American State Bank (TX) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. American State Bank (TX) Deposit Rates
Today's 12-month CD rates can be found at 4.59%, 6-month CD rates at 4.50% and 3-month CD rates at 4.11%. Current savings rates are at 0.15% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.38%. Credit Card rates are at 9.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. American State Bank (TX)'s 3-Month CD special rates are at 5.51%, 9-Month CD special Add-Up CD rates are at 5.28%, 6-Month CD special rates are at 5.17%, 12-Month CD rates are at 5.13%, 24-Month CD rates are at 2.01%. American State Bank (TX)'s savings rates are at 2.50%. American State Bank (TX)'s money market rates are at 0.36%.

American State Bank (TX)

To see how these rates compare to American State Bank (TX) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from American State Bank (TX), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with American State Bank (TX) CD rates. You can also compare American State Bank (TX) savings rates, MMA rates and mortgage rates using our other rate lists.

American State Bank (TX) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American State Bank (TX)? Share your experience about American State Bank (TX) by leaving a review below, or read customer reviews before you decide to use American State Bank (TX).

American State Bank (TX) Texas Ratio

American State Bank (TX)'s Texas Ratio is at 10.29%, which is considered excellent. The Texas Ratio for American State Bank (TX) is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, American State Bank (TX) is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.13%
18-Month CD
1.51%
24-Month CD
2.01%
36-Month CD
1.51%
48-Month CD
1.51%
60-Month CD
1.51%
Savings
2.50%
MMA
0.36%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
American State Bank (TX)
102 W Front
Arp, TX 75750
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

American State Bank (TX) CD Rates and Interest Rates

Bank
Product
APY
Min Dep
American State Bank (TX)
American State Bank (TX)
3-Month CD special
5.51%
$1,000
American State Bank (TX)
American State Bank (TX)
9-Month CD special Add-Up CD
5.28%
$50,000
American State Bank (TX)
American State Bank (TX)
6-Month CD special
5.17%
$1,000
American State Bank (TX)
American State Bank (TX)
12-Month CD
5.13%
$1,000
American State Bank (TX)
American State Bank (TX)
American Select Savings
2.50%
$100
American State Bank (TX)
American State Bank (TX)
24-Month CD
2.01%
$1,000
American State Bank (TX)
American State Bank (TX)
18-Month CD
1.51%
$1,000
American State Bank (TX)
American State Bank (TX)
36-Month CD
1.51%
$1,000
American State Bank (TX)
American State Bank (TX)
48-Month CD
1.51%
$1,000
American State Bank (TX)
American State Bank (TX)
60-Month CD
1.51%
$1,000
American State Bank (TX)
American State Bank (TX)
American Advantage Money Market
0.76%
$350,000
American State Bank (TX)
American State Bank (TX)
Business Money Market
0.36%
$10,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare American State Bank (TX) Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mid-America Bank
Mid-America Bank
18-Month CD
5.06%
$500
Salem Five Direct
Salem Five Direct
6-Month CD special
5.00%
$10,000
Bank of Greene County
Bank of Greene County
Free e-Checking <-$500
5.00%
$1
Needham Bank
Needham Bank
6-Month CD
4.75%
$1,000
Beacon Community Bank
Beacon Community Bank
10-Month CD
4.75%
$250
Raymond James
36-Month CD brokered
4.60%
$1,000
Quontic
Quontic
24-Month CD
4.50%
$500
First US Bank (AL)
First US Bank (AL)
14-Month CD Special
4.32%
$500
Home Loan Investment Bank
Home Loan Investment Bank
60-Month CD
4.25%
$1,000
Camp Grove State Bank
Camp Grove State Bank
60-Month CD
4.15%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
60-Month CD share certificate
4.08%
$1,000
1st Community Credit Union
1st Community Credit Union
24-Month CD certificate
3.87%
$1,000
Gainey Business Bank
Gainey Business Bank
36-Month CD
3.66%
$5,000
The Bank of Steinauer
The Bank of Steinauer
12-Month CD
3.55%
$500
Gainey Business Bank
Gainey Business Bank
Money Market Tier 5
3.50%
$500,000
Riverside Bank of Dublin
Riverside Bank of Dublin
24-Month CD
3.50%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
12-Month CD
3.39%
$500
Lyons Federal Bank
Lyons Federal Bank
48-Month CD
3.34%
$50,000
1st Community Credit Union
1st Community Credit Union
1st Rewards Checking
3.30%
$0
AAA Federal Savings Bank
AAA Federal Savings Bank
Money Market
3.05%
$100
Collins State Bank
Collins State Bank
60-Month CD
3.00%
$1,000
1st Advantage Bank
1st Advantage Bank
48-Month CD
3.00%
$500
Ponce Bank
Ponce Bank
Non-Profit Business Checking
2.50%
$0
Homeland Community Bank
Homeland Community Bank
24-Month CD
2.35%
$500
River Falls State Bank
River Falls State Bank
24-Month CD
2.22%
$500
Rhinebeck Bank
Rhinebeck Bank
36-Month CD
2.20%
$2,000
New Market Bank
New Market Bank
48-Month CD
2.05%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
48-Month CD
1.76%
$500
Tri-County Trust Company
Tri-County Trust Company
6-Month CD
1.51%
$1,000
Greenstate Credit Union
Greenstate Credit Union
RewardsPlus Checking
1.50%
$50
FCNB Bank
FCNB Bank
36-Month CD
1.50%
$1,000
Tipton Latham Bank
Tipton Latham Bank
48-Month CD
1.50%
$500
Bank of Franklin County
Bank of Franklin County
60-Month CD
1.31%
$500
Bank of the Valley
Bank of the Valley
Checking Account
1.30%
$5,000
SSB Scott State Bank
SSB Scott State Bank
18-Month CD
1.20%
$1,000
Bank of Vici
Bank of Vici
Savings Account
0.75%
$0
FirstOak Bank
FirstOak Bank
24-Month CD
0.75%
$500
Miami Savings Bank
Miami Savings Bank
60-Month CD
0.75%
$1,000
Union Bank Morrisville, VT
Union Bank Morrisville, VT
36-Month CD
0.65%
$500
Magyar Bank
Magyar Bank
Statement Savings Account
0.50%
$100
The Citizens Bank of Weston
The Citizens Bank of Weston
Regular Savings
0.50%
$200
PyraMax Bank
PyraMax Bank
24-Month CD
0.30%
$1,000
FNB of Elmer
FNB of Elmer
18-Month CD
0.30%
$500
West Plains S&L
West Plains S&L
3-Month CD
0.30%
$1,000
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
Money Market Deposit Account
0.15%
$2,500
U.S. Bank
U.S. Bank
48-Month CD
0.15%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
Platinum Money Market
0.15%
$50,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
6-Month CD
0.10%
$500
First Bank Elk River
First Bank Elk River
Lifestyle Checking Account
0.07%
$1
Westfield Bank, FSB
Westfield Bank, FSB
Simply Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

American State Bank (TX) Information

American State Bank (TX)
102 W Front
Arp, TX 75750
Smith
Established Date: 08/01/1911
FDIC Certificate #: 9967
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: STEELE BANCSHARES INC
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is American State Bank (TX) FDIC Insured? Yes
What is American State Bank (TX)'s Cert number? 9967
What is the maximum amount for insured deposits? $250,000 per holder, per account

American State Bank (TX) Financials

Total Assets:
$1,160,902,000
Total Deposits:
$945,616,000
Equity Capital:
$78,802,000
Domestic Deposits:
$945,616,000
Net Income:
$-1,156,000
Return on Assets:
0.1192%
Quarterly Return on Assets:
-0.4000%
Pretax Return on Assets:
-0.5025%
Pretax Quarterly Return on Assets:
-0.5000%
Return on Equity:
1.3400%
Quarterly Return on Equity:
-5.7400%
Leverage Tier 1 (Core Capital) Ratio:
9.7522%
Total Interest Income (YTD):
4.7421%
 
 
Headquarters:
Arp
FDIC Field Office:
Dallas
Regulator:
FED
County:
Smith
# of Offices:
16
Metropolitan Statistical Area (MSA):
Tyler, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

Mortgage rates are mixed and mortgage applications increased in the latest mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association the average contract 30 year mortgage rate decreased to 4.51 percent with 1.05 points for the week ending June 10, 2011. In the previous week's mortgage survey the average 30 year mortgage rate was 4.54 percent with 0.94 points.
Its pretty amazing how low current mortgage rates are these days. In the beginning of 2012 when average 30 year mortgage rates broke through 4.00 percent I decided to pull the trigger and refinance my mortgage loan. Now 30 year mortgage rates today are averaging 3.59 and will probably break through 3.50 percent in the coming weeks.
30 year mortgage rates and refinance rates are  averaging 4.26 percent, an increase from yesterday's average 30 year home mortgage rate of 4.24 percent. Searching our mortgage rate tables, 30 year home mortgage rates in Rhode Island are higher than the national average mortgage rate. Current 30 year mortgage rates in Rhode Island are averaging 4.33 percent. 

Bank or Credit Union Offers and Deals

Highest Two Year CD Rates
Best Auto Insurance Rates: Auto Insurance Discount
Are you Saving Enough for the Next Crisis?
Florida Highest 12 Month CD Interest Rates
Goldwater Bank CD Rates
Credit Card Rates: Average Rates January 12, 2011
CD Rates Continue to Move Higher in 2018
Evergreen Bank Group Certificates of Deposit
Luana Savings Bank 6 Month $50K CD Rates now at 0.45%
Mortgage Rates Hit All-Time Low: 30 Year Mortgage Rates at 4.15%, 15 Year Mortgage Rates at 3.36%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates: Weekly Mortgage Rates Lower as Debt Talks Loom: 30 Year Mortgage Rates at 4.48%
State Farm Bank Money Market Account Rates now at 0.30%
Home Mortgage Rates Mixed Freddie Mac: 30 Year Mortgage Rates up to 4.35%, 15 Year Mortgage Rates Unchanged at 3.83%
Robinhood Savings Rates
Home Loan Mortgage Rates Set New Record Lows
Fed Stands Pat on Fed Funds Rate as Two Banks Increase CD Rates
Laural Bank Savings Rates: Earn 4.80% on Your Savings and Enjoy Exclusive Benefits
Mortgage Rates Increase for the Fourth Consecutive Week: 30 Year Mortgage Rates at 4.61%: Freddie Mac
Bethpage Credit Union CD Rates: 5.00% APY 12-Month CD, 4.75% APY 6-Month CD
Best Savings Rate from North American Savings Bank (NASB)

American State Bank (TX) Reviews

There are no reviews for American State Bank (TX) yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for American State Bank (TX)
Your Name:
Your Rating:

See how American State Bank (TX) Compares to other banks