MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. APS Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

APS Federal Credit Union Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 26, 2026

You can compare APS Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.35%, 6-month share certificate rates at 0.05% and 3-month share certificate rates at 3.54%. Savings rates are at 0.10% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.12%. All these rates can be compared to APS Federal Credit Union rates. MonitorBankRates evaluates the financial stability of APS Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.49%. Rates were last updated on 04/26/2026.

APS Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at APS Federal Credit Union? Share your experience about APS Federal Credit Union by leaving a review below, or read customer reviews before you decide to use APS Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.49%
Excellent Lower than avg
APS Federal Credit Union
APS Federal Credit Union
259 Fremont Rd
Charleroi, PA 15022 1707
https://www.apsfcu.org
Member NCUA

Current Rate Availability

We do not have APS Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for APS Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather APS Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with APS Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name APS Federal Credit Union
Website https://www.apsfcu.org
Address 259 Fremont Rd, Charleroi, PA 15022 1707
Phone 724-483-6260
Fax 724-483-4202
President Mark Snodgrass
CEO Michael King
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.49%
Return on Assets (ROA)
0.0902%
Return on Equity (ROE)
1.1361%
Non-Performing Loans Ratio (NPL)
0.39%
Total Assets
9,514,063
Total Amount of Shares and Deposits
8,744,153
Total Shares and Deposits < 1 Year
8,744,153
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
31,168
Total Uninsured Shares and Deposits > $250K (F+J)
31,168
Total Insured Shares and Deposits > $250K (item 17 less item K)
8,712,985
Total Interest Expense (Sum of items 6 8)
5,584
Share Certificates
23
Number of Accounts for Share Drafts
391
IRA KEOGH Accounts
14
Number of Accounts for Regular Shares
1,126
All other shares
219
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,909,551
Total Liabilities
8,758,512
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

There are no reviews for APS Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for APS Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About APS Federal Credit Union

Is APS Federal Credit Union a safe place to deposit money?

Yes, APS Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.4854033678732%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does APS Federal Credit Union operate?

APS Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join APS Federal Credit Union?

Yes, to access services at APS Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, APS Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, APS Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does APS Federal Credit Union offer online and mobile banking?

Most modern institutions like APS Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.apsfcu.org.

Compare to Other Credit Unions

Morehead Community Federal Credit Union ACE Credit Union Services Pahranagat Valley Federal Credit Union The Family First Federal Credit Union Achieva Credit Union Industrial Federal Credit Union Columbia Community Credit Union The Bridgeway Federal Credit Union Vystar Credit Union Daniels-Sheridan Federal Credit Union Pheple Federal Credit Union Bluffton Motor Works Franklin Elect Credit Union Texas Gulf Carolina Employees Credit Union 1st Bergen Federal Credit Union Public Service H C Employees Federal Credit Union Highway Federal Credit Union Mile High Federal Credit Union ALBION SCHOOL EMPLOYEES People First Federal Credit Union Northeast Nebraska Federal Credit Union Friendly Federal Credit Union