Georgia Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Georgia Community BankToday's 12-month CD rates can be found at 4.35%, 6-month CD rates at 3.30% and 3-month CD rates at 1.51%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.36%. Credit Card rates are at 11.96%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Georgia Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Georgia Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Georgia Community Bank CD rates. You can also compare Georgia Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Georgia Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Georgia Community Bank? Share your experience about Georgia Community Bank by leaving a review below, or read customer reviews before you decide to use Georgia Community Bank.

Georgia Community Bank Texas Ratio

Georgia Community Bank's Texas Ratio is at 3.32%, which is considered excellent. The Texas Ratio for Georgia Community Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Georgia Community Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Georgia Community Bank
250 E Lee St
Dawson, GA 39842
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Georgia Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Corner Stone Bank
The Corner Stone Bank
12-Month CD
5.00%
$1,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
Hi-Rate Monthly Money Market
5.00%
$1
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
12-Month CD with Member Advantage
4.75%
$500
Jovia Federal Credit Union
Jovia Federal Credit Union
13-Month CD
4.70%
$100
Credit Human Federal Credit Union
Credit Human Federal Credit Union
48-Month CD (Certificate)
4.65%
$500
Bank of Star Valley
Bank of Star Valley
6-Month CD
4.58%
$250
Sallie Mae
Sallie Mae
SmartyPig Savings Account
4.25%
$0
Phelps County Bank
Phelps County Bank
18-Month CD
3.55%
$1,000
Bankwell Bank
Bankwell Bank
Smart Savings
3.50%
$100
GTE Financial Credit Union
GTE Financial Credit Union
36-Month CD
3.25%
$500
Iowa Falls State Bank
Iowa Falls State Bank
18-Month CD
3.12%
$1,000
The Bank of Bennington
The Bank of Bennington
48-Month CD
3.00%
$500
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
12-Month CD
2.89%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
36-Month CD
2.80%
$500
BayVanguard Bank
BayVanguard Bank
60-Month CD
2.53%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
Prestige Money Market
2.50%
$4
Walden Savings Bank
Walden Savings Bank
12-Month CD
2.50%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
Money Market $1 million plus
2.42%
$1,000,000
Lyndon State Bank
Lyndon State Bank
48-Month CD
2.28%
$100
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
Combined Money Market Savings
2.27%
$150,000
Frontier State Bank
Frontier State Bank
60-Month Jumbo CD
2.27%
$250,000
Kanza Bank
Kanza Bank
60-Month CD
2.25%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
60-Month CD
2.17%
$1,000
Bank of Hillsboro
Bank of Hillsboro
30-Month CD
2.07%
$1,000
FNB of Waverly
FNB of Waverly
12-Month CD
2.02%
$1,000
Silver Lake Bank
Silver Lake Bank
36-Month CD
2.02%
$500
FSB of Golva
FSB of Golva
3-Month CD
2.00%
$1,000
First Bank of Utica
First Bank of Utica
30-Month CD
1.86%
$500
Forte Bank
Forte Bank
48-Month CD
1.76%
$1,000
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
12-Month CD
1.51%
$500
Home Savings Bank, FSB
Home Savings Bank, FSB
24-Month CD
1.51%
$500
Badger Bank
Badger Bank
36-Month CD
1.46%
$1,000
TD Bank
TD Bank
24-Month CD
1.00%
$250
NCS Bank
NCS Bank
12-Month CD
1.00%
$500
Ascendia Bank
Ascendia Bank
36-Month CD
1.00%
$500
WSB Municipal Bank
WSB Municipal Bank
24-Month CD
0.87%
$500
Community Bank Topeka, KS
Community Bank Topeka, KS
60-Month CD
0.75%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Money Market
0.75%
$2,500
First Federal Community Bank N.A.
First Federal Community Bank N.A.
36-Month CD
0.70%
$500
Hamler State Bank
Hamler State Bank
36-Month CD
0.60%
$500
Eclipse Bank
Eclipse Bank
60-Month CD
0.60%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
24-Month CD
0.35%
$1,000
SNB St. Henry Bank
SNB St. Henry Bank
30-Month CD
0.25%
$1,000
Parke Bank
Parke Bank
Personal Money Market
0.25%
$1,000
Sturdy Savings Bank
Sturdy Savings Bank
60-Month CD
0.13%
$500
North Shore Bank of Commerce
North Shore Bank of Commerce
Regular Savings
0.10%
$0
The FNB Community Bank
The FNB Community Bank
Money Market
0.10%
$1,000
Friendship State Bank
Money Market Advantage
0.10%
$0
Metropolitan Bank
Metropolitan Bank
Value Savings
0.05%
$1,500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Simply Savings Account
0.03%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Georgia Community Bank rate data right now, check back for updates, we are adding rates all the time.

Georgia Community Bank Information

Georgia Community Bank
250 E Lee St
Dawson, GA 39842
Terrell
Established Date: 08/31/1999
FDIC Certificate #: 35320
Date of FDIC Deposit Insurance: 08/31/1999
Bank Holding Company: GEORGIA COMMUNITY BCORP INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Georgia Community Bank FDIC Insured? Yes
What is Georgia Community Bank's Cert number? 35320
What is the maximum amount for insured deposits? $250,000 per holder, per account

Georgia Community Bank Financials

Total Assets:
$385,979,000
Total Deposits:
$343,341,000
Equity Capital:
$41,298,000
Domestic Deposits:
$343,341,000
Net Income:
$1,134,000
Return on Assets:
1.2910%
Quarterly Return on Assets:
1.1500%
Pretax Return on Assets:
1.1510%
Pretax Quarterly Return on Assets:
1.1500%
Return on Equity:
12.8800%
Quarterly Return on Equity:
11.1200%
Leverage Tier 1 (Core Capital) Ratio:
11.3897%
Total Interest Income (YTD):
3.9329%
 
 
Headquarters:
Dawson
FDIC Field Office:
Albany Ga
Regulator:
FDIC
County:
Terrell
# of Offices:
8
Metropolitan Statistical Area (MSA):
Albany, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Conforming 30 year home mortgage interest rates and refinance interest rates are averaging 4.80 percent, down slightly from yesterday’s average 30 year mortgage rate and refinance mortgage rate of 4.81 percent. 30 year refinance interest rates and home loan rates Texas are higher averaging 4.89 percent.
First City Bank Savings RatesFirst City Bank savings rates listed here are current as of January 2020. Savings rates at First Savings Bank on the bank's First Savings account are currently at 0.25 percent. Savings rates from First City Bank on the bank's Relationship Savings account are at 0.50 percent. As the name suggests, to earn the higher savings rate you need to also have a First City Bank checking account. To get the best savings rates compare online rates with First City Bank savings rates.
CapitalSource Bank, headquartered in Los Angeles, California, is advertising two different types of savings accounts and two different types of money market accounts. Savings accounts include their Signature Savings Account, a Statement Savings Account. Money market accounts include their Signature Money Market Account and a Statement Money Market Account.

Bank or Credit Union Offers and Deals

Colorado Federal Savings Bank Savings Rates now at 0.85%
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Applied Bank Money Market Account Rates now at 0.02%
Mortgage Rates Near Historic Lows: 30 Year Mortgage Rates at 4.76%, 15 Year Mortgage Rates at 4.25%
Mortgage Rates Down: 30 Year Mortgage Rates at 4.95%, 15 Year Mortgage Rates at 4.27%
giantbank.com 9 Month Jumbo CD Rates now at 0.85%

Alternative Bank and Credit Union Offers to Explore

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EverBank 18 Month Jumbo CD Rates now at 1.16%
Marcus Bank CD Rates: 12-Month Term 1.90% APY (National)
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