Carter Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Carter Bank & TrustToday's 12-month CD rates can be found at 0.30%, 6-month CD rates at 1.90% and 3-month CD rates at 0.20%. Current savings rates are at 0.50% and money market rates are at 2.15%. Mortgage rates today on 30-year fixed loans are around 7.16%. Credit Card rates are at 8.50%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Carter Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Carter Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Carter Bank & Trust CD rates. You can also compare Carter Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists.

Carter Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Carter Bank & Trust? Share your experience about Carter Bank & Trust by leaving a review below, or read customer reviews before you decide to use Carter Bank & Trust.

Carter Bank & Trust Texas Ratio

Carter Bank & Trust's Texas Ratio is at 96.15%, which is considered subpar. The Texas Ratio for Carter Bank & Trust is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Carter Bank & Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Carter Bank & Trust
4 Commonwealth Blvd E
Martinsville, VA 24112
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Carter Bank & Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
MapleMark Bank
MapleMark Bank
12-Month CD
4.15%
$25,000
Bogota Savings Bank
Bogota Savings Bank
12-Month CD
4.10%
$1,000
The Corner Stone Bank
The Corner Stone Bank
18-Month CD
4.10%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
Kasasa Checking
4.00%
$25
Huron Valley State Bank
Huron Valley State Bank
12-Month CD
3.75%
$500
Bank of Franklin County
Bank of Franklin County
24-Month CD
3.60%
$500
Vermont State Bank
Vermont State Bank
24-Month CD
3.56%
$500
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
12-Month CD
3.55%
$100
Phelps County Bank
Phelps County Bank
24-Month CD
3.55%
$1,000
Twin River Bank
Twin River Bank
60-Month CD
3.29%
$500
AAEC Credit Union
AAEC Credit Union
48-Month CD
3.25%
$1,000
T Bank
T Bank
24-Month CD
3.20%
$1,000
Achieva Credit Union
Achieva Credit Union
18-Month CD
3.15%
$500
First National Bank of Orwell
First National Bank of Orwell
18-Month CD
3.04%
$500
Empire State Bank
Empire State Bank
48-Month CD
3.00%
$1,000
WVS West View SB
WVS West View SB
36-Month CD
3.00%
$500
Patriot Bank N.A.
Patriot Bank N.A.
24-Month CD
3.00%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
24-Month CD
2.78%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
48-Month CD
2.51%
$500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
60-Month CD
2.27%
$1,000
Patriot Bank N.A.
Patriot Bank N.A.
36-Month CD
2.25%
$500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
36-Month CD
2.15%
$0
First Bank Ketchikan, AK
First Bank Ketchikan, AK
60-Month CD
2.00%
$0
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
48-Month CD
1.91%
$100
SouthernTrust Bank
SouthernTrust Bank
60-Month CD
1.56%
$1,000
Interstate Bank
Interstate Bank
Money Market
1.51%
$2,500
FNB of Brookfield
FNB of Brookfield
24-Month CD
1.26%
$1,000
WSB Municipal Bank
WSB Municipal Bank
60-Month CD
1.02%
$500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Savings
1.00%
$5
CNB Hugoton, KS
CNB Hugoton, KS
Money Market
0.65%
$2,000
FCN Bank, N.A.
FCN Bank, N.A.
48-Month CD
0.55%
$1,000
Accentra Credit Union
Accentra Credit Union
36-Month CD
0.50%
$500
State Bank Freeport, IL
State Bank Freeport, IL
36-Month CD
0.45%
$1,000
PyraMax Bank
PyraMax Bank
36-Month CD
0.40%
$1,000
FNB in Taylorville
FNB in Taylorville
Savings
0.35%
$100
Triad Bank, N.A.
Triad Bank, N.A.
Money Market
0.35%
$500
Bank of Pontiac
Bank of Pontiac
12-Month CD
0.35%
$500
Crest Savings Bank
Crest Savings Bank
18-Month CD
0.30%
$500
Windsor Federal S&L
Windsor Federal S&L
24-Month CD
0.25%
$1,000
First Southern Bank
First Southern Bank
Premier Money Market
0.25%
$2,500
Skowhegan Savings Bank
Skowhegan Savings Bank
12-Month CD
0.20%
$500
State Bank Freeport, IL
State Bank Freeport, IL
Money Market
0.20%
$1
FSB of Wyoming
3-Month CD
0.10%
$2,000
State Bank Freeport, IL
State Bank Freeport, IL
Checking Plus
0.10%
$1
NVE Bank
NVE Bank
Retirement Savings
0.07%
$10
First National Bank in Pinckneyville
First National Bank in Pinckneyville
3-Month CD
0.05%
$500
Exchange Bank and Trust Company
Exchange Bank and Trust Company
Regular Savings
0.05%
$100
Kearny Bank
Kearny Bank
Statement Savings
0.05%
$100
Bank of America
Bank of America
48-Month CD
0.03%
$1,000
First National Bank of Hutchinson
First National Bank of Hutchinson
Personal Ultra Money Market
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 12, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Carter Bank & Trust rate data right now, check back for updates, we are adding rates all the time.

Carter Bank & Trust Information

Carter Bank & Trust
4 Commonwealth Blvd E
Martinsville, VA 24112
Martinsville City
Established Date: 12/30/2006
FDIC Certificate #: 58596
Date of FDIC Deposit Insurance: 12/30/2006
Bank Holding Company: CARTER BANKSHARES INC
How Many Domestic U.S. Offices? 67
How Many Branches are There? 67
Is Carter Bank & Trust FDIC Insured? Yes
What is Carter Bank & Trust's Cert number? 58596
What is the maximum amount for insured deposits? $250,000 per holder, per account

Carter Bank & Trust Financials

Total Assets:
$4,551,581,000
Total Deposits:
$3,830,920,000
Equity Capital:
$355,454,000
Domestic Deposits:
$3,830,920,000
Net Income:
$6,382,000
Return on Assets:
0.8224%
Quarterly Return on Assets:
0.5600%
Pretax Return on Assets:
0.7025%
Pretax Quarterly Return on Assets:
0.7000%
Return on Equity:
10.7000%
Quarterly Return on Equity:
7.2600%
Common Equity Tier 1 Capital Ratio:
11.0752%
Tier 1 Risk-Based Capital Ratio:
11.0752%
Leverage Tier 1 (Core Capital) Ratio:
9.5898%
Total Risk-Based Capital Ratio (YTD):
12.3354%
Total Interest Income (YTD):
4.7743%
 
 
Headquarters:
Martinsville
FDIC Field Office:
Richmond
Regulator:
FDIC
County:
Martinsville City
# of Offices:
67
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

(//cdrates.monitorbankrates.com) As we start the year of 2010 bank CD rates head down again this week.  It will be nice when we can start writing about CD rates increasing, hopefully sometime later in the year. The average 3 month bank CD rate is at 0.514 percent this week, down from last week’s average 3 month CD rate of 0.522 percent.
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