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Community Bank of Raymore Rates & Review October 2026

Community Bank of Raymore's top rates as of October 11, 2026 are 0.05% APY on its 15-Months 15-Month Rate Watcher CD, 0.05% APY on savings, 4.23% APY on money market accounts, and 0.15% APY on checking, according to rates verified by MonitorBankRates. Other Community Bank of Raymore CD rates include 27-Months 27-Month Rate Watcher CD at 0.05%. MonitorBankRates evaluates the financial stability of Community Bank of Raymore with a 2.0 Star Rating, an D Overall Health Grade, and a Texas Ratio of 0.44%. Rates last updated and verified on 10/11/2026.

Community Bank of Raymore money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Bank of Raymore? Share your experience about Community Bank of Raymore by leaving a review below, or read customer reviews before you decide to use Community Bank of Raymore.

Overall Health & Safety Grade ?
D
Weak Health Score: 70/100
MonitorBankRates Rating ?
2.0
Weak Out of 5.0 Stars
Texas Ratio ?
0.44%
Excellent Lower than avg
Health Trend ?
Improving 9 quarters
Full history ›
Community Bank of Raymore
801 W Foxwood Dr
Raymore, MO 64083
https://www.cbronline.net
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Community Bank of Raymore CD Rates

Product Rate APY Term View More
15 Month Rate Watcher CD 0.05% 0.05% 15 Months
Min Deposit $5,000
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
27 Month Rate Watcher CD 0.05% 0.05% 27 Months
Min Deposit $5,000
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%

Community Bank of Raymore Savings Rates

Product Rate APY View More
Savings Account 0.05% 0.05%
Min Deposit $25
Last Updated 10/11/2026
Rate History
No change since Sep 11, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 11, 2026: 0.05% APYSep 11, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%

Community Bank of Raymore Business Money Market Rates

Product Rate APY View More
Money Market (Business and Personal) 0.15% 0.15%
Min Deposit $25
Min Balance $50,000
Details Balance: $50,000+
Last Updated 10/11/2026
Rate History
No change since Sep 11, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 11, 2026: 0.15% APYSep 11, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
Money Market (Business and Personal) 0.10% 0.10%
Min Deposit $25
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/11/2026
Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 11, 2026: 0.10% APYSep 11, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
Money Market (Business and Personal) 0.05% 0.05%
Min Deposit $25
Min Balance $0
Details Balance: $0.01 - $24,999
Last Updated 10/11/2026
Rate History
No change since Sep 11, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 11, 2026: 0.05% APYSep 11, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%

Community Bank of Raymore Checking Rates

Product Rate APY View More
Wall Street Checking 0.15% 0.15%
Min Deposit $25
Min Balance $2,500
Details Balance: $2,500+
Last Updated 10/11/2026
Rate History
No change since Sep 11, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 11, 2026: 0.15% APYSep 11, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
Interest Checking 0.05% 0.05%
Min Deposit $25
Last Updated 10/11/2026
Rate History
No change since Sep 11, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 11, 2026: 0.05% APYSep 11, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
Wall Street Checking 0.05% 0.05%
Min Deposit $25
Min Balance $0
Details Balance: $0.01 - $2,499
Last Updated 10/11/2026
Rate History
No change since Sep 11, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 11, 2026: 0.05% APYSep 11, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%

Community Bank of Raymore Business Checking Rates

Product Rate APY View More
Business Interest Checking 0.05% 0.05%
Min Deposit $25
Last Updated 10/11/2026
Rate History
No change since Sep 11, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 11, 2026: 0.05% APYSep 11, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%

Community Bank of Raymore Other Rates

Product Rate Points APY/APR Term View More
Kasasa Cash Checking 0.51% - 0.51%
Min Deposit $25
Min Balance $0
Details Qualifications Required: 0.51% APY on balances up to $10,000; 0.09% APY on balances over $10,000; Balance: $0 - $10,000
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.51% APY · checked 6 times
0.01%0.51%1.01%Sep 19, 2026: 0.51% APYSep 19, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
Kasasa Cash Checking 0.20% - 0.20%
Min Deposit $25
Min Balance $0
Details Qualifications Required: 0.20% Interest Rate; 0.20% APY; Balance: $0 - $10,000
Last Updated 10/11/2026
Rate History
1 change since Sep 19, 2026 · 0.51% → 0.20% ▼ 0.31 pts · high 0.51% / low 0.20%
0.00%0.51%1.01%Sep 19, 2026: 0.51% APYOct 7, 2026: 0.20% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20260.20%▼ from 0.51%
  • Sep 19, 20260.51%first recorded
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
Kasasa Cash Checking 0.05% - 0.05%
Min Deposit $25
Details Qualifications Required: 0.51% APY on balances up to $10,000; 0.09% APY on balances over $10,000; All balances if qualifications not met
Last Updated 10/11/2026
Rate History
No change since Sep 11, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 11, 2026: 0.05% APYSep 11, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
Money Market (Business and Personal) 3.51% - 3.57% 4-week
Min Deposit $10,000
Last Updated 10/11/2026
Rate History
No change since Oct 11, 2026 · 3.57% APY
3.07%3.57%4.07%Oct 11, 2026: 3.57% APYOct 11, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
Money Market (Business and Personal) 3.60% - 3.66% 13-week
Min Deposit $10,000
Last Updated 10/11/2026
Rate History
No change since Oct 11, 2026 · 3.66% APY
3.16%3.66%4.16%Oct 11, 2026: 3.66% APYOct 11, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
Money Market (Business and Personal) 3.72% - 3.79% 26-week
Min Deposit $10,000
Last Updated 10/11/2026
Rate History
No change since Oct 11, 2026 · 3.79% APY
3.29%3.79%4.29%Oct 11, 2026: 3.79% APYOct 11, 2026Oct 13, 2026
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
Money Market (Business and Personal) 3.84% - 3.91% 1-year (52-week)
Min Deposit $10,000
Last Updated 10/11/2026
Rate History
1 change since Oct 7, 2026 · 0.05% → 3.91% ▲ 3.86 pts · high 3.91% / low 0.05%
0.00%3.89%7.77%Oct 7, 2026: 0.05% APYOct 11, 2026: 3.91% APYOct 7, 2026Oct 13, 2026
  • Oct 11, 20263.91%▲ from 0.05%
  • Oct 7, 20260.05%first recorded
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
Money Market (Business and Personal) 4.11% - 4.19% 2-year (104-week)
Min Deposit $10,000
Last Updated 10/11/2026
Rate History
1 change since Oct 7, 2026 · 0.05% → 4.19% ▲ 4.14 pts · high 4.19% / low 0.05%
0.00%4.17%8.33%Oct 7, 2026: 0.05% APYOct 11, 2026: 4.19% APYOct 7, 2026Oct 13, 2026
  • Oct 11, 20264.19%▲ from 0.05%
  • Oct 7, 20260.05%first recorded
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
Money Market (Business and Personal) 4.14% - 4.23% 3-year (156-week)
Min Deposit $10,000
Last Updated 10/11/2026
Rate History
1 change since Oct 7, 2026 · 0.05% → 4.23% ▲ 4.18 pts · high 4.23% / low 0.05%
0.00%4.21%8.41%Oct 7, 2026: 0.05% APYOct 11, 2026: 4.23% APYOct 7, 2026Oct 13, 2026
  • Oct 11, 20264.23%▲ from 0.05%
  • Oct 7, 20260.05%first recorded
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%
Premier Money Management Account 2.47% - 2.50%
Min Deposit $25
Last Updated 10/11/2026
Rate History
1 change since Sep 11, 2026 · 2.23% → 2.50% ▲ 0.27 pts · high 2.50% / low 2.23%
1.73%2.37%3.00%Sep 11, 2026: 2.23% APYSep 19, 2026: 2.50% APYSep 11, 2026Oct 13, 2026
  • Sep 19, 20262.50%▲ from 2.23%
  • Sep 11, 20262.23%first recorded
Institution Ratings
2.0
Star Rating
D
Health Grade
◈ Texas Ratio: 0.44%

Financial Health History

Community Bank of Raymore’s Texas Ratio fell from 21.54% in Q2 2024 to 0.44% in Q2 2026, so its financial health has improved and is now very strong over the past 9 quarters. Over the same period its Star Rating moved from 1.0 to 2.0 and its Health Grade from F to D. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 7% 2.0★ 15% 3.0★ 22% 4.0★ 29% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 21.54% F Q2 2024 F Q3 2024 F Q4 2024 F Q1 2025 F Q2 2025 D Q3 2025 C- Q4 2025 D Q1 2026 0.44% D Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$347M0.44%2.0D
March 31, 2026$350M0.51%1.9D
December 31, 2025$338M0.50%2.0C-
September 30, 2025$359M0.73%1.4D
June 30, 2025$370M1.28%1.0F
March 31, 2025$334M18.49%1.0F
December 31, 2024$312M5.99%1.0F
September 30, 2024$355M0.31%1.0F
June 30, 2024$351M21.54%1.0F
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community Bank of Raymore is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community Bank of Raymore rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Bank of Raymore's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community Bank of Raymore
Bank Holding Company LOLYN FINANCIAL CORP
Address 801 W Foxwood Dr, Raymore, MO 64083  ·  Cass
FDIC Certificate # 22867
Established 19790515
FDIC Insurance Date 19790515
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

D
Overall Health Grade Score: 70/100
2.0
Weak Out of 5.0 Stars
0.44%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.7934%
Return on Equity (ROE) 44.9900%
Non-Performing Loans (NPL) 0.02%
Total Assets $346,918,000
Total Deposits $330,965,000
Equity Capital $13,866,000
Net Income $3,092,000
Headquarters Raymore
Total Branches and Offices 3
Source: FDIC  |  Last Updated 06/30/2026

Customer Reviews

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Frequently Asked Questions About Community Bank of Raymore

How many branches does Community Bank of Raymore operate?

Community Bank of Raymore currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community Bank of Raymore does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Bank of Raymore provides members with tools to manage their accounts and build a solid financial history.

Does Community Bank of Raymore offer online and mobile banking?

Most modern institutions like Community Bank of Raymore provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cbronline.net.

Current Community Bank of Raymore Rates

  • Savings0.05%
  • MMA4.23%
Retrieved from our database of financial products. Rates subject to change.