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 Verus Bank of Commerce Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 24, 2026
Verus Bank of Commerce's 60 + month < $100,000 Certificates of deposit rates are at 0.45%, 60-Month + < $100,000 IRA certificates of deposit rates are at 0.45%, 36-47-Month > $100,000 Certificates of deposit rates are at 0.30%, 24-35-Month > $100,000 Certificates of deposit rates are at 0.25%, 36-47-Month < $100,000 IRA certificates of deposit rates are at 0.20%. Verus Bank of Commerce's savings rates are at 0.02%. Verus Bank of Commerce's money market rates are at 0.02%. MonitorBankRates evaluates the financial stability of Verus Bank of Commerce with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/24/2026. Verus Bank of Commerce money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Verus Bank of Commerce? Share your experience about Verus Bank of Commerce by leaving a review below, or read customer reviews before you decide to use Verus Bank of Commerce. 
Verus Bank of Commerce CD Rates
Verus Bank of Commerce Savings Rates
Verus Bank of Commerce Money Market Rates
Verus Bank of Commerce Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Verus Bank of Commerce is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Verus Bank of Commerce rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Verus Bank of Commerce's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Verus Bank of Commerce
Bank Holding Company
VERUS ACQUISITION GROUP INC
Address
3700 S College Ave,
Fort Collins, CO 80525 · Larimer
Website
https://www.verusboc.com
FDIC Certificate #
58025
Established
06/27/2005
FDIC Insurance Date
06/27/2005
Domestic Offices
1
Total Branches
1
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.4521%
Return on Equity (ROE)
8.1500%
Non-Performing Loans (NPL)
0.00%
Total Assets
$191,626,000
Total Deposits
$138,724,000
Equity Capital
$36,779,000
Net Income
$2,294,000
Headquarters
Fort Collins
Total Offices
1
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Verus Bank of CommerceIs Verus Bank of Commerce a safe place to deposit money?Yes, Verus Bank of Commerce is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Verus Bank of Commerce operate?Verus Bank of Commerce currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Verus Bank of Commerce does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Verus Bank of Commerce provides members with tools to manage their accounts and build a solid financial history. Does Verus Bank of Commerce offer online and mobile banking?Most modern institutions like Verus Bank of Commerce provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.verusboc.com. Current Verus Bank of Commerce Rates
Retrieved from our database of financial products. Rates subject to change.
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