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Commercial Bank Harrogate, TN

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Commercial Bank Harrogate, TN Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commercial Bank Harrogate, TN provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Commercial Bank Harrogate, TN rates to other rates in our database, including 12-month CD rates currently at 1.50%, 6-month CD rates at 3.40% and 3-month CD rates at 2.78%. Savings rates are at 0.01% and money market rates are at 1.06%. Mortgage rates on 30-year fixed loans are around 6.19%. All these rates can be compared to Commercial Bank Harrogate, TN rates. MonitorBankRates evaluates the financial stability of Commercial Bank Harrogate, TN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.92%. Rates were last updated on 04/23/2026.

Commercial Bank Harrogate, TN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commercial Bank Harrogate, TN? Share your experience about Commercial Bank Harrogate, TN by leaving a review below, or read customer reviews before you decide to use Commercial Bank Harrogate, TN.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.92%

Excellent Lower than avg

Commercial Bank Harrogate, TN

6710 Cumberland Gap Pkwy
Harrogate, TN 37752

https://www.cbtn.com

Current Rate Availability

We do not have Commercial Bank Harrogate, TN rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Commercial Bank Harrogate, TN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Commercial Bank Harrogate, TN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Commercial Bank Harrogate, TN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Commercial Bank Harrogate, TN

Bank Holding Company ROBERTSON HOLDING CO L P

Address 6710 Cumberland Gap Pkwy, Harrogate, TN 37752 · Claiborne

Website https://www.cbtn.com

FDIC Certificate # 22354

Established 11/01/1976

FDIC Insurance Date 11/01/1976

Domestic Offices 40

Total Branches 40

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.92%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.8106%

Return on Equity (ROE) 18.1300%

Non-Performing Loans (NPL) 0.19%

Total Assets $2,268,093,000

Total Deposits $1,856,788,000

Equity Capital $240,679,000

Net Income $39,391,000

Headquarters Harrogate

Total Offices 40

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Commercial Bank Harrogate, TN

Is Commercial Bank Harrogate, TN a safe place to deposit money?

Yes, Commercial Bank Harrogate, TN is considered a safe financial institution. With a Texas Ratio of 2.9203378566682%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Commercial Bank Harrogate, TN operate?

Commercial Bank Harrogate, TN currently maintains approximately 40 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Commercial Bank Harrogate, TN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commercial Bank Harrogate, TN provides members with tools to manage their accounts and build a solid financial history.

Does Commercial Bank Harrogate, TN offer online and mobile banking?

Most modern institutions like Commercial Bank Harrogate, TN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cbtn.com.