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Citizens State Bank Hudson, WI Rates & Review March 2026

Citizens State Bank Hudson, WI's 7-Month CD Special rates are at 3.71%, 15-Month CD Special rates are at 3.52%. Citizens State Bank Hudson, WI's savings rates are at 0.04%. Citizens State Bank Hudson, WI's money market rates are at 0.21%. MonitorBankRates evaluates the financial stability of Citizens State Bank Hudson, WI with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.89%. Rates were last updated on 03/25/2026.

Citizens State Bank Hudson, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens State Bank Hudson, WI? Share your experience about Citizens State Bank Hudson, WI by leaving a review below, or read customer reviews before you decide to use Citizens State Bank Hudson, WI.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.89%
Excellent Lower than avg
Citizens State Bank Hudson, WI
375 Stageline Rd
Hudson, WI 54016
https://www.csbnet.net
Member FDIC

Citizens State Bank Hudson, WI CD Rates

Product Rate APY Term View More
7 Month CD Special 3.75% 3.72% 7
Min Deposit $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%
15 Month CD Special 3.55% 3.52% 15
Min Deposit $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%

Citizens State Bank Hudson, WI Savings Rates

Product Rate APY View More
Health Savings Account 1.17% 1.17%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%
Health Savings Account 1.07% 1.07%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%
Health Savings Account 0.54% 0.54%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%
IRA Savings 0.19% 0.19%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%
Savings 0.04% 0.04%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%

Citizens State Bank Hudson, WI Money Market Rates

Product Rate APY View More
Advantage Money Market 3.49% 3.55%
Min Deposit $10,000
Details New Money**
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%
Citizens Select Money Market 1.89% 1.91%
Min Balance $500,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%
Citizens Select Money Market 1.44% 1.45%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%
Citizens Select Money Market 1.01% 1.01%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%
Citizens Select Money Market 0.56% 0.56%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%
Citizens Select Money Market 0.21% 0.21%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%

Citizens State Bank Hudson, WI Checking Rates

Product Rate APY View More
Business Interest Checking 0.51% 0.51%
Min Deposit $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%
50+ Checking 0.24% 0.24%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%
Premium Interest Checking 0.04% 0.04%
Details Qualifying balance up to $1,499.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.89%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Citizens State Bank Hudson, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Citizens State Bank Hudson, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Citizens State Bank Hudson, WI's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Citizens State Bank Hudson, WI
Bank Holding Company CITIZENS BANCSHARES WOODVILLE
Address 375 Stageline Rd, Hudson, WI 54016  ·  St. Croix
FDIC Certificate # 6194
Established 07/15/1904
FDIC Insurance Date 01/01/1934
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.89%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0856%
Return on Equity (ROE) 11.5500%
Non-Performing Loans (NPL) 0.21%
Total Assets $477,749,000
Total Deposits $400,823,000
Equity Capital $44,800,000
Net Income $4,933,000
Headquarters Hudson
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Citizens State Bank Hudson, WI

Is Citizens State Bank Hudson, WI a safe place to deposit money?

Yes, Citizens State Bank Hudson, WI is considered a safe financial institution. With a Texas Ratio of 2.8886070110701%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Citizens State Bank Hudson, WI operate?

Citizens State Bank Hudson, WI currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Citizens State Bank Hudson, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens State Bank Hudson, WI provides members with tools to manage their accounts and build a solid financial history.

Does Citizens State Bank Hudson, WI offer online and mobile banking?

Most modern institutions like Citizens State Bank Hudson, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.csbnet.net.

Current Citizens State Bank Hudson, WI Rates

  • Savings0.04%
  • MMA0.21%
Retrieved from our database of financial products. Rates subject to change.