OWB One World Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.60%, 6-month CD rates at 2.01% and 3-month CD rates at 0.90%. Current savings rates are at 0.75% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.57%. Credit Card rates are at 11.90%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates. OWB One World Bank's 12-Month CD (Jumbo) rates are at 4.10%, 12-Month CD rates are at 4.10%, 18-Month CD rates are at 3.75%, 24-Month CD rates are at 3.50%. OWB One World Bank's savings rates are at 3.75%. OWB One World Bank's money market rates are at 0.05%.

OWB One World Bank

To see how these rates compare to OWB One World Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from OWB One World Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with OWB One World Bank CD rates. You can also compare OWB One World Bank savings rates, MMA rates and mortgage rates using our other rate lists.

OWB One World Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OWB One World Bank? Share your experience about OWB One World Bank by leaving a review below, or read customer reviews before you decide to use OWB One World Bank.

OWB One World Bank Texas Ratio

OWB One World Bank's Texas Ratio is at 0.82%, which is considered excellent. The Texas Ratio for OWB One World Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, OWB One World Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.10%
18-Month CD
3.75%
24-Month CD
3.50%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
3.75%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
OWB One World Bank
2449 Walnut Hill Ln
Dallas, TX 75229
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

OWB One World Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
OWB One World Bank
OWB One World Bank
12-Month CD (Jumbo)
4.10%
$1,000
OWB One World Bank
OWB One World Bank
12-Month CD
4.10%
$1,000
OWB One World Bank
OWB One World Bank
18-Month CD
3.75%
$1,000
OWB One World Bank
OWB One World Bank
Regular Savings
3.75%
$100
OWB One World Bank
OWB One World Bank
24-Month CD
3.50%
$1,000
OWB One World Bank
OWB One World Bank
Money Market
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare OWB One World Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Newtek Bank
Newtek Bank
12-Month CD
4.25%
$2,500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
60-Month CD
4.14%
$500
Waterman Bank
Waterman Bank
Money Market
4.07%
$2,500
Twin River Bank
Twin River Bank
48-Month CD
4.06%
$500
Ally Bank
Ally Bank
9-Month CD
4.00%
$0
Nebraska Bank
Nebraska Bank
12-Month CD
3.90%
$500
GTE Financial Credit Union
GTE Financial Credit Union
18-Month CD
3.71%
$500
Touchmark Bank
Touchmark Bank
18-Month CD
3.64%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
60-Month CD
3.53%
$1,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
12-Month CD
3.50%
$2,500
Mechanics Cooperative Bank
Mechanics Cooperative Bank
Money Market
3.50%
$1,000,000
Empower Federal Credit Union
Empower Federal Credit Union
48-Month CD
3.50%
$500
Empower Federal Credit Union
Empower Federal Credit Union
12-Month CD
3.30%
$500
First FSB Rochester, IN
First FSB Rochester, IN
36-Month CD
3.29%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
24-Month CD
3.20%
$1,000
Kennett Trust Bank
Kennett Trust Bank
60-Month CD
3.04%
$500
Grand Valley Bank
Grand Valley Bank
60-Month CD
3.00%
$500
LNB Community Bank
LNB Community Bank
24-Month CD
2.77%
$500
Harvest Bank
Harvest Bank
60-Month CD
2.65%
$1,000
Lea County State Bank
Lea County State Bank
18-Month CD
2.53%
$1,000
Chain Bridge Bank
Chain Bridge Bank
24-Month CD
2.33%
$500
Security Bank Minnesota
Security Bank Minnesota
18-Month CD
2.30%
$1,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
12-Month CD
2.27%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
36-Month CD
2.25%
$100
First National Bank Ames, Iowa
First National Bank Ames, Iowa
24-Month CD
2.22%
$1,000
Petefish, Skiles & Co. Bank
60-Month CD
2.17%
$5,000
FCNB of St. Paris
24-Month CD
2.12%
$1,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
48-Month CD
1.75%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
Lighthouse Savings
1.66%
$15,000
FSB of St. Charles, MO
FSB of St. Charles, MO
3-Month CD
1.65%
$1,000
Hilltop National Bank
Hilltop National Bank
12-Month CD
1.51%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
6-Month CD
1.50%
$1,000
167th TFR Federal Credit Union
167th TFR Federal Credit Union
Money Market
1.26%
$2,000
American Bank of Beaver Dam
American Bank of Beaver Dam
Money Market
1.16%
$250,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
48-Month CD
1.03%
$500
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Access Money Market
1.00%
$2,500
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
Savings
0.80%
$20
Midland Community Bank
Midland Community Bank
12-Month CD
0.80%
$1,000
Peoples Bank of Kentucky
Peoples Bank of Kentucky
60-Month CD
0.75%
$1,000
Bank of Buffalo
Bank of Buffalo
24-Month CD
0.55%
$500
Bangor Savings Bank
Bangor Savings Bank
Business Complete Money Market
0.50%
$50,000
Highland Bank
Highland Bank
Savings
0.45%
$200
Local Bank Hulbert, OK
Local Bank Hulbert, OK
Statement Savings
0.25%
$50
Boone Bank & Trust Co.
Boone Bank & Trust Co.
Savings
0.25%
$0
Bank of Pontiac
Bank of Pontiac
3-Month CD
0.20%
$2,500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Checking
0.10%
$500
1st United Credit Union
1st United Credit Union
Regular Savings
0.10%
$5
Collinsville Building and Loan Association
Collinsville Building and Loan Association
Statement Savings
0.10%
$0
F&M Bank and Trust Company
F&M Bank and Trust Company
Money Market
0.02%
$1,000
Liberty Bank for Savings
Liberty Bank for Savings
Savings
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 13, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

OWB One World Bank Information

OWB One World Bank
2449 Walnut Hill Ln
Dallas, TX 75229
Dallas
Established Date: 04/04/2005
FDIC Certificate #: 57901
Date of FDIC Deposit Insurance: 04/04/2005
Bank Holding Company: ONE WORLD HOLDING INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is OWB One World Bank FDIC Insured? Yes
What is OWB One World Bank's Cert number? 57901
What is the maximum amount for insured deposits? $250,000 per holder, per account

OWB One World Bank Financials

Total Assets:
$224,725,000
Total Deposits:
$179,318,000
Equity Capital:
$35,737,000
Domestic Deposits:
$179,318,000
Net Income:
$1,011,000
Return on Assets:
1.7066%
Quarterly Return on Assets:
1.8200%
Pretax Return on Assets:
2.3077%
Pretax Quarterly Return on Assets:
2.3100%
Return on Equity:
9.0900%
Quarterly Return on Equity:
11.4700%
Leverage Tier 1 (Core Capital) Ratio:
17.1210%
Total Interest Income (YTD):
7.8893%
 
 
Headquarters:
Dallas
FDIC Field Office:
Dallas
Regulator:
FDIC
County:
Dallas
# of Offices:
3
Metropolitan Statistical Area (MSA):
Dallas-Fort Worth-Arlington, TX
Consolidated Metropolitan Statistical Area (CMSA):
Dallas-Fort Worth, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

  • Peoples Bank of Seneca
  • 12-Month CD special
  •     Read more...

    Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

    The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

    The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

        Read more...

    Explore Other Rate Deals

    First Commonwealth Bank CD RatesFirst Commonwealth Bank CD rates are competitive for a regional bank but not as competitive when compared to online CD rates. For example, the best CD rates offered at First Commonwealth Bank are at 0.70 percent on the bank's 60-month certificate of deposit. The highest 60-month CD rates on our rate table are around 2.25 percent this week. 12-month CD rates from First Commonwealth Bank are only at 0.20 percent right now, the highest 12-month CD rate on our rate table is at 2.20 percent. To get the highest CD rate, always search for and compare online CD rates with First Commonwealth Bank CD Rates.
    alt=E-Loan is offering one of the best CD rates for a 1 year CD. The current annual percentage yield for the 1 year certificate of deposit is 4.36%. Plus if you sign up with promotional code "times25" before December 18th you will receive a $25 bonus.

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