Principal Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Principal Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Principal Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Principal Bank CD rates. You can also compare Principal Bank savings rates, MMA rates and mortgage rates using our other rate lists. Principal Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Principal Bank? Share your experience about Principal Bank by leaving a review below, or read customer reviews before you decide to use Principal Bank. Principal Bank Texas Ratio Principal Bank's Texas Ratio is at 3.33%, which is considered excellent. The Texas Ratio for Principal Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Principal Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Principal Bank Rates with Other Competitive Bank and Credit Union Rates
Community Bank and Trust - West Georgia
6-Month CD
4.60%
$500
Finworth
18-Month CD
4.20%
$50,000
Central Bank Provo, UT
High Yield Money Market
3.82%
$500,000
CNB of McConnelsville
12-Month CD
3.75%
$5,000
New Peoples Bank
12-Month CD
3.66%
$0
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 13, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Principal Bank rate data right now, check back for updates, we are adding rates all the time. Principal Bank InformationPrincipal Bank
655 9th StDes Moines, IA 50392 Polk Established Date: 02/12/1998 FDIC Certificate #: 34507 Date of FDIC Deposit Insurance: 02/12/1998 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.principal.com/bank
Is Principal Bank FDIC Insured? Yes
What is Principal Bank's Cert number? 34507
What is the maximum amount for insured deposits? $250,000 per holder, per account
Principal Bank FinancialsTotal Assets:
$8,384,524,000
Total Deposits:
$7,897,608,000
Equity Capital:
$396,607,000
Domestic Deposits:
$7,897,608,000
Net Income:
$29,946,000
Return on Assets:
1.6644%
Quarterly Return on Assets:
1.4400%
Pretax Return on Assets:
1.9579%
Pretax Quarterly Return on Assets:
1.9600%
Return on Equity:
52.6300%
Quarterly Return on Equity:
31.1200%
Common Equity Tier 1 Capital Ratio:
17.8171%
Tier 1 Risk-Based Capital Ratio:
17.8171%
Leverage Tier 1 (Core Capital) Ratio:
8.4405%
Total Risk-Based Capital Ratio (YTD):
17.9638%
Total Interest Income (YTD):
4.2869%
Headquarters:
Des Moines
FDIC Field Office:
Des Moines
Regulator:
OCC
County:
Polk
# of Offices:
1
Metropolitan Statistical Area (MSA):
Des Moines-West Des Moines, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Ally Bank savings rates, which were already were competitive for online banks, recently increased their rate. Current savings rates at Ally Bank are at 2.18 percent with an APY of 2.20 percent, up from 1.98 percent with an APY of 2.00 percent. With this increase, savings rates at Ally Bank are at a new high for 2019. This increase also puts Ally Bank's savings rate in the top 10 rates on our list.
Bank or Credit Union Offers and DealsCD Rates: Your Actual Rate of Return on a CD Investment These DaysHow to Profit from 0% Balance Transfer Offers Current Mortgage Rates Slightly Higher This Week: 30 Year Mortgage Rates at 4.78% Recent CD Rate Changes Are Mostly Lower Jacksonville, Florida Auto Loan Rates Average Credit Card Rates February 2, 2011 Highest Savings Yields and Money Market Account Yields in Charlotte, NC Highest CD Rates on 12 Month CDs Decline as 2012 Comes to an End (But not the World) Credit Union of Colorado Current CD Rates Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11% Alternative Bank and Credit Union Offers to ExploreMortgage Rates Higher, 30 Year Mortgage Rate at 4.83%, 1 Year Adjustable Mortgage Rates at 6.96%Live Oak Bank CD Rates - 2.15% 12-Month CD (Nationwide) Citizens Access Savings Rates - Best Savings Rate Available EverBank Savings Account and Money Market Account Review Mortgage Rates Weaken on the Plunge in Treasury Yields Start Saving for Retirement in Your 20s and 30s Your best defense against loss: Take inventory of items in home NewDominion Bank 18 Month CD Rates now at 0.99% Mortgage Rates 11/8/10: 30 Year Conventional Mortgage Rates at 4.22%, 30 Year Jumbo Mortgage Rates at 4.72% FOMC Meets - Are Mortgage Rates and CD Rates Headed Up? Principal Bank ReviewsThere are no reviews for Principal Bank yet. Feel free to create one below.
Add Your Rating and Review for Principal Bank
See how Principal Bank Compares to other banks |
Today's 12-month CD rates can be found at 0.75%, 6-month CD rates at 4.15% and 3-month CD rates at 1.26%. Current savings rates are at 0.05% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.58%. Credit Card rates are at 17.74%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. 
