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 Heartland State Bank Edgeley, ND Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 5, 2026
Heartland State Bank Edgeley, ND's 6-Month CD rates are at 3.79%, 6-Month CD rates are at 3.68%, 12-Month CD rates are at 3.50%, 12-Month CD rates are at 3.40%, 3-Month CD rates are at 3.29%. Heartland State Bank Edgeley, ND's savings rates are at 0.20%. MonitorBankRates evaluates the financial stability of Heartland State Bank Edgeley, ND with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 05/05/2026. Heartland State Bank Edgeley, ND money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heartland State Bank Edgeley, ND? Share your experience about Heartland State Bank Edgeley, ND by leaving a review below, or read customer reviews before you decide to use Heartland State Bank Edgeley, ND. 
Heartland State Bank Edgeley, ND CD Rates
Heartland State Bank Edgeley, ND Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Heartland State Bank Edgeley, ND is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Heartland State Bank Edgeley, ND rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Heartland State Bank Edgeley, ND's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Heartland State Bank Edgeley, ND
Bank Holding Company
JBS INC
Address
401 Main St,
Edgeley, ND 58433 · Lamoure
FDIC Certificate #
3919
Established
01/01/1921
FDIC Insurance Date
01/01/1934
Domestic Offices
2
Total Branches
2
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.4337%
Return on Equity (ROE)
18.1100%
Non-Performing Loans (NPL)
0.00%
Total Assets
$72,560,000
Total Deposits
$65,402,000
Equity Capital
$6,607,000
Net Income
$560,000
Headquarters
Edgeley
Total Offices
2
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Add Your Rating and Review for Heartland State Bank Edgeley, ND
Frequently Asked Questions About Heartland State Bank Edgeley, NDHow many branches does Heartland State Bank Edgeley, ND operate?Heartland State Bank Edgeley, ND currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Heartland State Bank Edgeley, ND does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Heartland State Bank Edgeley, ND provides members with tools to manage their accounts and build a solid financial history. Does Heartland State Bank Edgeley, ND offer online and mobile banking?Most modern institutions like Heartland State Bank Edgeley, ND provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.heartlandstatebank.com. Current Heartland State Bank Edgeley, ND Rates
Retrieved from our database of financial products. Rates subject to change.
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