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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

BankProv Rates & Review March 2026

BankProv's 9-Month Certificate of Deposit rates are at 3.90%. BankProv's savings rates are at 4.00%. BankProv's money market rates are at 3.50%. MonitorBankRates evaluates the financial stability of BankProv with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.50%. Rates were last updated on 03/18/2026.

BankProv money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankProv? Share your experience about BankProv by leaving a review below, or read customer reviews before you decide to use BankProv.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.50%
Excellent Higher than avg
BankProv
5 Market St
Amesbury, MA 01913
https://www.bankprov.com
Member FDIC

BankProv CD Rates

Product Rate APY Term View More
9-Month Certificate of Deposit - 3.90% 9
Min Deposit $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.50%

BankProv Savings Rates

Product Rate APY View More
Goal Getter Savings - 4.00%
Min Deposit $10
Details Qualifying balance up to $10,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.50%
Super Saver Money Market - 3.50%
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.50%

BankProv Money Market Rates

Product Rate APY View More
Premium Money Market - 3.50%
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.50%
Super Saver Money Market - 3.50%
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.50%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for BankProv is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather BankProv rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BankProv's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name BankProv
Bank Holding Company PROVIDENT BCORP INC
Address 5 Market St, Amesbury, MA 01913  ·  Essex
FDIC Certificate # 90141
Established 01/01/1828
FDIC Insurance Date 07/01/1985
Domestic Offices 7
Total Branches 0
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 95/100
5.0
Exceptional Out of 5.0 Stars
10.50%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6061%
Return on Equity (ROE) 5.5900%
Non-Performing Loans (NPL) 1.35%
Total Assets $1,491,604,000
Total Deposits $1,250,153,000
Equity Capital $215,887,000
Net Income $8,430,000
Headquarters Amesbury
Total Offices 7
Source: FDIC  |  Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About BankProv

Is BankProv a safe place to deposit money?

Yes, BankProv is considered a safe financial institution. With a Texas Ratio of 10.501911572183%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does BankProv operate?

BankProv currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, BankProv does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BankProv provides members with tools to manage their accounts and build a solid financial history.

Does BankProv offer online and mobile banking?

Most modern institutions like BankProv provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankprov.com.

Current BankProv Rates

  • Savings4.00%
  • MMA3.50%
Retrieved from our database of financial products. Rates subject to change.