Profinium, Inc. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.07%, 6-month CD rates at 3.04% and 3-month CD rates at 0.75%. Current savings rates are at 0.05% and money market rates are at 0.95%. Mortgage rates today on 30-year fixed loans are around 6.89%. Credit Card rates are at 12.24%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. Profinium, Inc.'s 6-Month CD rates are at 5.10%, 12-Month CD rates are at 5.00%, 24-Month CD rates are at 4.37%, 18-Month CD rates are at 4.16%, 60-Month CD rates are at 2.73%.

Profinium, Inc.

To see how these rates compare to Profinium, Inc. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Profinium, Inc., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Profinium, Inc. CD rates. You can also compare Profinium, Inc. savings rates, MMA rates and mortgage rates using our other rate lists.

Profinium, Inc. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Profinium, Inc.? Share your experience about Profinium, Inc. by leaving a review below, or read customer reviews before you decide to use Profinium, Inc..

Profinium, Inc. Texas Ratio

Profinium, Inc.'s Texas Ratio is at 5.01%, which is considered excellent. The Texas Ratio for Profinium, Inc. is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Profinium, Inc. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.00%
18-Month CD
4.16%
24-Month CD
4.37%
36-Month CD
2.52%
48-Month CD
2.53%
60-Month CD
2.73%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Profinium, Inc.
414 N 5th Ave E
Truman, MN 56088
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Profinium, Inc. CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Profinium, Inc.
Profinium, Inc.
6-Month CD
5.10%
$500
Profinium, Inc.
Profinium, Inc.
12-Month CD
5.00%
$500
Profinium, Inc.
Profinium, Inc.
24-Month CD
4.37%
$500
Profinium, Inc.
Profinium, Inc.
18-Month CD
4.16%
$500
Profinium, Inc.
Profinium, Inc.
60-Month CD
2.73%
$500
Profinium, Inc.
Profinium, Inc.
48-Month CD
2.53%
$500
Profinium, Inc.
Profinium, Inc.
36-Month CD
2.52%
$500
Profinium, Inc.
Profinium, Inc.
Pro Saver Account
0.43%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Profinium, Inc. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Financial Bank El Dorado, AR
First Financial Bank El Dorado, AR
Kasasa Checking Account <-$15K
6.00%
$0
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
18-Month CD
5.35%
$1,000
Old Dominion National Bank
Old Dominion National Bank
Student Savings
5.00%
$500
Napoleon State Bank
Napoleon State Bank
6-Month CD
4.90%
$1,000
Minnwest Bank
Minnwest Bank
9-Month CD special
4.53%
$25,000
Seattle Bank
Seattle Bank
60-Month CD
4.50%
$1,000
E-Trade
E-Trade
Premium Savings Account
4.25%
$0
Sallie Mae
Sallie Mae
36-Month CD
4.00%
$2,500
Global Bank
Global Bank
48-Month CD
4.00%
$1,000
RBAZ Republic Bank of Arizona
3-Month CD
3.99%
$1,000
First Southwest Bank
First Southwest Bank
18-Month CD
3.75%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
12-Month CD
3.65%
$1,000
Northrim Bank
Northrim Bank
6-Month CD
3.63%
$500
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
24-Month CD
3.55%
$500
Touchmark Bank
Touchmark Bank
36-Month CD
3.50%
$1,000
Community Bank Dunlap, IA
Community Bank Dunlap, IA
60-Month CD
3.29%
$500
Ashton State Bank
Ashton State Bank
48-Month CD
3.03%
$1,000
PCB Payne County Bank
PCB Payne County Bank
60-Month CD
2.85%
$1,000
Oostburg State Bank
Oostburg State Bank
36-Month CD
2.77%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
60-Month CD Star
2.75%
$1,000
Federated Bank Onarga, IL
Federated Bank Onarga, IL
24-Month CD
2.62%
$1,000
Grand Valley Bank
Grand Valley Bank
3-Month CD
2.35%
$500
Anahuac National Bank
Anahuac National Bank
Kasasa Cash
2.25%
$0
Grinnell State Bank
Grinnell State Bank
36-Month CD
2.12%
$1,000
Bank of Edmonson County
Bank of Edmonson County
6-Month CD Monthly
2.02%
$500
State Bank of Medora
State Bank of Medora
36-Month CD
2.02%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
12-Month CD
1.51%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
36-Month CD
1.36%
$1,000
Home SB of Wapakoneta
Home SB of Wapakoneta
24-Month CD
1.31%
$500
SSB Scott State Bank
SSB Scott State Bank
18-Month CD
1.20%
$1,000
Peoples B&T Co. Ryan, OK
Peoples B&T Co. Ryan, OK
60-Month CD
1.09%
$500
Home Loan State Bank
Home Loan State Bank
24-Month CD
1.00%
$1,000
Friendship State Bank
36-Month CD
1.00%
$500
Midland Federal S&L
Midland Federal S&L
24-Month CD
0.65%
$1,000
F&M Bank Berlin, WI
F&M Bank Berlin, WI
48-Month CD
0.60%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
18-Month CD
0.55%
$500
Chelsea Savings Bank
Chelsea Savings Bank
Checking Account Now
0.50%
$1,000
Consumers National Bank
Consumers National Bank
Consumer Premium Money Market MMDA
0.50%
$75,000
Community Bank Delaware
Community Bank Delaware
24-Month CD
0.40%
$500
USLA Union S&L
USLA Union S&L
24-Month CD
0.40%
$1,000
Skowhegan Savings Bank
Skowhegan Savings Bank
36-Month CD
0.35%
$500
Mercer Savings Bank
Mercer Savings Bank
36-Month CD
0.30%
$100
Altoona First Savings Bank
Altoona First Savings Bank
12-Month CD
0.15%
$1,000
Osgood Bank OB
Osgood Bank OB
Personal Savings
0.10%
$10
The Peoples S&L Co.
The Peoples S&L Co.
Statement Savings
0.10%
$10
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
60-Month CD
0.05%
$500
Hcbt
Hcbt
Performance Interest Checking
0.05%
$0
Freedom Bank, Inc.
Freedom Bank, Inc.
Savings Account
0.05%
$1
Landmark Credit Union
Landmark Credit Union
VIP Savings
0.05%
$0
American Savings Bank, FSB
American Savings Bank, FSB
Statement Savings
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Profinium, Inc. Information

Profinium, Inc.
414 N 5th Ave E
Truman, MN 56088
Martin
Established Date: 05/12/1916
FDIC Certificate #: 1905
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PROFINIUM FINL HOLDINGS INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Profinium, Inc. FDIC Insured? Yes
What is Profinium, Inc.'s Cert number? 1905
What is the maximum amount for insured deposits? $250,000 per holder, per account

Profinium, Inc. Financials

Total Assets:
$501,918,000
Total Deposits:
$422,879,000
Equity Capital:
$39,498,000
Domestic Deposits:
$422,879,000
Net Income:
$824,000
Return on Assets:
0.8064%
Quarterly Return on Assets:
0.6500%
Pretax Return on Assets:
0.8930%
Pretax Quarterly Return on Assets:
0.8900%
Return on Equity:
9.6600%
Quarterly Return on Equity:
8.6000%
Common Equity Tier 1 Capital Ratio:
11.4513%
Tier 1 Risk-Based Capital Ratio:
11.4513%
Leverage Tier 1 (Core Capital) Ratio:
8.9984%
Total Risk-Based Capital Ratio (YTD):
12.4474%
Total Interest Income (YTD):
3.7005%
 
 
Headquarters:
Truman
FDIC Field Office:
Mankato
Regulator:
FED
County:
Martin
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

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An interesting report was released showing Millennials favor savings accounts over investing in stocks, despite currently low savings rates. Apparently Millennials, born between 1977 and 1999, are risk-averse to stocks because they came of age during the financial crisis and watched stocks fall more than 50 percent in 2008, the largest decline since the Great Depression.

Quontic Bank Money Market RatesQuontic Bank money market rates are some of the best money market rates available online right now. In fact, jumbo money market rates at Quontic Bank are the best money market rates on our rate list. Current money market rates at Quontic Bank are at 2.37 percent with an APY of 2.40 percent. This top money market rate from Quontic Bank is on account balances of $100,000 or more. If you don't have $100k to invest in a money market account, don't worry, you can still get a very good rate from Quontic Bank.
VirtualBank Money Market Account rates are now at 0.68 percent with a yield of 0.68 percent. View current Money Market Account rates at VirtualBank below.

Bank or Credit Union Offers and Deals

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Long Term Mortgage Rates at 4.87% Says Freddie

Profinium, Inc. Reviews

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