|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 American State Bank (TX) Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 2, 2026
American State Bank (TX)'s 6-month Jumbo CD rates are at 3.41%, 12-Month CDs/IRAs rates are at 3.00%, 18-Month CDs/IRAs rates are at 2.85%, 24-Month CDs/IRAs rates are at 2.63%, 3-Month CDs/IRAs rates are at 2.50%. American State Bank (TX)'s money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of American State Bank (TX) with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.23%. Rates were last updated on 04/02/2026. American State Bank (TX) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American State Bank (TX)? Share your experience about American State Bank (TX) by leaving a review below, or read customer reviews before you decide to use American State Bank (TX). 
American State Bank (TX) CD Rates
American State Bank (TX) Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for American State Bank (TX) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather American State Bank (TX) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with American State Bank (TX)'s official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
American State Bank (TX)
Bank Holding Company
STEELE BANCSHARES INC
Address
102 W Front,
Arp, TX 75750 · Smith
Website
https://www.asb.com
FDIC Certificate #
9967
Established
08/01/1911
FDIC Insurance Date
01/01/1934
Domestic Offices
5
Total Branches
5
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA-
Overall Health Grade
Score: 92/100
5.0
Exceptional
Out of 5.0 Stars
16.23%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.2990%
Return on Equity (ROE)
4.0600%
Non-Performing Loans (NPL)
0.70%
Total Assets
$672,666,000
Total Deposits
$555,828,000
Equity Capital
$76,653,000
Net Income
$-184,000
Headquarters
Arp
Total Offices
5
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About American State Bank (TX)Is American State Bank (TX) a safe place to deposit money?Yes, American State Bank (TX) is considered a safe financial institution. With a Texas Ratio of 16.229302558956%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does American State Bank (TX) operate?American State Bank (TX) currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, American State Bank (TX) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, American State Bank (TX) provides members with tools to manage their accounts and build a solid financial history. Does American State Bank (TX) offer online and mobile banking?Most modern institutions like American State Bank (TX) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.asb.com. Current American State Bank (TX) Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Bank of Vici
Union Bank Grand Rapids, MI
State Bank of Whittington
PCSB Bank (IA)
North State Bank
Crown Bank Elizabeth, NJ
Centennial Bank TN
Pioneer Commercial Bank
Alliance Bank & Trust Company
Coastal Carolina National Bank
Old Exchange Bank of Okawville
Sanger Bank
E-Trade
Heritage Bank Minnesota
FNB Fairfield National Bank
Anderson Brothers Bank
Welch State Bank
Bank of Eufaula
The Bank of Kaukauna
Citizens Federal Savings Bank
Jefferson Security Bank
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
