Principal Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Principal Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Principal Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Principal Bank CD rates. You can also compare Principal Bank savings rates, MMA rates and mortgage rates using our other rate lists. Principal Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Principal Bank? Share your experience about Principal Bank by leaving a review below, or read customer reviews before you decide to use Principal Bank. Principal Bank Texas Ratio Principal Bank's Texas Ratio is at 3.33%, which is considered excellent. The Texas Ratio for Principal Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Principal Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Principal Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 1, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Principal Bank rate data right now, check back for updates, we are adding rates all the time. Principal Bank InformationPrincipal Bank
655 9th StDes Moines, IA 50392 Polk Established Date: 02/12/1998 FDIC Certificate #: 34507 Date of FDIC Deposit Insurance: 02/12/1998 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.principal.com/bank
Is Principal Bank FDIC Insured? Yes
What is Principal Bank's Cert number? 34507
What is the maximum amount for insured deposits? $250,000 per holder, per account
Principal Bank FinancialsTotal Assets:
$8,384,524,000
Total Deposits:
$7,897,608,000
Equity Capital:
$396,607,000
Domestic Deposits:
$7,897,608,000
Net Income:
$29,946,000
Return on Assets:
1.6644%
Quarterly Return on Assets:
1.4400%
Pretax Return on Assets:
1.9579%
Pretax Quarterly Return on Assets:
1.9600%
Return on Equity:
52.6300%
Quarterly Return on Equity:
31.1200%
Common Equity Tier 1 Capital Ratio:
17.8171%
Tier 1 Risk-Based Capital Ratio:
17.8171%
Leverage Tier 1 (Core Capital) Ratio:
8.4405%
Total Risk-Based Capital Ratio (YTD):
17.9638%
Total Interest Income (YTD):
4.2869%
Headquarters:
Des Moines
FDIC Field Office:
Des Moines
Regulator:
OCC
County:
Polk
# of Offices:
1
Metropolitan Statistical Area (MSA):
Des Moines-West Des Moines, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals CD rates have been low since the deep recession started in 2008. Right now, 3 month CD rates are averaging 0.40 percent. The current average 12 month CD rate isn't much higher only averaging 0.86 percent this morning. Long term CD rates are lower than 12 month CD rates were two years ago. The current national average 5 year CD rate is 2.23 percent. You can find bank CD rates and credit union CD rates higher than the national average rates. If you're lucky you'll find CD rates 1.00 percent above the national average rates. E*Trade savings rates are competitive right not but are not the best savings rates available. Current savings rates at E*TRADE are at 1.88 percent with and APY of 1.90 percent. To earn this great savings rate from E*TRADE you only need one $1 to open and fund an account. Compare E*TRADE savings rates with other bank rates below to get the best rate today. Homeowners insurance will protect your home and the belongings in your home in the event of a fire, theft or other damage to your property. Even if you do not own the home or apartment you live in, you should consider renters insurance which will help you replace items lost for the same reasons above. If you have financed your home (like most homeowners), the bank will require you to have homeowners insurance coverage.
Bank or Credit Union Offers and Deals1% Mortgage RatesMoney Market Account & Savings Accounts Rates: June 22, 2009 Heritage Bank 5 Year Jumbo CD Rates now at 1.13% Best Variable Deposit Rates October 12, 2016 Laural Bank Savings Rates: Earn 4.80% on Your Savings and Enjoy Exclusive Benefits Average Mortgage Rates Hold Steady: 30 Year Mortgage Rates at 3.55% Low Mortgage Rates to Help Existing Home Sales in the Coming Months Unlocking the Best Mortgage Rates: Strategies for Comparing Rates from Multiple Lenders Applied Bank MMA 50K Rates now at 0.15% Mortgage Rates: Current Mortgage Rates Today Alternative Bank and Credit Union Offers to ExploreVirtualBank Money Market Account Rates now at 0.68%Student Loan Repayments Linked to Income Best Online Savings Rates Poised to Move Higher Bank CD Rates - Weekly CD Rates & CD Yields Average Contract Mortgage Rates Increase: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11% Average Mortgage Rates Today Mixed: Current 15 Year Rates at 2.98% EverBank Increases CD Rates, 1 Year Bank CD Rates at 1.10% APY Eastern Bank CD Rates: Highest Rate at 5.27% APY Mortgage Rates Decrease Again: 30 Year Mortgage Rates at 4.46%, 15 Year Rates at 3.64% Redstone FCU CD Rates Principal Bank ReviewsThere are no reviews for Principal Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 2.84%, 6-month CD rates at 4.00% and 3-month CD rates at 1.65%. Current savings rates are at 0.01% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.73%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. 
