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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 INB National Association Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
INB National Association's 13-Months 13-MO CD rates are at 3.74%, 6-Months 6-MO CD rates are at 3.71%, 13-Months 13-MONTH CD SPECIAL rates are at 3.50%, 6-Months 6-MONTH CD SPECIAL rates are at 3.43%, IRA (5 Year) rates are at 1.85%. INB National Association's savings rates are at 0.20%. MonitorBankRates evaluates the financial stability of INB National Association with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.04%. Rates last updated and verified on 08/28/2026. INB National Association money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at INB National Association? Share your experience about INB National Association by leaving a review below, or read customer reviews before you decide to use INB National Association. 
INB National Association CD Rates
INB National Association Savings Rates
INB National Association Money Market Rates
INB National Association Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for INB National Association is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather INB National Association rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with INB National Association's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
INB National Association
Bank Holding Company
ILLINOIS NATIONAL BCORP INC
Address
322 E Capitol Ave,
Springfield, IL 62701 · Sangamon
Website
https://www.inb.com
FDIC Certificate #
3664
Established
01/01/1905
FDIC Insurance Date
01/01/1934
Domestic Offices
14
Total Branches
14
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
2.04%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8141%
Return on Equity (ROE)
9.0400%
Non-Performing Loans (NPL)
0.15%
Total Assets
$2,516,959,000
Total Deposits
$2,256,715,000
Equity Capital
$241,697,000
Net Income
$28,871,000
Headquarters
Springfield
Total Branches and Offices
14
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Add Your Rating and Review for INB National Association
Frequently Asked Questions About INB National AssociationHow many branches does INB National Association operate?INB National Association currently maintains approximately 14 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, INB National Association does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, INB National Association provides members with tools to manage their accounts and build a solid financial history. Does INB National Association offer online and mobile banking?Most modern institutions like INB National Association provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.inb.com. Current INB National Association Rates
Retrieved from our database of financial products. Rates subject to change.
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