Georgia Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Georgia Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Georgia Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Georgia Community Bank CD rates. You can also compare Georgia Community Bank savings rates, MMA rates and mortgage rates using our other rate lists. Georgia Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Georgia Community Bank? Share your experience about Georgia Community Bank by leaving a review below, or read customer reviews before you decide to use Georgia Community Bank. Georgia Community Bank Texas Ratio Georgia Community Bank's Texas Ratio is at 2.53%, which is considered excellent. The Texas Ratio for Georgia Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Georgia Community Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Georgia Community Bank Rates with Other Competitive Bank and Credit Union Rates
Quaint Oak Bank
12-Month CD
4.30%
$500
Heritage Bank Minnesota
12-Month CD
4.11%
$250
Inova Federal Credit Union
12-Month CD
4.10%
$200
Sullivan Bank
60-Month CD
4.10%
$1,000
Central Bank Provo, UT
60-Month CD
4.06%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates June 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Georgia Community Bank rate data right now, check back for updates, we are adding rates all the time. Georgia Community Bank InformationGeorgia Community Bank
250 E Lee StDawson, GA 39842 Terrell Established Date: 08/31/1999 FDIC Certificate #: 35320 Date of FDIC Deposit Insurance: 08/31/1999 Bank Holding Company: GEORGIA COMMUNITY BCORP INC How Many Domestic U.S. Offices? 8 How Many Branches are There? 8 Website: https://www.gcb.bank
Is Georgia Community Bank FDIC Insured? Yes
What is Georgia Community Bank's Cert number? 35320
What is the maximum amount for insured deposits? $250,000 per holder, per account
Georgia Community Bank FinancialsTotal Assets:
$384,238,000
Total Deposits:
$337,582,000
Equity Capital:
$44,457,000
Domestic Deposits:
$337,582,000
Net Income:
$1,686,000
Return on Assets:
1.4366%
Quarterly Return on Assets:
1.7700%
Pretax Return on Assets:
1.7665%
Pretax Quarterly Return on Assets:
1.7700%
Return on Equity:
13.6900%
Quarterly Return on Equity:
15.2500%
Leverage Tier 1 (Core Capital) Ratio:
12.1895%
Total Interest Income (YTD):
5.3340%
Headquarters:
Dawson
FDIC Field Office:
Albany Ga
Regulator:
FDIC
County:
Terrell
# of Offices:
8
Metropolitan Statistical Area (MSA):
Albany, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsCurrent conforming fixed mortgage rates are lower in the latest mortgage survey released this morning. In this week's Primary Mortgage Market Survey released by Freddie Mac, conforming fixed 30 year mortgage rates are back under 5.00 percent averaging 4.95 percent for the week ending February 24, 2011, a decrease from the prior week’s average of 5.00 percent. Average mortgage discount points on 30 year mortgages were 0.6 points, down from the previous week's average of 0.7 points.
AloStar Bank of Commerce recently increased their short and intermediate term CD rates. With this round of CD rate increases, AloStar Bank of Commerce is tied with Colorado FSB for the top 1 year rate in our database at 1.34 percent with a yield of 1.35 percent.  CDs are becoming popular as CD rates are nearing 3.00 percent and might hit 3.00 percent by the end of 2018. 1 year CD rates today are at 2.86 percent, only 0.14 percent from the current level. CD rates might make another move up this month because the Federal Reserve is widely expected to increase rates. A 0.25 percent fed funds rate increase will likely send the best 1 year CD rates over 3.00 percent as banks jockey to have the highest CD rates. You can compare CD rates from banks for many different terms here.Bank or Credit Union Offers and DealsMortgage Rates for Thursday, Nov. 19, 2011Mortgage Rates Increase This Week as Fed Raises Interest Rates First City Bank Savings Rates Mortgage Rates Today Decline Following Treasury Yields Lower on Bernanke Comments Mortgage Rates: Updated May 4th BankPurely CD Rates New Year's Resolution, Save More Money Bank of America Money Market Savings Account Florida Credit Union Certificates of Deposit 30 year Mortgage Rates Decrease to 4.95% 15 year Rates at 4.33% Alternative Bank and Credit Union Offers to ExploreAverage Savings Rates and Money Market Account Rates Fall in NovemberMortgage Rates Fall Again This Week: Lowest 30 Year Refinance Rates at 3.50% Texas Trust Credit Union Savings and Money Market Accounts giantbank.com Money Market Account Rates now at 0.45% Fixed Mortgage Rates Decrease to Another All-Time Low MBA: 30 Year Mortgage Rates at 4.21%, 15 Year Mortgage Rates at 3.62% Mortgage Rates Slightly Higher this Week on Strong Economic News Mortgage Rates Mixed This Week Freddie Mac: 30 Year Mortgage Rates Higher Averaging 4.37%, 15 Year Mortgage Rates Lower Averaging 3.82% CD Rates Will Remain Near Current Levels as Fed Stresses Low Interest Rate Policy Mortgage Rates Return to All-Time Record Lows Today EverBank 2 Year Jumbo CD Rates now at 1.21% Georgia Community Bank ReviewsThere are no reviews for Georgia Community Bank yet. Feel free to create one below.
Add Your Rating and Review for Georgia Community Bank
See how Georgia Community Bank Compares to other banks |
Today's 12-month CD rates can be found at 0.55%, 6-month CD rates at 0.10% and 3-month CD rates at 2.78%. Current savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.25%. Credit Card rates are at 10.90%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. 
