BankGloucester CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.65%, 6-month CD rates at 4.75% and 3-month CD rates at 0.20%. Current savings rates are at 0.05% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 7.21%. Credit Card rates are at 19.74%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates. BankGloucester's 9-Month CD Jumbo rates are at 4.60%, 9-Month CD rates are at 4.60%, 12-Month CD Jumbo rates are at 4.50%, 12-Month CD rates are at 4.50%, 18-Month CD Jumbo rates are at 4.12%. BankGloucester's savings rates are at 0.01%. BankGloucester's money market rates are at 2.50%.

BankGloucester

To see how these rates compare to BankGloucester CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BankGloucester, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BankGloucester CD rates. You can also compare BankGloucester savings rates, MMA rates and mortgage rates using our other rate lists.

BankGloucester money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankGloucester? Share your experience about BankGloucester by leaving a review below, or read customer reviews before you decide to use BankGloucester.

BankGloucester Texas Ratio

BankGloucester's Texas Ratio is at 16.24%, which is considered excellent. The Texas Ratio for BankGloucester is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BankGloucester is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.50%
18-Month CD
3.86%
24-Month CD
3.75%
36-Month CD
2.77%
48-Month CD
0.76%
60-Month CD
1.02%
Savings
0.01%
MMA
2.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BankGloucester
160 Main St
Gloucester, MA 01930
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

BankGloucester CD Rates and Interest Rates

Bank
Product
APY
Min Dep
BankGloucester
BankGloucester
9-Month CD
4.60%
$500
BankGloucester
BankGloucester
9-Month CD Jumbo
4.60%
$100,000
BankGloucester
BankGloucester
12-Month CD
4.50%
$500
BankGloucester
BankGloucester
12-Month CD Jumbo
4.50%
$100,000
BankGloucester
BankGloucester
18-Month CD Jumbo
4.12%
$100,000
BankGloucester
BankGloucester
Elite Checking requirements needed
4.06%
$50
BankGloucester
BankGloucester
18-Month CD
3.86%
$500
BankGloucester
BankGloucester
24-Month CD
3.75%
$500
BankGloucester
BankGloucester
30-Month CD Jumbo
3.60%
$100,000
BankGloucester
BankGloucester
30-Month CD
3.34%
$500
BankGloucester
BankGloucester
36-Month CD
2.77%
$500
BankGloucester
BankGloucester
Premier Plus Money Market
2.50%
$1,000,000
BankGloucester
BankGloucester
60-Month CD
1.02%
$500
BankGloucester
BankGloucester
60-Month CD Jumbo
1.02%
$100,000
BankGloucester
BankGloucester
48-Month CD
0.76%
$500
BankGloucester
BankGloucester
6-Month CD
0.35%
$2,500
BankGloucester
BankGloucester
Passbook Savings
0.01%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare BankGloucester Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
iGOBanking
iGOBanking
Money Market
4.78%
$25,000
Horicon Bank
Horicon Bank
7-Month CD special
4.78%
$500
Langley Federal Credit Union
Langley Federal Credit Union
18-Month CD
4.75%
$500
Old Dominion National Bank
Old Dominion National Bank
24-Month CD
4.50%
$500
Henderson FSB
Henderson FSB
21-Month CD
4.43%
$500
Hiawatha National Bank
Hiawatha National Bank
20-Month CD special
4.32%
$2,500
FinWise Bank
FinWise Bank
60-Month CD
4.06%
$500
FCN Bank, N.A.
FCN Bank, N.A.
15-Month CD
4.01%
$1,000
First Hope Bank
First Hope Bank
9-Month CD special
4.00%
$2,500
First Seacoast Bank
First Seacoast Bank
24-Month CD
3.75%
$1,000
Adirondack Bank
Adirondack Bank
12-Month CD
3.66%
$1,000
Skyone Federal Credit Union
Skyone Federal Credit Union
48-Month CD certificate
3.40%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
48-Month CD Jumbo
3.30%
$100,000
Minnesota First
Minnesota First
60-Month CD
3.29%
$500
Pentucket Bank
Pentucket Bank
18-Month CD
3.14%
$500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
36-Month CD
3.00%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
24-Month CD
3.00%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
60-Month CD Star
2.75%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
12-Month CD w/relationship
2.65%
$500
Acme Continental Credit Union
Acme Continental Credit Union
Money Market
2.53%
$75,000
South Georgia Banking Company
South Georgia Banking Company
36-Month CD
2.52%
$1,000
Senath State Bank
Senath State Bank
60-Month CD
2.52%
$500
Chase Bank
Chase Bank
36-Month CD relationship
2.50%
$1,000
Arcola First Bank
Arcola First Bank
48-Month CD
2.06%
$2,500
802 Credit Union
802 Credit Union
60-Month CD certificate
2.05%
$500
Round Top State Bank
Round Top State Bank
24-Month CD
2.00%
$1,000
United Minnesota Bank
United Minnesota Bank
60-Month CD
1.40%
$500
Owen County State Bank OCSB
Owen County State Bank OCSB
Kasasa Savings
1.25%
$0
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Ultra Money Market Savings Account
1.00%
$100,000
Fremont Bank
Fremont Bank
9-Month CD
1.00%
$2,500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
Money Market
1.00%
$25,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
60-Month CD
0.80%
$1,000
GTE Financial CU
GTE Financial CU
Savings Account
0.75%
$5
FirsTier Bank
FirsTier Bank
60-Month CD
0.75%
$0
Jones Bank
Jones Bank
Savings Account
0.55%
$0
F&M Union Bank
Interest Checking Account
0.50%
$5,000
Hancock County SB
Hancock County SB
18-Month CD
0.50%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
Insured Money Fund
0.45%
$2,500
Mayville State Bank
Mayville State Bank
36-Month CD
0.45%
$1,000
First Bank of Utica
First Bank of Utica
Savings Account
0.40%
$50
Sound Community Bank
Sound Community Bank
Money Market Apex
0.25%
$0
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
Money Fund Checking Account
0.25%
$1,000
Abington Bank
Abington Bank
18-Month CD
0.25%
$1,000
1199 Seiu Federal Credit Union
1199 Seiu Federal Credit Union
Vacation Club Accounts
0.25%
$200
United Southern Bank
United Southern Bank
24-Month CD
0.20%
$1,000
Hebron Savings Bank
Hebron Savings Bank
12-Month CD
0.20%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
First Choice Checking
0.10%
$1,000
Manasquan Bank
Manasquan Bank
Regular Savings
0.10%
$10
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
Savings Account
0.05%
$1
Hancock County SB
Hancock County SB
Interest Checking
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

BankGloucester Information

BankGloucester
160 Main St
Gloucester, MA 01930
Essex
Established Date: 01/01/1887
FDIC Certificate #: 26536
Date of FDIC Deposit Insurance: 02/10/1986
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is BankGloucester FDIC Insured? Yes
What is BankGloucester's Cert number? 26536
What is the maximum amount for insured deposits? $250,000 per holder, per account

BankGloucester Financials

Total Assets:
$385,870,000
Total Deposits:
$335,524,000
Equity Capital:
$27,671,000
Domestic Deposits:
$335,524,000
Net Income:
$146,000
Return on Assets:
0.6739%
Quarterly Return on Assets:
0.1600%
Pretax Return on Assets:
0.2211%
Pretax Quarterly Return on Assets:
0.2200%
Return on Equity:
8.6200%
Quarterly Return on Equity:
2.1300%
Common Equity Tier 1 Capital Ratio:
11.3776%
Tier 1 Risk-Based Capital Ratio:
11.3776%
Leverage Tier 1 (Core Capital) Ratio:
8.4818%
Total Risk-Based Capital Ratio (YTD):
12.4349%
Total Interest Income (YTD):
4.2080%
 
 
Headquarters:
Gloucester
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Essex
# of Offices:
3
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Several banks lowered CD rates on 12 month certificates of deposit over the past several weeks as 2012 comes to an end. The highest CD rates on our 12 month rate list just two weeks ago were at 1.10 percent (APY 1.11%), now the best CD rates on our 12 month rates list are 5 basis points less at 1.05 percent (APY 1.06%). The current national average 12 month CD rate is lower averaging 0.71 percent.
Mortgage rates are mixed in the most recently mortgage survey released this morning. Fixed conforming 30 year mortgage rates are averaging 4.74 percent with 0.8 mortgage discount points for the week ending January 20, 2011, up from the previous week’s average rate of 4.71 percent. 15 year conforming mortgage interest rates are averaging 4.05 percent with 0.8 points for the week ending January 20, 2011, down from the previous week’s  survey when rates on 15 year mortgages averaged 4.08 percent with 0.7 mortgage points.
A slight uptick in mortgage interest rates has caused demand for home loans to decline in the Weekly Mortgage Application Survey released by the Mortgage Bankers Association. The increase in average mortgage rates was expected since bond yields rose recently but the increase in rates won't last since yields have moved lower and the Fed continues to buy mortgage-backed securities (MBS) in the amount of $85 billion a month to drive rates lower.

Bank or Credit Union Offers and Deals

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Fifth Third Bank 30 Year Mortgage Rate 4.625% APR
GE Capital Retail Bank Increases 1 Year Bank CD Rate to 1.09% APY 1.10%
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Mortgage Rates: Current Lender's Mortgage Rates Sunday, October 30
Citi Mortgage Offer $500 of Closing Costs
American Express Bank Savings Rates: Best Rate 1.00%
The Direction of CD Rates and Mortgage Rates in 2010 Will Be Higher
Mortgage Rates Decline Again in 2019

Alternative Bank and Credit Union Offers to Explore

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Car Loan Rate Tables
Synchrony Bank Increases Savings Rates to 1.04% APY 1.05%
What is a Reverse Mortgage?
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Home Savings Bank 1 Year Jumbo CD Rates now at 0.90%

BankGloucester Reviews

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