Summit Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Summit Community Bank Deposit Rates

Summit Community BankToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 4.15% and 3-month CD rates at 0.50%. Current savings rates are at 0.10% and money market rates are at 1.35%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Summit Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Summit Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Summit Community Bank CD rates. You can also compare Summit Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Summit Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Summit Community Bank? Share your experience about Summit Community Bank by leaving a review below, or read customer reviews before you decide to use Summit Community Bank.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Summit Community Bank
310 N Main St
Moorefield, WV 26836
Member FDIC
MonitorBankRates' Rating
/5
☆☆☆☆☆

Compare Summit Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Alden State Bank
Alden State Bank
Kasasa Checking
4.50%
$0
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
6-Month CD
4.40%
$5,000
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
36-Month CD
4.25%
$500
S&T Bank
S&T Bank
5-Month CD
4.13%
$1,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
12-Month CD
4.10%
$1,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
24-Month CD
4.00%
$5,000
First Port City Bank
First Port City Bank
Interest Checking
4.00%
$0
Genesis Bank
Genesis Bank
60-Month CD
4.00%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
24-Month CD
3.90%
$1,000
Genoa Banking Company
36-Month CD
3.50%
$1,000
Grand Valley Bank
Grand Valley Bank
48-Month CD
3.35%
$500
Bank of Luxemburg
Bank of Luxemburg
48-Month CD
3.10%
$1,000
Farmers National Bank
Farmers National Bank
36-Month CD
3.00%
$500
Empire State Bank
Empire State Bank
30-Month CD
3.00%
$1,000
Gainey Business Bank
Gainey Business Bank
6-Month CD
2.89%
$5,000
Ergo Bank
Ergo Bank
36-Month CD
2.57%
$50
State Bank of Medora
State Bank of Medora
24-Month CD
2.53%
$500
Grinnell State Bank
Grinnell State Bank
60-Month CD
2.32%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
12-Month CD
2.25%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
60-Month CD
2.02%
$1,000
Petefish, Skiles & Co. Bank
18-Month CD
1.96%
$1,000
Hyperion Bank
Hyperion Bank
36-Month CD
1.75%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
18-Month CD
1.50%
$1,000
Home National Bank Racine, OH
Home National Bank Racine, OH
24-Month CD
1.50%
$500
Harvest Bank
Harvest Bank
Money Market
1.40%
$5,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
60-Month CD
1.26%
$1,000
Buena Vista National Bank
Buena Vista National Bank
30-Month CD
1.10%
$500
Mutual Security Credit Union
Mutual Security Credit Union
12-Month CD
1.00%
$500
Triad Bank, N.A.
Triad Bank, N.A.
6-Month CD
0.75%
$1,000
CNB Clinton National Bank
CNB Clinton National Bank
36-Month CD
0.65%
$500
5 Star Bank
5 Star Bank
24-Month CD
0.40%
$500
Town & Country B&T Co.
Town & Country B&T Co.
48-Month CD
0.35%
$100
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
Itasca Savings
0.30%
$250
Lewis & Clark Bank
Lewis & Clark Bank
24-Month CD
0.30%
$500
USLA Union S&L
USLA Union S&L
12-Month CD
0.30%
$1,000
Oxford Bank
Oxford Bank
60-Month CD
0.29%
$500
Mutual Federal Bank
Mutual Federal Bank
Passbook Savings
0.25%
$100
Pataskala Banking Company
Pataskala Banking Company
24-Month CD
0.25%
$500
Volunteer State Bank
Volunteer State Bank
Premium Money Market
0.25%
$100
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Kasasa Savings
0.20%
$25
F&M Bank of St. Clair
F&M Bank of St. Clair
Statement Savings
0.20%
$100
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
Money Market
0.20%
$5,000
Eastern Bank
Eastern Bank
48-Month CD (Business Select)
0.20%
$500
FNB of Absecon
FNB of Absecon
18-Month CD
0.15%
$0
Sturdy Savings Bank
Sturdy Savings Bank
60-Month CD
0.13%
$500
First Federal S&L Bath
First Federal S&L Bath
6-Month CD
0.10%
$1,000
Merrimack County SB
Merrimack County SB
Everyday Savings
0.10%
$100
MutualOne Bank
MutualOne Bank
Mo Money Market
0.10%
$500
Windsor Federal S&L
Windsor Federal S&L
Statement Savings
0.05%
$100
Regions Bank
Regions Bank
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Summit Community Bank rate data right now, check back for updates, we are adding rates all the time.

Summit Community Bank Information

Summit Community Bank
310 N Main St
Moorefield, WV 26836
Hardy
Established Date: 12/11/1995
FDIC Certificate #: 34102
Date of FDIC Deposit Insurance: 12/11/1995
Bank Holding Company: SUMMIT FINANCIAL GROUP INC
How Many Domestic U.S. Offices? 57
How Many Branches are There? 0
Is Summit Community Bank FDIC Insured? Yes
What is Summit Community Bank's Cert number? 34102
What is the maximum amount for insured deposits? $250,000 per holder, per account

Summit Community Bank Financials

Total Assets:
$4,633,672,000
Total Deposits:
$3,778,807,000
Equity Capital:
$545,807,000
Domestic Deposits:
$3,778,807,000
Net Income:
$18,328,000
Return on Assets:
1.3528%
Quarterly Return on Assets:
1.5800%
Pretax Return on Assets:
2.0420%
Pretax Quarterly Return on Assets:
2.0400%
Return on Equity:
11.9600%
Quarterly Return on Equity:
13.6100%
Common Equity Tier 1 Capital Ratio:
11.5502%
Tier 1 Risk-Based Capital Ratio:
11.5502%
Leverage Tier 1 (Core Capital) Ratio:
10.1416%
Total Risk-Based Capital Ratio (YTD):
12.7299%
Total Interest Income (YTD):
6.0180%
 
 
Headquarters:
Moorefield
FDIC Field Office:
Scott Depot
Regulator:
FDIC
County:
Hardy
# of Offices:
57
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Best Savings Account Rates SFGI Direct Savings Account

SFGI Direct, an online banking division of Summit Community Bank, is offering one of the best savings account rates currently available. Chances are you haven't hears of SFGI Direct or Summit Community Bank but the bank is located in the Eastern Panhandle and South Central regions of West Virginia and the Shenandoah Valley and Northern regions of Virginia.

SFGI Direct High Yield Savings Account

sfgi-direct-high-yield-savings-accountSFGI Direct, the online banking division of Summit Community Bank, is offering a high yield savings account that currently has an annual percentage yield of 2.25 percent.The minimum opening account balance for the online savings account is only $500. There is also a maximum savings account opening balance of $25,000.Considering the national average savings account rate is only 0.390 percent for account balances of $2,500 an annual percentage yield of 2.25 percent is a really good deal. SFGI Direct savings accounts are opened online and funded through an electronic deposit, you can't use paper checks at this time to fund the savings account.     Read more...

Explore Other Rate Deals

There were no real changes in average savings rates and money market rates this week. The FDIC's current national average savings rate is at 0.08 percent. Average jumbo savings rates are also at 0.08 percent. The FDIC's rate cap on savings account rates are at 0.83 percent for both regular savings accounts (balances of less than $100k) and jumbo savings accounts (balances of more than $100k). 

Average 30 year mortgage rates increased last week to 3.51 percent, the first time in almost 3 months that rates were above 3.50 percent. The increase was short lived as 30 year mortgage rates fell to 3.49 percent this week. We expect 30 year mortgage rates to stay below 3.50 percent in the interim unless the Federal Reserve increases the fed funds rate this week.

KS StateBank 5 Year Jumbo CD rates are now at 1.99 percent with a yield of 2.00 percent. View current 5 Year Jumbo CD rates at KS StateBank below.

Bank or Credit Union Offers and Deals

Option Adjustable Rate Mortgages
Savings Rates Going Nowhere Since 1st Quarter GDP Growth is Revised Lower
Best Variable Deposit Rates Report September 4, 2015
giantbank.com Money Market Account Rates now at 0.45%
CD Rates Hold Steady as Fed Meets Next Week to Decide Monetary Policy
giantbank.com 9 Month Jumbo CD Rates now at 0.85%
Home Mortgage Rates: 30 Year Mortgage Rates at 4.36%, 15 Year Mortgage Rates at 3.83%
Mortgage Rates: Loan Depot 15 Mortgage Rates at 3.875% w/0 Points: 30 Year National Average Mortgage Rates at 4.26%
Bank of America Net 5 Mortgage Rate 4.551% APY
Surging U.S. Treasury Yields Fuel Higher Mortgage Rates: Bank of America's Adjustable Rates Exceed 8.00%

Alternative Bank and Credit Union Offers to Explore

Breakdown of the Top Savings Rates and Money Market Rates This Week
Savings Account Rates and the Savings Rate
Current Mortgage Rates Back to 5.00% - Freddie Mac
Mortgage Rates: 30 Year Mortgage Rates Decrease to 4.95% 15 Year Mortgage Rates Decrease to 4.34%
Mortgage Rates: Fixed Mortgage Rates Tumble
TAB Bank Increases CD Rates, 1 Year Jumbo Rates now at 1.30% APY
Wells Fargo offers mortgage assistance to troubled Arizonans
CD Rates: June 15 2009
Fixed Mortgage Rates and Adjustable Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.81%
Finding FHA Home Loans & FHA Mortgage Rates

Summit Community Bank Reviews

There are no reviews for Summit Community Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Summit Community Bank
Your Name:
Your Rating:

See how Summit Community Bank Compares to other banks