Central Bank Houston, TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.55%, 6-month CD rates at 4.00% and 3-month CD rates at 1.92%. Current savings rates are at 0.01% and money market rates are at 0.04%. Mortgage rates today on 30-year fixed loans are around 6.94%. Credit Card rates are at 15.99%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates. Central Bank Houston, TX's 12-Month CD rates are at 0.50%, 6-Month CD rates are at 0.45%, 3-Month CD rates are at 0.35%. Central Bank Houston, TX's savings rates are at 0.05%. Central Bank Houston, TX's money market rates are at 1.50%.

Central Bank Houston, TX

To see how these rates compare to Central Bank Houston, TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Central Bank Houston, TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Central Bank Houston, TX CD rates. You can also compare Central Bank Houston, TX savings rates, MMA rates and mortgage rates using our other rate lists.

Central Bank Houston, TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Bank Houston, TX? Share your experience about Central Bank Houston, TX by leaving a review below, or read customer reviews before you decide to use Central Bank Houston, TX.

Central Bank Houston, TX Texas Ratio

Central Bank Houston, TX's Texas Ratio is at 2.38%, which is considered excellent. The Texas Ratio for Central Bank Houston, TX is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Central Bank Houston, TX is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.50%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
1.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Central Bank Houston, TX
11201 Clay Rd
Houston, TX 77041
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Central Bank Houston, TX CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Central Bank Houston, TX
Central Bank Houston, TX
Money Market
1.50%
$500,000
Central Bank Houston, TX
Central Bank Houston, TX
12-Month CD
0.50%
$1,000
Central Bank Houston, TX
Central Bank Houston, TX
6-Month CD
0.45%
$1,000
Central Bank Houston, TX
Central Bank Houston, TX
3-Month CD
0.35%
$1,000
Central Bank Houston, TX
Central Bank Houston, TX
Savings
0.05%
$200
Central Bank Houston, TX
Central Bank Houston, TX
Central Choice Premier Checking
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Central Bank Houston, TX Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank of Central Ohio
First Bank of Central Ohio
12-Month CD
4.25%
$500
First Bank of the Lake
First Bank of the Lake
60-Month CD
4.10%
$5,000
HSBC Bank USA
HSBC Bank USA
Premier Relationship Savings
4.00%
$1
BankPurley
BankPurley
Money Market
4.00%
$25,000
FNB of Hereford
FNB of Hereford
3-Month CD
3.91%
$50,000
NCS Bank
NCS Bank
24-Month CD
3.80%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
18-Month CD
3.75%
$500
Global Bank
Global Bank
60-Month CD
3.75%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
24-Month CD
3.75%
$500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
48-Month CD
3.65%
$1,000
NexBank
NexBank
24-Month CD
3.55%
$10,000
FNB of Waterloo
FNB of Waterloo
48-Month CD
3.04%
$1,000
Centreville Bank
Centreville Bank
18-Month CD
3.00%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
36-Month CD
2.90%
$1,000
705 Federal Credit Union
705 Federal Credit Union
24-Month CD
2.78%
$1,000
Milton Savings Bank
Milton Savings Bank
24-Month CD
2.75%
$500
Bay State Savings Bank
Bay State Savings Bank
48-Month CD
2.75%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
30-Month CD
2.73%
$500
Haddon Savings Bank
Haddon Savings Bank
36-Month CD
2.70%
$500
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
60-Month CD
2.52%
$1,000
Bath Savings Institution
Bath Savings Institution
12-Month CD
2.27%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
NOW Checking
2.25%
$1,000
The FNB Community Bank
The FNB Community Bank
12-Month CD
2.17%
$1,000
Sloan State Bank
Sloan State Bank
36-Month CD
2.12%
$1,000
Wolf River Community Bank
Wolf River Community Bank
12-Month CD
1.75%
$1,000
SouthernTrust Bank
SouthernTrust Bank
60-Month CD
1.56%
$1,000
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
24-Month CD
1.51%
$500
QNB Bank
QNB Bank
60-Month CD
1.25%
$500
Bank of Stronghurst
Bank of Stronghurst
18-Month CD
1.05%
$500
BAC Community Bank
BAC Community Bank
60-Month CD
0.75%
$2,500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
36-Month CD
0.50%
$1,000
PSB Indianola, IA
PSB Indianola, IA
Kasasa Savings
0.50%
$50
The Valley State Bank
The Valley State Bank
48-Month CD
0.50%
$500
Municipal Bank
Municipal Bank
18-Month CD
0.45%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
36-Month CD
0.35%
$1,000
ACFCU
ACFCU
Share Savings
0.35%
$50
Wrentham Co-operative Bank
Wrentham Co-operative Bank
18-Month CD
0.35%
$500
Bank of Pensacola
Bank of Pensacola
6-Month CD
0.30%
$0
Monson Savings Bank
Monson Savings Bank
36-Month CD
0.30%
$1,000
VisionBank Of Iowa
VisionBank Of Iowa
Savings
0.30%
$100
Hiawatha National Bank
Hiawatha National Bank
Interest Checking
0.20%
$50
Grinnell State Bank
Grinnell State Bank
Full Service Checking
0.15%
$1,500
Consumers Credit Union
Consumers Credit Union
Interest Checking
0.15%
$0
Laona State Bank
Laona State Bank
Savings
0.10%
$0
SSB Sherwood State Bank
SSB Sherwood State Bank
12-Month CD
0.10%
$1,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
MyWay Savings
0.10%
$100
Alliance Bank IN
Alliance Bank IN
Traditional Savings
0.08%
$300
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
eStatement Savings
0.05%
$25
cfsbank
cfsbank
Regular Checking
0.05%
$100
Bath State Bank
Bath State Bank
NOW Checking
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Central Bank Houston, TX Information

Central Bank Houston, TX
11201 Clay Rd
Houston, TX 77041
Harris
Established Date: 05/31/1956
FDIC Certificate #: 17612
Date of FDIC Deposit Insurance: 05/31/1956
Bank Holding Company: CENTRAL BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Central Bank Houston, TX FDIC Insured? Yes
What is Central Bank Houston, TX's Cert number? 17612
What is the maximum amount for insured deposits? $250,000 per holder, per account

Central Bank Houston, TX Financials

Total Assets:
$1,087,131,000
Total Deposits:
$974,994,000
Equity Capital:
$98,980,000
Domestic Deposits:
$974,994,000
Net Income:
$5,257,000
Return on Assets:
2.3194%
Quarterly Return on Assets:
1.9200%
Pretax Return on Assets:
1.9150%
Pretax Quarterly Return on Assets:
1.9200%
Return on Equity:
27.8200%
Quarterly Return on Equity:
21.4500%
Common Equity Tier 1 Capital Ratio:
12.6472%
Tier 1 Risk-Based Capital Ratio:
12.6472%
Leverage Tier 1 (Core Capital) Ratio:
10.1081%
Total Risk-Based Capital Ratio (YTD):
13.7903%
Total Interest Income (YTD):
6.6423%
 
 
Headquarters:
Houston
FDIC Field Office:
Houston
Regulator:
FED
County:
Harris
# of Offices:
4
Metropolitan Statistical Area (MSA):
Houston-The Woodlands-Sugar Land, TX
Consolidated Metropolitan Statistical Area (CMSA):
Houston-Galveston-Brazoria, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Alabama Central Credit Union is advertising new auto loans with loan terms of 36 months, 49 months, 60 months and 72 months.  The credit union is also advertising used auto loans with terms of 48 months and 60 months for model years between 2005 and 2008. Loans for 2004 and older model years are only being offered with a 48 month term.
Earning your money is only half the battle - saving and knowing the basics about banking will help you earn the most with your savings. Savings rates can vary greatly between banks at any time, so shopping around for the best rates is also a "must" for smart banking. Money placed in a bank account is fully insured as long as you bank with an FDIC insured bank and keep your deposit under the insurable limit.

Bank or Credit Union Offers and Deals

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