|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 FTSB of Watseka, IL Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 3, 2026
FTSB of Watseka, IL's Certificate of Deposit 12-Month rates are at 3.50%, Certificate of Deposit 6-Month rates are at 3.50%, Certificate of Deposit 18-Month rates are at 3.25%, Certificate of Deposit 24-Month rates are at 3.25%, Certificate of Deposit 3-Month rates are at 1.00%. FTSB of Watseka, IL's savings rates are at 0.15%. FTSB of Watseka, IL's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of FTSB of Watseka, IL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.33%. Rates were last updated on 04/03/2026. FTSB of Watseka, IL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FTSB of Watseka, IL? Share your experience about FTSB of Watseka, IL by leaving a review below, or read customer reviews before you decide to use FTSB of Watseka, IL. 
FTSB of Watseka, IL CD Rates
FTSB of Watseka, IL Savings Rates
FTSB of Watseka, IL Money Market Rates
FTSB of Watseka, IL Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for FTSB of Watseka, IL is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather FTSB of Watseka, IL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with FTSB of Watseka, IL's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
FTSB of Watseka, IL
Bank Holding Company
FIRST TRUST HOLDINGS INC THE
Address
120 E Walnut St,
Watseka, IL 60970 · Iroquois
Website
https://www.ftsbank.com
FDIC Certificate #
10831
Established
06/28/1909
FDIC Insurance Date
01/01/1934
Domestic Offices
2
Total Branches
2
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.33%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.5599%
Return on Equity (ROE)
12.1000%
Non-Performing Loans (NPL)
0.04%
Total Assets
$321,275,000
Total Deposits
$268,636,000
Equity Capital
$50,158,000
Net Income
$5,577,000
Headquarters
Watseka
Total Offices
2
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About FTSB of Watseka, ILIs FTSB of Watseka, IL a safe place to deposit money?Yes, FTSB of Watseka, IL is considered a safe financial institution. With a Texas Ratio of 0.33165878164171%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does FTSB of Watseka, IL operate?FTSB of Watseka, IL currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, FTSB of Watseka, IL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, FTSB of Watseka, IL provides members with tools to manage their accounts and build a solid financial history. Does FTSB of Watseka, IL offer online and mobile banking?Most modern institutions like FTSB of Watseka, IL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ftsbank.com. Current FTSB of Watseka, IL Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Bath State Bank
Ridgewood Savings Bank
Erebor Bank, N.A.
FSB of Healy
Pioneer Bank Roswell, NM
Clarion County Community Bank
F&M Bank Washington, GA
Mineola Community Bank
Kennett Trust Bank
The Bennington State Bank
Texas First Bank
Bank of Central Florida
TrustTexas Bank
FNB Fairfield National Bank
Valley State Bank Syracuse, KS
Bryant Bank
Security State Bank Farwell, TX
Stryv Bank
Security State Bank Centralia, WA
F&M Bank of St. Clair
Todays Bank
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
