Macatawa Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Macatawa Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Macatawa Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Macatawa Bank CD rates. You can also compare Macatawa Bank savings rates, MMA rates and mortgage rates using our other rate lists. Macatawa Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Macatawa Bank? Share your experience about Macatawa Bank by leaving a review below, or read customer reviews before you decide to use Macatawa Bank. Macatawa Bank Texas Ratio Macatawa Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Macatawa Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Macatawa Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Macatawa Bank Rates with Other Competitive Bank and Credit Union Rates
Golden Belt Bank, FSA
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FourLeaf Federal Credit Union
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Harford Bank
6-Month CD
4.00%
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The MINT National Bank
12-Month CD
4.00%
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Advantage Plus Federal Credit Union
24-Month CD
4.00%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates June 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Macatawa Bank rate data right now, check back for updates, we are adding rates all the time. Macatawa Bank InformationMacatawa Bank
10753 Macatawa DrHolland, MI 49424 Ottawa Established Date: 11/25/1997 FDIC Certificate #: 34618 Date of FDIC Deposit Insurance: 11/25/1997 Bank Holding Company: MACATAWA BANK CORP How Many Domestic U.S. Offices? 29 How Many Branches are There? 29 Website: https://www.macatawabank.com
Is Macatawa Bank FDIC Insured? Yes
What is Macatawa Bank's Cert number? 34618
What is the maximum amount for insured deposits? $250,000 per holder, per account
Macatawa Bank FinancialsTotal Assets:
$2,614,849,000
Total Deposits:
$2,292,617,000
Equity Capital:
$284,510,000
Domestic Deposits:
$2,292,617,000
Net Income:
$10,249,000
Return on Assets:
1.6716%
Quarterly Return on Assets:
1.5300%
Pretax Return on Assets:
1.8973%
Pretax Quarterly Return on Assets:
1.9000%
Return on Equity:
18.1500%
Quarterly Return on Equity:
14.5800%
Common Equity Tier 1 Capital Ratio:
17.1380%
Tier 1 Risk-Based Capital Ratio:
17.1380%
Leverage Tier 1 (Core Capital) Ratio:
10.5860%
Total Risk-Based Capital Ratio (YTD):
18.1274%
Total Interest Income (YTD):
4.3826%
Headquarters:
Holland
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Ottawa
# of Offices:
29
Metropolitan Statistical Area (MSA):
Grand Rapids-Kentwood, MI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals The best CD rates available online moved higher over the past day and we expect more banks to raise CD rates before the end of 2018. The current best 1 year CD rate is now at 2.86 percent with an APY of 2.90 percent. The online bank offering that rate and yield is ableBanking, a division of Northeast Bank. The minimum opening deposit is $1,000. The best 9 month CD rates are at 2.30 percent with an APY of 2.31 percent from Luana Savings Bank. The minimum opening deposit is $5,000. The best 6 month CD rates are even better at 2.42 percent with an APY of 2.45 percent from My eBanc, A Division of BAC Florida. The minimum opening deposit for this CD account is also $5,000. Compare rates online to get the best CD rates today.The direction of mortgage rates continues to baffle experts as rates hit new lows for 2014. Average mortgage rates made new lows this week on the heels of lower U.S. bond yields. Investors were spooked this past week by the fall in equity markets, sending investors to the safety of U.S. bonds which in turn, sent yields lower. Bond yields move in inverse to bond prices, so when prices move higher, yields move lower.
We continue to see low current mortgage rates as we head into May. Mortgage rates which have been hovering just above record lows increased slightly in the Weekly Application Survey released by the Mortgage Bankers Association.
Bank or Credit Union Offers and DealsPenFed 5 Year Adjustable Rate Mortgage 3.718% APRBank Stress Test Results for 19 Banks earn.bank Money Market Rates Mortgage Rates Today are Mixed After the Election but Just Above Record Lows Current 30 Year Mortgage Rates Still Low at 3.50 Percent but Will Increase in 2013 Third Federal Savings and Loan CD Rates Money Market Rates and Savings Rates December 10, 2012 Mortgage Rates Higher, Less People Apply For Home Mortgage Loans Rising Bank CD Rates 2.05% APY 1-Year CD (Nationwide) Mortgage Reform Alternative Bank and Credit Union Offers to ExploreStaying Ahead the Inflation Rate on Your InvestmentsMortgage Rates Hit All Time Record Low: 30 Year Mortgage Rates at 3.91% CD Rates and Treasury Yields Stable This Week: Best 1 Year CD Rates at 1.05% APY, 12 Month Treasury Yields at 0.12% NewDominion Direct Bank CD Rates New Home Sales Decline as Tax Credit End Date Nears Kentucky Best CD Interest Rates & CD Yields Agora Lending Mortgage Rates Today's Mortgage Refinance Rates, 30 Year Mortgage Rates at 4.81% Opt-Up Certificate of Deposit Goldwater Bank Money Market Account Rates now at 0.26% Macatawa Bank ReviewsThere are no reviews for Macatawa Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.61%, 6-month CD rates at 0.75% and 3-month CD rates at 0.85%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.85%. Credit Card rates are at 13.24%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates. 
