Southside Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Southside Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Southside Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Southside Bank CD rates. You can also compare Southside Bank savings rates, MMA rates and mortgage rates using our other rate lists. Southside Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Southside Bank? Share your experience about Southside Bank by leaving a review below, or read customer reviews before you decide to use Southside Bank. Southside Bank Texas Ratio Southside Bank's Texas Ratio is at 0.66%, which is considered excellent. The Texas Ratio for Southside Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Southside Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Southside Bank Rates with Other Competitive Bank and Credit Union Rates
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12-Month CD
4.35%
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Raymond James
3-Month CD
4.35%
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North Dallas Bank & Trust (NDBT)
12-Month CD
4.25%
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Avenir Financial Federal Credit Union
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4.10%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 21, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Southside Bank rate data right now, check back for updates, we are adding rates all the time. Southside Bank InformationSouthside Bank
1201 S Beckham AveTyler, TX 75701 Smith Established Date: 10/03/1960 FDIC Certificate #: 18297 Date of FDIC Deposit Insurance: 10/03/1960 Bank Holding Company: SOUTHSIDE BANCSHARES INC How Many Domestic U.S. Offices? 59 How Many Branches are There? 58 Website: https://www.southside.com
Is Southside Bank FDIC Insured? Yes
What is Southside Bank's Cert number? 18297
What is the maximum amount for insured deposits? $250,000 per holder, per account
Southside Bank FinancialsTotal Assets:
$8,349,541,000
Total Deposits:
$6,554,051,000
Equity Capital:
$929,160,000
Domestic Deposits:
$6,554,051,000
Net Income:
$23,854,000
Return on Assets:
1.2992%
Quarterly Return on Assets:
1.1500%
Pretax Return on Assets:
1.3999%
Pretax Quarterly Return on Assets:
1.4000%
Return on Equity:
11.4200%
Quarterly Return on Equity:
10.3400%
Common Equity Tier 1 Capital Ratio:
14.7461%
Tier 1 Risk-Based Capital Ratio:
14.7461%
Leverage Tier 1 (Core Capital) Ratio:
10.6446%
Total Risk-Based Capital Ratio (YTD):
15.4690%
Total Interest Income (YTD):
4.9300%
Headquarters:
Tyler
FDIC Field Office:
Dallas
Regulator:
FDIC
County:
Smith
# of Offices:
59
Metropolitan Statistical Area (MSA):
Tyler, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMost homeowners maintain or reduce mortgage debt when refinancing their loan, continuing the trend since the housing bust when most homeowners took money out when refinancing. In the fourth quarter of 2012, a whopping 84 percent of homeowners either maintained or reduced their mortgage balance in a refinance analysis released by Freddie Mac.
Home mortgage rates are higher in the Mortgage Bankers Association's Weekly Applications Survey. The average contract rate on 30 year home mortgages was 4.56 percent for the week ending November 26, 2010, up from the prior week’s average 30 year mortgage rate of 4.50 percent. 30 year mortgage rates haven’t been higher in the survey since August, 2010. Average mortgage discount points on 30 year home mortgage loans increased to 0.96 points, up from the prior week’s average of 0.88 points.
Mississippi Federal Credit Union based in Jackson, Mississippi, is offering three different certificate of deposit terms. Terms include a 6 month certificate of deposit, 12 month certificate of deposit and a 24 month certificate of deposit. Bank or Credit Union Offers and DealsRefinance Mortgage Rates: 30 Year Refinance Rates at 5.09%, 15 Year Refinance Rates at 4.39%Best 12-Month CD Rates - December 2018 Fed Chairman Says Inflation Still not a Concern in Senate Testimony Fed no Longer Patient on Interest Rates - Higher CD Rates Coming Dollar Savings Direct Online Savings Account Interest Rates are Stable as Fed Drops Asset Buys to $45 Billion a Month Today's Mortgage Rates Increase: 30 Year Conforming Mortgage Rates Averaging 3.46 Percent Fixed Rate Credit Cards: A Bygone Era U.S. Personal Savings Rate Rises Teachers FCU CD Rates Alternative Bank and Credit Union Offers to ExploreMortgage Rates Higher in Mortgage Survey: 30 Year Mortgage Rates Averaging 4.92%Customers Bank Money Market Rates Flagstar Bank Savings Rates 1.15% Current 30 Year Mortgage Rates Still Low at 3.50 Percent but Will Increase in 2013 Current Mortgage Rates: Mortgage Rates Decline to Five Week Low Best Savings Rate from North American Savings Bank (NASB) EH National Bank Savings Rates now at 0.81% Mortgage Rates Increase: 30 Year Mortgage Rates at 5.07% and 15 Year Mortgage Rates at 4.43% Mortgage Rates at Lowest Level Since Monday, 30 Year Mortgage Rates at 4.12% Low Mortgage Rates Continue to Lift the Housing Market Southside Bank ReviewsThere are no reviews for Southside Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 4.27%, 6-month CD rates at 3.14% and 3-month CD rates at 3.50%. Current savings rates are at 0.65% and money market rates are at 1.16%. Mortgage rates today on 30-year fixed loans are around 7.32%. Credit Card rates are at 14.74%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. 
