UniBank for Savings CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 2.00% and 3-month CD rates at 3.50%. Current savings rates are at 0.20% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.83%. Credit Card rates are at 17.75%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. UniBank for Savings's 36-Month CD rates are at 3.89%, 60-Month CD rates are at 1.75%, 24-Month CD rates are at 1.25%, 12-Month CD rates are at 1.00%, 6-Month CD rates are at 0.50%. UniBank for Savings's money market rates are at 0.35%.

UniBank for Savings

To see how these rates compare to UniBank for Savings CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from UniBank for Savings, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with UniBank for Savings CD rates. You can also compare UniBank for Savings savings rates, MMA rates and mortgage rates using our other rate lists.

UniBank for Savings money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UniBank for Savings? Share your experience about UniBank for Savings by leaving a review below, or read customer reviews before you decide to use UniBank for Savings.

UniBank for Savings Texas Ratio

UniBank for Savings's Texas Ratio is at 2.01%, which is considered excellent. The Texas Ratio for UniBank for Savings is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, UniBank for Savings is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.00%
18-Month CD
N/A
24-Month CD
1.25%
36-Month CD
3.89%
48-Month CD
N/A
60-Month CD
1.75%
Savings
N/A
MMA
0.35%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
UniBank for Savings
49 Church St
Whitinsville, MA 01588
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

UniBank for Savings CD Rates and Interest Rates

Bank
Product
APY
Min Dep
UniBank for Savings
UniBank for Savings
36-Month CD
3.89%
$500
UniBank for Savings
UniBank for Savings
60-Month CD
1.75%
$500
UniBank for Savings
UniBank for Savings
24-Month CD
1.25%
$500
UniBank for Savings
UniBank for Savings
12-Month CD
1.00%
$500
UniBank for Savings
UniBank for Savings
6-Month CD
0.50%
$2,500
UniBank for Savings
UniBank for Savings
Money Market
0.35%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare UniBank for Savings Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Total Direct Bank
Total Direct Bank
12-Month CD
4.50%
$25,000
Mid-America Bank
Mid-America Bank
18-Month CD (Jumbo)
4.30%
$100,000
Pacific Crest SB
Pacific Crest SB
36-Month CD
4.05%
$2,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
12-Month CD
4.01%
$500
First State Bank of Porter
First State Bank of Porter
12-Month CD (Jumbo)
3.98%
$100,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
SuperSaver Money Market (Jumbo)
3.90%
$100,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
12-Month CD
3.75%
$1,000
ESSA Bank & Trust
ESSA Bank & Trust
Money Market
3.35%
$250,000
Wyoming Community Bank
Wyoming Community Bank
12-Month CD
3.25%
$1,000
MidCountry Bank
MidCountry Bank
24-Month CD
3.04%
$1,000
Community Bank of Marshall
Community Bank of Marshall
48-Month CD
3.02%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
18-Month CD
2.75%
$1,000
Ergo Bank
Ergo Bank
36-Month CD
2.57%
$50
BLC Community Bank
BLC Community Bank
6-Month CD
2.50%
$2,500
FNB of Lacon
FNB of Lacon
60-Month CD
2.48%
$500
Sanborn Savings Bank
Sanborn Savings Bank
12-Month CD
2.36%
$1,000
Kanza Bank
Kanza Bank
60-Month CD
2.25%
$1,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
6-Month CD
2.25%
$100
One Community Bank
One Community Bank
12-Month CD
2.25%
$500
Chain Bridge Bank
Chain Bridge Bank
48-Month CD
2.07%
$500
CNB Hugoton, KS
CNB Hugoton, KS
12-Month CD
2.06%
$500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
36-Month CD
2.02%
$500
Bellevue State Bank
Bellevue State Bank
12-Month CD
2.01%
$2,500
Bay State Savings Bank
Bay State Savings Bank
24-Month CD
2.00%
$1,000
The Blue Grass Valley Bank
The Blue Grass Valley Bank
36-Month CD
1.91%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
12-Month CD
1.76%
$1,000
Kentucky Farmers Bank
Kentucky Farmers Bank
24-Month CD
1.75%
$1,000
Center National Bank
Center National Bank
60-Month CD
1.50%
$500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
6-Month CD
1.50%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
6-Month CD
1.26%
$5,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
24-Month CD
1.10%
$500
Consumers Credit Union
Consumers Credit Union
24-Month CD
1.00%
$250
PeopleFirst Bank
PeopleFirst Bank
36-Month CD
1.00%
$2,500
Bank of Stronghurst
Bank of Stronghurst
12-Month CD
0.95%
$500
First FSB of Angola
First FSB of Angola
36-Month CD
0.90%
$500
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
NOW Checking
0.75%
$400
CIBM Bank
CIBM Bank
24-Month CD
0.65%
$500
Longview Bank
Longview Bank
Savings
0.50%
$0
Maspeth Federal S&L
Maspeth Federal S&L
Money Market
0.50%
$2,500
ABNB Federal Credit Union
ABNB Federal Credit Union
Performance Money Market
0.50%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
48--Month CD
0.45%
$500
BankWest Of Kansas
BankWest Of Kansas
24-Month CD
0.40%
$0
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
36-Month CD
0.40%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
Classic Savings
0.25%
$200
Jefferson Security Bank
Jefferson Security Bank
Rewards Checking
0.25%
$0
Central Federal SLA
Central Federal SLA
36-Month CD
0.15%
$2,500
William Penn Bank
William Penn Bank
Business Money Market
0.10%
$1,000
Washington Financial Bank
Washington Financial Bank
Statement Savings
0.05%
$2,500
Cambridge Trust Company
Cambridge Trust Company
3-Month CD
0.05%
$2,500
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Money Market
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

UniBank for Savings Information

UniBank for Savings
49 Church St
Whitinsville, MA 01588
Worcester
Established Date: 06/03/1870
FDIC Certificate #: 90290
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: UFS BCORP
How Many Domestic U.S. Offices? 14
How Many Branches are There? 14
Is UniBank for Savings FDIC Insured? Yes
What is UniBank for Savings's Cert number? 90290
What is the maximum amount for insured deposits? $250,000 per holder, per account

UniBank for Savings Financials

Total Assets:
$2,599,798,000
Total Deposits:
$2,263,908,000
Equity Capital:
$177,409,000
Domestic Deposits:
$2,263,908,000
Net Income:
$4,423,000
Return on Assets:
0.9012%
Quarterly Return on Assets:
0.6900%
Pretax Return on Assets:
0.9495%
Pretax Quarterly Return on Assets:
0.9500%
Return on Equity:
14.6900%
Quarterly Return on Equity:
9.9700%
Common Equity Tier 1 Capital Ratio:
12.0323%
Tier 1 Risk-Based Capital Ratio:
12.0323%
Leverage Tier 1 (Core Capital) Ratio:
8.4078%
Total Risk-Based Capital Ratio (YTD):
13.2842%
Total Interest Income (YTD):
4.1258%
 
 
Headquarters:
Whitinsville
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Worcester
# of Offices:
14
Metropolitan Statistical Area (MSA):
Worcester, MA-CT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-hit-new-lows-30-year-mortgage-rates-at-469-15-year-mortgage-rates-at-410Mortgage rates on our rate tables hit fresh lows this morning continuing the downtrend of the past few weeks. Mortgage rates followed bond yields lower on concerns the economy is slowing down. Another factor driving mortgage rates and bond yields lower is the Labor Department's report showing new claims for jobless benefits rose 13,000. Analysts had expected a slight drop in claims. 10 year bond yields are at 2.94 percent this morning and headed lower.
2-day-cd-rates-sale-at-texas-trust-cu-best-13-month-jumbo-cd-apy-192Texas Trust Credit Union is adverting a 2 Day CD Sale. The special certificate of deposit promotional deal only takes place on June 18 and June 19.  There are three tiered 13 month CD rates and the rates are based on the deposit amount. You can open an account at a branch location, by calling Texas Trust or online. At least 50% of the opening deposit must be new to Texas Trust or newly deposited into your Texas Trust account within the last 30 days.
Mortgage rates are higher in this week's mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association 30 year mortgage rates are averaging 4.92 percent for the week ending March 25, 2011. 30 year mortgage rates increased from 4.80 percent in the prior week's mortgage survey.

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