BankGloucester CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.15%, 6-month CD rates at 4.45% and 3-month CD rates at 0.90%. Current savings rates are at 0.15% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.84%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates. BankGloucester's 18-Month CD (Jumbo) rates are at 4.00%, 18-Month CD rates are at 4.00%, 12-Month CD (Jumbo) rates are at 4.00%, 12-Month CD rates are at 4.00%, 6-Month CD rates are at 3.75%. BankGloucester's savings rates are at 0.10%. BankGloucester's money market rates are at 0.25%.

BankGloucester

To see how these rates compare to BankGloucester CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BankGloucester, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BankGloucester CD rates. You can also compare BankGloucester savings rates, MMA rates and mortgage rates using our other rate lists.

BankGloucester money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankGloucester? Share your experience about BankGloucester by leaving a review below, or read customer reviews before you decide to use BankGloucester.

BankGloucester Texas Ratio

BankGloucester's Texas Ratio is at 19.12%, which is considered excellent. The Texas Ratio for BankGloucester is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BankGloucester is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
4.00%
24-Month CD
3.25%
36-Month CD
2.75%
48-Month CD
2.25%
60-Month CD
2.25%
Savings
0.10%
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BankGloucester
160 Main St
Gloucester, MA 01930
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

BankGloucester CD Rates and Interest Rates

Bank
Product
APY
Min Dep
BankGloucester
BankGloucester
Elite Checking
4.06%
$50
BankGloucester
BankGloucester
12-Month CD
4.00%
$500
BankGloucester
BankGloucester
12-Month CD (Jumbo)
4.00%
$100,000
BankGloucester
BankGloucester
18-Month CD
4.00%
$500
BankGloucester
BankGloucester
18-Month CD (Jumbo)
4.00%
$100,000
BankGloucester
BankGloucester
6-Month CD
3.75%
$2,500
BankGloucester
BankGloucester
24-Month CD
3.25%
$500
BankGloucester
BankGloucester
36-Month CD
2.75%
$500
BankGloucester
BankGloucester
60-Month CD
2.25%
$500
BankGloucester
BankGloucester
60-Month CD (Jumbo)
2.25%
$50,000
BankGloucester
BankGloucester
48-Month CD
2.25%
$500
BankGloucester
BankGloucester
Premier Plus Money Market
0.25%
$10,000
BankGloucester
BankGloucester
Passbook Savings
0.10%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare BankGloucester Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
EagleBank
EagleBank
60-Month CD
4.20%
$1,000
Stearns Bank Holdingford
Stearns Bank Holdingford
12-Month CD
4.16%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
12-Month CD
4.15%
$1,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
12-Month CD
4.11%
$500
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
24-Month CD
4.10%
$25,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
9-Month CD
4.07%
$500
New Albin Savings Bank
New Albin Savings Bank
12-Month CD (Jumbo)
4.06%
$100,000
Brentwood Bank
Brentwood Bank
18-Month CD
3.75%
$2,000
Acadia Federal Credit Union
Acadia Federal Credit Union
12-Month CD
3.75%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
12-Month CD
3.65%
$500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
60-Month CD
3.10%
$1,000
Cornerstone State Bank
Cornerstone State Bank
36-Month CD (Jumbo)
3.02%
$200,000
Bank First, NA
Bank First, NA
6-Month CD
3.02%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
36-Month CD
3.00%
$500
Farmers National Bank
Farmers National Bank
36-Month CD
3.00%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
36-Month CD (Bump)
3.00%
$500
Bar Harbor SLA
Bar Harbor SLA
24-Month CD
2.73%
$500
Pineries Bank
Pineries Bank
18-Month CD
2.72%
$1,000
Yampa Valley Bank
Yampa Valley Bank
36-Month CD
2.70%
$1,000
Connex Credit Union
Connex Credit Union
Money Market
2.50%
$250,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
48-Month CD
2.50%
$500
New Foundation SB
New Foundation SB
24-Month CD
2.25%
$1,000
Clarion County Community Bank
Clarion County Community Bank
60-Month CD
2.20%
$500
The Blue Grass Valley Bank
The Blue Grass Valley Bank
60-Month CD
2.10%
$500
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
48-Month CD
2.07%
$500
Collins State Bank
Collins State Bank
12-Month CD
2.00%
$1,000
Bank of Hindman
Bank of Hindman
24-Month CD
1.51%
$1,000
JTNB
JTNB
12-Month CD
1.50%
$1,000
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
12-Month CD
1.50%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
24-Month CD
1.50%
$1,000
Bluff View Bank
Bluff View Bank
24-Month CD
1.46%
$500
The Alden State Bank
The Alden State Bank
Kasasa Savings
1.25%
$25
Union State Bank Pell City, AL
Union State Bank Pell City, AL
12-Month CD
1.25%
$500
BankOrion
BankOrion
60-Month CD
1.10%
$500
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
12-Month CD
1.00%
$500
Minnstar Bank
Minnstar Bank
Elite Savings
1.00%
$0
Conway National Bank (CNB)
Conway National Bank (CNB)
3-Month CD
0.90%
$500
Mutual Federal Bank
Mutual Federal Bank
12-Month CD
0.65%
$500
First Hope Bank
First Hope Bank
48-Month CD
0.60%
$2,500
WaterStone Bank
WaterStone Bank
48-Month CD
0.60%
$1,000
Savings Bank of Walpole
Savings Bank of Walpole
60-Month CD
0.45%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
24-Month CD
0.38%
$500
Community Bank Mankato
Community Bank Mankato
24-Month CD
0.35%
$1,000
FLC Bank
FLC Bank
18-Month CD
0.35%
$2,000
The Wilmington Savings Bank
The Wilmington Savings Bank
18-Month CD
0.30%
$500
The Blue Grass Valley Bank
The Blue Grass Valley Bank
Regular Savings
0.15%
$50
Port Washington State Bank
Port Washington State Bank
Money Market
0.10%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
Regular Savings
0.05%
$1
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
Passbook Savings
0.03%
$5
First FSB Rochester, IN
First FSB Rochester, IN
Preferred Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

BankGloucester Information

BankGloucester
160 Main St
Gloucester, MA 01930
Essex
Established Date: 01/01/1887
FDIC Certificate #: 26536
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is BankGloucester FDIC Insured? Yes
What is BankGloucester's Cert number? 26536
What is the maximum amount for insured deposits? $250,000 per holder, per account

BankGloucester Financials

Total Assets:
$367,166,000
Total Deposits:
$316,217,000
Equity Capital:
$28,713,000
Domestic Deposits:
$316,217,000
Net Income:
$80,000
Return on Assets:
0.2363%
Quarterly Return on Assets:
0.0900%
Pretax Return on Assets:
0.1356%
Pretax Quarterly Return on Assets:
0.1400%
Return on Equity:
3.2600%
Quarterly Return on Equity:
1.1100%
Common Equity Tier 1 Capital Ratio:
11.5224%
Tier 1 Risk-Based Capital Ratio:
11.5224%
Leverage Tier 1 (Core Capital) Ratio:
7.8235%
Total Risk-Based Capital Ratio (YTD):
12.7513%
Total Interest Income (YTD):
4.9580%
 
 
Headquarters:
Gloucester
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Essex
# of Offices:
3
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Current actions by The Bank of Japan (BOJ) will help force mortgage rates in the United States lower. The BOJ has started down an unprecedented path of stimulus by announcing their plan to purchase more than ¥100 trillion of Japanese government debt over the next two years. As a result of the BOJ's actions, investors are retreating from the Japanese bond market and looking for higher yields elsewhere in Europe and the United States.
Higher mortgage rates and home prices are expected to slow down the price appreciation of homes next year. This isn't a surprise since the double-digit price increases of the past year are just not sustainable. Other factors that will keep a lid on home price increases for the next several years are a high unemployment rate and slow wage gains.
feeling-poorer-these-daysThe Federal Reserve reported that household net worth declined by $1.3 trillion dollars for the quarter ending in March. Total household worth is now at $50.4 trillion dollars at the end of the first quarter of 2009.

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