Connecticut Community Bank Rates and Review March 2026

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Connecticut Community Bank's 12-Month Certificate of Deposit rates are at 3.25%, 12-Month Certificate of Deposit Accounts and Individual Retirement Accounts rates are at 3.25%, Certificate of Deposit Accounts for Businesses 12-Month rates are at 3.25%, 15-Month Certificate of Deposit rates are at 2.75%, 15-Month Certificate of Deposit Accounts and Individual Retirement Accounts rates are at 2.75%. Connecticut Community Bank's savings rates are at 0.05%. Connecticut Community Bank's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Connecticut Community Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.77%. Rates were last updated on 03/02/2026.

Connecticut Community Bank

Rate Updates and Availability

Connecticut Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Connecticut Community Bank? Share your experience about Connecticut Community Bank by leaving a review below, or read customer reviews before you decide to use Connecticut Community Bank.

Connecticut Community Bank Texas Ratio

Connecticut Community Bank's Texas Ratio is at 0.77%, which is considered excellent. The Texas Ratio for Connecticut Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Exceptional
Out of 5.0 Stars

Connecticut Community Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Connecticut Community Bank is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

A+
Exceptional Health
Score: 100/100

Connecticut Community Bank has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
3.25%
18-Month CD
0.30%
24-Month CD
0.35%
36-Month CD
0.50%
48-Month CD
N/A
60-Month CD
0.60%
Savings
0.05%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/02/2026

Connecticut Community Bank
605 West Ave
Norwalk, CT 06850
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCEPTIONAL
🏆

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Connecticut Community Bank CD Rates

Product Rate APY Term View More
12 Month Certificate of Deposit 3.20% 3.25% 12 Month
Min Deposit$500
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
12 Month Certificate of Deposit Accounts and Individual Retirement Accounts 3.20% 3.25% 12
Min Deposit$500
Min Balance$500
DetailsUntil Maturity
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Certificate of Deposit Accounts for Businesses 12 Month 3.20% 3.25% 12
Min Deposit$500
Min Balance$500
DetailsUntil Maturity
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
15 Month Certificate of Deposit 2.72% 2.75% 15 Month
Min Deposit$500
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
15 Month Certificate of Deposit Accounts and Individual Retirement Accounts 2.72% 2.75% 15
Min Deposit$500
Min Balance$500
DetailsUntil Maturity
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Certificate of Deposit Accounts for Businesses 15 Month 2.72% 2.75% 15
Min Deposit$500
Min Balance$500
DetailsUntil Maturity
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
20 Month Bump Up Certificate of Deposit 2.47% 2.50% 20 Month
Min Deposit$500
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
20 Month Bump Up Certificate of Deposit Accounts and Individual Retirement Accounts 2.47% 2.50% 20
Min Deposit$500
Min Balance$500
DetailsUntil Maturity*
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Until Maturity Bump Up 20 Month CD** Individual Retirement Accounts 2.47% 2.50% Until Maturity
Min Deposit$500
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Certificate of Deposit Accounts for Businesses Bump Up 20 Month CD 2.47% 2.50% 20
Min Deposit$500
Min Balance$500
DetailsUntil Maturity*
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
60 Month Certificate of Deposit 0.59% 0.60% 60 Month
Min Deposit$500
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
60 Month Certificate of Deposit Accounts and Individual Retirement Accounts 0.59% 0.60% 60
Min Deposit$500
Min Balance$500
DetailsUntil Maturity
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Certificate of Deposit Accounts for Businesses 60 Month 0.59% 0.60% 60
Min Deposit$500
Min Balance$500
DetailsUntil Maturity
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
36 Month Certificate of Deposit 0.49% 0.50% 36 Month
Min Deposit$500
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
36 Month Certificate of Deposit Accounts and Individual Retirement Accounts 0.49% 0.50% 36
Min Deposit$500
Min Balance$500
DetailsUntil Maturity
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Certificate of Deposit Accounts for Businesses 36 Month 0.49% 0.50% 36
Min Deposit$500
Min Balance$500
DetailsUntil Maturity
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
24 Month Certificate of Deposit 0.34% 0.35% 24 Month
Min Deposit$500
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
24 Month Certificate of Deposit Accounts and Individual Retirement Accounts 0.34% 0.35% 24
Min Deposit$500
Min Balance$500
DetailsUntil Maturity
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Certificate of Deposit Accounts for Businesses 24 Month 0.34% 0.35% 24
Min Deposit$500
Min Balance$500
DetailsUntil Maturity
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
18 Month Certificate of Deposit 0.29% 0.30% 18 Month
Min Deposit$500
Min Balance$500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
18 Month Certificate of Deposit Accounts and Individual Retirement Accounts 0.29% 0.30% 18
Min Deposit$500
Min Balance$500
DetailsUntil Maturity
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Certificate of Deposit Accounts for Businesses 18 Month 0.29% 0.30% 18
Min Deposit$500
Min Balance$500
DetailsUntil Maturity
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%

Connecticut Community Bank Savings Rates

Product Rate APY View More
High Yield Statement Savings 2.57% 2.60%
Min Deposit$1,000
Min Balance$10,000
DetailsTiered Rate Account; Variable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Business High Yield Savings Account 0.49% 0.50%
Min Deposit$1,000
Min Balance$50,000
DetailsTiered Rate Account; Earns 0.50% APY on balances $50,000.00 And Up
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Business High Yield Savings Account 0.09% 0.10%
Min Deposit$1,000
Min Balance$1,000
DetailsTiered Rate Account; Earns 0.10% APY on balances $1,000.00 - $49,999.99
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Business Statement Savings 0.04% 0.05%
Min Deposit$100
Min Balance$200
DetailsVariable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
High Yield Statement Savings 0.04% 0.05%
Min Deposit$1,000
Min Balance$1,000
DetailsTiered Rate Account; Earns 0.05% APY on balances $1,000.00 - $9,999.99; Variable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Statement Savings 0.04% 0.05%
Min Deposit$100
Min Balance$200
DetailsVariable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%

Connecticut Community Bank Money Market Rates

Product Rate APY View More
Money Market 3.01% 3.05%
Min Deposit$2,500
Min Balance$250,000
DetailsTiered Rate Account
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Money Market 2.57% 2.60%
Min Deposit$2,500
Min Balance$50,000
DetailsTiered Rate Account
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Money Market 1.98% 2.00%
Min Deposit$2,500
Min Balance$25,000
DetailsTiered Rate Account
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Business Money Market Accounts 0.49% 0.50%
Min Deposit$2,500
Min Balance$250,000
DetailsTiered Rate Account; Variable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Money Market 0.49% 0.50%
Min Deposit$2,500
Min Balance$2,500
DetailsTiered Rate Account
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Business Money Market Accounts 0.14% 0.15%
Min Deposit$2,500
Min Balance$50,000
DetailsTiered Rate Account; Variable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Business Money Market Accounts 0.09% 0.10%
Min Deposit$2,500
Min Balance$25,000
DetailsTiered Rate Account; Variable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Direct Investment Money Market 0.09% 0.10%
Min Deposit$50,000
Min Balance$0
DetailsTiered Rate Account; Earns 0.10% APY on balances $0.01 - $49,999.99; 0.15% APY on balances $50,000.00 - $249,999.99; 0.50% APY on balances $250,000.00 - $499,999.99; 1.00% APY on balances $500,000.00 And Up; Variable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Business Money Market Accounts 0.04% 0.05%
Min Deposit$2,500
Min Balance$2,500
DetailsTiered Rate Account; Variable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%

Connecticut Community Bank Checking Rates

Product Rate APY View More
Premium NOW Checking 0.14% 0.15%
Min Deposit$25,000
Min Balance$150,000
DetailsVariable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Premium NOW Checking 0.09% 0.10%
Min Deposit$25,000
Min Balance$50,000
DetailsVariable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Business NOW Checking 0.04% 0.05%
Min Deposit$100
Min Balance$1,500
DetailsVariable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
NOW Checking 0.04% 0.05%
Min Deposit$100
Min Balance$1,500
DetailsVariable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%
Premium NOW Checking 0.04% 0.05%
Min Deposit$25,000
Min Balance$25,000
DetailsVariable
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.77%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Connecticut Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Connecticut Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Connecticut Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Connecticut Community Bank
605 West Ave
Norwalk, CT 06850
Western Connecticut
Established Date: 12/28/1998
FDIC Certificate #: 34876
Date of FDIC Deposit Insurance: 12/28/1998
Bank Holding Company: ASSOCIATED COMMUNITY BCORP INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Connecticut Community Bank FDIC Insured? Yes
What is Connecticut Community Bank's Cert number? 34876
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

MonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.77%
Return on Assets (ROA):
1.2872%
Return on Equity (ROE):
10.9300%
Non-Performing Loans (NPL):
0.10%
Total Assets:
$524,361,000
Total Deposits:
$445,206,000
Equity Capital:
$71,672,000
Net Income:
$2,940,000
Headquarters:
Norwalk
Regulator:
OCC
# of Offices:
10
Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Connecticut Community Bank

How do I open an account at Connecticut Community Bank?

You can typically open an account at Connecticut Community Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Connecticut Community Bank provides a range of mortgage and home equity products.

Is Connecticut Community Bank a safe place to deposit money?

Yes, Connecticut Community Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Connecticut Community Bank offer online and mobile banking?

Most modern institutions like Connecticut Community Bank provide digital access including online balance checks and transfers.

Current Connecticut Community Bank Rates

ProductAPY
12-Month CD3.25%
18-Month CD0.30%
24-Month CD0.35%
36-Month CD0.50%
60-Month CD0.60%
Savings0.05%
MMA0.05%

Rates subject to change.