Bank 1st CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.25%, 6-month CD rates at 4.32% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 2.53%. Mortgage rates today on 30-year fixed loans are around 6.66%. Credit Card rates are at 11.75%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Bank 1st's 6-Month CD Super Jumbo rates are at 5.01%, 6-Month CD Jumbo rates are at 4.96%, 6-Month CD rates are at 4.70%.

Bank 1st

To see how these rates compare to Bank 1st CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank 1st, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank 1st CD rates. You can also compare Bank 1st savings rates, MMA rates and mortgage rates using our other rate lists.

Bank 1st money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank 1st? Share your experience about Bank 1st by leaving a review below, or read customer reviews before you decide to use Bank 1st.

Bank 1st Texas Ratio

Bank 1st's Texas Ratio is at 1.86%, which is considered excellent. The Texas Ratio for Bank 1st is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank 1st is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank 1st
115 N Vine St
West Union, IA 52175
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Bank 1st CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bank 1st
Bank 1st
6-Month CD Super Jumbo
5.01%
$250,000
Bank 1st
Bank 1st
6-Month CD Jumbo
4.96%
$100,000
Bank 1st
Bank 1st
6-Month CD
4.70%
$2,500

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank 1st Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
4u Federal Credit Union
4u Federal Credit Union
Kasasa Cash Checking <-$10K
6.00%
$0
New Republic Bank
New Republic Bank
12-Month Jumbo CD special
5.37%
$100,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
12-Month CD
5.30%
$5,000
Mountain View Bank of Commerce
Mountain View Bank of Commerce
12-Month CD
5.25%
$1,000
Rising Bank
Rising Bank
Savings Account
5.00%
$1,000
Mid America Bank
Mid America Bank
7-Month CD Special
5.00%
$10,000
Farmers Trust & Savings Bank Earling, IA
Farmers Trust & Savings Bank Earling, IA
6-Month CD
5.00%
$5,000
Hcbt
Hcbt
7-Month CD special
4.85%
$10,000
Citizens First Bank Viroqua, WI
Citizens First Bank Viroqua, WI
15-Month CD
4.60%
$10,000
James Polk Stone Community Bank
James Polk Stone Community Bank
6-Month CD special
4.55%
$1,000
Abnb Federal Credit Union
Abnb Federal Credit Union
18-Month CD certificate
4.40%
$1,000
BankPurley
BankPurley
36-Month CD
4.25%
$1,000
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
25-Month CD
4.25%
$500
FinWise Bank
FinWise Bank
48-Month CD
4.06%
$500
The Peoples S&L Co.
The Peoples S&L Co.
36-Month CD
3.80%
$500
ableBanking
ableBanking
36-Month CD
3.50%
$5,000
Crest Savings Bank
Crest Savings Bank
24-Month CD
3.50%
$500
Union State Bank Winterset, IA
Union State Bank Winterset, IA
18-Month CD
3.33%
$50,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
48-Month CD
3.25%
$500
First National Bank of Orwell
First National Bank of Orwell
18-Month CD
3.04%
$500
Bogota Savings Bank
Bogota Savings Bank
18-Month CD
3.00%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
24-Month CD
3.00%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
15-Month CD
3.00%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
18-Month CD
2.75%
$500
WCB West Central Bank
WCB West Central Bank
36-Month CD
2.42%
$1,000
Kentucky Farmers Bank
Kentucky Farmers Bank
48-Month CD
2.00%
$1,000
ESSA Bank & Trust
ESSA Bank & Trust
18-Month CD
2.00%
$1,000
Grand Timber Bank
Grand Timber Bank
12-Month CD
1.92%
$500
Magyar Bank
Magyar Bank
18-Month CD
1.75%
$500
Northwest B&T Co.
Northwest B&T Co.
12-Month CD
1.75%
$1,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
48-Month CD
1.66%
$500
BrioDirect
BrioDirect
18-Month CD
1.35%
$500
Citizens Bank & Trust (AL)
Citizens Bank & Trust (AL)
Citizens Prime Checking
1.28%
$1,000,000
Kentucky Farmers Bank
Kentucky Farmers Bank
18-Month CD
1.25%
$1,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
24-Month CD
1.25%
$500
TruBank
TruBank
12-Month CD
1.10%
$500
Kennebec Savings Bank
Kennebec Savings Bank
48-Month CD
0.95%
$500
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
12-Month CD
0.95%
$500
Bank of the Valley
Bank of the Valley
Savings Account
0.90%
$0
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
Money Market
0.65%
$100,000
MountainOne Bank
MountainOne Bank
Pinnacle Savings
0.50%
$25
PS Bank
PS Bank
36-Month CD Step-Up
0.50%
$5,000
Wayne Savings Community Bank
Wayne Savings Community Bank
36-Month CD
0.50%
$1,000
Town & Country B&T Co.
Town & Country B&T Co.
48-Month CD
0.35%
$100
Central Bank Houston, TX
Central Bank Houston, TX
3-Month CD
0.35%
$1,000
Shelby County State Bank
Shelby County State Bank
Money Market
0.35%
$50,000
Boonville Federal Savings Bank
Boonville Federal Savings Bank
18-Month CD
0.30%
$500
Mineola Community Bank
Mineola Community Bank
Traditional Savings
0.10%
$50
FNB of Absecon
FNB of Absecon
12-Month CD
0.10%
$0
Bank of Sun Prairie
Bank of Sun Prairie
Money Market Business
0.06%
$2,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank 1st Information

Bank 1st
115 N Vine St
West Union, IA 52175
Fayette
Established Date: 01/01/1934
FDIC Certificate #: 13816
Date of FDIC Deposit Insurance: 01/31/1934
Bank Holding Company: FNB BANSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Bank 1st FDIC Insured? Yes
What is Bank 1st's Cert number? 13816
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank 1st Financials

Total Assets:
$167,248,000
Total Deposits:
$136,511,000
Equity Capital:
$11,979,000
Domestic Deposits:
$136,511,000
Net Income:
$484,000
Return on Assets:
1.2628%
Quarterly Return on Assets:
1.1600%
Pretax Return on Assets:
1.2266%
Pretax Quarterly Return on Assets:
1.2300%
Return on Equity:
15.0400%
Quarterly Return on Equity:
16.4100%
Leverage Tier 1 (Core Capital) Ratio:
13.2401%
Total Interest Income (YTD):
3.1822%
 
 
Headquarters:
West Union
FDIC Field Office:
Cedar Rapids
Regulator:
FED
County:
Fayette
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

TAB Bank CD rates were changed on short term and intermediate term certificates of deposit. All the CD rate changes were higher with the exception of the 6 month rate. 6 month CD rates were lowered from 0.95 percent to 0.92 percent. Even with the 3 basis point decline, the 6 month CD rate at TAB Bank remains in 2nd place in our 6 month rate list.

Flagstar Bank of Troy Michigan is offering one of the most competitive CD rates available today. Their 12 to 14 month Internet promotional certificate of deposit currently yields 3.25%. The minimum deposit is $500. The CD is FDIC insured and there is a penalty for an early withdrawal. For more information about Flagstar's certificates of deposit visit Flagstar.
Right now on our savings interest rate list for Miami, Florida, Tennessee Commerce Bank has the highest savings rate. Tennessee Commerce Bank is currently offering savings rates of 1.49 percent with a savings account yield of 1.50 percent. That rate is a lot higher than the current national average savings rate of 0.248 percent for account balances of at least $2,500 as reported by Monitor Bank Rates. To earn the rate and yield at Tennessee Commerce Bank you must also have a checking account with them.

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