Bank of Erath CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bank of ErathToday's 12-month CD rates can be found at 2.27%, 6-month CD rates at 3.75% and 3-month CD rates at 0.25%. Current savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.84%. Credit Card rates are at 15.20%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bank of Erath CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Erath, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Erath CD rates. You can also compare Bank of Erath savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Erath money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Erath? Share your experience about Bank of Erath by leaving a review below, or read customer reviews before you decide to use Bank of Erath.

Bank of Erath Texas Ratio

Bank of Erath's Texas Ratio is at 6.42%, which is considered excellent. The Texas Ratio for Bank of Erath is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Erath is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Erath
105 W Edward St
Erath, LA 70533
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Bank of Erath Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mid-America Bank
Mid-America Bank
12-Month CD (Jumbo)
4.30%
$100,000
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
24-Month CD
4.10%
$25,000
Ixonia Bank
Ixonia Bank
12-Month CD
4.00%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
18-Month CD
3.75%
$1,000
Kearney Trust Company
Kearney Trust Company
18-Month CD
3.72%
$100
Bank of Vici
Bank of Vici
3-Month CD
3.61%
$1,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
48-Month CD
3.60%
$1,000
Magyar Bank
Magyar Bank
60-Month CD
3.50%
$2,500
First Bank Hampton
First Bank Hampton
60-Month CD
3.45%
$1,000
Everence Trust Company
Everence Trust Company
30-Month CD
3.40%
$500
First State Bank of Beecher City
First State Bank of Beecher City
30-Month CD
3.30%
$500
Roxboro Savings Bank
18-Month CD
3.25%
$500
Thomaston Savings Bank
Thomaston Savings Bank
12-Month CD
3.25%
$1,000
Corebank
Corebank
12-Month CD
3.05%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
24-Month CD
3.00%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
60-Month CD
3.00%
$1,000
Primebank
Primebank
24-Month CD
3.00%
$1,000
Lee Bank
Lee Bank
24-Month CD
2.75%
$500
JTNB
JTNB
60-Month CD
2.02%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
60-Month CD
2.00%
$1,000
Great Plains State Bank
Great Plains State Bank
Money Market
2.00%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
24-Month CD
2.00%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
60-Month CD
1.76%
$500
Canton Co-operative Bank
Canton Co-operative Bank
24-Month CD
1.51%
$1,000
FSB of Wyoming
24-Month CD
1.51%
$2,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
60-Month CD
1.40%
$500
Colonial Savings, F.A.
Colonial Savings, F.A.
36-Month CD
1.38%
$1,000
State Bank of Canton
State Bank of Canton
24-Month CD
1.35%
$500
FNB of Waverly
FNB of Waverly
36-Month CD
1.21%
$1,000
Access Bank
Access Bank
Access Money Market
1.15%
$1,000
FNB of Peterstown
FNB of Peterstown
18-Month CD
0.75%
$2,500
Consumers Credit Union
Consumers Credit Union
36-Month CD
0.69%
$1,000
First Hope Bank
First Hope Bank
48-Month CD
0.60%
$2,500
Federation Bank
Federation Bank
12-Month CD
0.55%
$500
MutualOne Bank
MutualOne Bank
60-Month CD
0.55%
$500
Bank of Buffalo
Bank of Buffalo
24-Month CD
0.55%
$500
Coleman County State Bank
Coleman County State Bank
Platinum Savings
0.50%
$10,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Money Market
0.50%
$2,500
Century Bank and Trust GA
Century Bank and Trust GA
24-Month CD
0.50%
$500
Mayville State Bank
Mayville State Bank
36-Month CD
0.45%
$1,000
Denison State Bank
Denison State Bank
Regular Savings
0.40%
$100
Miami Savings Bank
Miami Savings Bank
24-Month CD
0.30%
$1,000
Northwestern Bank
Northwestern Bank
Keystone High Yield Savings
0.20%
$10,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
Money Market
0.20%
$1,000
Forcht Bank
Forcht Bank
Performance Money Market
0.10%
$10,000
Grand Rapids SB
Grand Rapids SB
Money Market
0.08%
$2,500
First Nations Bank
First Nations Bank
24-Month CD
0.05%
$1,000
Jewett City Savings Bank
Jewett City Savings Bank
Direct Checking
0.05%
$100
Busey Bank
Busey Bank
12-Month CD
0.05%
$1,000
The Andover Bank
The Andover Bank
Preferred Money Market
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bank of Erath rate data right now, check back for updates, we are adding rates all the time.

Bank of Erath Information

Bank of Erath
105 W Edward St
Erath, LA 70533
Vermilion
Established Date: 01/01/1910
FDIC Certificate #: 8532
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: BANK OF ERATH HOLDING CO
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Bank of Erath FDIC Insured? Yes
What is Bank of Erath's Cert number? 8532
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Erath Financials

Total Assets:
$113,643,000
Total Deposits:
$96,987,000
Equity Capital:
$12,541,000
Domestic Deposits:
$96,987,000
Net Income:
$196,000
Return on Assets:
0.8499%
Quarterly Return on Assets:
0.6900%
Pretax Return on Assets:
0.8343%
Pretax Quarterly Return on Assets:
0.8300%
Return on Equity:
8.4500%
Quarterly Return on Equity:
6.2800%
Leverage Tier 1 (Core Capital) Ratio:
13.1121%
Total Interest Income (YTD):
4.8093%
 
 
Headquarters:
Erath
FDIC Field Office:
Baton Rouge
Regulator:
FDIC
County:
Vermilion
# of Offices:
3
Metropolitan Statistical Area (MSA):
Lafayette, LA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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