Central Bank Houston, TX CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to Central Bank Houston, TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Central Bank Houston, TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Central Bank Houston, TX CD rates. You can also compare Central Bank Houston, TX savings rates, MMA rates and mortgage rates using our other rate lists. Central Bank Houston, TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Bank Houston, TX? Share your experience about Central Bank Houston, TX by leaving a review below, or read customer reviews before you decide to use Central Bank Houston, TX. Central Bank Houston, TX Texas Ratio Central Bank Houston, TX's Texas Ratio is at 2.38%, which is considered excellent. The Texas Ratio for Central Bank Houston, TX is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Central Bank Houston, TX is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Central Bank Houston, TX CD Rates and Interest Rates![]() Central Bank Houston, TX
Money Market
1.50%
$500,000
![]() Central Bank Houston, TX
12-Month CD
0.50%
$1,000
![]() Central Bank Houston, TX
6-Month CD
0.45%
$1,000
![]() Central Bank Houston, TX
3-Month CD
0.35%
$1,000
![]() Central Bank Houston, TX
Savings
0.05%
$200
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Central Bank Houston, TX Rates with Other Competitive Bank and Credit Union Rates![]() Access Federal Credit Union
12-Month CD
4.25%
$1,000
![]() Gateway Bank Mendota Heights, MN
12-Month CD
4.16%
$1,000
![]() Fidelity
60-Month CD
4.05%
$1,000
![]() University Federal Credit Union
36-Month CD
3.75%
$1,000
![]() Quaint Oak Bank
36-Month CD
3.75%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 16, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Central Bank Houston, TX InformationCentral Bank Houston, TX
11201 Clay RdHouston, TX 77041 Harris Established Date: 05/31/1956 FDIC Certificate #: 17612 Date of FDIC Deposit Insurance: 05/31/1956 Bank Holding Company: CENTRAL BANCSHARES INC How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.cbhou.com
Is Central Bank Houston, TX FDIC Insured? Yes
What is Central Bank Houston, TX's Cert number? 17612
What is the maximum amount for insured deposits? $250,000 per holder, per account
Central Bank Houston, TX FinancialsTotal Assets:
$1,087,131,000
Total Deposits:
$974,994,000
Equity Capital:
$98,980,000
Domestic Deposits:
$974,994,000
Net Income:
$5,257,000
Return on Assets:
2.3194%
Quarterly Return on Assets:
1.9200%
Pretax Return on Assets:
1.9150%
Pretax Quarterly Return on Assets:
1.9200%
Return on Equity:
27.8200%
Quarterly Return on Equity:
21.4500%
Common Equity Tier 1 Capital Ratio:
12.6472%
Tier 1 Risk-Based Capital Ratio:
12.6472%
Leverage Tier 1 (Core Capital) Ratio:
10.1081%
Total Risk-Based Capital Ratio (YTD):
13.7903%
Total Interest Income (YTD):
6.6423%
Headquarters:
Houston
FDIC Field Office:
Houston
Regulator:
FED
County:
Harris
# of Offices:
4
Metropolitan Statistical Area (MSA):
Houston-The Woodlands-Sugar Land, TX
Consolidated Metropolitan Statistical Area (CMSA):
Houston-Galveston-Brazoria, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage rates decreased in the most recent mortgage survey released Wednesday morning. 30 year mortgage rates decreased to 4.75 percent for the week ending June 18, 2010 in the latest Weekly Mortgage Application Survey released by Mortgage Bankers Association (MBA). The average 30 year mortgage rate is down from the previous week's average of 4.82 percent. Mortgage discount points averaged 1.07 points, up from the prior week's average of 0.89 points. The average contract 15 year mortgage rate is down to 4.19 percent for the week ending June 18, 2010, down from the previous week's average contract mortgage rate of 4.23 percent. Average mortgage discount points increased to 1.00 points, up from the prior week’s average of 0.83 points. The average contract rate for 1 year adjustable mortgage rates is down to 7.05 percent for the week ending June 18, 2010, down from the prior week’s average contract mortgage rate of 7.07 percent. Mortgage points on 1 year adjustable mortgage rates remained unchanged at 0.27 points.
Mortgage rates are barely changed today, the current average conforming 30 year mortgage rate is at 4.62%, unchanged from yesterday's average rate as reported by MonitorBankRates.com.
Bank or Credit Union Offers and DealsFirst Internet Bank of Indiana Savings 50K Rates now at 0.60%Florida Highest 12 Month CD Interest Rates Mortgage Rates End 2014 Low, Will Move Higher by the End of 2015 Alabama Credit Union Certificate of Deposit Rates Mortgage Rates Hit New Record Low for 2011: 30 Year Mortgage Rates at 4.32% Mortgage Rates up Slightly in This Week's PMMS Survey Best Savings Account Rates in Jacksonville, Florida Washington Mutual 5.0% APY 13 Month CD Mortgage Rates Today, HARP Loans and the Greek Vote Average Auto Loan Rates January 21, 2011 Alternative Bank and Credit Union Offers to ExploreEverBank 2 Year Jumbo CD Rates now at 1.21%Mortgage Rates Mortgage Rates: Lenders Mortgage Rates Higher Friday October 28, 2011 Best CD Rates - Chirstmas Eve Mortgage Rates Mixed This Week, November 30, 2010: 30 Year Mortgage Rates Averaging 4.44%, 15 Year Mortgage Rates Averaging 3.74% Highest National Savings Rates: Best Savings Rate at 1.00% EmigrantDirect.com CD Rates Mortgage Rates Today Move Higher as FOMC is Set to Meet Next Week Mortgage Refinance Rates Jump Higher - 30 Year Refinance Rates at 5.25% Bank of America 7 Month CD Rate Central Bank Houston, TX ReviewsThere are no reviews for Central Bank Houston, TX yet. Feel free to create one below.
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