Low as; Rates reflected include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
Oct 26, 20266.49%▲ from 6.24%
Sep 14, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Boat Loan - 180 Month
-
6.99%
180 Month
DetailsAs Low As; Newer (2023 and Newer) Boat Loans; APR
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.74% → 6.99% ▲ 0.25 pts · high 6.99% / low 6.74%
Oct 26, 20266.99%▲ from 6.74%
Sep 14, 20266.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) RV and Trailer Loans
-
6.99%
180 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
1 change since Oct 14, 2026 · 6.74% → 6.99% ▲ 0.25 pts · high 6.99% / low 6.74%
Oct 26, 20266.99%▲ from 6.74%
Oct 14, 20266.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) Boat Loans - 120 Month
-
6.99%
120 Month
DetailsRates as Low as; Rates reflect a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.74% → 6.99% ▲ 0.25 pts · high 6.99% / low 6.74%
Oct 26, 20266.99%▲ from 6.74%
Sep 14, 20266.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) RV and Trailer Loans - 120 Month
-
6.99%
120 Month
DetailsRates as Low as; Rates reflected include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.74% → 6.99% ▲ 0.25 pts · high 6.99% / low 6.74%
Oct 26, 20266.99%▲ from 6.74%
Sep 14, 20266.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Motorcycle and ATV Loans
-
7.49%
36 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%; Effective October 19, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 7.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) Boat Loans - 180 Month
-
7.49%
180 Month
DetailsRates as Low as; Rates reflect a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 7.24% → 7.49% ▲ 0.25 pts · high 7.49% / low 7.24%
Oct 26, 20267.49%▲ from 7.24%
Sep 14, 20267.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) RV and Trailer Loans - 180 Month
-
7.49%
180 Month
DetailsRates as Low as; Rates reflected include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 7.24% → 7.49% ▲ 0.25 pts · high 7.49% / low 7.24%
Oct 26, 20267.49%▲ from 7.24%
Sep 14, 20267.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) Motorcycle and ATV Loans - 36 Month
-
8.49%
36 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 8.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Motorcycle and ATV Loans
-
8.99%
48 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%; Effective October 19, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 8.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Motorcycle and ATV Loans
-
9.99%
60 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%; Effective October 19, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 9.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) Motorcycle and ATV Loans - 48 Month
-
9.99%
48 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 9.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Newer (2023 and Newer) Motorcycle and ATV Loans
-
10.99%
72 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%; Effective October 19, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 10.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) Motorcycle and ATV Loans - 60 Month
-
10.99%
60 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 10.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Older (2022 and Older) Motorcycle and ATV Loans - 72 Month
-
11.99%
72 Month
DetailsAs Low As; Rates include a maximum discount of 1.25%
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 11.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Rogue Credit Union Credit Card Rates
Product
Rate
APR
View More
Business Credit Card
-
13.25%
DetailsAs Low As; Rates as Low as* table (Credit Cards, Personal Loans and Personal Line of Credit)
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 13.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Platinum Credit Card
-
13.25%
DetailsAs Low As; Rates as Low as* table (Credit Cards, Personal Loans and Personal Line of Credit)
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 13.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Student Silver Credit Card
-
13.25%
DetailsAs Low As; Rates as Low as* table (Credit Cards, Personal Loans and Personal Line of Credit)
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 13.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Classic Credit Card
-
16.00%
DetailsAs Low As; Rates as Low as* table (Credit Cards, Personal Loans and Personal Line of Credit)
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 16.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Signature Rewards Credit Card
-
18.74%
DetailsAs Low As; Rates as Low as* table (Credit Cards, Personal Loans and Personal Line of Credit)
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 18.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Rogue Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loan
13.00%
DetailsAs Low As; Rates as Low as* table (Credit Cards, Personal Loans and Personal Line of Credit)
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 12.75% → 13.00% ▲ 0.25 pts · high 13.00% / low 12.75%
Sep 22, 202613.00%▲ from 12.75%
Sep 14, 202612.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Signature Rewards Credit Card
18.74%
DetailsAs Low As; Rates as Low as* table (Credit Cards, Personal Loans and Personal Line of Credit)
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 18.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Rogue Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Home Loans
-
-
5.89%
DetailsAs Low As; Rates as Low as 5.89% APR*; actual APR based on credit history, location and term of loan; rates effective as of October 29, 2026
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 5.89% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Line of Credit
-
-
13.50%
DetailsAs Low As; Rates as Low as* table (Credit Cards, Personal Loans and Personal Line of Credit)
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 13.25% → 13.50% ▲ 0.25 pts · high 13.50% / low 13.25%
Sep 22, 202613.50%▲ from 13.25%
Sep 14, 202613.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
MyRewards Checking
-
-
3.00%
DetailsQualifications Required; Qualifying balance up to $1,000.00; Balances over $1,000 earn 0% APY; $10 monthly service fee waived if all qualifications are met
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Ownership
4.89%
-
5.00%
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 5.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Rogue Climbers
1.25%
-
1.26%
Min Balance$0
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Rogue Climbers 10K+
0.50%
-
0.50%
Min Balance$10,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Rogue Rangers
1.25%
-
1.26%
Min Balance$0
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Rogue Rangers 10K+
0.50%
-
0.50%
Min Balance$10,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.02%
Financial Health History
Rogue Credit Union’s Texas Ratio rose from 2.96% in Q3 2023 to 5.02% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$4.3B
5.02%
5.0
A+
March 31, 2026
$4.3B
4.01%
5.0
A+
December 31, 2025
$4.2B
4.56%
5.0
A+
September 30, 2025
$3.8B
4.58%
5.0
A+
June 30, 2025
$3.7B
4.19%
5.0
A+
March 31, 2025
$3.7B
4.22%
5.0
A+
December 31, 2024
$3.6B
5.29%
5.0
A+
September 30, 2024
$3.6B
4.15%
5.0
A+
June 30, 2024
$3.5B
3.28%
5.0
A+
March 31, 2024
$3.5B
3.04%
5.0
A+
December 31, 2023
$3.4B
3.44%
5.0
A+
September 30, 2023
$3.3B
2.96%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Rogue Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rogue Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Rogue Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
277,083,055
Total Uninsured Shares and Deposits > $250K (F+J)
277,083,055
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,377,131,691
Total Interest Expense (Sum of items 6 8)
31,675,074
Share Certificates
23,016
Number of Accounts for Share Drafts
173,229
IRA KEOGH Accounts
5,437
Number of Accounts for Regular Shares
506,448
All other shares
5,541
Non Member Deposits
118
Money Market Shares
16,418
Net Income (unless the amount is already included in Undivided Earnings)
20,647,447
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
42,175,682
Total Liabilities
3,932,028,607
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Rogue Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Rogue Credit Union
Frequently Asked Questions About Rogue Credit Union
Does Rogue Credit Union offer CDs?
Yes. Rogue Credit Union current CD rates include its CDs or More - 24 Month at 3.60% APY, its CDs or More - 36 Month at 3.60% APY and its CDs or More - 48 Month at 3.60% APY, verified by MonitorBankRates as of October 30, 2026.
Are CDs from Rogue Credit Union NCUA insured?
Yes. Rogue Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Rogue Credit Union?
The highest Rogue Credit Union CD rate is its CDs or More - 24 Month at 3.60% APY, verified by MonitorBankRates as of October 30, 2026.
What CD terms does Rogue Credit Union offer?
Rogue Credit Union CD rates are 3.50% APY for a 12 month CD, 3.60% APY for a 2 year CD, 3.60% APY for a 3 year CD, 3.60% APY for a 4 year CD and 3.60% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Rogue Credit Union for its full lineup.
What is the highest savings rate at Rogue Credit Union?
The highest Rogue Credit Union savings rate is its Regular Savings at 0.05% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest money market rate at Rogue Credit Union?
The highest Rogue Credit Union money market rate is its MyMoney Market at 3.00% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest checking rate at Rogue Credit Union?
The highest Rogue Credit Union checking rate is its MyRewards Checking at 3.00% APY, verified by MonitorBankRates as of October 30, 2026.
What is the lowest auto loan rate at Rogue Credit Union?
The lowest Rogue Credit Union auto loan rate is its Newer (2023 and Newer) Auto Loans at 4.99% APR, verified by MonitorBankRates as of October 30, 2026. Rogue Credit Union auto loan rates are 5.24% APR for a 36 month auto loan, 5.24% APR for a 48 month auto loan, 5.49% APR for a 60 month auto loan, 5.74% APR for a 72 month auto loan and 6.24% APR for an 84 month auto loan.
What is the lowest personal loan rate at Rogue Credit Union?
The lowest Rogue Credit Union personal loan rate is its Personal Loan at 13.00% APR, verified by MonitorBankRates as of October 30, 2026.
What is the lowest credit card APR at Rogue Credit Union?
The lowest Rogue Credit Union credit card APR is its Business Credit Card at 13.25% APR, verified by MonitorBankRates as of October 30, 2026.
How many branches does Rogue Credit Union operate?
Rogue Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Rogue Credit Union?
Yes, to access services at Rogue Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Rogue Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Rogue Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Rogue Credit Union offer online and mobile banking?
Most modern institutions like Rogue Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.roguecu.org.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Rogue Credit Union rates compare?
Rogue Credit Union's CD rates are 24% higher than the MonitorBankRates national average, and it has an A+ health rating. Rogue Credit Union's top rates are its CDs or More - 24 Month at 3.60% APY, its Regular Savings at 0.05% APY, its MyMoney Market at 3.00% APY, its MyRewards Checking at 3.00% APY, its Personal Loan at 13.00% APR and its Business Credit Card at 13.25% APR, verified by MonitorBankRates on October 30, 2026.
Current Rogue Credit Union Rates
12-Month CD3.50%
24-Month CD3.60%
60-Month CD3.60%
Savings0.05%
MMA3.00%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
