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TexHillco School Employees Federal Credit Union Rates & Review April 2026

You can compare TexHillco School Employees Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.65%, 6-month share certificate rates at 3.80% and 3-month share certificate rates at 0.75%. Savings rates are at 1.00% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates can be compared to TexHillco School Employees Federal Credit Union rates. MonitorBankRates evaluates the financial stability of TexHillco School Employees Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.86%. Rates were last updated on 04/23/2026.

TexHillco School Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TexHillco School Employees Federal Credit Union? Share your experience about TexHillco School Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use TexHillco School Employees Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.86%
Excellent Higher than avg
TexHillco School Employees Federal Credit Union
Main Office
1018 Sidney Baker St
Kerrville, TX 78028 3355
https://texhillco.org
Member NCUA

TexHillco School Employees Federal Credit Union Credit Card Rates

Product Rate APR View More
MASTER CARD CREDIT CARD - 12.49%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.86%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TexHillco School Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TexHillco School Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TexHillco School Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TexHillco School Employees Federal Credit Union
Address 1018 Sidney Baker St, Kerrville, TX 78028 3355
Phone 830-896-3977
Fax 830-257-1298
President Charles Orr
CEO Tony Gonzales
Full-Time Employees 9
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.86%
Return on Assets (ROA)
0.1327%
Return on Equity (ROE)
1.2991%
Non-Performing Loans Ratio (NPL)
1.13%
Total Assets
26,569,820
Total Amount of Shares and Deposits
23,730,123
Total Shares and Deposits < 1 Year
22,719,723
Total Shares and Deposits 1 3 Years
1,010,400
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,935,709
Total Uninsured Shares and Deposits > $250K (F+J)
2,434,709
Total Insured Shares and Deposits > $250K (item 17 less item K)
21,295,414
Total Interest Expense (Sum of items 6 8)
291,121
Share Certificates
241
Number of Accounts for Share Drafts
1,247
Number of Accounts for Regular Shares
2,302
Non Member Deposits
2
Net Income (unless the amount is already included in Undivided Earnings)
35,254
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
253,886
Total Liabilities
23,874,337
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About TexHillco School Employees Federal Credit Union

Is TexHillco School Employees Federal Credit Union a safe place to deposit money?

Yes, TexHillco School Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.8574560797428%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does TexHillco School Employees Federal Credit Union operate?

TexHillco School Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TexHillco School Employees Federal Credit Union?

Yes, to access services at TexHillco School Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TexHillco School Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TexHillco School Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does TexHillco School Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like TexHillco School Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://texhillco.org.