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Marion Center Bank Rates & Review September 2026

Marion Center Bank's 24-Month Certificate of Deposit rates are at 4.00%, 24-Month fixed IRA rates are at 4.00%, 12-Month Certificate of Deposit rates are at 3.60%, 12-Month fixed IRA rates are at 3.60%, 6-Month Certificate of Deposit rates are at 3.51%. Marion Center Bank's savings rates are at 0.50%. Marion Center Bank's money market rates are at 0.50%. Marion Center Bank's 10 Year Fixed: Purchase/Refinance rates are at 5.40%, 10 Year Fixed: Construction rates are at 5.40%, 15 Year Fixed: Purchase/Refinance rates are at 5.65%, 20 Year Fixed: Purchase/Refinance rates are at 5.80%, 15 Year Fixed: Construction rates are at 5.65%. MonitorBankRates evaluates the financial stability of Marion Center Bank with a 4.3 Star Rating, an B Overall Health Grade, and a Texas Ratio of 12.13%. Rates last updated and verified on 09/19/2026.

Marion Center Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marion Center Bank? Share your experience about Marion Center Bank by leaving a review below, or read customer reviews before you decide to use Marion Center Bank.

Overall Health & Safety Grade ?
B
Solid Health Score: 87/100
MonitorBankRates Rating ?
4.3
Excellent Out of 5.0 Stars
Texas Ratio ?
12.13%
Excellent Higher than avg
Health Trend ?
Improving 12 quarters
Full history ›
Marion Center Bank
1271 Indian Springs Rd
Indiana, PA 15701
https://www.marioncenterbank.com
Member FDIC

Marion Center Bank CD Rates

Product Rate APY Term View More
24 Month Certificate of Deposit - 4.00% 24 month
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
24 month fixed IRA - 4.00% 24 month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
12 Month Certificate of Deposit - 3.60% 12 month
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
12 month fixed IRA - 3.60% 12 month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
6 Month Certificate of Deposit - 3.51% 6 month
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
6 month fixed IRA - 3.51% 6 month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
60 Month Certificate of Deposit - 3.33% 60 month
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
60 month fixed IRA - 3.33% 60 month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
30 Month Certificate of Deposit - 3.00% 30 month
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
30 month fixed IRA - 3.00% 30 month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
36 Month Certificate of Deposit - 3.00% 36 month
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
36 month fixed IRA - 3.00% 36 month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
48 Month Certificate of Deposit - 3.00% 48 month
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
48 month fixed IRA - 3.00% 48 month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
18 Month Certificate of Deposit - 0.10% 18 month
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
18 month fixed IRA - 0.10% 18 month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
3 Month Certificate of Deposit - 0.05% 3 month
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
1 Month Certificate of Deposit - 0.04% 1 month
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%

Marion Center Bank Savings Rates

Product Rate APY View More
IRA Statement Savings - 0.75%
Min Deposit $100
Min Balance $100
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Holiday Club - 0.50%
Min Deposit $25
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Statement Savings - 0.50%
Min Deposit $100
Min Balance $100
Details Balance: $100
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Vacation Club - 0.50%
Min Deposit $25
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%

Marion Center Bank Money Market Rates

Product Rate APY View More
Money Market Account - 1.26%
Min Balance $200,000
Details Balance: $200,000 and over
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Money Market Account - 0.90%
Min Balance $150,000
Details Balance: $150,000 - $199,999.99
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Money Market Account - 0.80%
Min Balance $100,000
Details Balance: $100,000 - $149,999.99
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Money Market Account - 0.70%
Min Balance $75,000
Details Balance: $75,000 - $99,999.99
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Money Market Account - 0.60%
Min Balance $25,000
Details Balance: $25,000 - $74,999.99
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Money Market Account - 0.50%
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 - $24,999.99; Amount to Earn Interest: $1,000
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%

Marion Center Bank Mortgage Rates

Product Rate Points APR Term View More
10 Year Fixed: Purchase/Refinance 5.40% - 5.47% 10 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
10 Year Fixed: Construction 5.40% - 5.68% 10 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
15 Year Fixed: Purchase/Refinance 5.65% - 5.70% 15 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
20 Year Fixed: Purchase/Refinance 5.80% - 5.84% 20 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
15 Year Fixed: Construction 5.65% - 5.85% 15 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
20 Year Fixed: Construction 5.80% - 5.96% 20 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
30 Year Fixed: Purchase/Refinance 6.00% - 6.03% 30 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
30 Year Fixed: Construction 6.00% - 6.12% 30 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%

Marion Center Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan 5.55% - 5.66% 5 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Home Equity Loan 5.75% - 5.81% 10 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Home Equity Loan 6.05% - 6.09% 15 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Home Equity Loan 6.25% - 6.29% 20 Year Fixed
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Home Equity Line of Credit 6.75% - 6.75% 7 year draw period
Details variable during the 7 year draw period
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%

Marion Center Bank Other Rates

Product Rate Points APY/APR Term View More
5 Year Fixed: Construction 5.40% - 5.93% 5 Year Fixed
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
5 Year Fixed: Purchase/Refinance 5.40% - 5.53% 5 Year Fixed
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Good Life - - 0.60%
Min Deposit $250
Min Balance $1,000
Details Amount to Earn Interest: $1,000
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Preferred - - 0.50%
Min Deposit $1,000
Min Balance $1,000
Details Amount to Earn Interest: $1,000
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Prime Investment - - 0.60%
Min Deposit $5,000
Min Balance $1,000
Details Balance: $1,000 - $24,999.99
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Prime Investment - - 0.65%
Min Deposit $5,000
Min Balance $25,000
Details Balance: $25,000 and over
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%
Sprout - - 0.60%
Min Deposit $10
Last Updated 09/19/2026
Institution Ratings
4.3
Star Rating
B
Health Grade
Texas Ratio: 12.13%

Financial Health History

Marion Center Bank’s Texas Ratio fell from 23.35% in Q3 2023 to 12.13% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 1.1 to 4.3 and its Health Grade from F to B. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 8% 2.0★ 16% 3.0★ 24% 4.0★ 32% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 23.35% F Q3 2023 D Q4 2023 D Q1 2024 D Q2 2024 C Q3 2024 C Q4 2024 C Q1 2025 C+ Q2 2025 B- Q3 2025 B+ Q4 2025 B- Q1 2026 12.13% B Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$425M12.13%4.3B
March 31, 2026$422M16.14%4.1B-
December 31, 2025$417M8.31%4.1B+
September 30, 2025$421M11.30%3.8B-
June 30, 2025$424M8.53%3.4C+
March 31, 2025$427M9.15%3.1C
December 31, 2024$410M10.30%2.9C
September 30, 2024$415M14.23%3.2C
June 30, 2024$417M16.37%2.3D
March 31, 2024$413M16.40%2.1D
December 31, 2023$401M18.07%2.2D
September 30, 2023$392M23.35%1.1F
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Marion Center Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Marion Center Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marion Center Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Marion Center Bank
Bank Holding Company COMMUNITY BANKERS CORP
Address 1271 Indian Springs Rd, Indiana, PA 15701  ·  Indiana
FDIC Certificate # 7909
Established 19050706
FDIC Insurance Date 19340101
Domestic Offices 7
Total Branches 7
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B
Overall Health Grade Score: 87/100
4.3
Excellent Out of 5.0 Stars
12.13%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7997%
Return on Equity (ROE) 12.9300%
Non-Performing Loans (NPL) 0.76%
Total Assets $425,181,000
Total Deposits $385,475,000
Equity Capital $26,675,000
Net Income $1,685,000
Headquarters Indiana
Total Branches and Offices 7
Source: FDIC  |  Last Updated 06/30/2026

Customer Reviews

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Frequently Asked Questions About Marion Center Bank

How many branches does Marion Center Bank operate?

Marion Center Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Marion Center Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marion Center Bank provides members with tools to manage their accounts and build a solid financial history.

Does Marion Center Bank offer online and mobile banking?

Most modern institutions like Marion Center Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marioncenterbank.com.

Current Marion Center Bank Rates

  • 12-Month CD3.60%
  • 18-Month CD0.10%
  • 24-Month CD4.00%
  • 36-Month CD3.00%
  • 48-Month CD3.00%
  • 60-Month CD3.33%
  • Savings0.50%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.